Last update: Oct 2026

Cost of Living Comparison Between Toronto and Negril

For one person, living is cheaper in Negril: $927 a month against $2,589 in Toronto, rent and utilities included – about $19,900 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
45

Cost of Living Index in Negril
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Negril Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Negril

🇯🇲 Jamaica

$927

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Negril

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Negril actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,589 in Toronto versus $927 in Negril.

Toronto $2,589
Negril $927

Estimated couple costs with rent: $3,710 in Toronto versus $1,478 in Negril.

Toronto $3,710
Negril $1,478

Monthly costs for a family of three with rent: $4,831 in Toronto versus $2,029 in Negril.

Toronto $4,831
Negril $2,029

Living in Toronto is roughly 179% more expensive than in Negril, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Toronto is 90% above, Negril is 32% below.

Meal at Budget Restaurant

$17.60 CA$24.70

$9.68 JMD 1,526

81.82%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$49.26 JMD 7,767

57.96%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.86

$8.05 JMD 1,269

31.55%

Cappuccino

$4.16 CA$5.83

$2.05 JMD 323

102.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.87

$1.15 JMD 181

77.39%

Water (0.33 liter bottle)

$1.75 CA$2.46

$0.74 JMD 117

136.49%

Local Beer (0.5 liter draught)

$6.58 CA$9.23

$2.16 JMD 341

204.63%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.98

$3.19 JMD 503

122.88%

Milk (1 liter)

$2.53 CA$3.56

$4.02 JMD 634

-37.06%

White Bread (500g)

$2.70 CA$3.79

$3.37 JMD 532

-19.88%

Rice (white) (1kg)

$2.24 CA$3.14

$1.58 JMD 249

41.77%

Eggs

$3.48 CA$4.89

$3.51 JMD 554

-0.85%

Local Cheese (1kg)

$9.38 CA$13.16

$11.25 JMD 1,773

-16.62%

Chicken Fillets (1kg)

$11.60 CA$16.28

$6.33 JMD 998

83.25%

Beef Round Steak (1kg)

$14.68 CA$20.61

$10.19 JMD 1,606

44.06%

Apples (1kg)

$3.74 CA$5.26

$6.06 JMD 956

-38.28%

Banana (1kg)

$1.22 CA$1.72

$3.96 JMD 624

-69.19%

Oranges (1kg)

$3.48 CA$4.88

$7.47 JMD 1,177

-53.41%

Tomato (1kg)

$4.32 CA$6.07

$2.99 JMD 471

44.48%

Potato (1kg)

$1.85 CA$2.60

$3.15 JMD 497

-41.27%

Onion (1kg)

$1.69 CA$2.37

$2.58 JMD 406

-34.50%

Lettuce (1 head)

$2.23 CA$3.13

$2.99 JMD 472

-25.42%

Water (1.5 liter bottle)

$1.28 CA$1.79

$1.44 JMD 227

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.71

$9.33 JMD 1,471

50.48%

Wine (Bottle)

$14.43 CA$20.25

$11.27 JMD 1,776

28.04%

Local Beer (0.5 liter bottle)

$2.16 CA$3.03

$2.92 JMD 460

-26.03%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.54

$3.94 JMD 622

-36.04%

One-way Ticket (Public Transport)

$2.37 CA$3.32

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.04 CA$4.27

$1.22 JMD 193

149.18%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.74

$3.23 JMD 509

-61.61%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.65

$6.36 JMD 1,002

254.56%

Gasoline (1 liter)

$1.24 CA$1.75

$1.47 JMD 232

-15.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.8K

$43.7K JMD 6.9M

-38.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$30.0K

$32.6K JMD 5.1M

-34.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$175

$166 JMD 26.2K

-25.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.39

$29.95 JMD 4,722

10.35%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.3

$51.9 JMD 8,179

-7.54%

Gym Membership (Monthly)

$36.69 CA$51.5

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.22

Cinema Ticket

$13.08 CA$18.35

$13.26 JMD 2,090

-1.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,065

$362 JMD 57.0K

109.80%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.4K

$8,121 JMD 1.3M

192.84%

Jeans (Levis 501 Or Similar)

$53.5 CA$75.1

$23.75 JMD 3,745

125.43%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.8

$30.90 JMD 4,873

30.87%

Sport Shoes (Adidas, Nike)

$100 CA$141

$76.9 JMD 12.1K

30.63%

Men's Leather Business Shoes

$125 CA$176

$104 JMD 16.4K

20.77%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,287

$1,005 JMD 158.5K

62.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,987

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,781

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,949

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

Buy Apartment Outside City Center (m2)

$6,674 CA$9,366

Average Monthly Net Salary (After Tax)

$3,543 CA$4,973

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

9.45

-52.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Negril: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Negril

- * 0% 100%

Groceries & Markets

Toronto

$345 13.3%

Negril

$378 40.8% 9.6% $33

Eating Out

Toronto

$285 11%

Negril

$151 16.3% 47% $134

Monthly Utilities & Internet

Toronto

$206 7.9%

Negril

$248 26.8% 20.6% $42

Clothing & Footwear

Toronto

$144 5.6%

Negril

$106 11.4% 26.4% $38

Getting Around

Toronto

$131 5.1%

Negril

$17 * 1.9% 86.8% $114

Sport & Entertainment

Toronto

$63 2.4%

Negril

$27 * 2.9% 57.8% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,630 in Toronto and $1,005 in Negril. Housing cost is often the main lever when comparing two cities.

Dining out: $78 in Toronto vs $49 in Negril. Groceries flip the comparison at $345 vs $378, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇯🇲 Negril

🕒 Local time

11:19 11:19 AM

10:19 10:19 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

13,779

💱 Currency

Canadian Dollar CAD $

Jamaican Dollar JMD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1,000 JMD = 6.34 USD

1,000 JMD = 5.7 EUR

Exchange rates and currency converter

JMD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

Jamaican Dollar exchange rates as of October 28, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.7 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Negril 2,820 km ≈ 4 h nonstop flight

From you

Toronto
Negril

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Negril: Cost of Living - Frequently Asked Questions

Toronto and Negril differ by about 179% in total monthly costs ($2,589 vs $927 including rent). Negril is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,883 in Toronto and $1,390 in Negril to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,630 in Toronto versus $1,005 in Negril. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $759 in Toronto versus $362 in Negril. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Negril – a meal for two runs $49 versus $78 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $927 in Negril versus $2,589 in Toronto, a $1,200 budget is realistic in Negril but tight or insufficient in Toronto. The gap between the two cities makes Negril the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.