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Cost of Living Comparison Between Ndola and Ubud, Bali Cost of Living Comparison Between Ndola and Ubud, Bali

🙂 Solo nomad: Ndola is 17.8% cheaper than Ubud, Bali without rent, and 50.2% cheaper with rent.
🙂 Family of 3: Ndola is 22.2% cheaper than Ubud, Bali without rent, and 28.4% cheaper with rent.
Currency
🍽 Eating Out
Ndola
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.42 ZMW 148
$3.43 Rp 58.1K
116.33%
Three-Course Dinner for Two, Mid-Range
$24.86 ZMW 497
$32.70 Rp 553.4K
-23.98%
Fast Food Meal (McDonalds, etc)
$3.63 ZMW 72.4
$5.04 Rp 85.2K
-27.98%
Cappuccino
$2.03 ZMW 40.48
$2.85 Rp 48.2K
-28.77%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.38 ZMW 7.50
$1.34 Rp 22.8K
-71.64%
Water (0.33 liter bottle)
$0.17 ZMW 3.38
$0.75 Rp 12.6K
-77.33%
Local Beer (0.5 liter draught)
$0.95 ZMW 18.89
$2.90 Rp 49.1K
-67.24%
Imported Beer (0.33 liter bottle)
$1.84 ZMW 36.82
$3.94 Rp 66.7K
-53.30%
🛒 Groceries & Markets
Ndola
Ubud, Bali
Difference
Milk (1 liter)
$1.28 ZMW 25.61
$1.80 Rp 30.5K
-28.89%
White Bread (500g)
$0.75 ZMW 15.06
$2.55 Rp 43.2K
-70.59%
Rice (white) (1kg)
$1.60 ZMW 31.97
$1.19 Rp 20.2K
34.45%
Eggs
$1.28 ZMW 25.50
$2.42 Rp 40.9K
-47.11%
Local Cheese (1kg)
$7.79 ZMW 156
$14.38 Rp 243.4K
-45.83%
Chicken Fillets (1kg)
$3.92 ZMW 78.3
$4.21 Rp 71.2K
-6.89%
Beef Round Steak (1kg)
$4.54 ZMW 90.7
$11.88 Rp 201.0K
-61.78%
Apples (1kg)
$1.30 ZMW 25.92
$3.71 Rp 62.8K
-64.96%
Banana (1kg)
$1.61 ZMW 32.15
$1.56 Rp 26.4K
3.21%
Oranges (1kg)
$2.76 ZMW 55.1
$2.77 Rp 46.9K
-0.36%
Tomato (1kg)
$1.16 ZMW 23.12
$2.22 Rp 37.6K
-47.75%
Potato (1kg)
$1.83 ZMW 36.57
$1.99 Rp 33.8K
-8.04%
Onion (1kg)
$1.39 ZMW 27.70
$2.29 Rp 38.8K
-39.30%
Lettuce (1 head)
$0.93 ZMW 18.59
$1.01 Rp 17.1K
-7.92%
Water (1.5 liter bottle)
$0.48 ZMW 9.65
$0.78 Rp 13.3K
-38.46%
Cigarettes 20 Pack (Marlboro, Camel)
$2.44 ZMW 48.72
$3.17 Rp 53.6K
-23.03%
Wine (Bottle)
-
$23.70 Rp 401.1K
-
Local Beer (0.5 liter bottle)
$1.10 ZMW 21.90
$2.78 Rp 47.0K
-60.43%
Imported Beer (0.33 liter bottle)
$1.55 ZMW 30.99
$2.75 Rp 46.5K
-43.64%
🚌 Getting Around
Ndola
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.53 ZMW 10.55
$0.27 Rp 4,514
96.30%
Public Transport Monthly Pass (Regular Price)
-
$8.14 Rp 137.7K
-
Taxi Start (Normal Tariff)
$1.86 ZMW 37.07
$0.45 Rp 7,609
313.33%
Taxi (Normal Tariff) (1km)
-
$0.42 Rp 7,192
-
Taxi 1hour Waiting (Normal Tariff)
$9.31 ZMW 186
$6.18 Rp 104.6K
50.65%
Gasoline (1 liter)
$1.18 ZMW 23.58
$0.80 Rp 13.5K
47.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$8,015 ZMW 160.1K
$26.2K Rp 443.1M
-69.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.1K ZMW 581.7K
$31.6K Rp 534.8M
-7.87%
🧾 Monthly Utilities & Internet
Ndola
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$91.8 ZMW 1,835
$80.7 Rp 1.4M
13.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.76 ZMW 734
$4.12 Rp 69.8K
792.23%
Internet (50+ Mbps, Unlimited Data)
$124 ZMW 2,481
$23.70 Rp 401.0K
423.92%
🎉 Sport & Entertainment
Ndola
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$96.9 Rp 1.6M
-
Tennis Court (1 Hour on Weekend)
-
$6.29 Rp 106.4K
-
Cinema Ticket
$4.23 ZMW 84.5
$4.11 Rp 69.5K
2.92%
🧸 Childcare & Education
Ndola
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$178 ZMW 3,549
$298 Rp 5.0M
-40.47%
International Primary School, 1 Child (Yearly)
$9,602 ZMW 191.9K
$6,540 Rp 110.7M
46.83%
👕👟 Clothing & Footwear
Ndola
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$18.91 ZMW 378
$53.4 Rp 904.2K
-64.61%
Summer Dress (H&M, Zara, etc)
$17.15 ZMW 343
$38.33 Rp 648.6K
-55.26%
Sport Shoes (Adidas, Nike)
$85.8 ZMW 1,715
$86.4 Rp 1.5M
-0.63%
Men's Leather Business Shoes
$72.9 ZMW 1,457
$78.9 Rp 1.3M
-7.59%
🏠 Accommodation & Living
Ndola
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$127 ZMW 2,535
$1,015 Rp 17.2M
-87.50%
1-bedroom Apartment, Outside City Center (Monthly)
$107 ZMW 2,145
$669 Rp 11.3M
-83.94%
3-bedroom Apartment, City Center (Monthly)
$275 ZMW 5,489
$3,348 Rp 56.7M
-91.79%
3-bedroom Apartment, Outside City Center (Monthly)
$1,528 ZMW 30.5K
$2,114 Rp 35.8M
-27.72%
Buy Apartment in City Center (m2)
-
$3,020 Rp 51.1M
-
Buy Apartment Outside City Center (m2)
-
$2,334 Rp 39.5M
-
💵 Salaries & Financials
Ndola
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
25
13.28
88.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ndola: January 13, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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