Cost of Living Comparison Between Ndola and Ubud, Bali Cost of Living Comparison Between Ndola and Ubud, Bali

🙂 Solo nomad: Ndola is 4.1% cheaper than Ubud, Bali without rent, and 50.7% cheaper with rent.
🙂 Family of 3: Ndola is 37.5% cheaper than Ubud, Bali without rent, and 28% cheaper with rent.
Currency
🍽 Eating Out
Ndola
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.25 ZMW 139
$3.47 Rp 58.5K
108.93%
Three-Course Dinner for Two, Mid-Range
$24.56 ZMW 470
$32.10 Rp 542.1K
-23.49%
Fast Food Meal (McDonalds, etc)
$3.64 ZMW 69.7
$4.86 Rp 82.1K
-25.10%
Cappuccino
$1.97 ZMW 37.63
$2.82 Rp 47.7K
-30.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.35 ZMW 6.67
$1.37 Rp 23.2K
-74.45%
Water (0.33 liter bottle)
$0.20 ZMW 3.92
$0.73 Rp 12.3K
-72.60%
Local Beer (0.5 liter draught)
$0.92 ZMW 17.64
$2.90 Rp 48.9K
-68.28%
Imported Beer (0.33 liter bottle)
$1.77 ZMW 33.94
$3.92 Rp 66.1K
-54.85%
🛒 Groceries & Markets
Ndola
Ubud, Bali
Difference
Milk (1 liter)
$1.30 ZMW 24.79
$1.74 Rp 29.4K
-25.29%
White Bread (500g)
$0.79 ZMW 15.03
$2.44 Rp 41.3K
-67.62%
Rice (white) (1kg)
$1.58 ZMW 30.30
$1.17 Rp 19.7K
35.04%
Eggs
$1.33 ZMW 25.37
$2.35 Rp 39.7K
-43.40%
Local Cheese (1kg)
$7.75 ZMW 148
$14.78 Rp 249.6K
-47.56%
Chicken Fillets (1kg)
$3.80 ZMW 72.8
$4.25 Rp 71.8K
-10.59%
Beef Round Steak (1kg)
$4.59 ZMW 87.9
$12.21 Rp 206.2K
-62.41%
Apples (1kg)
$1.23 ZMW 23.47
$3.72 Rp 62.8K
-66.94%
Banana (1kg)
$1.63 ZMW 31.25
$1.56 Rp 26.3K
4.49%
Oranges (1kg)
$2.69 ZMW 51.4
$2.69 Rp 45.5K
-
Tomato (1kg)
$1.13 ZMW 21.56
$2.34 Rp 39.4K
-51.71%
Potato (1kg)
$1.90 ZMW 36.40
$2.00 Rp 33.8K
-5.00%
Onion (1kg)
$1.34 ZMW 25.59
$2.31 Rp 39.0K
-41.99%
Lettuce (1 head)
$0.94 ZMW 17.92
$1.01 Rp 17.1K
-6.93%
Water (1.5 liter bottle)
$0.49 ZMW 9.32
$0.73 Rp 12.3K
-32.88%
Cigarettes 20 Pack (Marlboro, Camel)
$2.54 ZMW 48.50
$3.31 Rp 56.0K
-23.26%
Wine (Bottle)
-
$25.14 Rp 424.6K
-
Local Beer (0.5 liter bottle)
$1.13 ZMW 21.68
$2.90 Rp 48.9K
-61.03%
Imported Beer (0.33 liter bottle)
$1.58 ZMW 30.29
$2.77 Rp 46.8K
-42.96%
🚌 Getting Around
Ndola
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.52 ZMW 9.91
$0.27 Rp 4,530
92.59%
Public Transport Monthly Pass (Regular Price)
-
$8.26 Rp 139.5K
-
Taxi Start (Normal Tariff)
$1.77 ZMW 33.85
$0.45 Rp 7,641
293.33%
Taxi (Normal Tariff) (1km)
-
$0.42 Rp 7,135
-
Taxi 1hour Waiting (Normal Tariff)
$9.13 ZMW 175
$6.26 Rp 105.6K
45.85%
Gasoline (1 liter)
$1.18 ZMW 22.59
$0.86 Rp 14.6K
37.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$8,146 ZMW 155.8K
$25.9K Rp 437.2M
-68.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.5K ZMW 544.6K
$31.9K Rp 538.6M
-10.75%
🧾 Monthly Utilities & Internet
Ndola
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$92.4 ZMW 1,768
$80.8 Rp 1.4M
14.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.82 ZMW 704
$3.98 Rp 67.1K
825.13%
Internet (50+ Mbps, Unlimited Data)
$127 ZMW 2,438
$23.55 Rp 397.6K
441.10%
🎉 Sport & Entertainment
Ndola
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$97.3 Rp 1.6M
-
Tennis Court (1 Hour on Weekend)
-
$6.42 Rp 108.4K
-
Cinema Ticket
$4.09 ZMW 78.3
$4.16 Rp 70.3K
-1.68%
🧸 Childcare & Education
Ndola
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$174 ZMW 3,324
$294 Rp 5.0M
-40.92%
International Primary School, 1 Child (Yearly)
$9,579 ZMW 183.2K
$6,548 Rp 110.6M
46.29%
👕👟 Clothing & Footwear
Ndola
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$18.62 ZMW 356
$54.2 Rp 914.7K
-65.63%
Summer Dress (H&M, Zara, etc)
$16.78 ZMW 321
$37.95 Rp 640.8K
-55.78%
Sport Shoes (Adidas, Nike)
$85.7 ZMW 1,640
$88.1 Rp 1.5M
-2.68%
Men's Leather Business Shoes
$73.1 ZMW 1,399
$78.1 Rp 1.3M
-6.35%
🏠 Accommodation & Living
Ndola
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$127 ZMW 2,435
$995 Rp 16.8M
-87.21%
1-bedroom Apartment, Outside City Center (Monthly)
$110 ZMW 2,096
$668 Rp 11.3M
-83.60%
3-bedroom Apartment, City Center (Monthly)
$275 ZMW 5,265
$3,391 Rp 57.3M
-91.88%
3-bedroom Apartment, Outside City Center (Monthly)
$1,475 ZMW 28.2K
$2,080 Rp 35.1M
-29.07%
Buy Apartment in City Center (m2)
-
$3,037 Rp 51.3M
-
Buy Apartment Outside City Center (m2)
-
$2,378 Rp 40.2M
-
💵 Salaries & Financials
Ndola
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$600 ZMW 11.5K
$180 Rp 3.0M
234.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
25
13.28
88.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ndola: March 1, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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