😐Monthly costs for one person with rent: $1,850 in Naples versus $1,730 in San Martino in Rio.
😐Estimated couple costs with rent: $2,794 in Naples versus $2,622 in San Martino in Rio.
😐Monthly costs for a family of three with rent: $3,739 in Naples versus $3,515 in San Martino in Rio.
🌍Living in Naples is roughly 7% more expensive than in San Martino in Rio, driven mainly by Clothing & Footwear.
📊Both cities are pricier than the global median: Naples38% above, San Martino in Rio29% above.
Currency
🍽 Eating Out
Naples
San Martino in Rio
Difference
Meal at Budget Restaurant
$17.54€15.36
$17.09€14.96
2.63%
Three-Course Dinner for Two, Mid-Range
$69.9€61.2
$79.7€69.8
-12.34%
Fast Food Meal(McDonalds, etc)
$11.72€10.27
$11.50€10.07
1.91%
Cappuccino
$2.21€1.94
$2.04€1.79
8.33%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.08€1.82
$3.38€2.96
-38.46%
Water(0.33 liter bottle)
$1.11€0.97
$1.42€1.24
-21.83%
Local Beer(0.5 liter draught)
$4.58€4.01
$5.74€5.03
-20.21%
Imported Beer(0.33 liter bottle)
$4.53€3.97
$5.83€5.11
-22.30%
🛒 Groceries & Markets
Naples
San Martino in Rio
Difference
Milk(1 liter)
$2.00€1.75
$1.52€1.33
31.58%
White Bread(500g)
$1.72€1.51
$2.02€1.77
-14.85%
Rice(white)(1kg)
$2.96€2.59
$1.89€1.66
56.61%
Eggs
$4.12€3.61
$3.81€3.34
8.14%
Local Cheese(1kg)
$14.73€12.90
$19.67€17.22
-25.11%
Chicken Fillets(1kg)
$10.37€9.08
$10.48€9.18
-1.05%
Beef Round Steak(1kg)
$16.17€14.16
$21.24€18.61
-23.87%
Apples(1kg)
$2.83€2.48
$2.00€1.75
41.50%
Banana(1kg)
$2.27€1.99
$2.03€1.78
11.82%
Oranges(1kg)
$2.73€2.39
$2.64€2.31
3.41%
Tomato(1kg)
$3.64€3.19
$3.46€3.03
5.20%
Potato(1kg)
$1.93€1.69
$2.37€2.07
-18.57%
Onion(1kg)
$1.92€1.68
$1.73€1.52
10.98%
Lettuce(1 head)
$1.52€1.33
$1.06€0.93
43.40%
Water(1.5 liter bottle)
$0.69€0.60
$0.50€0.44
38.00%
Cigarettes 20 Pack(Marlboro, Camel)
$6.96€6.10
$7.06€6.18
-1.42%
Wine(Bottle)
$7.58€6.64
$6.99€6.13
8.44%
Local Beer(0.5 liter bottle)
$2.76€2.41
$1.84€1.61
50.00%
Imported Beer(0.33 liter bottle)
$3.39€2.97
$3.08€2.69
10.06%
🚌 Getting Around
Naples
San Martino in Rio
Difference
One-way Ticket(Public Transport)
$1.70€1.49
$1.77€1.55
-3.95%
Public Transport Monthly Pass(Regular Price)
$47.76€41.83
$43.34€37.96
10.20%
Taxi Start(Normal Tariff)
$5.89€5.16
$5.82€5.10
1.20%
Taxi(Normal Tariff)(1km)
$2.17€1.90
$1.04€0.91
108.65%
Taxi 1hour Waiting(Normal Tariff)
$34.18€29.93
$23.58€20.65
44.95%
Gasoline(1 liter)
$2.01€1.76
$2.10€1.84
-4.29%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.7K€31.3K
$29.0K€25.4K
23.13%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.7K€31.3K
$39.0K€34.1K
-8.33%
🧾 Monthly Utilities & Internet
Naples
San Martino in Rio
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$223€196
$226€198
-1.03%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.16€11.52
$11.47€10.04
14.73%
Internet(50+ Mbps, Unlimited Data)
$33.29€29.15
$28.17€24.67
18.18%
🎉 Sport & Entertainment
Naples
San Martino in Rio
Difference
Gym Membership(Monthly)
$57.8€50.6
$53.9€47.20
7.29%
Tennis Court(1 Hour on Weekend)
$33.09€28.98
$23.24€20.35
42.38%
Cinema Ticket
$11.55€10.11
$10.83€9.48
6.65%
🧸 Childcare & Education
Naples
San Martino in Rio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$394€345
$521€457
-24.53%
International Primary School, 1 Child(Yearly)
$6,120€5,360
$8,159€7,146
-24.99%
👕👟 Clothing & Footwear
Naples
San Martino in Rio
Difference
Jeans(Levis 501 Or Similar)
$103€90.5
$86.9€76.1
18.96%
Summer Dress(H&M, Zara, etc)
$43.41€38.02
$37.86€33.16
14.66%
Sport Shoes(Adidas, Nike)
$100€87.8
$119€105
-16.03%
Men's Leather Business Shoes
$144€126
$114€99.9
26.55%
🏠 Accommodation & Living
Naples
San Martino in Rio
Difference
1-bedroom Apartment, City Center(Monthly)
$943€826
$742€649
27.19%
1-bedroom Apartment, Outside City Center(Monthly)
$696€610
$575€504
21.00%
3-bedroom Apartment, City Center(Monthly)
$1,931€1,691
$1,211€1,061
59.50%
3-bedroom Apartment, Outside City Center(Monthly)
$1,136€995
$923€808
23.13%
Buy Apartment in City Center(m2)
$4,575€4,007
$3,097€2,713
47.72%
Buy Apartment Outside City Center(m2)
$2,201€1,927
$2,275€1,993
-3.28%
💵 Salaries & Financials
Naples
San Martino in Rio
Difference
Average Monthly Net Salary(After Tax)
$1,885€1,651
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.04
4.17
-3.12%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Naples: July 13, 2026
Last update for San Martino in Rio: July 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $943 in Naples and $742 in San Martino in Rio. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $70.0 in Naples vs $80.0 in San Martino in Rio for a mid-range dinner for two. Groceries echo the gap at $327 vs $333 per month, with Naples cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Naples vs San Martino in Rio: Cost of Living - Frequently Asked Questions
Which city is more expensive, Naples or San Martino in Rio?
San Martino in Rio wins on cost – living expenses run 7% lower than in Naples. Housing and daily spending are where you'll feel the difference most, making San Martino in Rio the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Naples and in San Martino in Rio?
You'd need roughly $2,775 in Naples and $2,594 in San Martino in Rio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Naples compared to San Martino in Rio?
Rent for a central apartment: $943 in Naples versus $742 in San Martino in Rio. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Naples and in San Martino in Rio?
Dining out is cheaper in San Martino in Rio – a meal for two runs $80.0 versus $70.0 in Naples. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Naples compared to San Martino in Rio?
All in, you'll spend $1,850 per month in Naples versus $1,730 in San Martino in Rio – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $3,000/month in Naples or in San Martino in Rio?
At $1,730 in San Martino in Rio versus $1,850 in Naples, a $3,000 budget is realistic in San Martino in Rio but tight or insufficient in Naples. The gap between the two cities makes San Martino in Rio the clear choice for anyone on this budget.
Which city offers a better quality of life: Naples or San Martino in Rio?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find San Martino in Rio gentler on the wallet – expenses run 7% less than in Naples. Beyond cost, consider language, visa policies, and how big the international community is in each city.