Cost of Living Comparison Between Naples and Montecatini Terme Cost of Living Comparison Between Naples and Montecatini Terme

Monthly Cost of Living

Monthly costs for one person with rent: $1,905 in Naples versus $1,822 in Montecatini Terme.

Estimated couple costs with rent: $2,832 in Naples versus $2,657 in Montecatini Terme.

Monthly costs for a family of three with rent: $3,760 in Naples versus $3,493 in Montecatini Terme.

Living in Naples is roughly 5% more expensive than Montecatini Terme, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Naples 41% above, Montecatini Terme 35% above.

Meal at Budget Restaurant

$17.57 €14.95

$20.99 €17.86

-16.29%

Three-Course Dinner for Two, Mid-Range

$69.8 €59.4

$37.99 €32.33

83.73%

Fast Food Meal (McDonalds, etc)

$11.50 €9.78

$11.79 €10.04

-2.46%

Cappuccino

$2.13 €1.82

$1.66 €1.41

28.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.08 €1.77

$2.28 €1.94

-8.77%

Water (0.33 liter bottle)

$1.11 €0.95

$1.17 €1.00

-5.13%

Local Beer (0.5 liter draught)

$4.65 €3.96

$5.10 €4.34

-8.82%

Imported Beer (0.33 liter bottle)

$4.56 €3.88

$5.70 €4.85

-20.00%

Milk (1 liter)

$1.97 €1.67

$1.40 €1.19

40.71%

White Bread (500g)

$1.73 €1.47

$2.75 €2.34

-37.09%

Rice (white) (1kg)

$2.85 €2.43

$2.55 €2.17

11.76%

Eggs

$4.21 €3.58

$4.61 €3.92

-8.68%

Local Cheese (1kg)

$14.65 €12.47

$10.48 €8.92

39.79%

Chicken Fillets (1kg)

$10.45 €8.89

$15.24 €12.97

-31.43%

Beef Round Steak (1kg)

$16.07 €13.68

$22.28 €18.96

-27.87%

Apples (1kg)

$2.83 €2.41

$2.71 €2.31

4.43%

Banana (1kg)

$2.29 €1.95

$2.76 €2.35

-17.03%

Oranges (1kg)

$2.75 €2.34

$3.64 €3.10

-24.45%

Tomato (1kg)

$3.61 €3.07

$4.02 €3.42

-10.20%

Potato (1kg)

$2.00 €1.70

$2.81 €2.39

-28.83%

Onion (1kg)

$1.97 €1.67

$1.77 €1.50

11.30%

Lettuce (1 head)

$1.52 €1.29

$1.56 €1.33

-2.56%

Water (1.5 liter bottle)

$0.67 €0.57

$0.44 €0.38

52.27%

Cigarettes 20 Pack (Marlboro, Camel)

$6.96 €5.92

$6.50 €5.53

7.08%

Wine (Bottle)

$7.70 €6.56

$9.53 €8.11

-19.20%

Local Beer (0.5 liter bottle)

$2.74 €2.33

$1.07 €0.91

156.07%

Imported Beer (0.33 liter bottle)

$3.32 €2.82

$1.52 €1.29

118.42%

One-way Ticket (Public Transport)

$1.69 €1.44

$1.72 €1.47

-1.74%

Public Transport Monthly Pass (Regular Price)

$48.60 €41.35

$43.01 €36.60

13.00%

Taxi Start (Normal Tariff)

$5.87 €5.00

$6.89 €5.86

-14.80%

Taxi (Normal Tariff) (1km)

$2.11 €1.79

$1.12 €0.95

88.39%

Taxi 1hour Waiting (Normal Tariff)

$34.45 €29.31

$32.72 €27.85

5.29%

Gasoline (1 liter)

$2.10 €1.79

$2.02 €1.72

3.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K €30.5K

$27.9K €23.7K

28.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.2K €29.9K

$37.5K €31.9K

-6.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 €189

$265 €226

-16.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.17 €11.21

$11.46 €9.75

14.92%

Internet (50+ Mbps, Unlimited Data)

$33.06 €28.13

$30.72 €26.15

7.62%

Gym Membership (Monthly)

$57.7 €49.10

$60.1 €51.1

-3.93%

Tennis Court (1 Hour on Weekend)

$33.50 €28.51

$23.18 €19.72

44.52%

Cinema Ticket

$11.59 €9.86

$10.09 €8.59

14.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$391 €333

$714 €608

-45.22%

International Primary School, 1 Child (Yearly)

$6,048 €5,147

$11.3K €9,623

-46.52%

Jeans (Levis 501 Or Similar)

$104 €88.5

$98.4 €83.8

5.62%

Summer Dress (H&M, Zara, etc)

$43.62 €37.12

$35.21 €29.96

23.89%

Sport Shoes (Adidas, Nike)

$102 €87.0

$103 €87.3

-0.38%

Men's Leather Business Shoes

$143 €122

$131 €111

9.56%

1-bedroom Apartment, City Center (Monthly)

$955 €813

$750 €638

27.44%

1-bedroom Apartment, Outside City Center (Monthly)

$690 €587

$585 €498

18.03%

3-bedroom Apartment, City Center (Monthly)

$1,924 €1,638

$1,234 €1,050

55.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,138 €969

$935 €795

21.80%

Buy Apartment in City Center (m2)

$5,053 €4,300

$2,687 €2,287

88.04%

Buy Apartment Outside City Center (m2)

$2,389 €2,033

$2,331 €1,983

2.52%

Average Monthly Net Salary (After Tax)

$1,814 €1,544

20-Year Fixed Mortgage Interest Rate (Annual %)

4.04

1.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naples: April 14, 2026

Last update for Montecatini Terme: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $955 in Naples and $750 in Montecatini Terme. Housing cost is often the main lever when comparing two cities.

Dining out: $70 in Naples vs $38 in Montecatini Terme. Groceries flip the comparison at $326 vs $360, with Naples cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naples vs Montecatini Terme: Cost of Living - Frequently Asked Questions

Montecatini Terme is cheaper overall, especially in Clothing & Footwear, Sport & Entertainment, Getting Around, Monthly Utilities & Internet. The 5% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,857 in Naples and $2,733 in Montecatini Terme to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $955 in Naples versus $750 in Montecatini Terme. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Naples pay roughly 10% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Montecatini Terme – a meal for two runs $38.00 versus $70.0 in Naples. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,822 in Montecatini Terme versus $1,905 in Naples, a $2,500 budget is realistic in Montecatini Terme but tight or insufficient in Naples. The gap between the two cities makes Montecatini Terme the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Naples and Montecatini Terme are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montecatini Terme gentler on the wallet – expenses run 5% less than in Naples. Beyond cost, consider language, visa policies, and how big the international community is in each city.