Last update: Oct 2026

Cost of Living Comparison Between Naples and Montecatini Terme

For one person, living is cheaper in Montecatini Terme: $1,759 a month against $1,842 in Naples, rent and utilities included – about $1,000 less a year. Higher rent and utilities in Naples outweigh lower spending on other living expenses.

88

Cost of Living Index in Naples
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Naples Living Index
85

Cost of Living Index in Montecatini Terme
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Montecatini Terme Living Index

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Naples

🇮🇹 Italy

$1,842

/mo nomad

Montecatini Terme

🇮🇹 Italy

$1,759

/mo nomad

Monthly Cost of Living

How much you'll spend in Naples and in Montecatini Terme

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naples and in Montecatini Terme actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,842 in Naples versus $1,759 in Montecatini Terme.

Naples $1,842
Montecatini Terme $1,759

Estimated couple costs with rent: $2,786 in Naples versus $2,739 in Montecatini Terme.

Naples $2,786
Montecatini Terme $2,739

Monthly costs for a family of three with rent: $3,730 in Naples versus $3,719 in Montecatini Terme.

Naples $3,730
Montecatini Terme $3,719

Living in Naples is roughly 5% more expensive than in Montecatini Terme, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Naples 35% above, Montecatini Terme 29% above.

Meal at Budget Restaurant

$16.69 €14.96

$22.44 €20.11

-25.62%

Three-Course Dinner for Two, Mid-Range

$74.1 €66.4

$89.0 €79.7

-16.72%

Fast Food Meal (McDonalds, etc)

$10.98 €9.84

$13.46 €12.06

-18.42%

Cappuccino

$2.35 €2.10

$1.99 €1.78

18.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 €2.23

$3.06 €2.74

-18.63%

Water (0.33 liter bottle)

$1.28 €1.14

$1.56 €1.40

-17.95%

Local Beer (0.5 liter draught)

$5.57 €4.99

$6.77 €6.06

-17.73%

Imported Beer (0.33 liter bottle)

$5.73 €5.13

$5.47 €4.90

4.75%

Milk (1 liter)

$2.03 €1.82

$1.49 €1.34

36.24%

White Bread (500g)

$1.92 €1.72

$2.52 €2.26

-23.81%

Rice (white) (1kg)

$3.14 €2.81

$1.71 €1.53

83.63%

Eggs

$4.39 €3.93

$4.95 €4.44

-11.31%

Local Cheese (1kg)

$16.48 €14.77

$19.87 €17.81

-17.06%

Chicken Fillets (1kg)

$12.54 €11.24

$14.03 €12.57

-10.62%

Beef Round Steak (1kg)

$20.83 €18.66

$21.47 €19.24

-2.98%

Apples (1kg)

$2.51 €2.25

$2.60 €2.33

-3.46%

Banana (1kg)

$2.10 €1.88

$2.45 €2.19

-14.29%

Oranges (1kg)

$2.28 €2.05

$3.29 €2.95

-30.70%

Tomato (1kg)

$3.74 €3.35

$3.17 €2.84

17.98%

Potato (1kg)

$1.74 €1.56

$2.45 €2.19

-28.98%

Onion (1kg)

$1.76 €1.58

$1.67 €1.49

5.39%

Lettuce (1 head)

$1.42 €1.27

$1.37 €1.23

3.65%

Water (1.5 liter bottle)

$0.59 €0.53

$0.66 €0.59

-10.61%

Cigarettes 20 Pack (Marlboro, Camel)

$6.73 €6.03

$6.62 €5.93

1.66%

Wine (Bottle)

$6.36 €5.70

$8.71 €7.81

-26.98%

Local Beer (0.5 liter bottle)

$1.76 €1.58

$1.50 €1.34

17.33%

Imported Beer (0.33 liter bottle)

$3.02 €2.71

$2.64 €2.37

14.39%

One-way Ticket (Public Transport)

$1.71 €1.53

$1.79 €1.60

-4.47%

Public Transport Monthly Pass (Regular Price)

$38.77 €34.74

$48.10 €43.10

-19.40%

Taxi Start (Normal Tariff)

$4.40 €3.94

$6.55 €5.87

-32.82%

Taxi (Normal Tariff) (1km)

$1.25 €1.12

$1.42 €1.27

-11.97%

Taxi 1hour Waiting (Normal Tariff)

$23.77 €21.30

$32.73 €29.33

-27.38%

Gasoline (1 liter)

$2.16 €1.94

$2.18 €1.95

-0.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K €31.5K

$36.6K €32.8K

-4.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.9K €33.0K

$35.4K €31.7K

4.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 €181

$194 €174

4.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.07 €8.13

$13.02 €11.66

-30.34%

Internet (50+ Mbps, Unlimited Data)

$31.47 €28.20

$30.98 €27.76

1.58%

Gym Membership (Monthly)

$56.5 €50.6

$48.06 €43.06

17.54%

Tennis Court (1 Hour on Weekend)

$20.68 €18.53

$25.51 €22.86

-18.93%

Cinema Ticket

$10.25 €9.19

$11.00 €9.86

-6.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$452 €405

$782 €700

-42.11%

International Primary School, 1 Child (Yearly)

$7,863 €7,046

$15.0K €13.5K

-47.74%

Jeans (Levis 501 Or Similar)

$93.2 €83.5

$83.7 €75.0

11.34%

Summer Dress (H&M, Zara, etc)

$42.18 €37.80

$41.13 €36.86

2.55%

Sport Shoes (Adidas, Nike)

$105 €93.7

$98.2 €88.0

6.43%

Men's Leather Business Shoes

$135 €121

$105 €93.7

28.85%

1-bedroom Apartment, City Center (Monthly)

$986 €884

$802 €718

23.05%

1-bedroom Apartment, Outside City Center (Monthly)

$702 €629

$556 €498

26.38%

3-bedroom Apartment, City Center (Monthly)

$1,879 €1,684

$1,311 €1,175

43.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,118 €1,002

$881 €789

26.91%

Buy Apartment in City Center (m2)

$4,503 €4,035

$2,573 €2,306

74.98%

Buy Apartment Outside City Center (m2)

$2,382 €2,135

$2,050 €1,837

16.19%

Average Monthly Net Salary (After Tax)

$1,860 €1,667

20-Year Fixed Mortgage Interest Rate (Annual %)

3.08

3.29

-6.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naples: October 26, 2026

Last update for Montecatini Terme: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naples

$702 38.1%

Montecatini Terme

$556 31.6% 20.9% $147

Groceries & Markets

Naples

$346 18.8%

Montecatini Terme

$372 21.2% 7.4% $26

Eating Out

Naples

$249 13.5%

Montecatini Terme

$307 17.5% 23.3% $58

Monthly Utilities & Internet

Naples

$243 13.2%

Montecatini Terme

$238 13.5% 2% $4.8

Clothing & Footwear

Naples

$169 9.2%

Montecatini Terme

$147 8.4% 12.5% $21

Sport & Entertainment

Naples

$77 4.2%

Montecatini Terme

$70 4% 9% $6.9

Getting Around

Naples

$56 3.1%

Montecatini Terme

$69 3.9% 22.4% $13

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Naples and $802 in Montecatini Terme. Housing cost is often the main lever when comparing two cities.

Dining out: $74 in Naples vs $89 in Montecatini Terme for a mid-range dinner for two. Groceries echo the gap at $346 vs $372 per month, with Naples cheaper across the board.

Good to know

🇮🇹 Naples

🇮🇹 Montecatini Terme

🕒 Local time

06:48 6:48 AM

Same time as Naples

🌤 Weather

👥 Population

972,212

20,409

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naples vs Montecatini Terme: Cost of Living - Frequently Asked Questions

Montecatini Terme is about 5% cheaper overall, especially in clothing and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,763 in Naples and $2,638 in Montecatini Terme to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Naples versus $802 in Montecatini Terme. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Naples pay roughly 7% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Naples – a meal for two runs $74 versus $89 in Montecatini Terme. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,500 a month, though Montecatini Terme gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.