Last update: Oct 2026

Cost of Living Comparison Between Naples and Lucca

For one person, living is cheaper in Naples: $1,820 a month against $2,017 in Lucca, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

Naples
🇮🇹 Italy
$1,820
/mo nomad
Lucca
🇮🇹 Italy
$2,017
/mo nomad
Monthly Cost of Living

How much you'll spend in Naples and in Lucca

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naples and in Lucca actually costs, broken down by who's living it.

A single person spends $1,820 per month in Naples vs $2,017 in Lucca, rent included.

  • Naples $1,820
  • Lucca $2,017

A couple spends around $2,772 per month in Naples vs $3,004 in Lucca, rent included.

  • Naples $2,772
  • Lucca $3,004

A family of three spends $3,724 per month in Naples vs $3,990 in Lucca, rent included.

  • Naples $3,724
  • Lucca $3,990

Naples is about 10% cheaper than Lucca, and outside of rent the biggest gap is in eating out.

Both Naples and Lucca sit above the global median – Naples by 35%, Lucca by 49%.

Currency
🍽 Eating Out
Naples
Lucca
Difference
Meal at Budget Restaurant
$16.55 €14.72
$19.78 €17.59
-16.33%
Three-Course Dinner for Two, Mid-Range
$73.0 €64.9
$80.6 €71.7
-9.47%
Fast Food Meal (McDonalds, etc)
$11.37 €10.12
$11.84 €10.53
-3.97%
Cappuccino
$2.19 €1.95
$2.02 €1.79
8.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.38 €2.12
$3.30 €2.93
-27.88%
Water (0.33 liter bottle)
$1.25 €1.11
$1.43 €1.27
-12.59%
Local Beer (0.5 liter draught)
$5.53 €4.92
$6.73 €5.99
-17.83%
Imported Beer (0.33 liter bottle)
$4.64 €4.12
$5.08 €4.52
-8.66%
🛒 Groceries & Markets
Naples
Lucca
Difference
Milk (1 liter)
$1.94 €1.72
$1.64 €1.46
18.29%
White Bread (500g)
$1.92 €1.71
$2.42 €2.15
-20.66%
Rice (white) (1kg)
$3.26 €2.90
$2.99 €2.66
9.03%
Eggs
$4.52 €4.02
$4.01 €3.56
12.72%
Local Cheese (1kg)
$16.28 €14.48
$20.76 €18.46
-21.58%
Chicken Fillets (1kg)
$12.29 €10.93
$14.43 €12.83
-14.83%
Beef Round Steak (1kg)
$20.73 €18.44
$21.07 €18.74
-1.61%
Apples (1kg)
$2.50 €2.23
$2.38 €2.12
5.04%
Banana (1kg)
$2.12 €1.89
$2.14 €1.91
-0.93%
Oranges (1kg)
$2.22 €1.98
$2.52 €2.24
-11.90%
Tomato (1kg)
$3.72 €3.31
$3.20 €2.84
16.25%
Potato (1kg)
$1.70 €1.51
$1.90 €1.69
-10.53%
Onion (1kg)
$1.76 €1.56
$2.14 €1.91
-17.76%
Lettuce (1 head)
$1.44 €1.28
$1.82 €1.62
-20.88%
Water (1.5 liter bottle)
$0.58 €0.52
$0.57 €0.50
1.75%
Cigarettes 20 Pack (Marlboro, Camel)
$6.75 €6.00
$7.05 €6.28
-4.26%
Wine (Bottle)
$6.12 €5.44
$7.83 €6.96
-21.84%
Local Beer (0.5 liter bottle)
$1.85 €1.64
$1.93 €1.72
-4.15%
Imported Beer (0.33 liter bottle)
$3.18 €2.83
$2.81 €2.50
13.17%
🚌 Getting Around
Naples
Lucca
Difference
One-way Ticket (Public Transport)
$1.69 €1.51
$1.95 €1.74
-13.33%
Public Transport Monthly Pass (Regular Price)
$44.96 €39.99
$34.12 €30.35
31.77%
Taxi Start (Normal Tariff)
$4.59 €4.08
$4.53 €4.03
1.32%
Taxi (Normal Tariff) (1km)
$1.20 €1.07
$1.62 €1.44
-25.93%
Taxi 1hour Waiting (Normal Tariff)
$23.56 €20.95
$27.76 €24.69
-15.13%
Gasoline (1 liter)
$2.16 €1.92
$2.11 €1.88
2.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.2K €32.2K
$36.5K €32.4K
-0.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.8K €31.8K
$34.7K €30.9K
3.09%
🧾 Monthly Utilities & Internet
Naples
Lucca
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$201 €179
$336 €299
-40.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.18 €8.16
$11.93 €10.62
-23.05%
Internet (50+ Mbps, Unlimited Data)
$30.83 €27.42
$32.27 €28.70
-4.46%
🎉 Sport & Entertainment
Naples
Lucca
Difference
Gym Membership (Monthly)
$56.8 €50.5
$65.8 €58.6
-13.70%
Tennis Court (1 Hour on Weekend)
$21.22 €18.87
$50.0 €44.47
-57.56%
Cinema Ticket
$11.13 €9.90
$9.86 €8.77
12.88%
🧸 Childcare & Education
Naples
Lucca
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$447 €397
$645 €574
-30.75%
International Primary School, 1 Child (Yearly)
$8,010 €7,125
$11.3K €10.0K
-28.85%
👕👟 Clothing & Footwear
Naples
Lucca
Difference
Jeans (Levis 501 Or Similar)
$94.7 €84.3
$101 €89.6
-5.96%
Summer Dress (H&M, Zara, etc)
$43.03 €38.28
$47.80 €42.52
-9.98%
Sport Shoes (Adidas, Nike)
$103 €91.4
$90.5 €80.5
13.58%
Men's Leather Business Shoes
$136 €121
$165 €146
-17.29%
🏠 Accommodation & Living
Naples
Lucca
Difference
1-bedroom Apartment, City Center (Monthly)
$991 €881
$796 €708
24.57%
1-bedroom Apartment, Outside City Center (Monthly)
$680 €605
$663 €589
2.67%
3-bedroom Apartment, City Center (Monthly)
$1,826 €1,624
$1,431 €1,273
27.58%
3-bedroom Apartment, Outside City Center (Monthly)
$1,116 €992
$1,012 €900
10.28%
Buy Apartment in City Center (m2)
$4,971 €4,422
$3,989 €3,549
24.61%
Buy Apartment Outside City Center (m2)
$2,175 €1,934
$2,088 €1,857
4.16%
💵 Salaries & Financials
Naples
Lucca
Difference
Average Monthly Net Salary (After Tax)
$1,823 €1,621
$1,765 €1,570
3.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.08
3.7
-16.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naples: October 12, 2026

Last update for Lucca: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Naples
$680
Lucca
$663 2.6% $18
Groceries & Markets
Naples
$344
Lucca
$372 8.1% $28
Eating Out
Naples
$244
Lucca
$281 14.9% $36
Monthly Utilities & Internet
Naples
$241
Lucca
$380 57.8% $139
Clothing & Footwear
Naples
$170
Lucca
$182 7.2% $12
Sport & Entertainment
Naples
$79
Lucca
$86 8.2% $6.5
Getting Around
Naples
$62
Lucca
$55 12.4% $7.8

Cost Breakdown

A central one-bedroom costs $991 in Naples versus $796 in Lucca. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Naples, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $73.0 in Naples versus $81.0 in Lucca. Monthly groceries follow the same trend: $344 vs $372 – making Naples the more affordable choice for daily food spending.

Good to know
🇮🇹 Naples
🇮🇹 Lucca
🕒 Local time
22:29 10:29 PM
22:29 10:29 PM
Same time as Naples
🌤 Weather
👥 Population
972,212
89,046
💱 Currency
Euro EUR €
Euro EUR €
Exchange rates and currency converter

USD to EUR – Euro Converter

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Naples vs Lucca: Cost of Living - Frequently Asked Questions
Is Lucca cheaper than Naples?
Yes – Lucca is pricier by about 11%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,731 per month in Naples and $3,026 in Lucca. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Naples, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Naples and in Lucca?
Monthly expenses with rent come to $1,820 in Naples and $2,017 in Lucca. That's a gap of about 11%.
Which city has cheaper public transport?
Public transport costs about 32% less in Naples. For daily commuters, that gap adds up to noticeable savings over a year.
Is $2,000 a realistic budget for living in Naples or in Lucca?
A $2,000 monthly budget goes further in Naples, where all-in costs run around $1,820, than in Lucca at $2,017. In Naples it covers expenses comfortably, while in Lucca it requires careful planning or may not stretch far enough.
Is Naples or Lucca more family-friendly?
Families tend to lean toward Naples – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Naples or Lucca?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Naples. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lucca makes more sense. Both are solid long-term options with distinct trade-offs.

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