Last update: Oct 2026

Cost of Living Comparison Between Naples and Ferrara

For one person, living is cheaper in Ferrara: $1,597 a month against $1,842 in Naples, rent and utilities included – about $2,900 less a year. Rent and utilities account for most of the difference.

88

Cost of Living Index in Naples
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Naples Living Index
76

Cost of Living Index in Ferrara
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Ferrara Living Index

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Naples

🇮🇹 Italy

$1,842

/mo nomad

Ferrara

🇮🇹 Italy

$1,597

/mo nomad

Monthly Cost of Living

How much you'll spend in Naples and in Ferrara

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naples and in Ferrara actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,842 in Naples versus $1,597 in Ferrara.

Naples $1,842
Ferrara $1,597

Estimated couple costs with rent: $2,786 in Naples versus $2,497 in Ferrara.

Naples $2,786
Ferrara $2,497

Monthly costs for a family of three with rent: $3,730 in Naples versus $3,396 in Ferrara.

Naples $3,730
Ferrara $3,396

Living in Naples is roughly 15% more expensive than in Ferrara, and outside of rent the biggest gap is in leisure.

Both cities are pricier than the global median: Naples 35% above, Ferrara 17% above.

Meal at Budget Restaurant

$16.69 €14.89

$17.86 €15.93

-6.55%

Three-Course Dinner for Two, Mid-Range

$74.1 €66.1

$66.7 €59.6

11.01%

Fast Food Meal (McDonalds, etc)

$10.98 €9.79

$11.06 €9.87

-0.72%

Cappuccino

$2.35 €2.10

$1.97 €1.76

19.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 €2.22

$2.61 €2.33

-4.60%

Water (0.33 liter bottle)

$1.28 €1.14

$1.23 €1.10

4.07%

Local Beer (0.5 liter draught)

$5.57 €4.97

Imported Beer (0.33 liter bottle)

$5.73 €5.11

$5.44 €4.85

5.33%

Milk (1 liter)

$2.03 €1.81

$1.57 €1.40

29.30%

White Bread (500g)

$1.92 €1.71

$2.77 €2.47

-30.69%

Rice (white) (1kg)

$3.14 €2.80

$3.10 €2.76

1.29%

Eggs

$4.39 €3.92

$4.64 €4.14

-5.39%

Local Cheese (1kg)

$16.48 €14.70

$18.14 €16.18

-9.15%

Chicken Fillets (1kg)

$12.54 €11.19

$11.16 €9.95

12.37%

Beef Round Steak (1kg)

$20.83 €18.58

$24.84 €22.16

-16.14%

Apples (1kg)

$2.51 €2.24

$2.99 €2.67

-16.05%

Banana (1kg)

$2.10 €1.87

$1.43 €1.28

46.85%

Oranges (1kg)

$2.28 €2.04

$3.91 €3.49

-41.69%

Tomato (1kg)

$3.74 €3.34

$4.47 €3.99

-16.33%

Potato (1kg)

$1.74 €1.55

$2.35 €2.10

-25.96%

Onion (1kg)

$1.76 €1.57

$2.42 €2.16

-27.27%

Lettuce (1 head)

$1.42 €1.26

$1.85 €1.65

-23.24%

Water (1.5 liter bottle)

$0.59 €0.52

$0.34 €0.30

73.53%

Cigarettes 20 Pack (Marlboro, Camel)

$6.73 €6.00

$6.70 €5.97

0.45%

Wine (Bottle)

$6.36 €5.68

$4.45 €3.97

42.92%

Local Beer (0.5 liter bottle)

$1.76 €1.57

$1.39 €1.24

26.62%

Imported Beer (0.33 liter bottle)

$3.02 €2.70

$2.16 €1.93

39.81%

One-way Ticket (Public Transport)

$1.71 €1.53

$2.18 €1.94

-21.56%

Public Transport Monthly Pass (Regular Price)

$38.77 €34.59

$29.93 €26.71

29.54%

Taxi Start (Normal Tariff)

$4.40 €3.93

$8.51 €7.59

-48.30%

Taxi (Normal Tariff) (1km)

$1.25 €1.11

$1.98 €1.77

-36.87%

Taxi 1hour Waiting (Normal Tariff)

$23.77 €21.20

$33.04 €29.47

-28.06%

Gasoline (1 liter)

$2.16 €1.93

$2.12 €1.89

1.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K €31.3K

$36.2K €32.3K

-2.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.9K €32.9K

$38.2K €34.0K

-3.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 €180

$138 €123

46.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.07 €8.09

$9.50 €8.48

-4.53%

Internet (50+ Mbps, Unlimited Data)

$31.47 €28.08

$28.40 €25.34

10.81%

Gym Membership (Monthly)

$56.5 €50.4

$36.89 €32.91

53.13%

Tennis Court (1 Hour on Weekend)

$20.68 €18.45

$16.34 €14.58

26.56%

Cinema Ticket

$10.25 €9.15

$9.13 €8.14

12.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$452 €404

$336 €300

34.72%

International Primary School, 1 Child (Yearly)

$7,863 €7,016

$9,971 €8,896

-21.14%

Jeans (Levis 501 Or Similar)

$93.2 €83.2

$95.7 €85.4

-2.65%

Summer Dress (H&M, Zara, etc)

$42.18 €37.63

$32.98 €29.42

27.90%

Sport Shoes (Adidas, Nike)

$105 €93.3

$104 €92.4

0.91%

Men's Leather Business Shoes

$135 €120

$101 €90.5

32.81%

1-bedroom Apartment, City Center (Monthly)

$986 €880

$631 €563

56.40%

1-bedroom Apartment, Outside City Center (Monthly)

$702 €626

$541 €482

29.86%

3-bedroom Apartment, City Center (Monthly)

$1,879 €1,677

$1,270 €1,133

48.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,118 €997

$910 €811

22.90%

Buy Apartment in City Center (m2)

$4,503 €4,017

$2,320 €2,070

94.07%

Buy Apartment Outside City Center (m2)

$2,382 €2,125

$1,818 €1,622

31.01%

Average Monthly Net Salary (After Tax)

$1,860 €1,660

$1,635 €1,459

13.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.08

3.37

-8.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naples: October 26, 2026

Last update for Ferrara: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naples

$702 38.1%

Ferrara

$541 33.9% 23% $161

Groceries & Markets

Naples

$346 18.8%

Ferrara

$364 22.8% 5.2% $18

Eating Out

Naples

$249 13.5%

Ferrara

$254 15.9% 1.9% $4.8

Monthly Utilities & Internet

Naples

$243 13.2%

Ferrara

$176 11% 27.6% $67

Clothing & Footwear

Naples

$169 9.2%

Ferrara

$150 9.4% 10.9% $18

Sport & Entertainment

Naples

$77 4.2%

Ferrara

$55 3.5% 28.4% $22

Getting Around

Naples

$56 3.1%

Ferrara

$57 3.6% 1.4% $0.8

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Naples and $631 in Ferrara. Housing cost is often the main lever when comparing two cities.

Naples pays 14% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74 in Naples vs $67 in Ferrara. Groceries flip the comparison at $346 vs $364, with Naples cheaper for home cooking.

Good to know

🇮🇹 Naples

🇮🇹 Ferrara

🕒 Local time

15:25 3:25 PM

Same time as Naples

🌤 Weather

👥 Population

972,212

133,155

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naples vs Ferrara: Cost of Living - Frequently Asked Questions

Ferrara wins on cost – living expenses run 13% lower than in Naples. Housing and daily spending are where you’ll feel the difference most, making Ferrara the obvious pick if budget is a priority.

Average pay runs 14% higher in Naples, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $986 in Naples versus $631 in Ferrara. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ferrara – a meal for two runs $67 versus $74 in Naples. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,842 per month in Naples versus $1,597 in Ferrara – Ferrara is about 13% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ferrara is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ferrara wins on affordability, Naples on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.