Last update: Oct 2026

Cost of Living Comparison Between Naples, FL and Seattle, WA

For one person, living is cheaper in Naples, FL: $3,300 a month against $3,800 in Seattle, WA, rent and utilities included – about $6,000 less a year. Rent and utilities account for about half of the difference.

160

Cost of Living Index in Naples, FL
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Naples, FL Living Index
185

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Naples, FL

🇺🇸 United States

$3,300

/mo nomad

Seattle, WA

🇺🇸 United States

$3,800

/mo nomad

Monthly Cost of Living

How much you'll spend in Naples, FL and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naples, FL and in Seattle, WA actually costs, broken down by who's living it.

A single person spends $3,300 per month in Naples, FL vs $3,800 in Seattle, WA, rent included.

Naples, FL $3,300
Seattle, WA $3,800

A couple spends around $5,338 per month in Naples, FL vs $5,702 in Seattle, WA, rent included.

Naples, FL $5,338
Seattle, WA $5,702

A family of three spends $7,376 per month in Naples, FL vs $7,603 in Seattle, WA, rent included.

Naples, FL $7,376
Seattle, WA $7,603

Naples, FL is about 13% cheaper than Seattle, WA, and outside of rent the biggest gap is in groceries.

Both Naples, FL and Seattle, WA sit above the global median – Naples, FL by 144%, Seattle, WA by 182%.

Meal at Budget Restaurant

$30.25 $30.25

$25.32 $25.32

19.47%

Three-Course Dinner for Two, Mid-Range

$110 $110

$101 $101

8.71%

Fast Food Meal (McDonalds, etc)

$11.99 $11.99

$14.85 $14.85

-19.26%

Cappuccino

$5.31 $5.31

$6.59 $6.59

-19.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.32 $3.32

$3.22 $3.22

3.11%

Water (0.33 liter bottle)

$2.43 $2.43

$3.14 $3.14

-22.61%

Local Beer (0.5 liter draught)

$6.99 $6.99

$8.18 $8.18

-14.55%

Imported Beer (0.33 liter bottle)

$7.09 $7.09

$8.03 $8.03

-11.71%

Milk (1 liter)

$1.27 $1.27

$1.21 $1.21

4.96%

White Bread (500g)

$4.44 $4.44

$5.12 $5.12

-13.28%

Rice (white) (1kg)

$5.38 $5.38

$6.30 $6.30

-14.60%

Eggs

$4.85 $4.85

$4.90 $4.90

-1.02%

Local Cheese (1kg)

$14.76 $14.76

$19.10 $19.10

-22.72%

Chicken Fillets (1kg)

$11.35 $11.35

$18.50 $18.50

-38.65%

Beef Round Steak (1kg)

$20.58 $20.58

$23.03 $23.03

-10.64%

Apples (1kg)

$5.50 $5.50

$5.81 $5.81

-5.34%

Banana (1kg)

$1.98 $1.98

$1.95 $1.95

1.54%

Oranges (1kg)

$4.19 $4.19

$5.29 $5.29

-20.79%

Tomato (1kg)

$5.51 $5.51

$6.48 $6.48

-14.97%

Potato (1kg)

$2.79 $2.79

$3.57 $3.57

-21.85%

Onion (1kg)

$3.38 $3.38

$3.15 $3.15

7.30%

Lettuce (1 head)

$2.31 $2.31

$2.85 $2.85

-18.95%

Water (1.5 liter bottle)

$2.24 $2.24

$2.42 $2.42

-7.44%

Cigarettes 20 Pack (Marlboro, Camel)

$9.28 $9.28

$12.75 $12.75

-27.22%

Wine (Bottle)

$15.08 $15.08

$14.99 $14.99

0.60%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$4.17 $4.17

-49.64%

Imported Beer (0.33 liter bottle)

$2.10 $2.10

$5.99 $5.99

-64.94%

One-way Ticket (Public Transport)

$2.04 $2.04

$3.04 $3.04

-32.89%

Public Transport Monthly Pass (Regular Price)

$30.45 $30.45

$110 $110

-72.33%

Taxi Start (Normal Tariff)

$2.44 $2.44

$2.55 $2.55

-4.31%

Taxi (Normal Tariff) (1km)

$2.77 $2.77

$1.64 $1.64

68.90%

Taxi 1hour Waiting (Normal Tariff)

$34.55 $34.55

$29.58 $29.58

16.80%

Gasoline (1 liter)

$1.00 $1.00

$1.42 $1.42

-29.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K $36.7K

$35.7K $35.7K

2.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

0.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

$299 $299

-35.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.9 $63.9

$70.8 $70.8

-9.83%

Internet (50+ Mbps, Unlimited Data)

$95.1 $95.1

$88.3 $88.3

7.71%

Gym Membership (Monthly)

$60.1 $60.1

$79.5 $79.5

-24.40%

Tennis Court (1 Hour on Weekend)

$38.85 $38.85

$35.37 $35.37

9.84%

Cinema Ticket

$19.84 $19.84

$17.12 $17.12

15.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$835 $835

$3,013 $3,013

-72.28%

International Primary School, 1 Child (Yearly)

$37.6K $37.6K

$31.6K $31.6K

18.71%

Jeans (Levis 501 Or Similar)

$49.26 $49.26

$77.2 $77.2

-36.22%

Summer Dress (H&M, Zara, etc)

$50.2 $50.2

$55.1 $55.1

-8.93%

Sport Shoes (Adidas, Nike)

$79.9 $79.9

$126 $126

-36.40%

Men's Leather Business Shoes

$101 $101

$163 $163

-37.91%

1-bedroom Apartment, City Center (Monthly)

$2,513 $2,513

$2,464 $2,464

1.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,813 $1,813

$1,956 $1,956

-7.30%

3-bedroom Apartment, City Center (Monthly)

$4,295 $4,295

$4,711 $4,711

-8.84%

3-bedroom Apartment, Outside City Center (Monthly)

$3,911 $3,911

$3,550 $3,550

10.17%

Buy Apartment in City Center (m2)

$4,811 $4,811

$7,346 $7,346

-34.52%

Buy Apartment Outside City Center (m2)

$3,696 $3,696

$5,048 $5,048

-26.79%

Average Monthly Net Salary (After Tax)

$5,492 $5,492

$6,286 $6,286

-12.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

6.85

-6.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naples, FL: October 12, 2026

Last update for Seattle, WA: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naples, FL

$1.8K 55%

Seattle, WA

$2K 51.5% 7.9% $143

Groceries & Markets

Naples, FL

$441 13.4%

Seattle, WA

$542 14.3% 22.9% $101

Eating Out

Naples, FL

$414 12.5%

Seattle, WA

$409 10.8% 1.3% $5.2

Monthly Utilities & Internet

Naples, FL

$351 10.7%

Seattle, WA

$458 12.1% 30.4% $107

Clothing & Footwear

Naples, FL

$126 3.8%

Seattle, WA

$189 5% 50% $63

Sport & Entertainment

Naples, FL

$100 3%

Seattle, WA

$114 3% 14% $14

Getting Around

Naples, FL

$55 1.7%

Seattle, WA

$133 3.5% 142% $78

Cost Breakdown

A central one-bedroom costs $2,513 in Naples, FL versus $2,464 in Seattle, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Seattle, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $110 in Naples, FL versus $101 in Seattle, WA. Groceries tell a different story – $441 in Naples, FL vs $542 in Seattle, WA – so Naples, FL wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Naples, FL

🇺🇸 Seattle, WA

🕒 Local time

09:03 9:03 AM

06:03 6:03 AM

3 h behind Naples, FL

🌤 Weather

👥 Population

19,539

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Naples, FL Seattle, WA 4,250 km ≈ 6 h nonstop flight

From you

Naples, FL
Seattle, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naples, FL vs Seattle, WA: Cost of Living - Frequently Asked Questions

Seattle, WA costs about 15% more than Naples, FL, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,950 per month in Naples, FL and $5,701 in Seattle, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Naples, FL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 23% more in Seattle, WA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $110 in Naples, FL and $101 in Seattle, WA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 is a stretch for both – monthly costs hit $3,300 in Naples, FL and $3,800 in Seattle, WA. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Naples, FL costs $3,300 versus $3,800 in Seattle, WA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Naples, FL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.