Cost of Living Comparison Between Naples, FL and Seattle, WA Cost of Living Comparison Between Naples, FL and Seattle, WA

Monthly Cost of Living

A single person spends $3,639 per month in Naples, FL vs $3,598 in Seattle, WA, rent included.

A couple spends around $5,538 per month in Naples, FL vs $5,539 in Seattle, WA, rent included.

A family of three spends $7,436 per month in Naples, FL vs $7,479 in Seattle, WA, rent included.

Naples, FL costs about 1% more than Seattle, WA, driven mainly by Groceries & Markets.

Both Naples, FL and Seattle, WA sit above the global median – Naples, FL by 172%, Seattle, WA by 168%.

Currency
🍽 Eating Out
Naples, FL
Seattle, WA
Difference
Meal at Budget Restaurant
$22.84 $22.84
$24.80 $24.80
-7.90%
Three-Course Dinner for Two, Mid-Range
$88.5 $88.5
$118 $118
-24.78%
Fast Food Meal (McDonalds, etc)
$11.83 $11.83
$13.77 $13.77
-14.09%
Cappuccino
$5.06 $5.06
$5.71 $5.71
-11.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.09 $3.09
$3.05 $3.05
1.31%
Water (0.33 liter bottle)
$2.11 $2.11
$2.50 $2.50
-15.60%
Local Beer (0.5 liter draught)
$6.60 $6.60
$7.83 $7.83
-15.71%
Imported Beer (0.33 liter bottle)
$7.13 $7.13
$7.88 $7.88
-9.52%
🛒 Groceries & Markets
Naples, FL
Seattle, WA
Difference
Milk (1 liter)
$1.12 $1.12
$1.35 $1.35
-17.04%
White Bread (500g)
$4.06 $4.06
$5.06 $5.06
-19.76%
Rice (white) (1kg)
$5.35 $5.35
$5.39 $5.39
-0.74%
Eggs
$4.33 $4.33
$6.85 $6.85
-36.79%
Local Cheese (1kg)
$15.84 $15.84
$25.07 $25.07
-36.82%
Chicken Fillets (1kg)
$11.48 $11.48
$15.85 $15.85
-27.57%
Beef Round Steak (1kg)
$14.99 $14.99
$20.59 $20.59
-27.20%
Apples (1kg)
$6.25 $6.25
$6.14 $6.14
1.79%
Banana (1kg)
$1.61 $1.61
$2.82 $2.82
-42.91%
Oranges (1kg)
$6.33 $6.33
$5.51 $5.51
14.88%
Tomato (1kg)
$5.47 $5.47
$6.74 $6.74
-18.84%
Potato (1kg)
$4.29 $4.29
$3.15 $3.15
36.19%
Onion (1kg)
$4.12 $4.12
$3.82 $3.82
7.85%
Lettuce (1 head)
$2.30 $2.30
$2.69 $2.69
-14.50%
Water (1.5 liter bottle)
$2.60 $2.60
$2.64 $2.64
-1.52%
Cigarettes 20 Pack (Marlboro, Camel)
$5.59 $5.59
$11.65 $11.65
-52.02%
Wine (Bottle)
$14.71 $14.71
$15.69 $15.69
-6.25%
Local Beer (0.5 liter bottle)
$2.13 $2.13
$2.93 $2.93
-27.30%
Imported Beer (0.33 liter bottle)
$2.09 $2.09
$4.24 $4.24
-50.71%
🚌 Getting Around
Naples, FL
Seattle, WA
Difference
One-way Ticket (Public Transport)
$2.03 $2.03
$2.82 $2.82
-28.01%
Public Transport Monthly Pass (Regular Price)
$30.16 $30.16
$100 $100
-69.89%
Taxi Start (Normal Tariff)
$2.57 $2.57
$2.60 $2.60
-1.15%
Taxi (Normal Tariff) (1km)
$1.51 $1.51
$1.72 $1.72
-12.21%
Taxi 1hour Waiting (Normal Tariff)
$30.10 $30.10
$30.22 $30.22
-0.40%
Gasoline (1 liter)
$0.90 $0.90
$1.19 $1.19
-24.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.1K $30.1K
$32.7K $32.7K
-8.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K $24.9K
$26.1K $26.1K
-4.62%
🧾 Monthly Utilities & Internet
Naples, FL
Seattle, WA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$172 $172
$263 $263
-34.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.6 $69.6
$60.9 $60.9
14.37%
Internet (50+ Mbps, Unlimited Data)
$79.1 $79.1
$75.9 $75.9
4.18%
🎉 Sport & Entertainment
Naples, FL
Seattle, WA
Difference
Gym Membership (Monthly)
$67.8 $67.8
$79.6 $79.6
-14.85%
Tennis Court (1 Hour on Weekend)
$40.36 $40.36
$39.89 $39.89
1.18%
Cinema Ticket
$14.41 $14.41
$16.27 $16.27
-11.43%
🧸 Childcare & Education
Naples, FL
Seattle, WA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$825 $825
$2,281 $2,281
-63.83%
International Primary School, 1 Child (Yearly)
$39.8K $39.8K
$29.3K $29.3K
35.80%
👕👟 Clothing & Footwear
Naples, FL
Seattle, WA
Difference
Jeans (Levis 501 Or Similar)
$51.4 $51.4
$68.6 $68.6
-25.10%
Summer Dress (H&M, Zara, etc)
$58.8 $58.8
$52.0 $52.0
13.07%
Sport Shoes (Adidas, Nike)
$78.6 $78.6
$116 $116
-32.10%
Men's Leather Business Shoes
$99.0 $99.0
$143 $143
-31.00%
🏠 Accommodation & Living
Naples, FL
Seattle, WA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,757 $2,757
$2,336 $2,336
18.02%
1-bedroom Apartment, Outside City Center (Monthly)
$2,313 $2,313
$1,863 $1,863
24.15%
3-bedroom Apartment, City Center (Monthly)
$4,615 $4,615
$4,628 $4,628
-0.28%
3-bedroom Apartment, Outside City Center (Monthly)
$4,378 $4,378
$3,477 $3,477
25.94%
Buy Apartment in City Center (m2)
$4,725 $4,725
$7,766 $7,766
-39.16%
Buy Apartment Outside City Center (m2)
$3,676 $3,676
$5,232 $5,232
-29.75%
💵 Salaries & Financials
Naples, FL
Seattle, WA
Difference
Average Monthly Net Salary (After Tax)
$5,649 $5,649
$6,617 $6,617
-14.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.57
6.42
2.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naples, FL: June 1, 2026

Last update for Seattle, WA: May 30, 2026

Cost Breakdown

A central one-bedroom costs $2,757 in Naples, FL versus $2,336 in Seattle, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Seattle, WA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $89.0 in Naples, FL versus $118 in Seattle, WA. Monthly groceries follow the same trend: $440 vs $547 – making Naples, FL the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Naples, FL vs Seattle, WA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Naples, FL or Seattle, WA?
Naples, FL costs about 1% more than Seattle, WA, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Naples, FL vs Seattle, WA?
For a comfortable life, plan on about $5,459 per month in Naples, FL and $5,397 in Seattle, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Naples, FL or Seattle, WA?
Rent is clearly cheaper in Seattle, WA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Naples, FL or Seattle, WA?
Interestingly, groceries are about 24% cheaper in Naples, FL – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
How do dining costs compare in Naples, FL vs Seattle, WA?
A mid-range dinner for two costs $89.0 in Naples, FL and $118 in Seattle, WA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $2,500/month in Naples, FL or Seattle, WA?
$2,500 is a stretch for both – monthly costs hit $3,639 in Naples, FL and $3,598 in Seattle, WA. You'll need shared housing and careful budgeting no matter which city you pick.
Which city is better for digital nomads, Naples, FL or Seattle, WA?
For digital nomads, it depends on budget. Seattle, WA costs $3,598 versus $3,639 in Naples, FL. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Naples, FL or Seattle, WA?
If budget matters most, go with Seattle, WA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Naples, FL makes more sense. Both are solid long-term options with distinct trade-offs.

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