Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and Naples, FL

For one person, living is cheaper in Naples, FL: $3,254 a month against $3,744 in Seattle, WA, rent and utilities included – about $5,900 less a year. Rent and utilities account for about half of the difference.

184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
159

Cost of Living Index in Naples, FL
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Naples, FL Living Index

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Seattle, WA

🇺🇸 United States

$3,744

/mo nomad

Naples, FL

🇺🇸 United States

$3,254

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in Naples, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Naples, FL actually costs, broken down by who's living it.

A single person spends $3,744 per month in Seattle, WA vs $3,254 in Naples, FL, rent included.

Seattle, WA $3,744
Naples, FL $3,254

A couple spends around $5,703 per month in Seattle, WA vs $5,284 in Naples, FL, rent included.

Seattle, WA $5,703
Naples, FL $5,284

A family of three spends $7,661 per month in Seattle, WA vs $7,313 in Naples, FL, rent included.

Seattle, WA $7,661
Naples, FL $7,313

Seattle, WA costs about 15% more than Naples, FL, and outside of rent the biggest gap is in groceries.

Both Seattle, WA and Naples, FL sit above the global median – Seattle, WA by 179%, Naples, FL by 143%.

Meal at Budget Restaurant

$24.56 $24.56

$29.55 $29.55

-16.89%

Three-Course Dinner for Two, Mid-Range

$99.5 $99.5

$108 $108

-7.94%

Fast Food Meal (McDonalds, etc)

$15.30 $15.30

$11.87 $11.87

28.90%

Cappuccino

$6.62 $6.62

$5.51 $5.51

20.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.25 $3.25

$3.19 $3.19

1.88%

Water (0.33 liter bottle)

$3.11 $3.11

$2.42 $2.42

28.51%

Local Beer (0.5 liter draught)

$7.77 $7.77

$7.05 $7.05

10.21%

Imported Beer (0.33 liter bottle)

$7.93 $7.93

$7.09 $7.09

11.85%

Milk (1 liter)

$1.21 $1.21

$1.23 $1.23

-1.63%

White Bread (500g)

$4.94 $4.94

$4.55 $4.55

8.57%

Rice (white) (1kg)

$6.17 $6.17

$5.25 $5.25

17.52%

Eggs

$4.96 $4.96

$4.84 $4.84

2.48%

Local Cheese (1kg)

$19.00 $19.00

$14.84 $14.84

28.03%

Chicken Fillets (1kg)

$18.69 $18.69

$11.24 $11.24

66.28%

Beef Round Steak (1kg)

$23.14 $23.14

$21.08 $21.08

9.77%

Apples (1kg)

$5.93 $5.93

$5.50 $5.50

7.82%

Banana (1kg)

$1.94 $1.94

$1.92 $1.92

1.04%

Oranges (1kg)

$5.19 $5.19

$4.16 $4.16

24.76%

Tomato (1kg)

$6.55 $6.55

$5.48 $5.48

19.53%

Potato (1kg)

$3.62 $3.62

$2.80 $2.80

29.29%

Onion (1kg)

$3.16 $3.16

$3.56 $3.56

-11.24%

Lettuce (1 head)

$2.91 $2.91

$2.33 $2.33

24.89%

Water (1.5 liter bottle)

$2.38 $2.38

$2.27 $2.27

4.85%

Cigarettes 20 Pack (Marlboro, Camel)

$12.36 $12.36

$8.87 $8.87

39.35%

Wine (Bottle)

$15.02 $15.02

$15.15 $15.15

-0.86%

Local Beer (0.5 liter bottle)

$4.30 $4.30

$2.13 $2.13

101.88%

Imported Beer (0.33 liter bottle)

$5.69 $5.69

$2.12 $2.12

168.40%

One-way Ticket (Public Transport)

$3.05 $3.05

$2.05 $2.05

48.78%

Public Transport Monthly Pass (Regular Price)

$109 $109

$30.37 $30.37

257.56%

Taxi Start (Normal Tariff)

$2.64 $2.64

$2.48 $2.48

6.45%

Taxi (Normal Tariff) (1km)

$1.74 $1.74

$2.86 $2.86

-39.16%

Taxi 1hour Waiting (Normal Tariff)

$30.02 $30.02

$34.98 $34.98

-14.18%

Gasoline (1 liter)

$1.46 $1.46

$1.01 $1.01

44.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K $36.7K

$37.1K $37.1K

-0.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.8K $25.8K

-0.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$299 $299

$194 $194

54.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.7 $69.7

$63.7 $63.7

9.39%

Internet (50+ Mbps, Unlimited Data)

$90.1 $90.1

$95.0 $95.0

-5.09%

Gym Membership (Monthly)

$80.0 $80.0

$59.8 $59.8

33.86%

Tennis Court (1 Hour on Weekend)

$35.62 $35.62

$38.44 $38.44

-7.34%

Cinema Ticket

$17.33 $17.33

$19.78 $19.78

-12.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,986 $2,986

$848 $848

252.23%

International Primary School, 1 Child (Yearly)

$31.3K $31.3K

$36.8K $36.8K

-15.04%

Jeans (Levis 501 Or Similar)

$77.7 $77.7

$48.62 $48.62

59.79%

Summer Dress (H&M, Zara, etc)

$54.9 $54.9

$49.80 $49.80

10.16%

Sport Shoes (Adidas, Nike)

$126 $126

$79.4 $79.4

58.64%

Men's Leather Business Shoes

$165 $165

$98.1 $98.1

68.23%

1-bedroom Apartment, City Center (Monthly)

$2,407 $2,407

$2,440 $2,440

-1.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,963 $1,963

$1,792 $1,792

9.55%

3-bedroom Apartment, City Center (Monthly)

$4,788 $4,788

$4,350 $4,350

10.08%

3-bedroom Apartment, Outside City Center (Monthly)

$3,561 $3,561

$3,991 $3,991

-10.77%

Buy Apartment in City Center (m2)

$7,430 $7,430

$4,706 $4,706

57.89%

Buy Apartment Outside City Center (m2)

$5,010 $5,010

$3,755 $3,755

33.42%

Average Monthly Net Salary (After Tax)

$6,280 $6,280

$5,563 $5,563

12.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.39

7.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 6, 2026

Last update for Naples, FL: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$2K 51.6%

Naples, FL

$1.8K 54.7% 8.7% $171

Groceries & Markets

Seattle, WA

$541 14.2%

Naples, FL

$443 13.5% 18.2% $98

Monthly Utilities & Internet

Seattle, WA

$459 12.1%

Naples, FL

$352 10.8% 23.3% $107

Eating Out

Seattle, WA

$402 10.6%

Naples, FL

$410 12.5% 2% $8.1

Clothing & Footwear

Seattle, WA

$191 5%

Naples, FL

$124 3.8% 34.9% $66

Getting Around

Seattle, WA

$132 3.5%

Naples, FL

$55 1.7% 58.1% $77

Sport & Entertainment

Seattle, WA

$115 3%

Naples, FL

$99 3% 13.4% $15

Cost Breakdown

A central one-bedroom costs $2,407 in Seattle, WA versus $2,440 in Naples, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Seattle, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $99.0 in Seattle, WA versus $108 in Naples, FL. Groceries tell a different story – $541 in Seattle, WA vs $443 in Naples, FL – so Naples, FL wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Seattle, WA

🇺🇸 Naples, FL

🕒 Local time

04:58 4:58 AM

07:58 7:58 AM

3 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

19,539

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

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Between locations

Seattle, WA Naples, FL 4,250 km ≈ 6 h nonstop flight

From you

Seattle, WA
Naples, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Naples, FL: Cost of Living - Frequently Asked Questions

Seattle, WA costs about 15% more than Naples, FL, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,616 per month in Seattle, WA and $4,882 in Naples, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Naples, FL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 22% more in Seattle, WA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $99.0 in Seattle, WA and $108 in Naples, FL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 is a stretch for both – monthly costs hit $3,744 in Seattle, WA and $3,254 in Naples, FL. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Naples, FL costs $3,254 versus $3,744 in Seattle, WA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Naples, FL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.