Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Naples, FL

For one person, living is cheaper in Austin, TX: $2,663 a month against $3,300 in Naples, FL, rent and utilities included – about $7,600 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
160

Cost of Living Index in Naples, FL
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Naples, FL Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Naples, FL

🇺🇸 United States

$3,300

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Naples, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Naples, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $3,300 in Naples, FL.

Austin, TX $2,663
Naples, FL $3,300

Estimated couple costs with rent: $4,133 in Austin, TX versus $5,338 in Naples, FL.

Austin, TX $4,133
Naples, FL $5,338

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $7,376 in Naples, FL.

Austin, TX $5,603
Naples, FL $7,376

Living in Austin, TX costs roughly 19% less than in Naples, FL, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 97% above, Naples, FL 144% above.

Meal at Budget Restaurant

$20.77 $20.77

$30.25 $30.25

-31.34%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$110 $110

-23.33%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$11.99 $11.99

2.75%

Cappuccino

$5.63 $5.63

$5.31 $5.31

6.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$3.32 $3.32

12.05%

Water (0.33 liter bottle)

$2.50 $2.50

$2.43 $2.43

2.88%

Local Beer (0.5 liter draught)

$8.05 $8.05

$6.99 $6.99

15.16%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$7.09 $7.09

27.08%

Milk (1 liter)

$1.12 $1.12

$1.27 $1.27

-11.81%

White Bread (500g)

$3.75 $3.75

$4.44 $4.44

-15.54%

Rice (white) (1kg)

$3.26 $3.26

$5.38 $5.38

-39.41%

Eggs

$4.17 $4.17

$4.85 $4.85

-14.02%

Local Cheese (1kg)

$12.90 $12.90

$14.76 $14.76

-12.60%

Chicken Fillets (1kg)

$14.16 $14.16

$11.35 $11.35

24.76%

Beef Round Steak (1kg)

$16.22 $16.22

$20.58 $20.58

-21.19%

Apples (1kg)

$4.33 $4.33

$5.50 $5.50

-21.27%

Banana (1kg)

$1.46 $1.46

$1.98 $1.98

-26.26%

Oranges (1kg)

$4.51 $4.51

$4.19 $4.19

7.64%

Tomato (1kg)

$4.34 $4.34

$5.51 $5.51

-21.23%

Potato (1kg)

$2.58 $2.58

$2.79 $2.79

-7.53%

Onion (1kg)

$2.35 $2.35

$3.38 $3.38

-30.47%

Lettuce (1 head)

$1.78 $1.78

$2.31 $2.31

-22.94%

Water (1.5 liter bottle)

$2.22 $2.22

$2.24 $2.24

-0.89%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$9.28 $9.28

6.47%

Wine (Bottle)

$15.08 $15.08

Local Beer (0.5 liter bottle)

$2.92 $2.92

$2.10 $2.10

39.05%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.10 $2.10

64.76%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.04 $2.04

-26.96%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$30.45 $30.45

37.01%

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.44 $2.44

11.89%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$2.77 $2.77

-40.07%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$34.55 $34.55

2.17%

Gasoline (1 liter)

$0.95 $0.95

$1.00 $1.00

-5.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$36.7K $36.7K

-1.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$25.6K $25.6K

5.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$192 $192

19.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$63.9 $63.9

-7.00%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$95.1 $95.1

-26.50%

Gym Membership (Monthly)

$57.2 $57.2

$60.1 $60.1

-4.77%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$38.85 $38.85

-57.97%

Cinema Ticket

$14.28 $14.28

$19.84 $19.84

-28.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$835 $835

80.30%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$37.6K $37.6K

-42.86%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$49.26 $49.26

7.21%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$50.2 $50.2

-12.69%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$79.9 $79.9

6.10%

Men's Leather Business Shoes

$103 $103

$101 $101

1.99%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$2,513 $2,513

-24.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$1,813 $1,813

-29.74%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$4,295 $4,295

-14.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$3,911 $3,911

-35.09%

Buy Apartment in City Center (m2)

$7,614 $7,614

$4,811 $4,811

58.27%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$3,696 $3,696

-14.57%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$5,492 $5,492

-6.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.39

6.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Naples, FL: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Naples, FL

$1.8K 55% 42.3% $539

Groceries & Markets

Austin, TX

$405 15.2%

Naples, FL

$441 13.4% 8.9% $36

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Naples, FL

$351 10.7% 2% $7

Eating Out

Austin, TX

$354 13.3%

Naples, FL

$414 12.5% 16.9% $60

Clothing & Footwear

Austin, TX

$128 4.8%

Naples, FL

$126 3.8% 1.4% $1.8

Sport & Entertainment

Austin, TX

$86 3.2%

Naples, FL

$100 3% 16.3% $14

Getting Around

Austin, TX

$59 2.2%

Naples, FL

$55 1.7% 6.4% $3.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $2,513 in Naples, FL. Housing cost is often the main lever when comparing two cities.

Naples, FL pays 7% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $110 in Naples, FL for a mid-range dinner for two. Groceries echo the gap at $405 vs $441 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Naples, FL

🕒 Local time

11:45 11:45 AM

12:45 12:45 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

19,539

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Naples, FL 1,630 km ≈ 2 h 30 min nonstop flight

From you

Austin, TX
Naples, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Naples, FL: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 24% lower than in Naples, FL. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 7% lower in Naples, FL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,907 in Austin, TX versus $2,513 in Naples, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $3,300 in Naples, FL – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 37% less than in Naples, FL. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 24% less than in Naples, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.