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Cost of Living Comparison Between Napier and Wellington Cost of Living Comparison Between Napier and Wellington

🙂 Solo nomad: Napier is 9.2% cheaper than Wellington without rent, and 13.5% cheaper with rent.
😐 Family of 3: Napier is 10.1% more expensive than Wellington without rent, and 8.4% cheaper with rent.
Currency
🍽 Eating Out
Napier
Wellington
Difference
Meal at Budget Restaurant
$19.60 NZ$34.11
$17.57 NZ$30.57
11.55%
Three-Course Dinner for Two, Mid-Range
$98.1 NZ$171
$82.9 NZ$144
18.39%
Fast Food Meal (McDonalds, etc)
$11.13 NZ$19.36
$9.59 NZ$16.69
16.06%
Cappuccino
$3.59 NZ$6.25
$3.61 NZ$6.28
-0.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.32 NZ$4.03
$2.62 NZ$4.55
-11.45%
Water (0.33 liter bottle)
$2.28 NZ$3.96
$2.14 NZ$3.72
6.54%
Local Beer (0.5 liter draught)
$7.10 NZ$12.35
$7.10 NZ$12.36
-
Imported Beer (0.33 liter bottle)
$6.49 NZ$11.29
$7.13 NZ$12.41
-8.98%
🛒 Groceries & Markets
Napier
Wellington
Difference
Milk (1 liter)
$1.75 NZ$3.04
$1.83 NZ$3.19
-4.37%
White Bread (500g)
$1.62 NZ$2.82
$2.05 NZ$3.56
-20.98%
Rice (white) (1kg)
$1.81 NZ$3.15
$1.88 NZ$3.26
-3.72%
Eggs
$6.19 NZ$10.77
$6.96 NZ$12.10
-11.06%
Local Cheese (1kg)
$8.14 NZ$14.16
$8.05 NZ$14.01
1.12%
Chicken Fillets (1kg)
$9.20 NZ$16.01
$11.06 NZ$19.24
-16.82%
Beef Round Steak (1kg)
$12.54 NZ$21.81
$13.02 NZ$22.65
-3.69%
Apples (1kg)
$2.52 NZ$4.39
$3.03 NZ$5.27
-16.83%
Banana (1kg)
$1.90 NZ$3.30
$2.33 NZ$4.06
-18.45%
Oranges (1kg)
$2.56 NZ$4.45
$2.97 NZ$5.17
-13.80%
Tomato (1kg)
$3.38 NZ$5.88
$4.81 NZ$8.37
-29.73%
Potato (1kg)
$2.15 NZ$3.74
$2.09 NZ$3.64
2.87%
Onion (1kg)
$2.22 NZ$3.86
$1.59 NZ$2.77
39.62%
Lettuce (1 head)
$2.04 NZ$3.54
$2.20 NZ$3.83
-7.27%
Water (1.5 liter bottle)
$1.25 NZ$2.17
$1.30 NZ$2.26
-3.85%
Cigarettes 20 Pack (Marlboro, Camel)
$20.70 NZ$36.01
$26.98 NZ$46.94
-23.28%
Wine (Bottle)
$8.74 NZ$15.21
$10.58 NZ$18.41
-17.39%
Local Beer (0.5 liter bottle)
$2.47 NZ$4.30
$3.51 NZ$6.10
-29.63%
Imported Beer (0.33 liter bottle)
$2.65 NZ$4.61
$3.23 NZ$5.62
-17.96%
🚌 Getting Around
Napier
Wellington
Difference
One-way Ticket (Public Transport)
$1.76 NZ$3.07
$2.63 NZ$4.58
-33.08%
Public Transport Monthly Pass (Regular Price)
$47.68 NZ$83.0
$107 NZ$186
-55.30%
Taxi Start (Normal Tariff)
$2.75 NZ$4.78
$2.77 NZ$4.81
-0.72%
Taxi (Normal Tariff) (1km)
$1.67 NZ$2.91
$1.77 NZ$3.09
-5.65%
Taxi 1hour Waiting (Normal Tariff)
$34.72 NZ$60.4
$61.1 NZ$106
-43.13%
Gasoline (1 liter)
$1.69 NZ$2.95
$1.67 NZ$2.90
1.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.4K NZ$47.7K
$33.2K NZ$57.8K
-17.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1K NZ$40.2K
$24.7K NZ$43.0K
-6.55%
🧾 Monthly Utilities & Internet
Napier
Wellington
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$200 NZ$348
$157 NZ$273
27.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.01 NZ$66.1
$32.98 NZ$57.4
15.25%
Internet (50+ Mbps, Unlimited Data)
$48.38 NZ$84.2
$52.5 NZ$91.4
-7.88%
🎉 Sport & Entertainment
Napier
Wellington
Difference
Gym Membership (Monthly)
$37.56 NZ$65.4
$36.82 NZ$64.1
2.01%
Tennis Court (1 Hour on Weekend)
$11.34 NZ$19.73
$20.35 NZ$35.42
-44.28%
Cinema Ticket
$8.87 NZ$15.43
$11.85 NZ$20.62
-25.15%
🧸 Childcare & Education
Napier
Wellington
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$769 NZ$1,338
$814 NZ$1,416
-5.53%
International Primary School, 1 Child (Yearly)
$12.2K NZ$21.2K
$12.8K NZ$22.2K
-4.45%
👕👟 Clothing & Footwear
Napier
Wellington
Difference
Jeans (Levis 501 Or Similar)
$97.8 NZ$170
$72.7 NZ$126
34.57%
Summer Dress (H&M, Zara, etc)
$57.3 NZ$99.8
$53.0 NZ$92.1
8.27%
Sport Shoes (Adidas, Nike)
$105 NZ$183
$121 NZ$210
-12.68%
Men's Leather Business Shoes
$129 NZ$224
$141 NZ$245
-8.59%
🏠 Accommodation & Living
Napier
Wellington
Difference
1-bedroom Apartment, City Center (Monthly)
$1,300 NZ$2,261
$1,297 NZ$2,257
0.18%
1-bedroom Apartment, Outside City Center (Monthly)
$770 NZ$1,340
$1,106 NZ$1,924
-30.34%
3-bedroom Apartment, City Center (Monthly)
$1,568 NZ$2,728
$2,115 NZ$3,680
-25.86%
3-bedroom Apartment, Outside City Center (Monthly)
$1,628 NZ$2,834
$1,906 NZ$3,317
-14.57%
Buy Apartment in City Center (m2)
$2,362 NZ$4,110
$6,842 NZ$11.9K
-65.48%
Buy Apartment Outside City Center (m2)
$1,941 NZ$3,378
$3,920 NZ$6,821
-50.48%
💵 Salaries & Financials
Napier
Wellington
Difference
Average Monthly Net Salary (After Tax)
$3,148 NZ$5,477
$2,973 NZ$5,173
5.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
6.94
-3.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Napier: January 13, 2026

Last update for Wellington: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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