Cost of Living Comparison Between Napier and Ubud, Bali Cost of Living Comparison Between Napier and Ubud, Bali

😐 Solo nomad: Napier is 51.2% more expensive than Ubud, Bali without rent, and 31.8% more expensive with rent.
😐 Family of 3: Napier is 50% more expensive than Ubud, Bali without rent, and 14.9% more expensive with rent.
Currency
🍽 Eating Out
Napier
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.60 NZ$33.32
$3.47 Rp 58.7K
464.84%
Three-Course Dinner for Two, Mid-Range
$101 NZ$171
$32.10 Rp 543.7K
213.80%
Fast Food Meal (McDonalds, etc)
$11.25 NZ$19.12
$4.86 Rp 82.3K
131.48%
Cappuccino
$3.53 NZ$6.00
$2.82 Rp 47.8K
25.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.39 NZ$4.06
$1.37 Rp 23.3K
74.45%
Water (0.33 liter bottle)
$2.26 NZ$3.85
$0.73 Rp 12.4K
209.59%
Local Beer (0.5 liter draught)
$7.42 NZ$12.62
$2.90 Rp 49.1K
155.86%
Imported Beer (0.33 liter bottle)
$6.15 NZ$10.46
$3.92 Rp 66.4K
56.89%
🛒 Groceries & Markets
Napier
Ubud, Bali
Difference
Milk (1 liter)
$1.68 NZ$2.86
$1.74 Rp 29.5K
-3.45%
White Bread (500g)
$1.70 NZ$2.89
$2.44 Rp 41.4K
-30.33%
Rice (white) (1kg)
$1.84 NZ$3.13
$1.17 Rp 19.8K
57.26%
Eggs
$6.00 NZ$10.19
$2.35 Rp 39.9K
155.32%
Local Cheese (1kg)
$8.23 NZ$14.00
$14.78 Rp 250.3K
-44.32%
Chicken Fillets (1kg)
$9.26 NZ$15.74
$4.25 Rp 72.0K
117.88%
Beef Round Steak (1kg)
$12.25 NZ$20.82
$12.21 Rp 206.9K
0.33%
Apples (1kg)
$2.54 NZ$4.31
$3.72 Rp 63.0K
-31.72%
Banana (1kg)
$1.86 NZ$3.16
$1.56 Rp 26.3K
19.23%
Oranges (1kg)
$2.54 NZ$4.31
$2.69 Rp 45.6K
-5.58%
Tomato (1kg)
$3.46 NZ$5.87
$2.34 Rp 39.6K
47.86%
Potato (1kg)
$2.06 NZ$3.50
$2.00 Rp 33.9K
3.00%
Onion (1kg)
$2.24 NZ$3.81
$2.31 Rp 39.1K
-3.03%
Lettuce (1 head)
$2.13 NZ$3.62
$1.01 Rp 17.2K
110.89%
Water (1.5 liter bottle)
$1.28 NZ$2.18
$0.73 Rp 12.3K
75.34%
Cigarettes 20 Pack (Marlboro, Camel)
$20.59 NZ$35.00
$3.31 Rp 56.1K
522.05%
Wine (Bottle)
$9.13 NZ$15.53
$25.14 Rp 425.9K
-63.68%
Local Beer (0.5 liter bottle)
$2.53 NZ$4.30
$2.90 Rp 49.1K
-12.76%
Imported Beer (0.33 liter bottle)
$2.67 NZ$4.54
$2.77 Rp 46.9K
-3.61%
🚌 Getting Around
Napier
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.77 NZ$3.02
$0.27 Rp 4,544
555.56%
Public Transport Monthly Pass (Regular Price)
$47.59 NZ$80.9
$8.26 Rp 139.9K
476.15%
Taxi Start (Normal Tariff)
$2.63 NZ$4.47
$0.45 Rp 7,664
484.44%
Taxi (Normal Tariff) (1km)
$1.71 NZ$2.91
$0.42 Rp 7,157
307.14%
Taxi 1hour Waiting (Normal Tariff)
$35.82 NZ$60.9
$6.26 Rp 106.0K
472.20%
Gasoline (1 liter)
$1.67 NZ$2.83
$0.86 Rp 14.6K
94.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.2K NZ$46.2K
$25.9K Rp 438.6M
5.05%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3K NZ$39.6K
$31.9K Rp 540.2M
-26.94%
🧾 Monthly Utilities & Internet
Napier
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$195 NZ$332
$80.8 Rp 1.4M
141.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.78 NZ$62.5
$3.98 Rp 67.3K
824.12%
Internet (50+ Mbps, Unlimited Data)
$48.51 NZ$82.5
$23.55 Rp 398.8K
105.99%
🎉 Sport & Entertainment
Napier
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.62 NZ$64.0
$97.3 Rp 1.6M
-61.33%
Tennis Court (1 Hour on Weekend)
$11.43 NZ$19.43
$6.42 Rp 108.8K
78.04%
Cinema Ticket
$9.16 NZ$15.57
$4.16 Rp 70.5K
120.19%
🧸 Childcare & Education
Napier
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$764 NZ$1,298
$294 Rp 5.0M
159.62%
International Primary School, 1 Child (Yearly)
$12.0K NZ$20.4K
$6,548 Rp 110.9M
83.33%
👕👟 Clothing & Footwear
Napier
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$99.3 NZ$169
$54.2 Rp 917.5K
83.35%
Summer Dress (H&M, Zara, etc)
$56.5 NZ$96.0
$37.95 Rp 642.8K
48.80%
Sport Shoes (Adidas, Nike)
$105 NZ$178
$88.1 Rp 1.5M
18.74%
Men's Leather Business Shoes
$127 NZ$215
$78.1 Rp 1.3M
62.10%
🏠 Accommodation & Living
Napier
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,306 NZ$2,221
$995 Rp 16.9M
31.25%
1-bedroom Apartment, Outside City Center (Monthly)
$745 NZ$1,267
$668 Rp 11.3M
11.57%
3-bedroom Apartment, City Center (Monthly)
$1,609 NZ$2,735
$3,391 Rp 57.4M
-52.57%
3-bedroom Apartment, Outside City Center (Monthly)
$1,616 NZ$2,747
$2,080 Rp 35.2M
-22.30%
Buy Apartment in City Center (m2)
$1,695 NZ$2,881
$3,037 Rp 51.4M
-44.19%
Buy Apartment Outside City Center (m2)
$1,549 NZ$2,634
$2,378 Rp 40.3M
-34.86%
💵 Salaries & Financials
Napier
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,207 NZ$5,452
$180 Rp 3.0M
1686.37%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
13.28
-49.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Napier: March 1, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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