Cost of Living Comparison Between Napier and Ubud, Bali Cost of Living Comparison Between Napier and Ubud, Bali

😐 Solo nomad: Napier is 84.2% more expensive than Ubud, Bali without rent, and 163.2% more expensive with rent.

😐 Family of 3: Napier is 118.8% more expensive than Ubud, Bali without rent, and 183.6% more expensive with rent.

Meal at Budget Restaurant

$19.87 NZ$34.7

$2.85 Rp 47.5K

597.19%

Three-Course Dinner for Two, Mid-Range

$97.6 NZ$170

$12.26 Rp 204.3K

695.76%

Fast Food Meal (McDonalds, etc)

$11.14 NZ$19.45

$3.28 Rp 54.6K

239.63%

Cappuccino

$3.58 NZ$6.26

$2.3 Rp 38.3K

55.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.38 NZ$4.16

$1.11 Rp 18.5K

114.41%

Water (0.33 liter bottle)

$2.18 NZ$3.81

$0.26 Rp 4,324

738.46%

Local Beer (0.5 liter draught)

$7.09 NZ$12.38

$2.4 Rp 40K

195.42%

Imported Beer (0.33 liter bottle)

$6.24 NZ$10.9

$3.15 Rp 52.5K

98.10%

Milk (1 liter)

$1.74 NZ$3.05

$1.49 Rp 24.9K

16.78%

White Bread (500g)

$1.67 NZ$2.92

$1.65 Rp 27.5K

1.21%

Rice (white) (1kg)

$1.9 NZ$3.31

$1.13 Rp 18.9K

68.14%

Eggs

$6.28 NZ$10.96

$2.33 Rp 38.9K

169.53%

Local Cheese (1kg)

$8.21 NZ$14.34

$13.7 Rp 228.3K

-40.07%

Chicken Fillets (1kg)

$9.35 NZ$16.33

$3.97 Rp 66.2K

135.52%

Beef Round Steak (1kg)

$12.29 NZ$21.45

$11.22 Rp 187K

9.54%

Apples (1kg)

$2.51 NZ$4.39

$3.48 Rp 57.9K

-27.87%

Banana (1kg)

$1.9 NZ$3.32

$1.5 Rp 25K

26.67%

Oranges (1kg)

$2.46 NZ$4.29

$2.68 Rp 44.6K

-8.21%

Tomato (1kg)

$3.43 NZ$5.99

$1.35 Rp 22.5K

154.07%

Potato (1kg)

$2.06 NZ$3.59

$1.57 Rp 26.2K

31.21%

Onion (1kg)

$2.21 NZ$3.87

$2.1 Rp 34.9K

5.24%

Lettuce (1 head)

$2.08 NZ$3.63

$1.03 Rp 17.1K

101.94%

Water (1.5 liter bottle)

$1.25 NZ$2.18

$0.57 Rp 9,488

119.30%

Cigarettes 20 Pack (Marlboro, Camel)

$20.32 NZ$35.48

$2.31 Rp 38.5K

779.65%

Wine (Bottle)

$8.46 NZ$14.78

$15.21 Rp 253.5K

-44.38%

Local Beer (0.5 liter bottle)

$2.41 NZ$4.22

$2.49 Rp 41.5K

-3.21%

Imported Beer (0.33 liter bottle)

$2.61 NZ$4.56

$2.66 Rp 44.3K

-1.88%

One-way Ticket (Public Transport)

$1.85 NZ$3.23

$0.29 Rp 4,911

537.93%

Public Transport Monthly Pass (Regular Price)

$48.9 NZ$85.4

$10.03 Rp 167.1K

387.54%

Taxi Start (Normal Tariff)

$2.65 NZ$4.63

$0.45 Rp 7,480

488.89%

Taxi (Normal Tariff) (1km)

$1.73 NZ$3.02

$0.34 Rp 5,748

408.82%

Taxi 1hour Waiting (Normal Tariff)

$34.65 NZ$60.5

$5.97 Rp 99.4K

480.40%

Gasoline (1 liter)

$1.63 NZ$2.85

$0.75 Rp 12.4K

117.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K NZ$46.5K

$25.8K Rp 430.2M

3.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23K NZ$40.1K

$31.7K Rp 528.9M

-27.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 NZ$338

$64.6 Rp 1.1M

199.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.89 NZ$64.4

$4.14 Rp 69K

791.06%

Internet (50+ Mbps, Unlimited Data)

$48.68 NZ$85

$23.99 Rp 399.7K

102.92%

Gym Membership (Monthly)

$38.74 NZ$67.6

$23.29 Rp 388.1K

66.34%

Tennis Court (1 Hour on Weekend)

$11.48 NZ$20.04

$6.19 Rp 103.1K

85.46%

Cinema Ticket

$9.3 NZ$16.24

$3.45 Rp 57.5K

169.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$765 NZ$1,335

$91.9 Rp 1.5M

732.15%

International Primary School, 1 Child (Yearly)

$12.2K NZ$21.3K

$5,912 Rp 98.5M

106.40%

Jeans (Levis 501 Or Similar)

$98.2 NZ$172

$51.5 Rp 857.6K

90.85%

Summer Dress (H&M, Zara, etc)

$56.5 NZ$98.7

$24.45 Rp 407.3K

131.08%

Sport Shoes (Adidas, Nike)

$104 NZ$182

$84.4 Rp 1.4M

23.68%

Men's Leather Business Shoes

$126 NZ$220

$74.3 Rp 1.2M

69.37%

1-bedroom Apartment, City Center (Monthly)

$1,304 NZ$2,277

$261 Rp 4.4M

399.11%

1-bedroom Apartment, Outside City Center (Monthly)

$764 NZ$1,334

$160 Rp 2.7M

378.88%

3-bedroom Apartment, City Center (Monthly)

$1,569 NZ$2,740

$585 Rp 9.7M

168.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,617 NZ$2,823

$328 Rp 5.5M

392.45%

Buy Apartment in City Center (m2)

$2,363 NZ$4,126

$985 Rp 16.4M

139.85%

Buy Apartment Outside City Center (m2)

$1,908 NZ$3,331

$847 Rp 14.1M

125.27%

Average Monthly Net Salary (After Tax)

$3,124 NZ$5,454

$178 Rp 3M

1655.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

13.28

-49.62%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Napier: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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