Cost of Living Comparison Between Napier and Ubud Cost of Living Comparison Between Napier and Ubud

😐 Solo nomad: Napier is 59.3% more expensive than Ubud without rent, and 163.3% more expensive with rent.
😐 Family of 3: Napier is 80.1% more expensive than Ubud without rent, and 179.4% more expensive with rent.
Currency
🍽 Eating Out
Napier
Ubud
Difference
Meal at Budget Restaurant
$19.58 NZ$32.3
$3 Rp 48.8K
552.67%
Three-Course Dinner for Two, Mid-Range
$97.7 NZ$161
$12.52 Rp 203.2K
680.51%
Fast Food Meal (McDonalds, etc)
$11.24 NZ$18.53
$3.18 Rp 51.6K
253.46%
Cappuccino
$3.64 NZ$6
$2.21 Rp 35.9K
64.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.32 NZ$3.82
$1.1 Rp 17.9K
110.91%
Water (0.33 liter bottle)
$2.15 NZ$3.55
$0.26 Rp 4,217
726.92%
Local Beer (0.5 liter draught)
$7.32 NZ$12.07
$2.5 Rp 40.5K
192.80%
Imported Beer (0.33 liter bottle)
$6.21 NZ$10.25
$3.2 Rp 51.9K
94.06%
🛒 Groceries & Markets
Napier
Ubud
Difference
Milk (1 liter)
$1.68 NZ$2.76
$1.49 Rp 24.2K
12.75%
White Bread (500g)
$1.67 NZ$2.76
$1.67 Rp 27K
-
Rice (white) (1kg)
$1.82 NZ$3
$1.14 Rp 18.5K
59.65%
Eggs
$6.03 NZ$9.95
$2.27 Rp 36.9K
165.64%
Local Cheese (1kg)
$8.04 NZ$13.26
$13.94 Rp 226.3K
-42.32%
Chicken Fillets (1kg)
$9.44 NZ$15.57
$4 Rp 64.8K
136.00%
Beef Round Steak (1kg)
$12.6 NZ$20.77
$11.3 Rp 183.4K
11.50%
Apples (1kg)
$2.49 NZ$4.11
$3.6 Rp 58.4K
-30.83%
Banana (1kg)
$1.88 NZ$3.1
$1.53 Rp 24.8K
22.88%
Oranges (1kg)
$2.43 NZ$4.01
$2.65 Rp 43K
-8.30%
Tomato (1kg)
$3.48 NZ$5.73
$1.38 Rp 22.4K
152.17%
Potato (1kg)
$2.09 NZ$3.44
$1.58 Rp 25.6K
32.28%
Onion (1kg)
$2.26 NZ$3.73
$2.16 Rp 35.1K
4.63%
Lettuce (1 head)
$2.07 NZ$3.42
$1.04 Rp 16.9K
99.04%
Water (1.5 liter bottle)
$1.26 NZ$2.07
$0.56 Rp 9,114
125.00%
Cigarettes 20 Pack (Marlboro, Camel)
$20.72 NZ$34.17
$2.23 Rp 36.3K
829.15%
Wine (Bottle)
$8.78 NZ$14.48
$14.98 Rp 243.2K
-41.39%
Local Beer (0.5 liter bottle)
$2.44 NZ$4.02
$2.43 Rp 39.5K
0.41%
Imported Beer (0.33 liter bottle)
$2.69 NZ$4.43
$2.64 Rp 42.8K
1.89%
🚌 Getting Around
Napier
Ubud
Difference
One-way Ticket (Public Transport)
$1.79 NZ$2.96
$0.32 Rp 5,203
459.38%
Public Transport Monthly Pass (Regular Price)
$48.02 NZ$79.2
$10.12 Rp 164.3K
374.51%
Taxi Start (Normal Tariff)
$2.65 NZ$4.36
$0.49 Rp 7,888
440.82%
Taxi (Normal Tariff) (1km)
$1.71 NZ$2.82
$0.34 Rp 5,573
402.94%
Taxi 1hour Waiting (Normal Tariff)
$35.03 NZ$57.8
$6.04 Rp 98K
479.97%
Gasoline (1 liter)
$1.72 NZ$2.84
$0.73 Rp 11.9K
135.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K NZ$45K
$26.2K Rp 425.6M
4.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.9K NZ$37.7K
$31.9K Rp 518.5M
-28.36%
🧾 Monthly Utilities & Internet
Napier
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$200 NZ$330
$62.6 Rp 1M
220.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.81 NZ$62.4
$4.1 Rp 66.6K
822.20%
Internet (50+ Mbps, Unlimited Data)
$48.48 NZ$80
$24.32 Rp 394.7K
99.34%
🎉 Sport & Entertainment
Napier
Ubud
Difference
Gym Membership (Monthly)
$37.77 NZ$62.3
$22.6 Rp 366.9K
67.12%
Tennis Court (1 Hour on Weekend)
$11.52 NZ$19
$6.26 Rp 101.5K
84.03%
Cinema Ticket
$9.11 NZ$15.03
$3.29 Rp 53.4K
176.90%
🧸 Childcare & Education
Napier
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$752 NZ$1,240
$93.2 Rp 1.5M
706.65%
International Primary School, 1 Child (Yearly)
$12.2K NZ$20K
$6,098 Rp 99M
99.26%
👕👟 Clothing & Footwear
Napier
Ubud
Difference
Jeans (Levis 501 Or Similar)
$98.5 NZ$162
$52.8 Rp 857.4K
86.43%
Summer Dress (H&M, Zara, etc)
$58.3 NZ$96.1
$24.84 Rp 403.3K
134.54%
Sport Shoes (Adidas, Nike)
$103 NZ$170
$85.2 Rp 1.4M
21.01%
Men's Leather Business Shoes
$127 NZ$209
$72.5 Rp 1.2M
74.73%
🏠 Accommodation & Living
Napier
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$1,297 NZ$2,139
$259 Rp 4.2M
400.98%
1-bedroom Apartment, Outside City Center (Monthly)
$769 NZ$1,268
$159 Rp 2.6M
383.87%
3-bedroom Apartment, City Center (Monthly)
$1,611 NZ$2,657
$578 Rp 9.4M
178.97%
3-bedroom Apartment, Outside City Center (Monthly)
$1,626 NZ$2,682
$336 Rp 5.5M
383.83%
Buy Apartment in City Center (m2)
$2,377 NZ$3,921
$1,000 Rp 16.2M
137.63%
Buy Apartment Outside City Center (m2)
$1,932 NZ$3,186
$860 Rp 14M
124.49%
💵 Salaries & Financials
Napier
Ubud
Difference
Average Monthly Net Salary (After Tax)
$4,209 NZ$6,942
$182 Rp 3M
2206.96%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
13.28
-49.62%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Napier: October 27, 2025

Last update for Ubud: October 29, 2025

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