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Cost of Living Comparison Between Napier and Dunedin Cost of Living Comparison Between Napier and Dunedin

๐Ÿ˜ Solo nomad: Napier is 0.9% more expensive than Dunedin without rent, and 7.8% more expensive with rent.
๐Ÿ˜ Family of 3: Napier is 26.6% more expensive than Dunedin without rent, and 15.9% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Napier
Dunedin
Difference
Meal at Budget Restaurant
$19.60 NZ$34.11
$12.27 NZ$21.35
59.74%
Three-Course Dinner for Two, Mid-Range
$98.1 NZ$171
$73.2 NZ$127
33.98%
Fast Food Meal (McDonalds, etc)
$11.13 NZ$19.36
$10.66 NZ$18.54
4.41%
Cappuccino
$3.59 NZ$6.25
$3.52 NZ$6.13
1.99%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.32 NZ$4.03
$2.28 NZ$3.96
1.75%
Water (0.33 liter bottle)
$2.28 NZ$3.96
$2.10 NZ$3.66
8.57%
Local Beer (0.5 liter draught)
$7.10 NZ$12.35
$7.09 NZ$12.34
0.14%
Imported Beer (0.33 liter bottle)
$6.49 NZ$11.29
$5.91 NZ$10.29
9.81%
๐Ÿ›’ Groceries & Markets
Napier
Dunedin
Difference
Milk (1 liter)
$1.75 NZ$3.04
$2.10 NZ$3.65
-16.67%
White Bread (500g)
$1.62 NZ$2.82
$1.97 NZ$3.43
-17.77%
Rice (white) (1kg)
$1.81 NZ$3.15
$1.91 NZ$3.32
-5.24%
Eggs
$6.19 NZ$10.77
$5.58 NZ$9.71
10.93%
Local Cheese (1kg)
$8.14 NZ$14.16
$8.33 NZ$14.50
-2.28%
Chicken Fillets (1kg)
$9.20 NZ$16.01
$10.56 NZ$18.37
-12.88%
Beef Round Steak (1kg)
$12.54 NZ$21.81
$12.91 NZ$22.45
-2.87%
Apples (1kg)
$2.52 NZ$4.39
$2.86 NZ$4.98
-11.89%
Banana (1kg)
$1.90 NZ$3.30
$2.28 NZ$3.96
-16.67%
Oranges (1kg)
$2.56 NZ$4.45
$3.34 NZ$5.81
-23.35%
Tomato (1kg)
$3.38 NZ$5.88
$4.45 NZ$7.74
-24.04%
Potato (1kg)
$2.15 NZ$3.74
$1.91 NZ$3.33
12.57%
Onion (1kg)
$2.22 NZ$3.86
$2.06 NZ$3.58
7.77%
Lettuce (1 head)
$2.04 NZ$3.54
$2.54 NZ$4.43
-19.69%
Water (1.5 liter bottle)
$1.25 NZ$2.17
$1.07 NZ$1.86
16.82%
Cigarettes 20 Pack (Marlboro, Camel)
$20.70 NZ$36.01
$23.72 NZ$41.26
-12.73%
Wine (Bottle)
$8.74 NZ$15.21
$9.10 NZ$15.83
-3.96%
Local Beer (0.5 liter bottle)
$2.47 NZ$4.30
$2.55 NZ$4.44
-3.14%
Imported Beer (0.33 liter bottle)
$2.65 NZ$4.61
$3.68 NZ$6.40
-27.99%
๐ŸšŒ Getting Around
Napier
Dunedin
Difference
One-way Ticket (Public Transport)
$1.76 NZ$3.07
$1.18 NZ$2.06
49.15%
Public Transport Monthly Pass (Regular Price)
$47.68 NZ$83.0
$71.6 NZ$125
-33.44%
Taxi Start (Normal Tariff)
$2.75 NZ$4.78
$5.97 NZ$10.39
-53.94%
Taxi (Normal Tariff) (1km)
$1.67 NZ$2.91
$1.14 NZ$1.98
46.49%
Taxi 1hour Waiting (Normal Tariff)
$34.72 NZ$60.4
$30.55 NZ$53.2
13.65%
Gasoline (1 liter)
$1.69 NZ$2.95
$1.73 NZ$3.01
-2.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.4K NZ$47.7K
$19.8K NZ$34.4K
38.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1K NZ$40.2K
$25.3K NZ$44.1K
-8.73%
๐Ÿงพ Monthly Utilities & Internet
Napier
Dunedin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$200 NZ$348
$103 NZ$179
94.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.01 NZ$66.1
$35.75 NZ$62.2
6.32%
Internet (50+ Mbps, Unlimited Data)
$48.38 NZ$84.2
$56.1 NZ$97.5
-13.70%
๐ŸŽ‰ Sport & Entertainment
Napier
Dunedin
Difference
Gym Membership (Monthly)
$37.56 NZ$65.4
$52.0 NZ$90.5
-27.80%
Tennis Court (1 Hour on Weekend)
$11.34 NZ$19.73
$5.94 NZ$10.33
90.91%
Cinema Ticket
$8.87 NZ$15.43
$9.69 NZ$16.87
-8.46%
๐Ÿงธ Childcare & Education
Napier
Dunedin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$769 NZ$1,338
$588 NZ$1,024
30.63%
International Primary School, 1 Child (Yearly)
$12.2K NZ$21.2K
$11.9K NZ$20.8K
2.33%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Napier
Dunedin
Difference
Jeans (Levis 501 Or Similar)
$97.8 NZ$170
$66.5 NZ$116
47.03%
Summer Dress (H&M, Zara, etc)
$57.3 NZ$99.8
$35.53 NZ$61.8
61.36%
Sport Shoes (Adidas, Nike)
$105 NZ$183
$95.0 NZ$165
10.82%
Men's Leather Business Shoes
$129 NZ$224
$122 NZ$212
5.53%
๐Ÿ  Accommodation & Living
Napier
Dunedin
Difference
1-bedroom Apartment, City Center (Monthly)
$1,300 NZ$2,261
$881 NZ$1,534
47.44%
1-bedroom Apartment, Outside City Center (Monthly)
$770 NZ$1,340
$768 NZ$1,336
0.29%
3-bedroom Apartment, City Center (Monthly)
$1,568 NZ$2,728
$1,508 NZ$2,624
3.99%
3-bedroom Apartment, Outside City Center (Monthly)
$1,628 NZ$2,834
$1,325 NZ$2,305
22.91%
Buy Apartment in City Center (m2)
$2,362 NZ$4,110
$2,854 NZ$4,966
-17.24%
Buy Apartment Outside City Center (m2)
$1,941 NZ$3,378
$2,021 NZ$3,517
-3.96%
๐Ÿ’ต Salaries & Financials
Napier
Dunedin
Difference
Average Monthly Net Salary (After Tax)
$3,148 NZ$5,477
$2,673 NZ$4,651
17.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
7.07
-5.37%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Napier: January 13, 2026

Last update for Dunedin: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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