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Cost of Living Comparison Between Napier and Christchurch Cost of Living Comparison Between Napier and Christchurch

🙂 Solo nomad: Napier is 2% cheaper than Christchurch without rent, and 12.8% cheaper with rent.
😐 Family of 3: Napier is 22.2% more expensive than Christchurch without rent, and 9.4% more expensive with rent.
Currency
🍽 Eating Out
Napier
Christchurch
Difference
Meal at Budget Restaurant
$19.60 NZ$34.11
$17.03 NZ$29.64
15.09%
Three-Course Dinner for Two, Mid-Range
$98.1 NZ$171
$72.4 NZ$126
35.42%
Fast Food Meal (McDonalds, etc)
$11.13 NZ$19.36
$9.63 NZ$16.75
15.58%
Cappuccino
$3.59 NZ$6.25
$3.34 NZ$5.80
7.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.32 NZ$4.03
$2.38 NZ$4.14
-2.52%
Water (0.33 liter bottle)
$2.28 NZ$3.96
$1.97 NZ$3.42
15.74%
Local Beer (0.5 liter draught)
$7.10 NZ$12.35
$7.13 NZ$12.41
-0.42%
Imported Beer (0.33 liter bottle)
$6.49 NZ$11.29
$7.16 NZ$12.45
-9.36%
🛒 Groceries & Markets
Napier
Christchurch
Difference
Milk (1 liter)
$1.75 NZ$3.04
$1.91 NZ$3.32
-8.38%
White Bread (500g)
$1.62 NZ$2.82
$2.00 NZ$3.48
-19.00%
Rice (white) (1kg)
$1.81 NZ$3.15
$1.74 NZ$3.03
4.02%
Eggs
$6.19 NZ$10.77
$6.48 NZ$11.28
-4.48%
Local Cheese (1kg)
$8.14 NZ$14.16
$8.13 NZ$14.14
0.12%
Chicken Fillets (1kg)
$9.20 NZ$16.01
$9.20 NZ$16.01
-
Beef Round Steak (1kg)
$12.54 NZ$21.81
$13.01 NZ$22.64
-3.61%
Apples (1kg)
$2.52 NZ$4.39
$3.07 NZ$5.35
-17.92%
Banana (1kg)
$1.90 NZ$3.30
$2.66 NZ$4.63
-28.57%
Oranges (1kg)
$2.56 NZ$4.45
$2.93 NZ$5.10
-12.63%
Tomato (1kg)
$3.38 NZ$5.88
$5.80 NZ$10.10
-41.72%
Potato (1kg)
$2.15 NZ$3.74
$2.14 NZ$3.72
0.47%
Onion (1kg)
$2.22 NZ$3.86
$2.32 NZ$4.04
-4.31%
Lettuce (1 head)
$2.04 NZ$3.54
$3.08 NZ$5.35
-33.77%
Water (1.5 liter bottle)
$1.25 NZ$2.17
$1.47 NZ$2.55
-14.97%
Cigarettes 20 Pack (Marlboro, Camel)
$20.70 NZ$36.01
$24.17 NZ$42.06
-14.36%
Wine (Bottle)
$8.74 NZ$15.21
$8.70 NZ$15.13
0.46%
Local Beer (0.5 liter bottle)
$2.47 NZ$4.30
$3.70 NZ$6.45
-33.24%
Imported Beer (0.33 liter bottle)
$2.65 NZ$4.61
$5.06 NZ$8.80
-47.63%
🚌 Getting Around
Napier
Christchurch
Difference
One-way Ticket (Public Transport)
$1.76 NZ$3.07
$1.23 NZ$2.14
43.09%
Public Transport Monthly Pass (Regular Price)
$47.68 NZ$83.0
$41.89 NZ$72.9
13.82%
Taxi Start (Normal Tariff)
$2.75 NZ$4.78
$2.77 NZ$4.83
-0.72%
Taxi (Normal Tariff) (1km)
$1.67 NZ$2.91
$1.70 NZ$2.96
-1.76%
Taxi 1hour Waiting (Normal Tariff)
$34.72 NZ$60.4
$30.00 NZ$52.2
15.73%
Gasoline (1 liter)
$1.69 NZ$2.95
$1.72 NZ$2.98
-1.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.4K NZ$47.7K
$27.3K NZ$47.6K
0.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1K NZ$40.2K
$19.7K NZ$34.3K
17.28%
🧾 Monthly Utilities & Internet
Napier
Christchurch
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$200 NZ$348
$117 NZ$204
70.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.01 NZ$66.1
$32.10 NZ$55.9
18.41%
Internet (50+ Mbps, Unlimited Data)
$48.38 NZ$84.2
$53.0 NZ$92.2
-8.65%
🎉 Sport & Entertainment
Napier
Christchurch
Difference
Gym Membership (Monthly)
$37.56 NZ$65.4
$35.20 NZ$61.3
6.70%
Tennis Court (1 Hour on Weekend)
$11.34 NZ$19.73
$15.15 NZ$26.36
-25.15%
Cinema Ticket
$8.87 NZ$15.43
$11.11 NZ$19.32
-20.16%
🧸 Childcare & Education
Napier
Christchurch
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$769 NZ$1,338
$643 NZ$1,120
19.46%
International Primary School, 1 Child (Yearly)
$12.2K NZ$21.2K
$9,240 NZ$16.1K
32.06%
👕👟 Clothing & Footwear
Napier
Christchurch
Difference
Jeans (Levis 501 Or Similar)
$97.8 NZ$170
$64.3 NZ$112
52.08%
Summer Dress (H&M, Zara, etc)
$57.3 NZ$99.8
$43.28 NZ$75.3
32.46%
Sport Shoes (Adidas, Nike)
$105 NZ$183
$93.0 NZ$162
13.22%
Men's Leather Business Shoes
$129 NZ$224
$152 NZ$264
-15.09%
🏠 Accommodation & Living
Napier
Christchurch
Difference
1-bedroom Apartment, City Center (Monthly)
$1,300 NZ$2,261
$1,511 NZ$2,630
-14.02%
1-bedroom Apartment, Outside City Center (Monthly)
$770 NZ$1,340
$1,158 NZ$2,014
-33.47%
3-bedroom Apartment, City Center (Monthly)
$1,568 NZ$2,728
$2,114 NZ$3,678
-25.83%
3-bedroom Apartment, Outside City Center (Monthly)
$1,628 NZ$2,834
$1,448 NZ$2,520
12.44%
Buy Apartment in City Center (m2)
$2,362 NZ$4,110
$4,962 NZ$8,634
-52.40%
Buy Apartment Outside City Center (m2)
$1,941 NZ$3,378
$2,674 NZ$4,653
-27.40%
💵 Salaries & Financials
Napier
Christchurch
Difference
Average Monthly Net Salary (After Tax)
$3,148 NZ$5,477
$2,666 NZ$4,640
18.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
6.74
-0.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Napier: January 13, 2026

Last update for Christchurch: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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