Cost of Living Comparison Between Napier and Chiang Mai Cost of Living Comparison Between Napier and Chiang Mai

😐 Solo nomad: Napier is 59.5% more expensive than Chiang Mai without rent, and 122.6% more expensive with rent.
😐 Family of 3: Napier is 118.4% more expensive than Chiang Mai without rent, and 140.3% more expensive with rent.
Currency
🍽 Eating Out
Napier
Chiang Mai
Difference
Meal at Budget Restaurant
$19.60 NZ$33.32
$2.03 ฿64.6
865.52%
Three-Course Dinner for Two, Mid-Range
$101 NZ$171
$18.59 ฿593
441.85%
Fast Food Meal (McDonalds, etc)
$11.25 NZ$19.12
$7.48 ฿238
50.40%
Cappuccino
$3.53 NZ$6.00
$2.00 ฿63.7
76.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.39 NZ$4.06
$0.85 ฿27.01
181.18%
Water (0.33 liter bottle)
$2.26 NZ$3.85
$0.35 ฿11.21
545.71%
Local Beer (0.5 liter draught)
$7.42 NZ$12.62
$2.21 ฿70.5
235.75%
Imported Beer (0.33 liter bottle)
$6.15 NZ$10.46
$3.76 ฿120
63.56%
🛒 Groceries & Markets
Napier
Chiang Mai
Difference
Milk (1 liter)
$1.68 NZ$2.86
$1.72 ฿54.8
-2.33%
White Bread (500g)
$1.70 NZ$2.89
$1.63 ฿52.1
4.29%
Rice (white) (1kg)
$1.84 NZ$3.13
$1.16 ฿36.93
58.62%
Eggs
$6.00 NZ$10.19
$1.98 ฿63.1
203.03%
Local Cheese (1kg)
$8.23 NZ$14.00
$15.93 ฿508
-48.34%
Chicken Fillets (1kg)
$9.26 NZ$15.74
$3.17 ฿101
192.11%
Beef Round Steak (1kg)
$12.25 NZ$20.82
$10.90 ฿348
12.39%
Apples (1kg)
$2.54 NZ$4.31
$2.65 ฿84.3
-4.15%
Banana (1kg)
$1.86 NZ$3.16
$1.22 ฿38.98
52.46%
Oranges (1kg)
$2.54 NZ$4.31
$1.70 ฿54.1
49.41%
Tomato (1kg)
$3.46 NZ$5.87
$1.59 ฿50.7
117.61%
Potato (1kg)
$2.06 NZ$3.50
$1.32 ฿42.21
56.06%
Onion (1kg)
$2.24 NZ$3.81
$1.17 ฿37.25
91.45%
Lettuce (1 head)
$2.13 NZ$3.62
$0.68 ฿21.61
213.24%
Water (1.5 liter bottle)
$1.28 NZ$2.18
$0.56 ฿17.76
128.57%
Cigarettes 20 Pack (Marlboro, Camel)
$20.59 NZ$35.00
$4.51 ฿144
356.54%
Wine (Bottle)
$9.13 NZ$15.53
$19.07 ฿608
-52.12%
Local Beer (0.5 liter bottle)
$2.53 NZ$4.30
$1.77 ฿56.4
42.94%
Imported Beer (0.33 liter bottle)
$2.67 NZ$4.54
$3.18 ฿101
-16.04%
🚌 Getting Around
Napier
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.77 NZ$3.02
$0.96 ฿30.70
84.38%
Public Transport Monthly Pass (Regular Price)
$47.59 NZ$80.9
$18.90 ฿602
151.80%
Taxi Start (Normal Tariff)
$2.63 NZ$4.47
$1.36 ฿43.29
93.38%
Taxi (Normal Tariff) (1km)
$1.71 NZ$2.91
$1.35 ฿43.11
26.67%
Taxi 1hour Waiting (Normal Tariff)
$35.82 NZ$60.9
$8.03 ฿256
346.08%
Gasoline (1 liter)
$1.67 NZ$2.83
$1.24 ฿39.62
34.68%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.2K NZ$46.2K
$21.2K ฿674.7K
28.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3K NZ$39.6K
$21.8K ฿693.5K
7.12%
🧾 Monthly Utilities & Internet
Napier
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$195 NZ$332
$71.2 ฿2,271
174.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.78 NZ$62.5
$14.09 ฿449
161.04%
Internet (50+ Mbps, Unlimited Data)
$48.51 NZ$82.5
$17.47 ฿557
177.68%
🎉 Sport & Entertainment
Napier
Chiang Mai
Difference
Gym Membership (Monthly)
$37.62 NZ$64.0
$42.07 ฿1,341
-10.58%
Tennis Court (1 Hour on Weekend)
$11.43 NZ$19.43
$6.88 ฿219
66.13%
Cinema Ticket
$9.16 NZ$15.57
$5.94 ฿189
54.21%
🧸 Childcare & Education
Napier
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$764 NZ$1,298
$307 ฿9,799
148.40%
International Primary School, 1 Child (Yearly)
$12.0K NZ$20.4K
$14.8K ฿471.6K
-18.86%
👕👟 Clothing & Footwear
Napier
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$99.3 NZ$169
$55.7 ฿1,775
78.41%
Summer Dress (H&M, Zara, etc)
$56.5 NZ$96.0
$26.79 ฿854
110.79%
Sport Shoes (Adidas, Nike)
$105 NZ$178
$83.2 ฿2,653
25.70%
Men's Leather Business Shoes
$127 NZ$215
$70.1 ฿2,235
80.57%
🏠 Accommodation & Living
Napier
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,306 NZ$2,221
$427 ฿13.6K
205.76%
1-bedroom Apartment, Outside City Center (Monthly)
$745 NZ$1,267
$237 ฿7,559
214.23%
3-bedroom Apartment, City Center (Monthly)
$1,609 NZ$2,735
$802 ฿25.6K
100.69%
3-bedroom Apartment, Outside City Center (Monthly)
$1,616 NZ$2,747
$503 ฿16.0K
220.97%
Buy Apartment in City Center (m2)
$1,695 NZ$2,881
$2,061 ฿65.7K
-17.75%
Buy Apartment Outside City Center (m2)
$1,549 NZ$2,634
$1,533 ฿48.9K
1.09%
💵 Salaries & Financials
Napier
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$3,207 NZ$5,452
$654 ฿20.8K
390.64%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
5
33.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Napier: March 1, 2026

Last update for Chiang Mai: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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