Cost of Living Comparison Between Napier and Chiang Mai Cost of Living Comparison Between Napier and Chiang Mai

😐 Solo nomad: Napier is 63.2% more expensive than Chiang Mai without rent, and 122.8% more expensive with rent.
😐 Family of 3: Napier is 78.1% more expensive than Chiang Mai without rent, and 133.3% more expensive with rent.
Currency
🍽 Eating Out
Napier
Chiang Mai
Difference
Meal at Budget Restaurant
$19.58 NZ$32.3
$2.02 ฿65.3
869.31%
Three-Course Dinner for Two, Mid-Range
$97.7 NZ$161
$18.78 ฿608
420.34%
Fast Food Meal (McDonalds, etc)
$11.24 NZ$18.53
$7.67 ฿248
46.54%
Cappuccino
$3.64 NZ$6
$1.98 ฿64.2
83.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.32 NZ$3.82
$0.82 ฿26.64
182.93%
Water (0.33 liter bottle)
$2.15 NZ$3.55
$0.33 ฿10.58
551.52%
Local Beer (0.5 liter draught)
$7.32 NZ$12.07
$2.12 ฿68.6
245.28%
Imported Beer (0.33 liter bottle)
$6.21 NZ$10.25
$3.73 ฿121
66.49%
🛒 Groceries & Markets
Napier
Chiang Mai
Difference
Milk (1 liter)
$1.68 NZ$2.76
$1.64 ฿53.2
2.44%
White Bread (500g)
$1.67 NZ$2.76
$1.57 ฿50.9
6.37%
Rice (white) (1kg)
$1.82 NZ$3
$1.19 ฿38.62
52.94%
Eggs
$6.03 NZ$9.95
$1.98 ฿64.1
204.55%
Local Cheese (1kg)
$8.04 NZ$13.26
$15.99 ฿517
-49.72%
Chicken Fillets (1kg)
$9.44 NZ$15.57
$3.12 ฿101
202.56%
Beef Round Steak (1kg)
$12.6 NZ$20.77
$11.16 ฿361
12.90%
Apples (1kg)
$2.49 NZ$4.11
$2.76 ฿89.2
-9.78%
Banana (1kg)
$1.88 NZ$3.1
$1.22 ฿39.5
54.10%
Oranges (1kg)
$2.43 NZ$4.01
$1.71 ฿55.4
42.11%
Tomato (1kg)
$3.48 NZ$5.73
$1.55 ฿50.2
124.52%
Potato (1kg)
$2.09 NZ$3.44
$1.34 ฿43.21
55.97%
Onion (1kg)
$2.26 NZ$3.73
$1.21 ฿39.23
86.78%
Lettuce (1 head)
$2.07 NZ$3.42
$0.72 ฿23.2
187.50%
Water (1.5 liter bottle)
$1.26 NZ$2.07
$0.53 ฿17.05
137.74%
Cigarettes 20 Pack (Marlboro, Camel)
$20.72 NZ$34.17
$4.72 ฿153
338.98%
Wine (Bottle)
$8.78 NZ$14.48
$18.39 ฿595
-52.26%
Local Beer (0.5 liter bottle)
$2.44 NZ$4.02
$1.79 ฿57.9
36.31%
Imported Beer (0.33 liter bottle)
$2.69 NZ$4.43
$3.21 ฿104
-16.20%
🚌 Getting Around
Napier
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.79 NZ$2.96
$0.94 ฿30.44
90.43%
Public Transport Monthly Pass (Regular Price)
$48.02 NZ$79.2
$18.9 ฿612
154.07%
Taxi Start (Normal Tariff)
$2.65 NZ$4.36
$1.42 ฿46.08
86.62%
Taxi (Normal Tariff) (1km)
$1.71 NZ$2.82
$1.35 ฿43.53
26.67%
Taxi 1hour Waiting (Normal Tariff)
$35.03 NZ$57.8
$7.85 ฿254
346.24%
Gasoline (1 liter)
$1.72 NZ$2.84
$1.25 ฿40.4
37.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K NZ$45K
$21.2K ฿684.9K
28.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.9K NZ$37.7K
$21.8K ฿706.8K
4.76%
🧾 Monthly Utilities & Internet
Napier
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$200 NZ$330
$70.6 ฿2,285
183.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.81 NZ$62.4
$13.72 ฿444
175.58%
Internet (50+ Mbps, Unlimited Data)
$48.48 NZ$80
$17.56 ฿568
176.08%
🎉 Sport & Entertainment
Napier
Chiang Mai
Difference
Gym Membership (Monthly)
$37.77 NZ$62.3
$41.64 ฿1,347
-9.29%
Tennis Court (1 Hour on Weekend)
$11.52 NZ$19
$6.9 ฿223
66.96%
Cinema Ticket
$9.11 NZ$15.03
$5.8 ฿188
57.07%
🧸 Childcare & Education
Napier
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$752 NZ$1,240
$308 ฿9,963
144.24%
International Primary School, 1 Child (Yearly)
$12.2K NZ$20K
$14.7K ฿475.8K
-17.36%
👕👟 Clothing & Footwear
Napier
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$98.5 NZ$162
$55.4 ฿1,793
77.74%
Summer Dress (H&M, Zara, etc)
$58.3 NZ$96.1
$26.4 ฿854
120.68%
Sport Shoes (Adidas, Nike)
$103 NZ$170
$85.1 ฿2,755
21.17%
Men's Leather Business Shoes
$127 NZ$209
$71.8 ฿2,323
76.41%
🏠 Accommodation & Living
Napier
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,297 NZ$2,139
$434 ฿14K
198.66%
1-bedroom Apartment, Outside City Center (Monthly)
$769 NZ$1,268
$235 ฿7,610
226.88%
3-bedroom Apartment, City Center (Monthly)
$1,611 NZ$2,657
$821 ฿26.6K
96.23%
3-bedroom Apartment, Outside City Center (Monthly)
$1,626 NZ$2,682
$498 ฿16.1K
226.41%
Buy Apartment in City Center (m2)
$2,377 NZ$3,921
$2,180 ฿70.6K
9.04%
Buy Apartment Outside City Center (m2)
$1,932 NZ$3,186
$1,543 ฿49.9K
25.20%
💵 Salaries & Financials
Napier
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$4,209 NZ$6,942
$703 ฿22.8K
498.35%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
5
33.80%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Napier: October 27, 2025

Last update for Chiang Mai: October 29, 2025

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