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Cost of Living Comparison Between Napier and Chiang Mai Cost of Living Comparison Between Napier and Chiang Mai

😐 Solo nomad: Napier is 78% more expensive than Chiang Mai without rent, and 127.9% more expensive with rent.
😐 Family of 3: Napier is 133.4% more expensive than Chiang Mai without rent, and 136.8% more expensive with rent.
Currency
🍽 Eating Out
Napier
Chiang Mai
Difference
Meal at Budget Restaurant
$19.60 NZ$34.11
$1.97 ฿62.0
894.92%
Three-Course Dinner for Two, Mid-Range
$98.1 NZ$171
$18.68 ฿587
425.16%
Fast Food Meal (McDonalds, etc)
$11.13 NZ$19.36
$7.92 ฿249
40.53%
Cappuccino
$3.59 NZ$6.25
$2.02 ฿63.7
77.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.32 NZ$4.03
$0.84 ฿26.45
176.19%
Water (0.33 liter bottle)
$2.28 NZ$3.96
$0.35 ฿11.07
551.43%
Local Beer (0.5 liter draught)
$7.10 NZ$12.35
$2.22 ฿69.9
219.82%
Imported Beer (0.33 liter bottle)
$6.49 NZ$11.29
$3.59 ฿113
80.78%
🛒 Groceries & Markets
Napier
Chiang Mai
Difference
Milk (1 liter)
$1.75 NZ$3.04
$1.67 ฿52.4
4.79%
White Bread (500g)
$1.62 NZ$2.82
$1.62 ฿51.1
-
Rice (white) (1kg)
$1.81 NZ$3.15
$1.20 ฿37.83
50.83%
Eggs
$6.19 NZ$10.77
$1.93 ฿60.8
220.73%
Local Cheese (1kg)
$8.14 NZ$14.16
$16.00 ฿503
-49.13%
Chicken Fillets (1kg)
$9.20 NZ$16.01
$3.16 ฿99.2
191.14%
Beef Round Steak (1kg)
$12.54 NZ$21.81
$10.93 ฿344
14.73%
Apples (1kg)
$2.52 NZ$4.39
$2.67 ฿83.8
-5.62%
Banana (1kg)
$1.90 NZ$3.30
$1.18 ฿36.99
61.02%
Oranges (1kg)
$2.56 NZ$4.45
$1.64 ฿51.5
56.10%
Tomato (1kg)
$3.38 NZ$5.88
$1.59 ฿49.83
112.58%
Potato (1kg)
$2.15 NZ$3.74
$1.32 ฿41.64
62.88%
Onion (1kg)
$2.22 NZ$3.86
$1.19 ฿37.49
86.55%
Lettuce (1 head)
$2.04 NZ$3.54
$0.71 ฿22.20
187.32%
Water (1.5 liter bottle)
$1.25 NZ$2.17
$0.56 ฿17.75
123.21%
Cigarettes 20 Pack (Marlboro, Camel)
$20.70 NZ$36.01
$4.64 ฿146
346.12%
Wine (Bottle)
$8.74 NZ$15.21
$18.96 ฿596
-53.90%
Local Beer (0.5 liter bottle)
$2.47 NZ$4.30
$1.77 ฿55.7
39.55%
Imported Beer (0.33 liter bottle)
$2.65 NZ$4.61
$3.20 ฿101
-17.19%
🚌 Getting Around
Napier
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.76 NZ$3.07
$0.90 ฿28.32
95.56%
Public Transport Monthly Pass (Regular Price)
$47.68 NZ$83.0
$19.24 ฿605
147.82%
Taxi Start (Normal Tariff)
$2.75 NZ$4.78
$1.36 ฿42.78
102.21%
Taxi (Normal Tariff) (1km)
$1.67 NZ$2.91
$1.35 ฿42.37
23.70%
Taxi 1hour Waiting (Normal Tariff)
$34.72 NZ$60.4
$8.15 ฿256
326.01%
Gasoline (1 liter)
$1.69 NZ$2.95
$1.22 ฿38.43
38.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.4K NZ$47.7K
$21.4K ฿671.8K
28.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1K NZ$40.2K
$21.7K ฿683.8K
6.26%
🧾 Monthly Utilities & Internet
Napier
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$200 NZ$348
$70.3 ฿2,210
184.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.01 NZ$66.1
$13.91 ฿437
173.26%
Internet (50+ Mbps, Unlimited Data)
$48.38 NZ$84.2
$18.00 ฿566
168.78%
🎉 Sport & Entertainment
Napier
Chiang Mai
Difference
Gym Membership (Monthly)
$37.56 NZ$65.4
$41.78 ฿1,314
-10.10%
Tennis Court (1 Hour on Weekend)
$11.34 NZ$19.73
$6.80 ฿214
66.76%
Cinema Ticket
$8.87 NZ$15.43
$5.72 ฿180
55.07%
🧸 Childcare & Education
Napier
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$769 NZ$1,338
$308 ฿9,693
149.34%
International Primary School, 1 Child (Yearly)
$12.2K NZ$21.2K
$14.8K ฿465.7K
-17.62%
👕👟 Clothing & Footwear
Napier
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$97.8 NZ$170
$55.9 ฿1,756
75.09%
Summer Dress (H&M, Zara, etc)
$57.3 NZ$99.8
$26.71 ฿840
114.64%
Sport Shoes (Adidas, Nike)
$105 NZ$183
$84.5 ฿2,658
24.54%
Men's Leather Business Shoes
$129 NZ$224
$70.8 ฿2,227
81.87%
🏠 Accommodation & Living
Napier
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,300 NZ$2,261
$431 ฿13.5K
201.81%
1-bedroom Apartment, Outside City Center (Monthly)
$770 NZ$1,340
$237 ฿7,439
225.46%
3-bedroom Apartment, City Center (Monthly)
$1,568 NZ$2,728
$811 ฿25.5K
93.43%
3-bedroom Apartment, Outside City Center (Monthly)
$1,628 NZ$2,834
$501 ฿15.7K
225.25%
Buy Apartment in City Center (m2)
$2,362 NZ$4,110
$2,202 ฿69.2K
7.26%
Buy Apartment Outside City Center (m2)
$1,941 NZ$3,378
$1,600 ฿50.3K
21.31%
💵 Salaries & Financials
Napier
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$3,148 NZ$5,477
$684 ฿21.5K
359.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
5
33.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Napier: January 13, 2026

Last update for Chiang Mai: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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