Cost of Living Comparison Between Napier and Auckland Cost of Living Comparison Between Napier and Auckland

🙂 Solo nomad: Napier is 14% cheaper than Auckland without rent, and 17.9% cheaper with rent.

🙂 Family of 3: Napier is 11.8% cheaper than Auckland without rent, and 4.6% cheaper with rent.

Meal at Budget Restaurant

$19.58 NZ$32.3

$15.02 NZ$24.78

30.36%

Three-Course Dinner for Two, Mid-Range

$97.7 NZ$161

$79.7 NZ$132

22.56%

Fast Food Meal (McDonalds, etc)

$11.24 NZ$18.53

$9.76 NZ$16.1

15.16%

Cappuccino

$3.64 NZ$6

$3.54 NZ$5.83

2.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 NZ$3.82

$2.27 NZ$3.75

2.20%

Water (0.33 liter bottle)

$2.15 NZ$3.55

$2.18 NZ$3.59

-1.38%

Local Beer (0.5 liter draught)

$7.32 NZ$12.07

$7.16 NZ$11.8

2.23%

Imported Beer (0.33 liter bottle)

$6.21 NZ$10.25

$7.34 NZ$12.1

-15.40%

Milk (1 liter)

$1.68 NZ$2.76

$1.74 NZ$2.87

-3.45%

White Bread (500g)

$1.67 NZ$2.76

$2.1 NZ$3.46

-20.48%

Rice (white) (1kg)

$1.82 NZ$3

$2.02 NZ$3.33

-9.90%

Eggs

$6.03 NZ$9.95

$6.69 NZ$11.03

-9.87%

Local Cheese (1kg)

$8.04 NZ$13.26

$8.61 NZ$14.2

-6.62%

Chicken Fillets (1kg)

$9.44 NZ$15.57

$9.66 NZ$15.94

-2.28%

Beef Round Steak (1kg)

$12.6 NZ$20.77

$12.97 NZ$21.39

-2.85%

Apples (1kg)

$2.49 NZ$4.11

$2.83 NZ$4.67

-12.01%

Banana (1kg)

$1.88 NZ$3.1

$2.27 NZ$3.74

-17.18%

Oranges (1kg)

$2.43 NZ$4.01

$3.21 NZ$5.3

-24.30%

Tomato (1kg)

$3.48 NZ$5.73

$4.03 NZ$6.64

-13.65%

Potato (1kg)

$2.09 NZ$3.44

$2 NZ$3.31

4.50%

Onion (1kg)

$2.26 NZ$3.73

$1.63 NZ$2.69

38.65%

Lettuce (1 head)

$2.07 NZ$3.42

$1.94 NZ$3.2

6.70%

Water (1.5 liter bottle)

$1.26 NZ$2.07

$1.29 NZ$2.12

-2.33%

Cigarettes 20 Pack (Marlboro, Camel)

$20.72 NZ$34.17

$25.57 NZ$42.17

-18.97%

Wine (Bottle)

$8.78 NZ$14.48

$11.73 NZ$19.34

-25.15%

Local Beer (0.5 liter bottle)

$2.44 NZ$4.02

$2.92 NZ$4.82

-16.44%

Imported Beer (0.33 liter bottle)

$2.69 NZ$4.43

$3.91 NZ$6.45

-31.20%

One-way Ticket (Public Transport)

$1.79 NZ$2.96

$2.73 NZ$4.5

-34.43%

Public Transport Monthly Pass (Regular Price)

$48.02 NZ$79.2

$129 NZ$213

-62.73%

Taxi Start (Normal Tariff)

$2.65 NZ$4.36

$2.08 NZ$3.43

27.40%

Taxi (Normal Tariff) (1km)

$1.71 NZ$2.82

$1.92 NZ$3.16

-10.94%

Taxi 1hour Waiting (Normal Tariff)

$35.03 NZ$57.8

$34.83 NZ$57.5

0.57%

Gasoline (1 liter)

$1.72 NZ$2.84

$1.65 NZ$2.71

4.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K NZ$45K

$28.5K NZ$47K

-4.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K NZ$37.7K

$21.9K NZ$36K

4.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 NZ$330

$146 NZ$241

36.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.81 NZ$62.4

$30.75 NZ$50.7

22.96%

Internet (50+ Mbps, Unlimited Data)

$48.48 NZ$80

$49.23 NZ$81.2

-1.52%

Gym Membership (Monthly)

$37.77 NZ$62.3

$35.1 NZ$57.9

7.61%

Tennis Court (1 Hour on Weekend)

$11.52 NZ$19

$16.78 NZ$27.67

-31.35%

Cinema Ticket

$9.11 NZ$15.03

$15.31 NZ$25.24

-40.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$752 NZ$1,240

$917 NZ$1,512

-18.00%

International Primary School, 1 Child (Yearly)

$12.2K NZ$20K

$13.6K NZ$22.4K

-10.53%

Jeans (Levis 501 Or Similar)

$98.5 NZ$162

$70.2 NZ$116

40.27%

Summer Dress (H&M, Zara, etc)

$58.3 NZ$96.1

$49.41 NZ$81.5

17.91%

Sport Shoes (Adidas, Nike)

$103 NZ$170

$96.8 NZ$160

6.56%

Men's Leather Business Shoes

$127 NZ$209

$125 NZ$207

0.92%

1-bedroom Apartment, City Center (Monthly)

$1,297 NZ$2,139

$1,274 NZ$2,101

1.80%

1-bedroom Apartment, Outside City Center (Monthly)

$769 NZ$1,268

$1,152 NZ$1,900

-33.25%

3-bedroom Apartment, City Center (Monthly)

$1,611 NZ$2,657

$2,492 NZ$4,110

-35.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,626 NZ$2,682

$1,853 NZ$3,056

-12.22%

Buy Apartment in City Center (m2)

$2,377 NZ$3,921

$7,281 NZ$12K

-67.35%

Buy Apartment Outside City Center (m2)

$1,932 NZ$3,186

$5,886 NZ$9,708

-67.18%

Average Monthly Net Salary (After Tax)

$4,209 NZ$6,942

$3,219 NZ$5,309

30.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

6.37

5.02%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Napier: October 27, 2025

Last update for Auckland: October 27, 2025

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