Last update: Oct 2026

Cost of Living Comparison Between Nanjing and Chiang Mai

For one person, living is cheaper in Nanjing: $846 a month against $925 in Chiang Mai, rent and utilities included – about $950 less a year. Other living expenses account for most of the difference.

Nanjing
🇨🇳 China
$846
/mo nomad
Chiang Mai
🇹🇭 Thailand
$925
/mo nomad
Monthly Cost of Living

How much you'll spend in Nanjing and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nanjing and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $846 per month in Nanjing vs $925 in Chiang Mai, rent included.

  • Nanjing $846
  • Chiang Mai $925

A couple spends around $1,333 per month in Nanjing vs $1,414 in Chiang Mai, rent included.

  • Nanjing $1,333
  • Chiang Mai $1,414

A family of three spends $1,820 per month in Nanjing vs $1,903 in Chiang Mai, rent included.

  • Nanjing $1,820
  • Chiang Mai $1,903

Nanjing is about 9% cheaper than Chiang Mai, and outside of rent the biggest gap is in groceries.

Both Nanjing and Chiang Mai are more affordable than the global median – Nanjing 38% lower, Chiang Mai 32% lower.

Currency
🍽 Eating Out
Nanjing
Chiang Mai
Difference
Meal at Budget Restaurant
$3.81 ¥25.50
$2.29 ฿76.5
66.38%
Three-Course Dinner for Two, Mid-Range
$22.14 ¥148
$19.64 ฿656
12.73%
Fast Food Meal (McDonalds, etc)
$4.79 ¥32.03
$5.61 ฿188
-14.62%
Cappuccino
$3.04 ¥20.32
$1.66 ฿55.6
83.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.50 ¥3.34
$0.70 ฿23.40
-28.57%
Water (0.33 liter bottle)
$0.27 ¥1.81
$0.31 ฿10.24
-12.90%
Local Beer (0.5 liter draught)
$1.52 ¥10.17
$2.41 ฿80.4
-36.93%
Imported Beer (0.33 liter bottle)
$2.20 ¥14.68
$3.71 ฿124
-40.70%
🛒 Groceries & Markets
Nanjing
Chiang Mai
Difference
Milk (1 liter)
$2.17 ¥14.48
$1.95 ฿65.3
11.28%
White Bread (500g)
$2.14 ¥14.30
$1.41 ฿47.03
51.77%
Rice (white) (1kg)
$0.91 ¥6.11
$1.31 ฿43.62
-30.53%
Eggs
$1.30 ¥8.71
$2.18 ฿72.9
-40.37%
Local Cheese (1kg)
$10.68 ¥71.4
$16.65 ฿556
-35.86%
Chicken Fillets (1kg)
$3.04 ¥20.36
$2.76 ฿92.2
10.14%
Beef Round Steak (1kg)
$8.64 ¥57.8
$9.11 ฿304
-5.16%
Apples (1kg)
$2.06 ¥13.78
$2.39 ฿80.0
-13.81%
Banana (1kg)
$1.23 ¥8.26
$1.03 ฿34.26
19.42%
Oranges (1kg)
$1.79 ¥11.99
$1.63 ฿54.4
9.82%
Tomato (1kg)
$1.10 ¥7.37
$1.50 ฿50.0
-26.67%
Potato (1kg)
$0.89 ¥5.97
$1.29 ฿43.13
-31.01%
Onion (1kg)
$0.97 ¥6.46
$1.11 ฿37.03
-12.61%
Lettuce (1 head)
$0.95 ¥6.37
$0.72 ฿24.08
31.94%
Water (1.5 liter bottle)
$0.56 ¥3.71
$0.53 ฿17.59
5.66%
Cigarettes 20 Pack (Marlboro, Camel)
$3.76 ¥25.17
$4.31 ฿144
-12.76%
Wine (Bottle)
$13.41 ¥89.7
$17.95 ฿600
-25.29%
Local Beer (0.5 liter bottle)
$0.95 ¥6.34
$1.58 ฿52.9
-39.87%
Imported Beer (0.33 liter bottle)
$1.49 ¥9.98
$2.84 ฿95.0
-47.54%
🚌 Getting Around
Nanjing
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.31 ¥2.10
$0.86 ฿28.86
-63.95%
Public Transport Monthly Pass (Regular Price)
$30.18 ¥202
$53.3 ฿1,780
-43.36%
Taxi Start (Normal Tariff)
$1.68 ¥11.21
$1.21 ฿40.29
38.84%
Taxi (Normal Tariff) (1km)
$0.38 ¥2.57
$0.57 ฿18.99
-33.33%
Taxi 1hour Waiting (Normal Tariff)
$8.90 ¥59.5
$2.35 ฿78.6
278.72%
Gasoline (1 liter)
$1.35 ¥9.01
$1.44 ฿47.96
-6.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.2K ¥128.3K
$20.7K ฿692.8K
-7.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.4K ¥116.1K
$26.8K ฿895.7K
-35.22%
🧾 Monthly Utilities & Internet
Nanjing
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$55.5 ¥371
$62.3 ฿2,083
-11.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.92 ¥53.0
$12.11 ฿405
-34.60%
Internet (50+ Mbps, Unlimited Data)
$7.09 ¥47.42
$19.94 ฿666
-64.44%
🎉 Sport & Entertainment
Nanjing
Chiang Mai
Difference
Gym Membership (Monthly)
$28.56 ¥191
$37.07 ฿1,239
-22.96%
Tennis Court (1 Hour on Weekend)
$34.80 ¥233
$3.78 ฿126
820.63%
Cinema Ticket
$5.84 ¥39.03
$6.50 ฿217
-10.15%
🧸 Childcare & Education
Nanjing
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,508 ¥10.1K
$793 ฿26.5K
90.28%
International Primary School, 1 Child (Yearly)
$22.7K ¥152.0K
$14.8K ฿494.9K
53.51%
👕👟 Clothing & Footwear
Nanjing
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$43.37 ¥290
$53.7 ฿1,796
-19.30%
Summer Dress (H&M, Zara, etc)
$34.01 ¥227
$24.62 ฿823
38.14%
Sport Shoes (Adidas, Nike)
$64.4 ¥431
$90.9 ฿3,036
-29.08%
Men's Leather Business Shoes
$88.6 ¥592
$71.1 ฿2,378
24.49%
🏠 Accommodation & Living
Nanjing
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$524 ¥3,501
$455 ฿15.2K
14.96%
1-bedroom Apartment, Outside City Center (Monthly)
$295 ¥1,974
$298 ฿9,954
-0.89%
3-bedroom Apartment, City Center (Monthly)
$1,117 ¥7,467
$908 ฿30.4K
22.96%
3-bedroom Apartment, Outside City Center (Monthly)
$558 ¥3,732
$554 ฿18.5K
0.79%
Buy Apartment in City Center (m2)
$5,105 ¥34.1K
$1,931 ฿64.5K
164.38%
Buy Apartment Outside City Center (m2)
$3,140 ¥21.0K
$1,445 ฿48.3K
117.41%
💵 Salaries & Financials
Nanjing
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,410 ¥9,430
$591 ฿19.7K
138.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.42
5.57
-38.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nanjing: October 18, 2026

Last update for Chiang Mai: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Nanjing
$295
Chiang Mai
$298 0.9% $2.6
Groceries & Markets
Nanjing
$205
Chiang Mai
$235 14.8% $30
Clothing & Footwear
Nanjing
$104
Chiang Mai
$108 4.3% $4.5
Eating Out
Nanjing
$96
Chiang Mai
$79 18.5% $18
Monthly Utilities & Internet
Nanjing
$70
Chiang Mai
$94 33.9% $24
Sport & Entertainment
Nanjing
$40
Chiang Mai
$50 24.4% $9.8
Getting Around
Nanjing
$35
Chiang Mai
$61 73.5% $26

Cost Breakdown

A central one-bedroom costs $524 in Nanjing versus $455 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 139% higher in Nanjing, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $22.00 in Nanjing versus $20.00 in Chiang Mai. Groceries tell a different story – $205 in Nanjing vs $235 in Chiang Mai – so Nanjing wins on supermarket bills even if dining out costs more.

Good to know
🇨🇳 Nanjing
🇹🇭 Chiang Mai
🕒 Local time
18:51 6:51 PM
17:51 5:51 PM
1 h behind Nanjing
🌤 Weather
👥 Population
9,314,685
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD, EUR to CNY – Chinese Yuan Converter

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Nanjing Chiang Mai 2,470 km ≈ 3 h 30 min nonstop flight
From you
  • Nanjing
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nanjing vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Nanjing or Chiang Mai?
Chiang Mai costs about 9% more than Nanjing, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Nanjing and in Chiang Mai?
For a comfortable life, plan on about $1,269 per month in Nanjing and $1,388 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Nanjing or Chiang Mai?
Rent is clearly cheaper in Nanjing, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Nanjing and in Chiang Mai?
Kindergarten costs $1,508 per month in Nanjing and $793 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Nanjing or in Chiang Mai?
Groceries cost about 15% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,500/month in Nanjing or in Chiang Mai?
A $1,500 monthly budget goes further in Nanjing, where all-in costs run around $846, than in Chiang Mai at $925. In Nanjing it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Nanjing or Chiang Mai?
For digital nomads, it depends on budget. Nanjing costs $846 versus $925 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Nanjing compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Nanjing or to Chiang Mai?
If budget matters most, go with Nanjing. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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