🙂A single person spends $789 per month in Nam Dinh vs $932 in Chiang Mai, rent included.
🙂A couple spends around $1,243 per month in Nam Dinh vs $1,399 in Chiang Mai, rent included.
🙂A family of three spends $1,697 per month in Nam Dinh vs $1,866 in Chiang Mai, rent included.
🙂Nam Dinh is about 15% cheaper than Chiang Mai, driven mainly by Getting Around.
📊Both Nam Dinh and Chiang Mai are more affordable than the global median – Nam Dinh42% lower, Chiang Mai32% lower.
Currency
🍽 Eating Out
Nam Dinh
Chiang Mai
Difference
Meal at Budget Restaurant
$2.05₫53.4K
$2.08฿69.3
-1.44%
Three-Course Dinner for Two, Mid-Range
$20.75₫539.9K
$19.61฿653
5.81%
Fast Food Meal(McDonalds, etc)
$4.46₫116.1K
$5.67฿189
-21.34%
Cappuccino
$1.90₫49.5K
$1.81฿60.1
4.97%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.49₫12.6K
$0.77฿25.58
-36.36%
Water(0.33 liter bottle)
$0.28₫7,189
$0.35฿11.49
-20.00%
Local Beer(0.5 liter draught)
$1.13₫29.3K
$2.21฿73.7
-48.87%
Imported Beer(0.33 liter bottle)
$1.96₫50.9K
$3.79฿126
-48.28%
🛒 Groceries & Markets
Nam Dinh
Chiang Mai
Difference
Milk(1 liter)
$1.48₫38.4K
$2.05฿68.2
-27.80%
White Bread(500g)
$1.02₫26.7K
$1.51฿50.4
-32.45%
Rice(white)(1kg)
$0.82₫21.3K
$1.40฿46.57
-41.43%
Eggs
$1.48₫38.5K
$2.26฿75.2
-34.51%
Local Cheese(1kg)
$10.33₫268.7K
$16.19฿539
-36.20%
Chicken Fillets(1kg)
$3.87₫100.7K
$2.90฿96.4
33.45%
Beef Round Steak(1kg)
$9.76₫254.0K
$9.42฿314
3.61%
Apples(1kg)
$3.18₫82.8K
$2.68฿89.2
18.66%
Banana(1kg)
$1.09₫28.5K
$1.09฿36.28
-
Oranges(1kg)
$1.37₫35.7K
$1.62฿53.8
-15.43%
Tomato(1kg)
$1.11₫28.8K
$1.46฿48.61
-23.97%
Potato(1kg)
$0.98₫25.6K
$1.28฿42.54
-23.44%
Onion(1kg)
$1.14₫29.5K
$1.06฿35.21
7.55%
Lettuce(1 head)
$0.59₫15.2K
$0.72฿23.88
-18.06%
Water(1.5 liter bottle)
$0.55₫14.3K
$0.53฿17.51
3.77%
Cigarettes 20 Pack(Marlboro, Camel)
$1.37₫35.7K
$4.23฿141
-67.61%
Wine(Bottle)
$12.64₫328.9K
$18.29฿609
-30.89%
Local Beer(0.5 liter bottle)
$0.94₫24.6K
$1.63฿54.3
-42.33%
Imported Beer(0.33 liter bottle)
$1.60₫41.6K
$2.90฿96.6
-44.83%
🚌 Getting Around
Nam Dinh
Chiang Mai
Difference
One-way Ticket(Public Transport)
$0.32₫8,222
$0.88฿29.24
-63.64%
Public Transport Monthly Pass(Regular Price)
$6.64₫172.7K
$53.8฿1,790
-87.65%
Taxi Start(Normal Tariff)
$0.73₫19.1K
$1.17฿39.04
-37.61%
Taxi(Normal Tariff)(1km)
$0.60₫15.6K
$0.58฿19.25
3.45%
Taxi 1hour Waiting(Normal Tariff)
$2.26₫58.8K
$2.39฿79.4
-5.44%
Gasoline(1 liter)
$0.82₫21.5K
$1.45฿48.28
-43.45%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.5K₫794.1M
$21.0K฿699.5K
45.26%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.5K₫794.3M
$26.4K฿879.7K
15.53%
🧾 Monthly Utilities & Internet
Nam Dinh
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.9₫2.2M
$63.7฿2,119
30.27%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.92₫128.1K
$12.89฿429
-61.83%
Internet(50+ Mbps, Unlimited Data)
$8.83₫229.8K
$20.52฿683
-56.97%
🎉 Sport & Entertainment
Nam Dinh
Chiang Mai
Difference
Gym Membership(Monthly)
$22.08₫574.6K
$39.02฿1,299
-43.41%
Tennis Court(1 Hour on Weekend)
$7.79₫202.8K
$3.92฿130
98.72%
Cinema Ticket
$4.13₫107.6K
$6.58฿219
-37.23%
🧸 Childcare & Education
Nam Dinh
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$159₫4.1M
$784฿26.1K
-79.70%
International Primary School, 1 Child(Yearly)
$27.3K₫709.6M
$14.7K฿488.4K
85.88%
👕👟 Clothing & Footwear
Nam Dinh
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$50.2₫1.3M
$55.1฿1,835
-8.84%
Summer Dress(H&M, Zara, etc)
$27.04₫703.5K
$24.74฿824
9.30%
Sport Shoes(Adidas, Nike)
$82.4₫2.1M
$94.1฿3,133
-12.44%
Men's Leather Business Shoes
$83.7₫2.2M
$74.0฿2,462
13.13%
🏠 Accommodation & Living
Nam Dinh
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$417₫10.8M
$490฿16.3K
-15.00%
1-bedroom Apartment, Outside City Center(Monthly)
$281₫7.3M
$288฿9,594
-2.47%
3-bedroom Apartment, City Center(Monthly)
$743₫19.3M
$891฿29.7K
-16.63%
3-bedroom Apartment, Outside City Center(Monthly)
$625₫16.2M
$521฿17.3K
19.85%
Buy Apartment in City Center(m2)
$2,784₫72.4M
$1,974฿65.7K
41.06%
Buy Apartment Outside City Center(m2)
$1,291₫33.6M
$1,444฿48.1K
-10.63%
💵 Salaries & Financials
Nam Dinh
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
-
$602฿20.0K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
8.45
5.57
51.71%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nam Dinh: September 15, 2026
Last update for Chiang Mai: September 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $417 in Nam Dinh versus $490 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $21.00 in Nam Dinh versus $20.00 in Chiang Mai. Groceries tell a different story – $195 in Nam Dinh vs $241 in Chiang Mai – so Nam Dinh wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nam Dinh vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Nam Dinh or Chiang Mai?
Chiang Mai costs about 18% more than Nam Dinh, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Nam Dinh and in Chiang Mai?
For a comfortable life, plan on about $1,183 per month in Nam Dinh and $1,398 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Nam Dinh or Chiang Mai?
Rent is clearly cheaper in Nam Dinh, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Nam Dinh and in Chiang Mai?
Kindergarten costs $159 per month in Nam Dinh and $784 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Nam Dinh or in Chiang Mai?
Groceries cost about 24% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,500/month in Nam Dinh or in Chiang Mai?
A $1,500 monthly budget goes further in Nam Dinh, where all-in costs run around $789, than in Chiang Mai at $932. In Nam Dinh it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Nam Dinh or Chiang Mai?
For digital nomads, it depends on budget. Nam Dinh costs $789 versus $932 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Nam Dinh compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Nam Dinh or to Chiang Mai?
If budget matters most, go with Nam Dinh. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.