Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Nam Dinh

For one person, living is cheaper in Nam Dinh: $781 a month against $935 in Chiang Mai, rent and utilities included – about $1,800 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
38

Cost of Living Index in Nam Dinh
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Nam Dinh Living Index

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Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Nam Dinh

🇻🇳 Vietnam

$781

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Nam Dinh

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Nam Dinh actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $781 in Nam Dinh, rent included.

Chiang Mai $935
Nam Dinh $781

A couple spends around $1,467 per month in Chiang Mai vs $1,277 in Nam Dinh, rent included.

Chiang Mai $1,467
Nam Dinh $1,277

A family of three spends $1,999 per month in Chiang Mai vs $1,774 in Nam Dinh, rent included.

Chiang Mai $1,999
Nam Dinh $1,774

Chiang Mai costs about 20% more than Nam Dinh, and outside of rent the biggest gap is in transport.

Both Chiang Mai and Nam Dinh are more affordable than the global median – Chiang Mai 31% lower, Nam Dinh 42% lower.

Meal at Budget Restaurant

$2.13 ฿71.8

$2.06 ₫53.1K

3.40%

Three-Course Dinner for Two, Mid-Range

$18.62 ฿626

$23.02 ₫593.1K

-19.11%

Fast Food Meal (McDonalds, etc)

$5.60 ฿188

$4.46 ₫114.9K

25.56%

Cappuccino

$1.66 ฿55.9

$1.94 ₫50.0K

-14.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.75

$0.51 ₫13.2K

27.45%

Water (0.33 liter bottle)

$0.30 ฿10.25

$0.33 ₫8,566

-9.09%

Local Beer (0.5 liter draught)

$2.32 ฿78.1

$1.15 ₫29.6K

101.74%

Imported Beer (0.33 liter bottle)

$3.67 ฿123

$1.98 ₫50.9K

85.35%

Milk (1 liter)

$2.02 ฿67.8

$1.57 ₫40.4K

28.66%

White Bread (500g)

$1.41 ฿47.34

$1.04 ₫26.7K

35.58%

Rice (white) (1kg)

$1.39 ฿46.79

$0.75 ₫19.3K

85.33%

Eggs

$2.37 ฿79.6

$1.48 ₫38.1K

60.14%

Local Cheese (1kg)

$16.52 ฿555

$12.27 ₫316.1K

34.64%

Chicken Fillets (1kg)

$2.67 ฿89.8

$3.59 ₫92.5K

-25.63%

Beef Round Steak (1kg)

$9.02 ฿303

$9.66 ₫248.7K

-6.63%

Apples (1kg)

$2.40 ฿80.6

$3.21 ₫82.7K

-25.23%

Banana (1kg)

$1.04 ฿35.01

$1.03 ₫26.4K

0.97%

Oranges (1kg)

$1.66 ฿55.8

$1.35 ₫34.8K

22.96%

Tomato (1kg)

$1.56 ฿52.4

$1.07 ₫27.6K

45.79%

Potato (1kg)

$1.24 ฿41.61

$0.90 ₫23.3K

37.78%

Onion (1kg)

$1.09 ฿36.53

$1.19 ₫30.8K

-8.40%

Lettuce (1 head)

$0.76 ฿25.61

$0.59 ₫15.1K

28.81%

Water (1.5 liter bottle)

$0.51 ฿17.29

$0.56 ₫14.5K

-8.93%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿139

$1.37 ₫35.3K

200.73%

Wine (Bottle)

$17.93 ฿603

$10.96 ₫282.3K

63.59%

Local Beer (0.5 liter bottle)

$1.62 ฿54.6

$0.87 ₫22.4K

86.21%

Imported Beer (0.33 liter bottle)

$2.82 ฿94.9

$1.59 ₫41.1K

77.36%

One-way Ticket (Public Transport)

$0.93 ฿31.42

$0.37 ₫9,447

151.35%

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,778

$7.43 ₫191.3K

611.84%

Taxi Start (Normal Tariff)

$1.18 ฿39.56

$0.89 ₫22.9K

32.58%

Taxi (Normal Tariff) (1km)

$0.17 ฿5.76

$0.60 ₫15.4K

-71.67%

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿60.9

$2.30 ₫59.3K

-21.30%

Gasoline (1 liter)

$1.47 ฿49.51

$0.89 ₫23.0K

65.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿706.4K

$30.7K ₫789.8M

-31.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿891.4K

$29.5K ₫759.3M

-10.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,103

$84.8 ₫2.2M

-26.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿390

$4.99 ₫128.6K

132.46%

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿683

$8.53 ₫219.9K

137.98%

Gym Membership (Monthly)

$37.88 ฿1,274

$20.73 ₫534.0K

82.73%

Tennis Court (1 Hour on Weekend)

$3.70 ฿124

$8.37 ₫215.7K

-55.79%

Cinema Ticket

$6.51 ฿219

$4.54 ₫116.9K

43.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.4K

$330 ₫8.5M

120.27%

International Primary School, 1 Child (Yearly)

$16.6K ฿557.2K

$29.4K ₫758.1M

-43.68%

Jeans (Levis 501 Or Similar)

$53.5 ฿1,800

$45.34 ₫1.2M

18.09%

Summer Dress (H&M, Zara, etc)

$24.80 ฿834

$29.07 ₫749.0K

-14.69%

Sport Shoes (Adidas, Nike)

$90.4 ฿3,039

$82.4 ₫2.1M

9.76%

Men's Leather Business Shoes

$72.0 ฿2,420

$74.6 ₫1.9M

-3.49%

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.2K

$409 ₫10.5M

17.54%

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.4K

$274 ₫7.1M

13.09%

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.6K

$696 ₫17.9M

52.10%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.1K

$650 ₫16.7M

1.33%

Buy Apartment in City Center (m2)

$2,418 ฿81.3K

$2,241 ₫57.7M

7.87%

Buy Apartment Outside City Center (m2)

$1,609 ฿54.1K

$1,190 ₫30.7M

35.14%

Average Monthly Net Salary (After Tax)

$595 ฿20.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

8.17

-31.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Nam Dinh: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$310 33.1%

Nam Dinh

$274 35.1% 11.6% $36

Groceries & Markets

Chiang Mai

$237 25.3%

Nam Dinh

$195 25% 17.5% $41

Clothing & Footwear

Chiang Mai

$108 11.6%

Nam Dinh

$104 13.3% 3.9% $4.2

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Nam Dinh

$98 12.6% 4% $3.8

Eating Out

Chiang Mai

$77 8.2%

Nam Dinh

$66 8.5% 13.4% $10

Getting Around

Chiang Mai

$59 6.3%

Nam Dinh

$13 1.6% 78.2% $46

Sport & Entertainment

Chiang Mai

$51 5.4%

Nam Dinh

$30 3.8% 41.4% $21

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $409 in Nam Dinh. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Chiang Mai versus $23 in Nam Dinh. Groceries tell a different story – $237 in Chiang Mai vs $195 in Nam Dinh – so Nam Dinh wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Chiang Mai

🇻🇳 Nam Dinh

🕒 Local time

20:52 8:52 PM

Same time as Chiang Mai

🌤 Weather

👥 Population

127,240

179,229

💱 Currency

Thai Baht THB ฿

Vietnamese Dong VND ₫

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.65 EUR

100,000 VND = 3.88 USD

100,000 VND = 3.46 EUR

Exchange rates and currency converter

VND, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.62 THB (100 THB = 2.97 USD). 1 EUR = 37.69 THB (100 THB = 2.65 EUR).

Vietnamese Dong exchange rates as of November 4, 2026: 1 USD = 25,761 VND (100,000 VND = 3.88 USD). 1 EUR = 28,880 VND (100,000 VND = 3.46 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Nam Dinh 770 km ≈ 1 h 30 min nonstop flight

From you

Chiang Mai
Nam Dinh

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Nam Dinh: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 20% more than Nam Dinh, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,171 in Nam Dinh. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nam Dinh, especially for central apartments: a one-bedroom in the center costs $409 there versus $481 in Chiang Mai.

Kindergarten costs $727 per month in Chiang Mai and $330 in Nam Dinh. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 21% more in Chiang Mai, though the gap depends on what you buy.

Families tend to lean toward Nam Dinh – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.