😐A single person spends $848 per month in Chiang Mai vs $741 in Nam Dinh, rent included.
😐A couple spends around $1,331 per month in Chiang Mai vs $1,167 in Nam Dinh, rent included.
😐A family of three spends $1,814 per month in Chiang Mai vs $1,593 in Nam Dinh, rent included.
😐Chiang Mai costs about 14% more than Nam Dinh, driven mainly by Groceries & Markets.
📊Both Chiang Mai and Nam Dinh are more affordable than the global median – Chiang Mai36% lower, Nam Dinh44% lower.
Currency
🍽 Eating Out
Chiang Mai
Nam Dinh
Difference
Meal at Budget Restaurant
$1.96฿64.1
$1.89₫49.7K
3.70%
Three-Course Dinner for Two, Mid-Range
$18.39฿603
$27.01₫709.6K
-31.91%
Fast Food Meal(McDonalds, etc)
$7.87฿258
$4.66₫122.5K
68.88%
Cappuccino
$1.95฿63.9
$1.79₫47.1K
8.94%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿27.80
$0.45₫11.8K
88.89%
Water(0.33 liter bottle)
$0.32฿10.61
$0.25₫6,550
28.00%
Local Beer(0.5 liter draught)
$2.14฿70.2
$0.93₫24.4K
130.11%
Imported Beer(0.33 liter bottle)
$3.68฿121
$1.93₫50.7K
90.67%
🛒 Groceries & Markets
Chiang Mai
Nam Dinh
Difference
Milk(1 liter)
$1.66฿54.4
$1.43₫37.6K
16.08%
White Bread(500g)
$1.56฿51.1
$1.00₫26.2K
56.00%
Rice(white)(1kg)
$1.19฿38.95
$0.90₫23.8K
32.22%
Eggs
$1.99฿65.2
$1.56₫41.1K
27.56%
Local Cheese(1kg)
$16.24฿532
$9.37₫246.1K
73.32%
Chicken Fillets(1kg)
$3.17฿104
$3.78₫99.3K
-16.14%
Beef Round Steak(1kg)
$10.84฿355
$9.68₫254.2K
11.98%
Apples(1kg)
$2.65฿87.0
$3.35₫87.9K
-20.90%
Banana(1kg)
$1.22฿40.00
$1.05₫27.6K
16.19%
Oranges(1kg)
$1.65฿54.1
$1.59₫41.7K
3.77%
Tomato(1kg)
$1.55฿50.7
$1.12₫29.4K
38.39%
Potato(1kg)
$1.33฿43.53
$1.06₫27.9K
25.47%
Onion(1kg)
$1.21฿39.75
$1.02₫26.8K
18.63%
Lettuce(1 head)
$0.68฿22.22
$0.56₫14.6K
21.43%
Water(1.5 liter bottle)
$0.57฿18.54
$0.57₫15.0K
-
Cigarettes 20 Pack(Marlboro, Camel)
$4.68฿154
$1.36₫35.6K
244.12%
Wine(Bottle)
$16.99฿557
$13.33₫350.1K
27.46%
Local Beer(0.5 liter bottle)
$1.82฿59.8
$0.96₫25.2K
89.58%
Imported Beer(0.33 liter bottle)
$3.18฿104
$1.77₫46.6K
79.66%
🚌 Getting Around
Chiang Mai
Nam Dinh
Difference
One-way Ticket(Public Transport)
$0.91฿29.70
$0.32₫8,365
184.38%
Public Transport Monthly Pass(Regular Price)
$18.74฿614
$6.51₫171.0K
187.86%
Taxi Start(Normal Tariff)
$1.41฿46.18
$0.75₫19.7K
88.00%
Taxi(Normal Tariff)(1km)
$1.34฿43.88
$0.41₫10.8K
226.83%
Taxi 1hour Waiting(Normal Tariff)
$8.14฿267
$1.61₫42.3K
405.59%
Gasoline(1 liter)
$1.28฿41.88
$0.90₫23.7K
42.22%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K฿715.2K
$38.3K₫1.0B
-42.96%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.4K฿734.1K
$31.9K₫838.2M
-29.79%
🧾 Monthly Utilities & Internet
Chiang Mai
Nam Dinh
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.5฿2,310
$79.1₫2.1M
-10.85%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.05฿460
$5.08₫133.4K
176.57%
Internet(50+ Mbps, Unlimited Data)
$17.65฿578
$8.54₫224.4K
106.67%
🎉 Sport & Entertainment
Chiang Mai
Nam Dinh
Difference
Gym Membership(Monthly)
$41.29฿1,353
$21.24₫558.1K
94.40%
Tennis Court(1 Hour on Weekend)
$6.76฿222
$7.72₫202.8K
-12.44%
Cinema Ticket
$5.96฿195
$3.92₫103.1K
52.04%
🧸 Childcare & Education
Chiang Mai
Nam Dinh
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303฿9,928
$270₫7.1M
12.32%
International Primary School, 1 Child(Yearly)
$15.0K฿490.2K
$11.6K₫304.6M
29.03%
👕👟 Clothing & Footwear
Chiang Mai
Nam Dinh
Difference
Jeans(Levis 501 Or Similar)
$54.7฿1,793
$44.74₫1.2M
22.26%
Summer Dress(H&M, Zara, etc)
$26.29฿861
$22.99₫603.9K
14.35%
Sport Shoes(Adidas, Nike)
$85.8฿2,811
$87.4₫2.3M
-1.80%
Men's Leather Business Shoes
$69.7฿2,284
$73.8₫1.9M
-5.51%
🏠 Accommodation & Living
Chiang Mai
Nam Dinh
Difference
1-bedroom Apartment, City Center(Monthly)
$428฿14.0K
$360₫9.5M
18.88%
1-bedroom Apartment, Outside City Center(Monthly)
$239฿7,834
$246₫6.5M
-2.96%
3-bedroom Apartment, City Center(Monthly)
$811฿26.6K
$679₫17.8M
19.45%
3-bedroom Apartment, Outside City Center(Monthly)
$510฿16.7K
$472₫12.4M
7.88%
Buy Apartment in City Center(m2)
$2,025฿66.4K
$3,607₫94.7M
-43.84%
Buy Apartment Outside City Center(m2)
$1,502฿49.2K
$1,445₫37.9M
3.97%
💵 Salaries & Financials
Chiang Mai
Nam Dinh
Difference
Average Monthly Net Salary(After Tax)
$623฿20.4K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5
9.1
-45.05%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: June 13, 2026
Last update for Nam Dinh: June 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $428 in Chiang Mai versus $360 in Nam Dinh. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $18.00 in Chiang Mai versus $27.00 in Nam Dinh. Groceries tell a different story – $242 in Chiang Mai vs $194 in Nam Dinh – so Nam Dinh wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Nam Dinh: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Nam Dinh?
Chiang Mai costs about 14% more than Nam Dinh, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Nam Dinh?
For a comfortable life, plan on about $1,272 per month in Chiang Mai and $1,112 in Nam Dinh. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Nam Dinh?
Rent is clearly cheaper in Nam Dinh, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Nam Dinh?
Kindergarten costs $303 per month in Chiang Mai and $270 in Nam Dinh. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Nam Dinh?
Groceries cost about 25% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Nam Dinh?
$1,000 covers both cities comfortably – all-in costs are $848 in Chiang Mai and $741 in Nam Dinh, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Nam Dinh?
For digital nomads, it depends on budget. Nam Dinh costs $741 versus $848 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Nam Dinh?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Nam Dinh?
If budget matters most, go with Nam Dinh. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared