Cost of Living Comparison Between Chiang Mai and Nam Dinh Cost of Living Comparison Between Chiang Mai and Nam Dinh

Monthly Cost of Living

A single person spends $852 per month in Chiang Mai vs $732 in Nam Dinh, rent included.

A couple spends around $1,354 per month in Chiang Mai vs $1,170 in Nam Dinh, rent included.

A family of three spends $1,857 per month in Chiang Mai vs $1,607 in Nam Dinh, rent included.

Chiang Mai costs about 16% more than Nam Dinh, driven mainly by Groceries & Markets.

Both Chiang Mai and Nam Dinh are more affordable than the global median – Chiang Mai 36% lower, Nam Dinh 45% lower.

Currency
ðŸ― Eating Out
Chiang Mai
Nam Dinh
Difference
Meal at Budget Restaurant
$1.96 āļŋ64.0
$1.98 â‚Ŧ51.8K
-1.01%
Three-Course Dinner for Two, Mid-Range
$18.81 āļŋ615
$26.77 â‚Ŧ702.3K
-29.73%
Fast Food Meal (McDonalds, etc)
$7.92 āļŋ259
$4.60 â‚Ŧ120.7K
72.17%
Cappuccino
$1.91 āļŋ62.6
$1.86 â‚Ŧ48.7K
2.69%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.84 āļŋ27.41
$0.46 â‚Ŧ12.0K
82.61%
Water (0.33 liter bottle)
$0.35 āļŋ11.51
$0.27 â‚Ŧ7,131
29.63%
Local Beer (0.5 liter draught)
$2.21 āļŋ72.1
$0.98 â‚Ŧ25.6K
125.51%
Imported Beer (0.33 liter bottle)
$3.80 āļŋ124
$1.97 â‚Ŧ51.6K
92.89%
🛒 Groceries & Markets
Chiang Mai
Nam Dinh
Difference
Milk (1 liter)
$1.64 āļŋ53.5
$1.44 â‚Ŧ37.8K
13.89%
White Bread (500g)
$1.62 āļŋ53.1
$1.00 â‚Ŧ26.1K
62.00%
Rice (white) (1kg)
$1.18 āļŋ38.62
$0.86 â‚Ŧ22.6K
37.21%
Eggs
$2.01 āļŋ65.8
$1.57 â‚Ŧ41.2K
28.03%
Local Cheese (1kg)
$15.89 āļŋ520
$9.33 â‚Ŧ244.7K
70.31%
Chicken Fillets (1kg)
$3.01 āļŋ98.5
$3.87 â‚Ŧ101.5K
-22.22%
Beef Round Steak (1kg)
$10.77 āļŋ352
$9.60 â‚Ŧ251.8K
12.19%
Apples (1kg)
$2.61 āļŋ85.5
$3.34 â‚Ŧ87.7K
-21.86%
Banana (1kg)
$1.22 āļŋ39.88
$1.02 â‚Ŧ26.7K
19.61%
Oranges (1kg)
$1.70 āļŋ55.7
$1.63 â‚Ŧ42.9K
4.29%
Tomato (1kg)
$1.58 āļŋ51.5
$1.07 â‚Ŧ28.2K
47.66%
Potato (1kg)
$1.32 āļŋ43.14
$1.07 â‚Ŧ28.1K
23.36%
Onion (1kg)
$1.17 āļŋ38.23
$1.04 â‚Ŧ27.4K
12.50%
Lettuce (1 head)
$0.67 āļŋ21.98
$0.55 â‚Ŧ14.5K
21.82%
Water (1.5 liter bottle)
$0.56 āļŋ18.32
$0.57 â‚Ŧ15.1K
-1.75%
Cigarettes 20 Pack (Marlboro, Camel)
$4.53 āļŋ148
$1.33 â‚Ŧ34.8K
240.60%
Wine (Bottle)
$18.20 āļŋ595
$14.37 â‚Ŧ376.9K
26.65%
Local Beer (0.5 liter bottle)
$1.83 āļŋ60.0
$0.95 â‚Ŧ24.9K
92.63%
Imported Beer (0.33 liter bottle)
$3.23 āļŋ106
$1.84 â‚Ŧ48.2K
75.54%
🚌 Getting Around
Chiang Mai
Nam Dinh
Difference
One-way Ticket (Public Transport)
$0.89 āļŋ29.00
$0.31 â‚Ŧ8,250
187.10%
Public Transport Monthly Pass (Regular Price)
$19.38 āļŋ634
$6.65 â‚Ŧ174.5K
191.43%
Taxi Start (Normal Tariff)
$1.35 āļŋ44.20
$0.74 â‚Ŧ19.3K
82.43%
Taxi (Normal Tariff) (1km)
$1.35 āļŋ44.05
$0.42 â‚Ŧ11.0K
221.43%
Taxi 1hour Waiting (Normal Tariff)
$8.25 āļŋ270
$1.68 â‚Ŧ44.0K
391.07%
Gasoline (1 liter)
$1.27 āļŋ41.64
$0.84 â‚Ŧ22.1K
51.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K āļŋ691.8K
$38.4K â‚Ŧ1.0B
-44.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K āļŋ735.3K
$31.9K â‚Ŧ835.7M
-29.41%
ðŸ§ū Monthly Utilities & Internet
Chiang Mai
Nam Dinh
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.2 āļŋ2,294
$78.0 â‚Ŧ2.0M
-10.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.77 āļŋ450
$5.26 â‚Ŧ137.9K
161.79%
Internet (50+ Mbps, Unlimited Data)
$17.60 āļŋ575
$8.61 â‚Ŧ225.9K
104.41%
🎉 Sport & Entertainment
Chiang Mai
Nam Dinh
Difference
Gym Membership (Monthly)
$41.57 āļŋ1,360
$21.24 â‚Ŧ557.3K
95.72%
Tennis Court (1 Hour on Weekend)
$6.60 āļŋ216
$7.65 â‚Ŧ200.7K
-13.73%
Cinema Ticket
$5.78 āļŋ189
$3.73 â‚Ŧ97.8K
54.96%
ðŸ§ļ Childcare & Education
Chiang Mai
Nam Dinh
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$306 āļŋ10.0K
$268 â‚Ŧ7.0M
14.31%
International Primary School, 1 Child (Yearly)
$14.8K āļŋ484.8K
$11.8K â‚Ŧ308.3M
26.15%
👕👟 Clothing & Footwear
Chiang Mai
Nam Dinh
Difference
Jeans (Levis 501 Or Similar)
$54.4 āļŋ1,778
$45.30 â‚Ŧ1.2M
20.02%
Summer Dress (H&M, Zara, etc)
$26.14 āļŋ855
$23.42 â‚Ŧ614.6K
11.61%
Sport Shoes (Adidas, Nike)
$84.5 āļŋ2,764
$88.1 â‚Ŧ2.3M
-4.03%
Men's Leather Business Shoes
$69.4 āļŋ2,270
$73.1 â‚Ŧ1.9M
-4.99%
🏠 Accommodation & Living
Chiang Mai
Nam Dinh
Difference
1-bedroom Apartment, City Center (Monthly)
$424 āļŋ13.9K
$362 â‚Ŧ9.5M
17.02%
1-bedroom Apartment, Outside City Center (Monthly)
$238 āļŋ7,788
$252 â‚Ŧ6.6M
-5.34%
3-bedroom Apartment, City Center (Monthly)
$825 āļŋ27.0K
$677 â‚Ŧ17.8M
21.77%
3-bedroom Apartment, Outside City Center (Monthly)
$515 āļŋ16.8K
$463 â‚Ŧ12.1M
11.25%
Buy Apartment in City Center (m2)
$2,049 āļŋ67.0K
$3,465 â‚Ŧ90.9M
-40.86%
Buy Apartment Outside City Center (m2)
$1,523 āļŋ49.8K
$1,246 â‚Ŧ32.7M
22.22%
ðŸ’ĩ Salaries & Financials
Chiang Mai
Nam Dinh
Difference
Average Monthly Net Salary (After Tax)
$635 āļŋ20.8K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5
9.1
-45.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: April 27, 2026

Last update for Nam Dinh: April 25, 2026

Cost Breakdown

A central one-bedroom costs $424 in Chiang Mai versus $362 in Nam Dinh. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $27.00 in Nam Dinh. Groceries tell a different story – $243 in Chiang Mai vs $196 in Nam Dinh – so Nam Dinh wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Nam Dinh: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Nam Dinh?
Chiang Mai costs about 16% more than Nam Dinh, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Nam Dinh?
For a comfortable life, plan on about $1,278 per month in Chiang Mai and $1,098 in Nam Dinh. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Nam Dinh?
Rent is clearly cheaper in Nam Dinh, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and Nam Dinh?
Kindergarten costs $306 per month in Chiang Mai and $268 in Nam Dinh. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or Nam Dinh?
Groceries cost about 24% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or Nam Dinh?
$1,000 covers both cities comfortably – all-in costs are $852 in Chiang Mai and $732 in Nam Dinh, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Nam Dinh?
For digital nomads, it depends on budget. Nam Dinh costs $732 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Nam Dinh?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Nam Dinh?
If budget matters most, go with Nam Dinh. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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