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Cost of Living Comparison Between Nalchik and Ubud, Bali Cost of Living Comparison Between Nalchik and Ubud, Bali

😐 Solo nomad: Nalchik is 44% more expensive than Ubud, Bali without rent, and 27.4% more expensive with rent.
😐 Family of 3: Nalchik is 18% more expensive than Ubud, Bali without rent, and 46.4% more expensive with rent.
Currency
🍽 Eating Out
Nalchik
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.94 ₽461
$2.85 Rp 47.5K
108.42%
Three-Course Dinner for Two, Mid-Range
$35.6 ₽2,764
$12.26 Rp 204.3K
190.38%
Fast Food Meal (McDonalds, etc)
$8.07 ₽627
$3.28 Rp 54.6K
146.04%
Cappuccino
$3.55 ₽276
$2.3 Rp 38.3K
54.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.08 ₽83.7
$1.11 Rp 18.5K
-2.70%
Water (0.33 liter bottle)
$0.44 ₽34.09
$0.26 Rp 4,324
69.23%
Local Beer (0.5 liter draught)
$3.42 ₽265
$2.4 Rp 40K
42.50%
Imported Beer (0.33 liter bottle)
$3.53 ₽274
$3.15 Rp 52.5K
12.06%
🛒 Groceries & Markets
Nalchik
Ubud, Bali
Difference
Milk (1 liter)
$1.8 ₽140
$1.49 Rp 24.9K
20.81%
White Bread (500g)
$0.9 ₽69.6
$1.65 Rp 27.5K
-45.45%
Rice (white) (1kg)
$2.37 ₽184
$1.13 Rp 18.9K
109.73%
Eggs
$2.55 ₽198
$2.33 Rp 38.9K
9.44%
Local Cheese (1kg)
$5.67 ₽440
$13.7 Rp 228.3K
-58.61%
Chicken Fillets (1kg)
$6.87 ₽533
$3.97 Rp 66.2K
73.05%
Beef Round Steak (1kg)
$10.68 ₽829
$11.22 Rp 187K
-4.81%
Apples (1kg)
$1.77 ₽138
$3.48 Rp 57.9K
-49.14%
Banana (1kg)
$1.91 ₽148
$1.5 Rp 25K
27.33%
Oranges (1kg)
$3.58 ₽278
$2.68 Rp 44.6K
33.58%
Tomato (1kg)
$3.46 ₽268
$1.35 Rp 22.5K
156.30%
Potato (1kg)
$1.15 ₽89.4
$1.57 Rp 26.2K
-26.75%
Onion (1kg)
$0.61 ₽47.04
$2.1 Rp 34.9K
-70.95%
Lettuce (1 head)
$0.46 ₽35.33
$1.03 Rp 17.1K
-55.34%
Water (1.5 liter bottle)
$1.19 ₽92.6
$0.57 Rp 9,488
108.77%
Cigarettes 20 Pack (Marlboro, Camel)
$3.48 ₽270
$2.31 Rp 38.5K
50.65%
Wine (Bottle)
$8.16 ₽633
$15.21 Rp 253.5K
-46.35%
Local Beer (0.5 liter bottle)
$1 ₽78
$2.49 Rp 41.5K
-59.84%
Imported Beer (0.33 liter bottle)
$1.93 ₽150
$2.66 Rp 44.3K
-27.44%
🚌 Getting Around
Nalchik
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.4 ₽31.03
$0.29 Rp 4,911
37.93%
Public Transport Monthly Pass (Regular Price)
-
$10.03 Rp 167.1K
-
Taxi Start (Normal Tariff)
$2.48 ₽192
$0.45 Rp 7,480
451.11%
Taxi (Normal Tariff) (1km)
$0.28 ₽21.69
$0.34 Rp 5,748
-17.65%
Taxi 1hour Waiting (Normal Tariff)
$3.88 ₽301
$5.97 Rp 99.4K
-35.01%
Gasoline (1 liter)
$0.97 ₽75
$0.75 Rp 12.4K
29.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.3K ₽3M
$25.8K Rp 430.2M
48.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$63.8K ₽5M
$31.7K Rp 528.9M
101.10%
🧾 Monthly Utilities & Internet
Nalchik
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$37.75 ₽2,930
$64.6 Rp 1.1M
-41.56%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.75 ₽602
$4.14 Rp 69K
87.20%
Internet (50+ Mbps, Unlimited Data)
$5.2 ₽404
$23.99 Rp 399.7K
-78.32%
🎉 Sport & Entertainment
Nalchik
Ubud, Bali
Difference
Gym Membership (Monthly)
$38.59 ₽2,995
$23.29 Rp 388.1K
65.69%
Tennis Court (1 Hour on Weekend)
$6.43 ₽499
$6.19 Rp 103.1K
3.88%
Cinema Ticket
$3.89 ₽302
$3.45 Rp 57.5K
12.75%
🧸 Childcare & Education
Nalchik
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$326 ₽25.3K
$91.9 Rp 1.5M
254.80%
International Primary School, 1 Child (Yearly)
$6,974 ₽541.4K
$5,912 Rp 98.5M
17.96%
👕👟 Clothing & Footwear
Nalchik
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$70.7 ₽5,487
$51.5 Rp 857.6K
37.34%
Summer Dress (H&M, Zara, etc)
$44.65 ₽3,466
$24.45 Rp 407.3K
82.62%
Sport Shoes (Adidas, Nike)
$115 ₽8,910
$84.4 Rp 1.4M
36.06%
Men's Leather Business Shoes
$108 ₽8,344
$74.3 Rp 1.2M
44.66%
🏠 Accommodation & Living
Nalchik
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$440 ₽34.2K
$261 Rp 4.4M
68.41%
1-bedroom Apartment, Outside City Center (Monthly)
$315 ₽24.4K
$160 Rp 2.7M
97.40%
3-bedroom Apartment, City Center (Monthly)
$1,000 ₽77.7K
$585 Rp 9.7M
71.03%
3-bedroom Apartment, Outside City Center (Monthly)
$763 ₽59.2K
$328 Rp 5.5M
132.30%
Buy Apartment in City Center (m2)
-
$985 Rp 16.4M
-
Buy Apartment Outside City Center (m2)
-
$847 Rp 14.1M
-
💵 Salaries & Financials
Nalchik
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$372 ₽28.9K
$178 Rp 3M
109.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
20
13.28
50.60%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nalchik: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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