Last update: Oct 2026

Cost of Living Comparison Between Nakhon Si Thammarat and Cebu

For one person, living is cheaper in Cebu: $918 a month against $995 in Nakhon Si Thammarat, rent and utilities included – about $920 less a year. The total is higher in Nakhon Si Thammarat despite lower rent and utilities.

Nakhon Si Thammarat
🇹🇭 Thailand
$995
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Nakhon Si Thammarat and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nakhon Si Thammarat and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $995 in Nakhon Si Thammarat versus $918 in Cebu.

  • Nakhon Si Thammarat $995
  • Cebu $918

Estimated couple costs with rent: $1,636 in Nakhon Si Thammarat versus $1,409 in Cebu.

  • Nakhon Si Thammarat $1,636
  • Cebu $1,409

Monthly costs for a family of three with rent: $2,276 in Nakhon Si Thammarat versus $1,900 in Cebu.

  • Nakhon Si Thammarat $2,276
  • Cebu $1,900

Living in Nakhon Si Thammarat is roughly 8% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Nakhon Si Thammarat 26% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Nakhon Si Thammarat
Cebu
Difference
Meal at Budget Restaurant
$2.94 ฿98.3
$3.09 ₱194
-4.85%
Three-Course Dinner for Two, Mid-Range
$32.58 ฿1,089
$24.22 ₱1,525
34.52%
Fast Food Meal (McDonalds, etc)
$8.72 ฿291
$3.92 ₱247
122.45%
Cappuccino
$2.71 ฿90.6
$2.51 ₱158
7.97%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.95 ฿31.76
$1.59 ₱100
-40.25%
Water (0.33 liter bottle)
$0.46 ฿15.45
$0.53 ₱33.43
-13.21%
Local Beer (0.5 liter draught)
$2.55 ฿85.1
$1.78 ₱112
43.26%
Imported Beer (0.33 liter bottle)
$3.82 ฿128
$2.17 ₱137
76.04%
🛒 Groceries & Markets
Nakhon Si Thammarat
Cebu
Difference
Milk (1 liter)
$1.64 ฿54.8
$1.92 ₱121
-14.58%
White Bread (500g)
$1.39 ฿46.42
$1.36 ₱85.4
2.21%
Rice (white) (1kg)
$1.57 ฿52.5
$1.01 ₱63.5
55.45%
Eggs
$2.17 ฿72.4
$2.03 ₱128
6.90%
Local Cheese (1kg)
$19.11 ฿639
$9.86 ₱621
93.81%
Chicken Fillets (1kg)
$3.33 ฿111
$4.39 ₱277
-24.15%
Beef Round Steak (1kg)
$11.25 ฿376
$7.60 ₱479
48.03%
Apples (1kg)
$2.95 ฿98.5
$3.30 ₱208
-10.61%
Banana (1kg)
$1.70 ฿56.7
$1.39 ₱87.8
22.30%
Oranges (1kg)
$2.30 ฿76.9
$2.33 ₱147
-1.29%
Tomato (1kg)
$2.13 ฿71.1
$1.50 ₱94.3
42.00%
Potato (1kg)
$1.50 ฿50.1
$2.36 ₱149
-36.44%
Onion (1kg)
$1.39 ฿46.30
$1.90 ₱119
-26.84%
Lettuce (1 head)
$1.07 ฿35.86
$1.19 ₱74.9
-10.08%
Water (1.5 liter bottle)
$0.54 ฿18.14
$0.63 ₱39.71
-14.29%
Cigarettes 20 Pack (Marlboro, Camel)
$4.20 ฿140
$3.00 ₱189
40.00%
Wine (Bottle)
$18.34 ฿613
$6.03 ₱379
204.15%
Local Beer (0.5 liter bottle)
$1.77 ฿59.1
$1.23 ₱77.7
43.90%
Imported Beer (0.33 liter bottle)
$2.79 ฿93.2
$1.75 ₱110
59.43%
🚌 Getting Around
Nakhon Si Thammarat
Cebu
Difference
One-way Ticket (Public Transport)
$0.93 ฿31.17
$0.25 ₱15.86
272.00%
Public Transport Monthly Pass (Regular Price)
-
$12.64 ₱796
-
Taxi Start (Normal Tariff)
$2.96 ฿98.9
$0.77 ₱48.62
284.42%
Taxi (Normal Tariff) (1km)
$1.05 ฿35.22
$0.23 ₱14.53
356.52%
Taxi 1hour Waiting (Normal Tariff)
$3.73 ฿125
$4.46 ₱281
-16.37%
Gasoline (1 liter)
$1.49 ฿49.76
$1.31 ₱82.8
13.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K ฿889.4K
$21.2K ₱1.3M
25.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.9K ฿900.2K
$19.1K ₱1.2M
40.68%
🧾 Monthly Utilities & Internet
Nakhon Si Thammarat
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.9 ฿3,338
$120 ₱7,569
-16.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.29 ฿377
$14.00 ₱882
-19.36%
Internet (50+ Mbps, Unlimited Data)
$17.16 ฿573
$27.54 ₱1,734
-37.69%
🎉 Sport & Entertainment
Nakhon Si Thammarat
Cebu
Difference
Gym Membership (Monthly)
$46.87 ฿1,566
$32.33 ₱2,035
44.97%
Tennis Court (1 Hour on Weekend)
$14.10 ฿471
$6.65 ₱419
112.03%
Cinema Ticket
$7.44 ฿249
$5.65 ₱356
31.68%
🧸 Childcare & Education
Nakhon Si Thammarat
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$553 ฿18.5K
$275 ₱17.3K
101.00%
International Primary School, 1 Child (Yearly)
$11.3K ฿377.4K
$7,918 ₱498.5K
42.60%
👕👟 Clothing & Footwear
Nakhon Si Thammarat
Cebu
Difference
Jeans (Levis 501 Or Similar)
$63.8 ฿2,132
$49.33 ₱3,106
29.33%
Summer Dress (H&M, Zara, etc)
$28.61 ฿956
$25.24 ₱1,589
13.35%
Sport Shoes (Adidas, Nike)
$96.6 ฿3,229
$77.0 ₱4,846
25.52%
Men's Leather Business Shoes
$88.0 ฿2,940
$57.2 ₱3,601
53.79%
🏠 Accommodation & Living
Nakhon Si Thammarat
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$443 ฿14.8K
$500 ₱31.5K
-11.35%
1-bedroom Apartment, Outside City Center (Monthly)
$293 ฿9,808
$309 ₱19.4K
-4.97%
3-bedroom Apartment, City Center (Monthly)
$1,392 ฿46.5K
$1,078 ₱67.9K
29.17%
3-bedroom Apartment, Outside City Center (Monthly)
$725 ฿24.2K
$615 ₱38.7K
17.78%
Buy Apartment in City Center (m2)
$1,957 ฿65.4K
$2,886 ₱181.7K
-32.20%
Buy Apartment Outside City Center (m2)
$1,588 ฿53.1K
$1,917 ₱120.7K
-17.15%
💵 Salaries & Financials
Nakhon Si Thammarat
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$346 ₱21.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
7.2
-22.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nakhon Si Thammarat: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Nakhon Si Thammarat
$293
Cebu
$309 5.2% $15
Groceries & Markets
Nakhon Si Thammarat
$267
Cebu
$206 22.9% $61
Monthly Utilities & Internet
Nakhon Si Thammarat
$128
Cebu
$162 26% $33
Clothing & Footwear
Nakhon Si Thammarat
$125
Cebu
$94 24.6% $31
Eating Out
Nakhon Si Thammarat
$108
Cebu
$88 18.5% $20
Sport & Entertainment
Nakhon Si Thammarat
$62
Cebu
$44 29.3% $18
Getting Around
Nakhon Si Thammarat
$12 *
Cebu
$16 30.2% $3.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $443 in Nakhon Si Thammarat and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Nakhon Si Thammarat vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $267 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇹🇭 Nakhon Si Thammarat
🇵🇭 Cebu
🕒 Local time
03:13 3:13 AM
04:13 4:13 AM
1 h ahead of Nakhon Si Thammarat
🌤 Weather
👥 Population
102,152
964,169
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

PHP, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of October 17, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Nakhon Si Thammarat Cebu 2,630 km ≈ 3 h 45 min nonstop flight
From you
  • Nakhon Si Thammarat
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nakhon Si Thammarat vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Nakhon Si Thammarat?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 8% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,493 in Nakhon Si Thammarat and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Nakhon Si Thammarat and Cebu?
Rent for a central apartment: $443 in Nakhon Si Thammarat versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Nakhon Si Thammarat and in Cebu?
Supermarket bills run roughly 30% higher in Nakhon Si Thammarat. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Nakhon Si Thammarat and in Cebu?
All in, you'll spend $995 per month in Nakhon Si Thammarat versus $918 in Cebu – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Nakhon Si Thammarat or in Cebu?
At $918 in Cebu versus $995 in Nakhon Si Thammarat, a $1,500 budget is realistic in Cebu but tight or insufficient in Nakhon Si Thammarat. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Nakhon Si Thammarat or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Nakhon Si Thammarat, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Nakhon Si Thammarat or Cebu?
Safety-wise, Nakhon Si Thammarat and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 8% less than in Nakhon Si Thammarat. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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