Last update: Oct 2026

Cost of Living Comparison Between Nakhon Sawan and Koh Phangan

For one person, living is cheaper in Nakhon Sawan: $1,044 a month against $1,103 in Koh Phangan, rent and utilities included – about $710 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Nakhon Sawan
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Nakhon Sawan Living Index
53

Cost of Living Index in Koh Phangan
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Koh Phangan Living Index

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Nakhon Sawan

🇹🇭 Thailand

$1,044

/mo nomad

Koh Phangan

🇹🇭 Thailand

$1,103

/mo nomad

Monthly Cost of Living

How much you'll spend in Nakhon Sawan and in Koh Phangan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nakhon Sawan and in Koh Phangan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,044 in Nakhon Sawan versus $1,103 in Koh Phangan.

Nakhon Sawan $1,044
Koh Phangan $1,103

Estimated couple costs with rent: $1,620 in Nakhon Sawan versus $1,874 in Koh Phangan.

Nakhon Sawan $1,620
Koh Phangan $1,874

Monthly costs for a family of three with rent: $2,196 in Nakhon Sawan versus $2,646 in Koh Phangan.

Nakhon Sawan $2,196
Koh Phangan $2,646

Living in Nakhon Sawan costs roughly 5% less than in Koh Phangan, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Nakhon Sawan 23% lower, Koh Phangan 19% lower.

Meal at Budget Restaurant

$2.94 ฿99.3

$3.88 ฿131

-24.23%

Three-Course Dinner for Two, Mid-Range

$35.47 ฿1,197

$28.98 ฿978

22.39%

Fast Food Meal (McDonalds, etc)

$5.97 ฿201

$7.88 ฿266

-24.24%

Cappuccino

$2.83 ฿95.4

$2.46 ฿83.1

15.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ฿22.49

$0.80 ฿27.04

-16.25%

Water (0.33 liter bottle)

$0.32 ฿10.93

$0.44 ฿14.89

-27.27%

Local Beer (0.5 liter draught)

$2.67 ฿90.2

$2.25 ฿76.0

18.67%

Imported Beer (0.33 liter bottle)

$4.55 ฿154

$3.26 ฿110

39.57%

Milk (1 liter)

$1.89 ฿63.6

$1.59 ฿53.6

18.87%

White Bread (500g)

$1.48 ฿49.90

$1.38 ฿46.55

7.25%

Rice (white) (1kg)

$1.39 ฿46.88

$1.44 ฿48.45

-3.47%

Eggs

$1.67 ฿56.4

$2.00 ฿67.3

-16.50%

Local Cheese (1kg)

$17.17 ฿579

$18.46 ฿623

-6.99%

Chicken Fillets (1kg)

$3.50 ฿118

$3.29 ฿111

6.38%

Beef Round Steak (1kg)

$12.82 ฿432

$10.67 ฿360

20.15%

Apples (1kg)

$3.83 ฿129

$2.72 ฿91.7

40.81%

Banana (1kg)

$0.71 ฿23.95

$1.54 ฿52.0

-53.90%

Oranges (1kg)

$2.66 ฿89.6

$2.07 ฿69.8

28.50%

Tomato (1kg)

$1.91 ฿64.4

$1.93 ฿65.2

-1.04%

Potato (1kg)

$1.20 ฿40.53

$1.44 ฿48.59

-16.67%

Onion (1kg)

$1.21 ฿40.93

$1.23 ฿41.64

-1.63%

Lettuce (1 head)

$0.82 ฿27.68

$1.07 ฿35.96

-23.36%

Water (1.5 liter bottle)

$0.48 ฿16.04

Cigarettes 20 Pack (Marlboro, Camel)

$2.73 ฿92.0

$4.04 ฿136

-32.43%

Wine (Bottle)

$14.65 ฿494

$17.83 ฿602

-17.84%

Local Beer (0.5 liter bottle)

$1.58 ฿53.4

$1.70 ฿57.4

-7.06%

Imported Beer (0.33 liter bottle)

$3.32 ฿112

$2.65 ฿89.5

25.28%

One-way Ticket (Public Transport)

$0.93 ฿31.22

$1.32 ฿44.60

-29.55%

Public Transport Monthly Pass (Regular Price)

$49.08 ฿1,656

Taxi Start (Normal Tariff)

$1.03 ฿34.65

$2.61 ฿88.2

-60.54%

Taxi (Normal Tariff) (1km)

$1.15 ฿38.64

$0.96 ฿32.41

19.79%

Taxi 1hour Waiting (Normal Tariff)

$6.08 ฿205

$3.32 ฿112

83.13%

Gasoline (1 liter)

$1.26 ฿42.37

$1.33 ฿44.95

-5.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K ฿1.1M

$23.5K ฿794.5K

33.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K ฿918.9K

$23.7K ฿798.8K

15.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 ฿3,606

$98.0 ฿3,308

9.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.68 ฿428

$11.12 ฿375

14.03%

Internet (50+ Mbps, Unlimited Data)

$17.53 ฿591

$16.94 ฿571

3.48%

Gym Membership (Monthly)

$49.36 ฿1,665

$67.7 ฿2,284

-27.08%

Tennis Court (1 Hour on Weekend)

$13.51 ฿456

$10.81 ฿365

24.98%

Cinema Ticket

$7.62 ฿257

$7.68 ฿259

-0.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$794 ฿26.8K

$478 ฿16.1K

65.93%

International Primary School, 1 Child (Yearly)

$16.8K ฿567.1K

$11.6K ฿391.4K

44.90%

Jeans (Levis 501 Or Similar)

$69.4 ฿2,341

$62.1 ฿2,096

11.67%

Summer Dress (H&M, Zara, etc)

$42.62 ฿1,438

$28.52 ฿962

49.44%

Sport Shoes (Adidas, Nike)

$99.7 ฿3,363

$96.0 ฿3,240

3.82%

Men's Leather Business Shoes

$103 ฿3,481

$86.5 ฿2,919

19.27%

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.2K

$498 ฿16.8K

-3.42%

1-bedroom Apartment, Outside City Center (Monthly)

$332 ฿11.2K

$348 ฿11.7K

-4.44%

3-bedroom Apartment, City Center (Monthly)

$1,318 ฿44.5K

$1,349 ฿45.5K

-2.27%

3-bedroom Apartment, Outside City Center (Monthly)

$608 ฿20.5K

$1,007 ฿34.0K

-39.67%

Buy Apartment in City Center (m2)

$2,147 ฿72.4K

$2,927 ฿98.8K

-26.66%

Buy Apartment Outside City Center (m2)

$1,943 ฿65.5K

$2,098 ฿70.8K

-7.41%

Average Monthly Net Salary (After Tax)

$474 ฿16.0K

$724 ฿24.4K

-34.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.25

5.57

-5.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nakhon Sawan: October 25, 2026

Last update for Koh Phangan: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nakhon Sawan

$332 31.9%

Koh Phangan

$348 31.6% 4.6% $15

Groceries & Markets

Nakhon Sawan

$256 24.5%

Koh Phangan

$254 23.1% 0.6% $1.6

Clothing & Footwear

Nakhon Sawan

$142 13.6%

Koh Phangan

$123 11.1% 13.2% $19

Monthly Utilities & Internet

Nakhon Sawan

$137 13.1%

Koh Phangan

$126 11.4% 8% $11

Eating Out

Nakhon Sawan

$102 9.8%

Koh Phangan

$107 9.7% 5.1% $5.2

Sport & Entertainment

Nakhon Sawan

$65 6.2%

Koh Phangan

$83 7.5% 28.6% $18

Getting Around

Nakhon Sawan

$10 * 1%

Koh Phangan

$62 5.6% 491% $51

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $481 in Nakhon Sawan and $498 in Koh Phangan. Housing cost is often the main lever when comparing two cities.

Koh Phangan pays 53% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Nakhon Sawan vs $29 in Koh Phangan for a mid-range dinner for two. Groceries echo the gap at $256 vs $254 per month, with Koh Phangan cheaper across the board.

Good to know

🇹🇭 Nakhon Sawan

🇹🇭 Koh Phangan

🕒 Local time

01:24 1:24 AM

Same time as Nakhon Sawan

🌤 Weather

👥 Population

82,305

💱 Currency

Thai Baht THB ฿

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

On the map

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Between locations

Nakhon Sawan Koh Phangan 660 km ≈ 1 h 15 min nonstop flight

From you

Nakhon Sawan
Koh Phangan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nakhon Sawan vs Koh Phangan: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,044 in Nakhon Sawan and $1,103 in Koh Phangan, so Nakhon Sawan is about 5% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 34% lower in Nakhon Sawan. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $481 in Nakhon Sawan versus $498 in Koh Phangan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $794 in Nakhon Sawan versus $478 in Koh Phangan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

All in, you’ll spend $1,044 per month in Nakhon Sawan versus $1,103 in Koh Phangan – Nakhon Sawan is about 5% cheaper, which adds up to real savings over time.

Either city works on $1,500 a month, though Nakhon Sawan gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Nakhon Sawan and Koh Phangan are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Nakhon Sawan wins on affordability, Koh Phangan on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.