Last update: Oct 2026

Cost of Living Comparison Between Naivasha and Belgrade

For one person, living is cheaper in Naivasha: $542 a month against $1,554 in Belgrade, rent and utilities included – about $12,100 less a year. Rent and utilities account for most of the difference.

Naivasha
🇰🇪 Kenya
$542
/mo nomad
Belgrade
🇷🇸 Serbia
$1,554
/mo nomad
Monthly Cost of Living

How much you'll spend in Naivasha and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naivasha and in Belgrade actually costs, broken down by who's living it.

A single person spends $542 per month in Naivasha vs $1,554 in Belgrade, rent included.

  • Naivasha $542
  • Belgrade $1,554

A couple spends around $886 per month in Naivasha vs $2,337 in Belgrade, rent included.

  • Naivasha $886
  • Belgrade $2,337

A family of three spends $1,230 per month in Naivasha vs $3,121 in Belgrade, rent included.

  • Naivasha $1,230
  • Belgrade $3,121

Naivasha is about 65% cheaper than Belgrade, and outside of rent the biggest gap is in clothing.

Naivasha sits 60% below the global median, while Belgrade is 15% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Naivasha
Belgrade
Difference
Meal at Budget Restaurant
$6.48 KES 840
$13.15 RSD 1,371
-50.72%
Three-Course Dinner for Two, Mid-Range
$34.08 KES 4,419
$57.5 RSD 5,999
-40.77%
Fast Food Meal (McDonalds, etc)
$6.24 KES 809
$13.38 RSD 1,394
-53.36%
Cappuccino
$2.59 KES 336
$3.10 RSD 323
-16.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.66 KES 85.2
$2.82 RSD 294
-76.60%
Water (0.33 liter bottle)
$0.60 KES 78.4
$2.22 RSD 231
-72.97%
Local Beer (0.5 liter draught)
$2.25 KES 292
$3.47 RSD 362
-35.16%
Imported Beer (0.33 liter bottle)
$2.64 KES 342
$3.96 RSD 412
-33.33%
🛒 Groceries & Markets
Naivasha
Belgrade
Difference
Milk (1 liter)
$0.84 KES 109
$1.38 RSD 144
-39.13%
White Bread (500g)
$0.52 KES 68.0
$1.13 RSD 118
-53.98%
Rice (white) (1kg)
$1.91 KES 247
$2.66 RSD 277
-28.20%
Eggs
$1.71 KES 222
$2.78 RSD 290
-38.49%
Local Cheese (1kg)
$10.46 KES 1,357
$10.99 RSD 1,146
-4.82%
Chicken Fillets (1kg)
$6.51 KES 844
$6.56 RSD 684
-0.76%
Beef Round Steak (1kg)
$6.31 KES 818
$15.07 RSD 1,571
-58.13%
Apples (1kg)
$3.31 KES 429
$1.66 RSD 173
99.40%
Banana (1kg)
$1.10 KES 142
$1.79 RSD 186
-38.55%
Oranges (1kg)
$1.95 KES 253
$1.87 RSD 195
4.28%
Tomato (1kg)
$1.14 KES 148
$3.03 RSD 315
-62.38%
Potato (1kg)
$1.12 KES 145
$0.92 RSD 96.3
21.74%
Onion (1kg)
$1.05 KES 136
$0.71 RSD 73.8
47.89%
Lettuce (1 head)
$0.69 KES 89.5
$0.74 RSD 77.6
-6.76%
Water (1.5 liter bottle)
$0.75 KES 96.7
$0.74 RSD 77.2
1.35%
Cigarettes 20 Pack (Marlboro, Camel)
$3.45 KES 447
$4.61 RSD 481
-25.16%
Wine (Bottle)
$11.51 KES 1,493
$8.81 RSD 918
30.65%
Local Beer (0.5 liter bottle)
$2.33 KES 302
$0.89 RSD 92.7
161.80%
Imported Beer (0.33 liter bottle)
$2.78 KES 360
$1.45 RSD 151
91.72%
🚌 Getting Around
Naivasha
Belgrade
Difference
Taxi Start (Normal Tariff)
$1.52 KES 197
$3.02 RSD 315
-49.67%
Taxi (Normal Tariff) (1km)
$1.52 KES 198
$0.98 RSD 103
55.10%
Taxi 1hour Waiting (Normal Tariff)
$2.92 KES 378
$17.08 RSD 1,780
-82.90%
Gasoline (1 liter)
$1.56 KES 202
$1.91 RSD 199
-18.32%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6K KES 2.8M
$31.0K RSD 3.2M
-30.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.1K KES 2.6M
$24.7K RSD 2.6M
-18.33%
🧾 Monthly Utilities & Internet
Naivasha
Belgrade
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$55.6 KES 7,204
$220 RSD 23.0K
-74.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.22 KES 1,973
$24.41 RSD 2,544
-37.65%
Internet (50+ Mbps, Unlimited Data)
$34.82 KES 4,515
$35.64 RSD 3,715
-2.30%
🎉 Sport & Entertainment
Naivasha
Belgrade
Difference
Gym Membership (Monthly)
-
$41.20 RSD 4,295
-
Tennis Court (1 Hour on Weekend)
-
$22.60 RSD 2,356
-
Cinema Ticket
$7.56 KES 980
$8.59 RSD 896
-11.99%
🧸 Childcare & Education
Naivasha
Belgrade
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$251 KES 32.5K
$424 RSD 44.2K
-40.82%
International Primary School, 1 Child (Yearly)
$12.4K KES 1.6M
$11.0K RSD 1.1M
13.45%
👕👟 Clothing & Footwear
Naivasha
Belgrade
Difference
Jeans (Levis 501 Or Similar)
$27.97 KES 3,626
$111 RSD 11.5K
-74.71%
Summer Dress (H&M, Zara, etc)
$28.68 KES 3,718
$47.28 RSD 4,929
-39.34%
Sport Shoes (Adidas, Nike)
$70.8 KES 9,176
$113 RSD 11.8K
-37.42%
Men's Leather Business Shoes
$58.7 KES 7,606
$157 RSD 16.3K
-62.54%
🏠 Accommodation & Living
Naivasha
Belgrade
Difference
1-bedroom Apartment, City Center (Monthly)
-
$805 RSD 83.9K
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$546 RSD 56.9K
-
3-bedroom Apartment, City Center (Monthly)
-
$1,452 RSD 151.4K
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$931 RSD 97.0K
-
Buy Apartment in City Center (m2)
$757 KES 98.1K
$5,368 RSD 559.6K
-85.90%
Buy Apartment Outside City Center (m2)
-
$3,155 RSD 328.9K
-
💵 Salaries & Financials
Naivasha
Belgrade
Difference
Average Monthly Net Salary (After Tax)
-
$1,237 RSD 128.9K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
14.71
4.61
219.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naivasha: October 11, 2026

Last update for Belgrade: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Naivasha
$205
Belgrade
$241 17.4% $36
Eating Out
Naivasha
$123
Belgrade
$228 85% $105
Monthly Utilities & Internet
Naivasha
$106
Belgrade
$280 166% $175
Clothing & Footwear
Naivasha
$84
Belgrade
$192 130% $109
Sport & Entertainment
Naivasha
$15 *
Belgrade
$58 286% $43
Getting Around
Naivasha
$9.1 *
Belgrade
$7.9 * 13.1% $1.2
Accommodation & Living
Naivasha
- *
Belgrade
$546

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $34.00 in Naivasha versus $58.0 in Belgrade. Monthly groceries follow the same trend: $205 vs $241 – making Naivasha the more affordable choice for daily food spending.

Good to know
🇰🇪 Naivasha
🇷🇸 Belgrade
🕒 Local time
12:31 12:31 PM
11:31 11:31 AM
1 h behind Naivasha
🌤 Weather
👥 Population
14,563
1,197,714 Capital
💱 Currency
Exchange rates and currency converter

RSD, USD, EUR to KES – Kenyan Shilling Converter

Kenyan Shilling exchange rates as of October 18, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

Serbian Dinar exchange rates as of October 18, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

On the map
Between locations
  • Naivasha Belgrade 5,300 km ≈ 7 h nonstop flight
From you
  • Naivasha
  • Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Naivasha vs Belgrade: Cost of Living - Frequently Asked Questions
How do living costs in Naivasha and in Belgrade compare overall?
Monthly costs with rent: $542 in Naivasha, $1,554 in Belgrade – roughly 187% apart. Outside of rent, the biggest gap is in clothing.
What salary covers living expenses in Naivasha compared to Belgrade?
For a comfortable life, plan on about $813 per month in Naivasha and $2,331 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has cheaper restaurants?
A mid-range dinner for two costs $34.00 in Naivasha and $58.0 in Belgrade. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 17% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $1,500 per month?
A $1,500 monthly budget goes further in Naivasha, where all-in costs run around $542, than in Belgrade at $1,554. In Naivasha it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.
Where should families live: Naivasha or Belgrade?
Families tend to lean toward Naivasha – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Naivasha or Belgrade safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Naivasha and Belgrade?
If budget matters most, go with Naivasha. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.

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