Last update: Oct 2026

Cost of Living Comparison Between Belgrade and Naivasha

For one person, living is cheaper in Naivasha: $542 a month against $1,554 in Belgrade, rent and utilities included – about $12,100 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Belgrade
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Belgrade Living Index
26

Cost of Living Index in Naivasha
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Naivasha Living Index

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Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Naivasha

🇰🇪 Kenya

$542

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Naivasha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Naivasha actually costs, broken down by who's living it.

A single person spends $1,554 per month in Belgrade vs $542 in Naivasha, rent included.

Belgrade $1,554
Naivasha $542

A couple spends around $2,337 per month in Belgrade vs $886 in Naivasha, rent included.

Belgrade $2,337
Naivasha $886

A family of three spends $3,121 per month in Belgrade vs $1,230 in Naivasha, rent included.

Belgrade $3,121
Naivasha $1,230

Belgrade costs about 187% more than Naivasha, and outside of rent the biggest gap is in clothing.

Belgrade sits 15% above the global median, while Naivasha is 60% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.15 RSD 1,371

$6.48 KES 840

102.93%

Three-Course Dinner for Two, Mid-Range

$57.5 RSD 5,999

$34.08 KES 4,419

68.84%

Fast Food Meal (McDonalds, etc)

$13.38 RSD 1,394

$6.24 KES 809

114.42%

Cappuccino

$3.10 RSD 323

$2.59 KES 336

19.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 RSD 294

$0.66 KES 85.2

327.27%

Water (0.33 liter bottle)

$2.22 RSD 231

$0.60 KES 78.4

270.00%

Local Beer (0.5 liter draught)

$3.47 RSD 362

$2.25 KES 292

54.22%

Imported Beer (0.33 liter bottle)

$3.96 RSD 412

$2.64 KES 342

50.00%

Milk (1 liter)

$1.38 RSD 144

$0.84 KES 109

64.29%

White Bread (500g)

$1.13 RSD 118

$0.52 KES 68.0

117.31%

Rice (white) (1kg)

$2.66 RSD 277

$1.91 KES 247

39.27%

Eggs

$2.78 RSD 290

$1.71 KES 222

62.57%

Local Cheese (1kg)

$10.99 RSD 1,146

$10.46 KES 1,357

5.07%

Chicken Fillets (1kg)

$6.56 RSD 684

$6.51 KES 844

0.77%

Beef Round Steak (1kg)

$15.07 RSD 1,571

$6.31 KES 818

138.83%

Apples (1kg)

$1.66 RSD 173

$3.31 KES 429

-49.85%

Banana (1kg)

$1.79 RSD 186

$1.10 KES 142

62.73%

Oranges (1kg)

$1.87 RSD 195

$1.95 KES 253

-4.10%

Tomato (1kg)

$3.03 RSD 315

$1.14 KES 148

165.79%

Potato (1kg)

$0.92 RSD 96.3

$1.12 KES 145

-17.86%

Onion (1kg)

$0.71 RSD 73.8

$1.05 KES 136

-32.38%

Lettuce (1 head)

$0.74 RSD 77.6

$0.69 KES 89.5

7.25%

Water (1.5 liter bottle)

$0.74 RSD 77.2

$0.75 KES 96.7

-1.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.61 RSD 481

$3.45 KES 447

33.62%

Wine (Bottle)

$8.81 RSD 918

$11.51 KES 1,493

-23.46%

Local Beer (0.5 liter bottle)

$0.89 RSD 92.7

$2.33 KES 302

-61.80%

Imported Beer (0.33 liter bottle)

$1.45 RSD 151

$2.78 KES 360

-47.84%

Taxi Start (Normal Tariff)

$3.02 RSD 315

$1.52 KES 197

98.68%

Taxi (Normal Tariff) (1km)

$0.98 RSD 103

$1.52 KES 198

-35.53%

Taxi 1hour Waiting (Normal Tariff)

$17.08 RSD 1,780

$2.92 KES 378

484.93%

Gasoline (1 liter)

$1.91 RSD 199

$1.56 KES 202

22.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.2M

$21.6K KES 2.8M

43.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K RSD 2.6M

$20.1K KES 2.6M

22.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 RSD 23.0K

$55.6 KES 7,204

296.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.41 RSD 2,544

$15.22 KES 1,973

60.38%

Internet (50+ Mbps, Unlimited Data)

$35.64 RSD 3,715

$34.82 KES 4,515

2.35%

Gym Membership (Monthly)

$41.20 RSD 4,295

Tennis Court (1 Hour on Weekend)

$22.60 RSD 2,356

Cinema Ticket

$8.59 RSD 896

$7.56 KES 980

13.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$424 RSD 44.2K

$251 KES 32.5K

68.99%

International Primary School, 1 Child (Yearly)

$11.0K RSD 1.1M

$12.4K KES 1.6M

-11.86%

Jeans (Levis 501 Or Similar)

$111 RSD 11.5K

$27.97 KES 3,626

295.46%

Summer Dress (H&M, Zara, etc)

$47.28 RSD 4,929

$28.68 KES 3,718

64.85%

Sport Shoes (Adidas, Nike)

$113 RSD 11.8K

$70.8 KES 9,176

59.79%

Men's Leather Business Shoes

$157 RSD 16.3K

$58.7 KES 7,606

166.93%

1-bedroom Apartment, City Center (Monthly)

$805 RSD 83.9K

1-bedroom Apartment, Outside City Center (Monthly)

$546 RSD 56.9K

3-bedroom Apartment, City Center (Monthly)

$1,452 RSD 151.4K

3-bedroom Apartment, Outside City Center (Monthly)

$931 RSD 97.0K

Buy Apartment in City Center (m2)

$5,368 RSD 559.6K

$757 KES 98.1K

609.45%

Buy Apartment Outside City Center (m2)

$3,155 RSD 328.9K

Average Monthly Net Salary (After Tax)

$1,237 RSD 128.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

14.71

-68.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: October 12, 2026

Last update for Naivasha: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$546 35.2%

Naivasha

- * 0% 100%

Monthly Utilities & Internet

Belgrade

$280 18.1%

Naivasha

$106 19.5% 62.3% $175

Groceries & Markets

Belgrade

$241 15.5%

Naivasha

$205 37.8% 14.8% $36

Eating Out

Belgrade

$228 14.7%

Naivasha

$123 22.7% 45.9% $105

Clothing & Footwear

Belgrade

$192 12.4%

Naivasha

$84 15.5% 56.5% $109

Sport & Entertainment

Belgrade

$58 3.8%

Naivasha

$15 * 2.8% 74.1% $43

Getting Around

Belgrade

$7.9 * 0.5%

Naivasha

$9.1 * 1.7% 15.1% $1.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $58.0 in Belgrade versus $34.00 in Naivasha. Monthly groceries follow the same trend: $241 vs $205 – making Naivasha the more affordable choice for daily food spending.

Good to know

🇷🇸 Belgrade

🇰🇪 Naivasha

🕒 Local time

14:32 2:32 PM

15:32 3:32 PM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

14,563

💱 Currency

Serbian Dinar RSD din

Kenyan Shilling KES Sh

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

1,000 KES = 7.71 USD

1,000 KES = 6.86 EUR

Exchange rates and currency converter

KES, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 18, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Kenyan Shilling exchange rates as of October 18, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

USD to RSD in detail →

On the map

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Between locations

Belgrade Naivasha 5,300 km ≈ 7 h nonstop flight

From you

Belgrade
Naivasha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Naivasha: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,554 in Belgrade, $542 in Naivasha – roughly 187% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,331 per month in Belgrade and $813 in Naivasha. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $58.0 in Belgrade and $34.00 in Naivasha. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 17% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Naivasha, where all-in costs run around $542, than in Belgrade at $1,554. In Naivasha it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Naivasha – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Naivasha. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.