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Cost of Living Comparison Between Nagano and Ubud, Bali Cost of Living Comparison Between Nagano and Ubud, Bali

๐Ÿ˜ Solo nomad: Nagano is 11.6% more expensive than Ubud, Bali without rent, and 17.6% cheaper with rent.
๐Ÿ˜ Family of 3: Nagano is 53.5% more expensive than Ubud, Bali without rent, and 29.8% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Nagano
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.03 ยฅ1,112
$3.43 Rpย 58.1K
104.96%
Three-Course Dinner for Two, Mid-Range
$35.26 ยฅ5,576
$32.70 Rpย 553.4K
7.83%
Fast Food Meal (McDonalds, etc)
$3.95 ยฅ625
$5.04 Rpย 85.2K
-21.63%
Cappuccino
$3.39 ยฅ536
$2.85 Rpย 48.2K
18.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.13 ยฅ179
$1.34 Rpย 22.8K
-15.67%
Water (0.33 liter bottle)
$0.60 ยฅ94.4
$0.75 Rpย 12.6K
-20.00%
Local Beer (0.5 liter draught)
$2.11 ยฅ333
$2.90 Rpย 49.1K
-27.24%
Imported Beer (0.33 liter bottle)
$2.02 ยฅ320
$3.94 Rpย 66.7K
-48.73%
๐Ÿ›’ Groceries & Markets
Nagano
Ubud, Bali
Difference
Milk (1 liter)
$1.25 ยฅ198
$1.80 Rpย 30.5K
-30.56%
White Bread (500g)
$1.28 ยฅ202
$2.55 Rpย 43.2K
-49.80%
Rice (white) (1kg)
$4.58 ยฅ725
$1.19 Rpย 20.2K
284.87%
Eggs
$1.58 ยฅ250
$2.42 Rpย 40.9K
-34.71%
Local Cheese (1kg)
$12.03 ยฅ1,902
$14.38 Rpย 243.4K
-16.34%
Chicken Fillets (1kg)
$12.35 ยฅ1,954
$4.21 Rpย 71.2K
193.35%
Beef Round Steak (1kg)
$16.88 ยฅ2,670
$11.88 Rpย 201.0K
42.09%
Apples (1kg)
$7.57 ยฅ1,198
$3.71 Rpย 62.8K
104.04%
Banana (1kg)
$2.64 ยฅ417
$1.56 Rpย 26.4K
69.23%
Oranges (1kg)
$4.52 ยฅ715
$2.77 Rpย 46.9K
63.18%
Tomato (1kg)
$4.47 ยฅ706
$2.22 Rpย 37.6K
101.35%
Potato (1kg)
$3.65 ยฅ578
$1.99 Rpย 33.8K
83.42%
Onion (1kg)
$3.60 ยฅ569
$2.29 Rpย 38.8K
57.21%
Lettuce (1 head)
$1.01 ยฅ160
$1.01 Rpย 17.1K
-
Water (1.5 liter bottle)
$0.72 ยฅ113
$0.78 Rpย 13.3K
-7.69%
Cigarettes 20 Pack (Marlboro, Camel)
$5.46 ยฅ864
$3.17 Rpย 53.6K
72.24%
Wine (Bottle)
$9.40 ยฅ1,487
$23.70 Rpย 401.1K
-60.34%
Local Beer (0.5 liter bottle)
$2.57 ยฅ406
$2.78 Rpย 47.0K
-7.55%
Imported Beer (0.33 liter bottle)
$3.45 ยฅ545
$2.75 Rpย 46.5K
25.45%
๐ŸšŒ Getting Around
Nagano
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.43 ยฅ226
$0.27 Rpย 4,514
429.63%
Public Transport Monthly Pass (Regular Price)
$56.5 ยฅ8,941
$8.14 Rpย 137.7K
594.59%
Taxi Start (Normal Tariff)
$3.06 ยฅ485
$0.45 Rpย 7,609
580.00%
Taxi (Normal Tariff) (1km)
$2.88 ยฅ456
$0.42 Rpย 7,192
585.71%
Taxi 1hour Waiting (Normal Tariff)
$20.99 ยฅ3,319
$6.18 Rpย 104.6K
239.64%
Gasoline (1 liter)
$1.16 ยฅ183
$0.80 Rpย 13.5K
45.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.3K ยฅ3.8M
$26.2K Rpย 443.1M
-7.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.2K ยฅ2.7M
$31.6K Rpย 534.8M
-45.59%
๐Ÿงพ Monthly Utilities & Internet
Nagano
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.7 ยฅ13.1K
$80.7 Rpย 1.4M
2.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.24 ยฅ4,624
$4.12 Rpย 69.8K
609.71%
Internet (50+ Mbps, Unlimited Data)
$17.21 ยฅ2,722
$23.70 Rpย 401.0K
-27.38%
๐ŸŽ‰ Sport & Entertainment
Nagano
Ubud, Bali
Difference
Gym Membership (Monthly)
$54.6 ยฅ8,633
$96.9 Rpย 1.6M
-43.64%
Tennis Court (1 Hour on Weekend)
$14.10 ยฅ2,230
$6.29 Rpย 106.4K
124.17%
Cinema Ticket
$11.48 ยฅ1,816
$4.11 Rpย 69.5K
179.32%
๐Ÿงธ Childcare & Education
Nagano
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$277 ยฅ43.8K
$298 Rpย 5.0M
-7.27%
International Primary School, 1 Child (Yearly)
$13.5K ยฅ2.1M
$6,540 Rpย 110.7M
106.48%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Nagano
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$56.2 ยฅ8,885
$53.4 Rpย 904.2K
5.15%
Summer Dress (H&M, Zara, etc)
$28.93 ยฅ4,575
$38.33 Rpย 648.6K
-24.52%
Sport Shoes (Adidas, Nike)
$60.9 ยฅ9,627
$86.4 Rpย 1.5M
-29.53%
Men's Leather Business Shoes
$98.3 ยฅ15.6K
$78.9 Rpย 1.3M
24.61%
๐Ÿ  Accommodation & Living
Nagano
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$481 ยฅ76.1K
$1,015 Rpย 17.2M
-52.61%
1-bedroom Apartment, Outside City Center (Monthly)
$275 ยฅ43.5K
$669 Rpย 11.3M
-58.85%
3-bedroom Apartment, City Center (Monthly)
$865 ยฅ136.7K
$3,348 Rpย 56.7M
-74.18%
3-bedroom Apartment, Outside City Center (Monthly)
$653 ยฅ103.2K
$2,114 Rpย 35.8M
-69.12%
Buy Apartment in City Center (m2)
$5,283 ยฅ835.5K
$3,020 Rpย 51.1M
74.93%
Buy Apartment Outside City Center (m2)
$2,504 ยฅ396.0K
$2,334 Rpย 39.5M
7.30%
๐Ÿ’ต Salaries & Financials
Nagano
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,574 ยฅ249.0K
$178 Rpย 3.0M
782.42%
20-Year Fixed Mortgage Interest Rate (Annual %)
2
13.28
-84.94%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Nagano: January 12, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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