Cost of Living Comparison Between Nagano and Chiang Mai Cost of Living Comparison Between Nagano and Chiang Mai

Monthly Cost of Living

A single person spends $1,172 per month in Nagano vs $861 in Chiang Mai, rent included.

A couple spends around $1,938 per month in Nagano vs $1,350 in Chiang Mai, rent included.

A family of three spends $2,704 per month in Nagano vs $1,838 in Chiang Mai, rent included.

Nagano costs about 36% more than Chiang Mai, driven mainly by Groceries & Markets.

Both Nagano and Chiang Mai are more affordable than the global median – Nagano 12% lower, Chiang Mai 36% lower.

Meal at Budget Restaurant

$6.78 ¥1,101

$1.96 ฿65.8

245.92%

Three-Course Dinner for Two, Mid-Range

$34.31 ¥5,575

$18.35 ฿617

86.98%

Fast Food Meal (McDonalds, etc)

$4.06 ¥660

$7.48 ฿252

-45.72%

Cappuccino

$3.56 ¥579

$2.02 ฿67.8

76.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.14 ¥185

$0.85 ฿28.50

34.12%

Water (0.33 liter bottle)

$0.64 ¥104

$0.36 ฿11.96

77.78%

Local Beer (0.5 liter draught)

$2.04 ¥332

$2.14 ฿71.8

-4.67%

Imported Beer (0.33 liter bottle)

$2.09 ¥340

$3.59 ฿121

-41.78%

Milk (1 liter)

$1.26 ¥205

$1.65 ฿55.5

-23.64%

White Bread (500g)

$1.27 ¥207

$1.57 ฿52.7

-19.11%

Rice (white) (1kg)

$4.74 ¥771

$1.19 ฿40.02

298.32%

Eggs

$1.58 ¥257

$1.94 ฿65.1

-18.56%

Local Cheese (1kg)

$12.22 ¥1,986

$16.19 ฿544

-24.52%

Chicken Fillets (1kg)

$12.22 ¥1,986

$2.99 ฿101

308.70%

Beef Round Steak (1kg)

$16.77 ¥2,724

$10.94 ฿368

53.29%

Apples (1kg)

$7.83 ¥1,273

$2.71 ฿91.2

188.93%

Banana (1kg)

$2.54 ¥412

$1.17 ฿39.25

117.09%

Oranges (1kg)

$4.62 ¥750

$1.69 ฿56.7

173.37%

Tomato (1kg)

$4.64 ¥754

$1.60 ฿54.0

190.00%

Potato (1kg)

$3.62 ¥588

$1.38 ฿46.54

162.32%

Onion (1kg)

$3.59 ¥584

$1.20 ฿40.45

199.17%

Lettuce (1 head)

$1.03 ¥167

$0.67 ฿22.50

53.73%

Water (1.5 liter bottle)

$0.72 ¥117

$0.56 ฿18.73

28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$5.46 ¥887

$4.64 ฿156

17.67%

Wine (Bottle)

$9.13 ¥1,484

$17.62 ฿593

-48.18%

Local Beer (0.5 liter bottle)

$2.50 ¥407

$1.86 ฿62.5

34.41%

Imported Beer (0.33 liter bottle)

$3.50 ¥568

$3.30 ฿111

6.06%

One-way Ticket (Public Transport)

$1.44 ¥234

$0.88 ฿29.68

63.64%

Public Transport Monthly Pass (Regular Price)

$55.2 ¥8,961

$19.34 ฿650

185.16%

Taxi Start (Normal Tariff)

$3.04 ¥493

$1.36 ฿45.90

123.53%

Taxi (Normal Tariff) (1km)

$3.03 ¥492

$1.34 ฿44.98

126.12%

Taxi 1hour Waiting (Normal Tariff)

$21.20 ¥3,444

$8.21 ฿276

158.22%

Gasoline (1 liter)

$1.20 ¥194

$1.22 ฿41.18

-1.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K ¥3.9M

$21.4K ฿718.1K

13.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.4K ¥2.8M

$22.5K ฿757.7K

-22.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$84.1 ¥13.7K

$70.7 ฿2,376

19.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.98 ¥4,872

$14.04 ฿472

113.53%

Internet (50+ Mbps, Unlimited Data)

$17.64 ¥2,866

$17.49 ฿588

0.86%

Gym Membership (Monthly)

$54.5 ¥8,858

$42.15 ฿1,417

29.35%

Tennis Court (1 Hour on Weekend)

$13.83 ¥2,248

$6.88 ฿231

101.02%

Cinema Ticket

$11.35 ¥1,845

$5.92 ฿199

91.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$279 ¥45.3K

$309 ฿10.4K

-9.56%

International Primary School, 1 Child (Yearly)

$13.6K ¥2.2M

$14.9K ฿500.4K

-8.85%

Jeans (Levis 501 Or Similar)

$44.59 ¥7,245

$55.8 ฿1,875

-20.03%

Summer Dress (H&M, Zara, etc)

$29.09 ¥4,726

$26.11 ฿878

11.41%

Sport Shoes (Adidas, Nike)

$58.9 ¥9,576

$83.0 ฿2,792

-29.01%

Men's Leather Business Shoes

$95.3 ¥15.5K

$70.5 ฿2,369

35.29%

1-bedroom Apartment, City Center (Monthly)

$481 ¥78.2K

$432 ฿14.5K

11.39%

1-bedroom Apartment, Outside City Center (Monthly)

$279 ¥45.3K

$239 ฿8,035

16.66%

3-bedroom Apartment, City Center (Monthly)

$853 ¥138.6K

$822 ฿27.7K

3.73%

3-bedroom Apartment, Outside City Center (Monthly)

$661 ¥107.5K

$512 ฿17.2K

29.17%

Buy Apartment in City Center (m2)

$1,915 ฿64.4K

Buy Apartment Outside City Center (m2)

$1,467 ฿49.3K

Average Monthly Net Salary (After Tax)

$621 ¥101.0K

$579 ฿19.5K

7.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

-60.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nagano: July 12, 2026

Last update for Chiang Mai: July 12, 2026

Cost Breakdown

A central one-bedroom costs $481 in Nagano versus $432 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Nagano, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $34.00 in Nagano versus $18.00 in Chiang Mai. Monthly groceries follow the same trend: $363 vs $243 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nagano vs Chiang Mai: Cost of Living - Frequently Asked Questions

Nagano costs about 36% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,759 per month in Nagano and $1,292 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $279 per month in Nagano and $309 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 49% more in Nagano, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $861, than in Nagano at $1,172. In Chiang Mai it covers expenses comfortably, while in Nagano it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $861 versus $1,172 in Nagano. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nagano makes more sense. Both are solid long-term options with distinct trade-offs.