Cost of Living Comparison Between Naga and Ubud Cost of Living Comparison Between Naga and Ubud

🙂 Solo nomad: Naga is 25.1% cheaper than Ubud without rent, and 5.5% more expensive with rent.
😐 Family of 3: Naga is 1.2% more expensive than Ubud without rent, and 3.1% cheaper with rent.
Currency
🍽 Eating Out
Naga
Ubud
Difference
Meal at Budget Restaurant
$3.47 ₱193
$3 Rp 48.8K
15.67%
Three-Course Dinner for Two, Mid-Range
$17.92 ₱998
$12.52 Rp 203.2K
43.13%
Fast Food Meal (McDonalds, etc)
$3.38 ₱188
$3.18 Rp 51.6K
6.29%
Cappuccino
$2.36 ₱131
$2.21 Rp 35.9K
6.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.77 ₱42.74
$1.1 Rp 17.9K
-30.00%
Water (0.33 liter bottle)
$0.37 ₱20.48
$0.26 Rp 4,217
42.31%
Local Beer (0.5 liter draught)
$1.37 ₱76.1
$2.5 Rp 40.5K
-45.20%
Imported Beer (0.33 liter bottle)
$2.08 ₱116
$3.2 Rp 51.9K
-35.00%
🛒 Groceries & Markets
Naga
Ubud
Difference
Milk (1 liter)
$1.91 ₱106
$1.49 Rp 24.2K
28.19%
White Bread (500g)
$1.26 ₱70.2
$1.67 Rp 27K
-24.55%
Rice (white) (1kg)
$0.93 ₱51.9
$1.14 Rp 18.5K
-18.42%
Eggs
$1.75 ₱97.2
$2.27 Rp 36.9K
-22.91%
Local Cheese (1kg)
$8.1 ₱451
$13.94 Rp 226.3K
-41.89%
Chicken Fillets (1kg)
$4.33 ₱241
$4 Rp 64.8K
8.25%
Beef Round Steak (1kg)
$7.9 ₱440
$11.3 Rp 183.4K
-30.09%
Apples (1kg)
$2.88 ₱160
$3.6 Rp 58.4K
-20.00%
Banana (1kg)
$1.58 ₱88.2
$1.53 Rp 24.8K
3.27%
Oranges (1kg)
$2.62 ₱146
$2.65 Rp 43K
-1.13%
Tomato (1kg)
$1.62 ₱90.1
$1.38 Rp 22.4K
17.39%
Potato (1kg)
$2.24 ₱124
$1.58 Rp 25.6K
41.77%
Onion (1kg)
$2.61 ₱145
$2.16 Rp 35.1K
20.83%
Lettuce (1 head)
$1.07 ₱59.7
$1.04 Rp 16.9K
2.88%
Water (1.5 liter bottle)
$0.76 ₱42.24
$0.56 Rp 9,114
35.71%
Cigarettes 20 Pack (Marlboro, Camel)
$2.53 ₱141
$2.23 Rp 36.3K
13.45%
Wine (Bottle)
$4.05 ₱225
$14.98 Rp 243.2K
-72.96%
Local Beer (0.5 liter bottle)
$1.19 ₱66.5
$2.43 Rp 39.5K
-51.03%
Imported Beer (0.33 liter bottle)
$2.02 ₱113
$2.64 Rp 42.8K
-23.48%
🚌 Getting Around
Naga
Ubud
Difference
One-way Ticket (Public Transport)
$0.28 ₱15.66
$0.32 Rp 5,203
-12.50%
Public Transport Monthly Pass (Regular Price)
-
$10.12 Rp 164.3K
-
Taxi Start (Normal Tariff)
$0.81 ₱45.33
$0.49 Rp 7,888
65.31%
Taxi (Normal Tariff) (1km)
$0.22 ₱12.2
$0.34 Rp 5,573
-35.29%
Taxi 1hour Waiting (Normal Tariff)
$2.07 ₱115
$6.04 Rp 98K
-65.73%
Gasoline (1 liter)
$1.14 ₱63.7
$0.73 Rp 11.9K
56.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.5K ₱1.5M
$26.2K Rp 425.6M
1.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.1K ₱1.1M
$31.9K Rp 518.5M
-37.12%
🧾 Monthly Utilities & Internet
Naga
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$112 ₱6,230
$62.6 Rp 1M
78.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.2 ₱1,793
$4.1 Rp 66.6K
685.37%
Internet (50+ Mbps, Unlimited Data)
$26.69 ₱1,486
$24.32 Rp 394.7K
9.75%
🎉 Sport & Entertainment
Naga
Ubud
Difference
Gym Membership (Monthly)
$33.61 ₱1,872
$22.6 Rp 366.9K
48.72%
Tennis Court (1 Hour on Weekend)
-
$6.26 Rp 101.5K
-
Cinema Ticket
$5.85 ₱326
$3.29 Rp 53.4K
77.81%
🧸 Childcare & Education
Naga
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$152 ₱8,453
$93.2 Rp 1.5M
62.86%
International Primary School, 1 Child (Yearly)
$4,394 ₱244.7K
$6,098 Rp 99M
-27.93%
👕👟 Clothing & Footwear
Naga
Ubud
Difference
Jeans (Levis 501 Or Similar)
$45.24 ₱2,519
$52.8 Rp 857.4K
-14.35%
Summer Dress (H&M, Zara, etc)
$26.71 ₱1,487
$24.84 Rp 403.3K
7.53%
Sport Shoes (Adidas, Nike)
$75.8 ₱4,222
$85.2 Rp 1.4M
-11.04%
Men's Leather Business Shoes
$53.3 ₱2,970
$72.5 Rp 1.2M
-26.41%
🏠 Accommodation & Living
Naga
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$268 ₱14.9K
$259 Rp 4.2M
3.57%
1-bedroom Apartment, Outside City Center (Monthly)
$180 ₱10K
$159 Rp 2.6M
13.37%
3-bedroom Apartment, City Center (Monthly)
$322 ₱17.9K
$578 Rp 9.4M
-44.33%
3-bedroom Apartment, Outside City Center (Monthly)
$264 ₱14.7K
$336 Rp 5.5M
-21.47%
Buy Apartment in City Center (m2)
$2,139 ₱119.1K
$1,000 Rp 16.2M
113.78%
Buy Apartment Outside City Center (m2)
-
$860 Rp 14M
-
💵 Salaries & Financials
Naga
Ubud
Difference
Average Monthly Net Salary (After Tax)
$155 ₱8,626
$182 Rp 3M
-15.08%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
13.28
-49.77%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naga: October 28, 2025

Last update for Ubud: October 29, 2025

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