Last update: Oct 2026

Cost of Living Comparison Between Naga and Bansko

For one person, living is cheaper in Naga: $558 a month against $956 in Bansko, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Naga
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Naga Living Index
47

Cost of Living Index in Bansko
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Bansko Living Index

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Naga

🇵🇭 Philippines

$558

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Naga and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naga and in Bansko actually costs, broken down by who's living it.

A single person spends $558 per month in Naga vs $956 in Bansko, rent included.

Naga $558
Bansko $956

A couple spends around $852 per month in Naga vs $1,467 in Bansko, rent included.

Naga $852
Bansko $1,467

A family of three spends $1,147 per month in Naga vs $1,979 in Bansko, rent included.

Naga $1,147
Bansko $1,979

Naga is about 42% cheaper than Bansko, and outside of rent the biggest gap is in clothing.

Both Naga and Bansko are more affordable than the global median – Naga 59% lower, Bansko 29% lower.

Meal at Budget Restaurant

$5.26 ₱331

$8.66 BGN 15.06

-39.26%

Three-Course Dinner for Two, Mid-Range

$13.42 ₱845

$44.94 BGN 78.2

-70.14%

Fast Food Meal (McDonalds, etc)

$2.70 ₱170

$8.78 BGN 15.28

-69.25%

Cappuccino

$2.67 ₱168

$2.33 BGN 4.05

14.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.71 ₱44.50

$1.57 BGN 2.74

-54.78%

Water (0.33 liter bottle)

$0.25 ₱15.80

$0.82 BGN 1.43

-69.51%

Local Beer (0.5 liter draught)

$1.32 ₱83.3

$1.68 BGN 2.92

-21.43%

Imported Beer (0.33 liter bottle)

$3.14 ₱197

$1.98 BGN 3.45

58.59%

Milk (1 liter)

$1.95 ₱123

$1.73 BGN 3.00

12.72%

White Bread (500g)

$0.85 ₱53.3

$0.80 BGN 1.40

6.25%

Rice (white) (1kg)

$0.82 ₱51.7

$1.44 BGN 2.51

-43.06%

Eggs

$1.70 ₱107

$2.36 BGN 4.10

-27.97%

Local Cheese (1kg)

$10.19 ₱642

$9.39 BGN 16.34

8.52%

Chicken Fillets (1kg)

$4.07 ₱256

$6.41 BGN 11.15

-36.51%

Beef Round Steak (1kg)

$6.99 ₱440

$8.48 BGN 14.76

-17.57%

Apples (1kg)

$1.98 ₱125

$1.31 BGN 2.28

51.15%

Banana (1kg)

$1.63 ₱102

$1.62 BGN 2.82

0.62%

Oranges (1kg)

$2.44 ₱154

$1.73 BGN 3.01

41.04%

Tomato (1kg)

$2.43 ₱153

$1.94 BGN 3.38

25.26%

Potato (1kg)

$2.57 ₱162

$0.94 BGN 1.63

173.40%

Onion (1kg)

$2.22 ₱140

$0.76 BGN 1.32

192.11%

Lettuce (1 head)

$4.76 ₱300

$0.55 BGN 0.95

765.45%

Water (1.5 liter bottle)

$0.62 ₱39.28

$0.59 BGN 1.02

5.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$3.25 BGN 5.66

-11.08%

Wine (Bottle)

$3.77 ₱237

$5.20 BGN 9.05

-27.50%

Local Beer (0.5 liter bottle)

$1.61 ₱101

$1.09 BGN 1.89

47.71%

Imported Beer (0.33 liter bottle)

$1.68 BGN 2.92

One-way Ticket (Public Transport)

$0.84 BGN 1.45

Public Transport Monthly Pass (Regular Price)

$27.06 BGN 47.09

Taxi Start (Normal Tariff)

$0.57 ₱36.08

$1.34 BGN 2.34

-57.46%

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.14

Taxi 1hour Waiting (Normal Tariff)

$10.06 BGN 17.51

Gasoline (1 liter)

$1.26 ₱79.4

$1.48 BGN 2.57

-14.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BGN 50.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K BGN 36.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.1 ₱6,242

$92.4 BGN 161

7.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.41 ₱1,474

$14.52 BGN 25.26

61.23%

Internet (50+ Mbps, Unlimited Data)

$26.23 ₱1,651

$12.32 BGN 21.43

112.91%

Gym Membership (Monthly)

$8.07 ₱508

$31.70 BGN 55.2

-74.54%

Tennis Court (1 Hour on Weekend)

$8.53 BGN 14.84

Cinema Ticket

$4.80 ₱302

$5.62 BGN 9.78

-14.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 401

International Primary School, 1 Child (Yearly)

$8,052 ₱507.0K

$2,268 BGN 3,947

254.95%

Jeans (Levis 501 Or Similar)

$30.10 BGN 52.4

Summer Dress (H&M, Zara, etc)

$19.62 BGN 34.13

Sport Shoes (Adidas, Nike)

$45.86 BGN 79.8

Men's Leather Business Shoes

$47.69 BGN 83.0

1-bedroom Apartment, City Center (Monthly)

$158 ₱9,919

$518 BGN 902

-69.60%

1-bedroom Apartment, Outside City Center (Monthly)

$85.9 ₱5,411

$357 BGN 621

-75.92%

3-bedroom Apartment, City Center (Monthly)

$251 ₱15.8K

$614 BGN 1,069

-59.11%

3-bedroom Apartment, Outside City Center (Monthly)

$194 ₱12.2K

$569 BGN 990

-65.96%

Buy Apartment in City Center (m2)

$1,191 BGN 2,073

Buy Apartment Outside City Center (m2)

$959 BGN 1,669

Average Monthly Net Salary (After Tax)

$145 ₱9,126

$1,704 BGN 2,965

-91.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naga: October 12, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Naga

$206 * 36.9%

Bansko

$192 20.1% 6.8% $14

Monthly Utilities & Internet

Naga

$149 26.7%

Bansko

$119 12.5% 19.8% $30

Eating Out

Naga

$99 17.7%

Bansko

$145 15.2% 47% $47

Accommodation & Living

Naga

$86 15.4%

Bansko

$357 37.3% 315% $271

Sport & Entertainment

Naga

$18 3.2%

Bansko

$43 4.5% 143% $25

Getting Around

Naga

$0.6 * 0.1%

Bansko

$35 3.7% 6044% $34

Clothing & Footwear

Naga

- * 0%

Bansko

$64 6.7%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $158 in Naga versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1075% higher in Bansko, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $13.00 in Naga versus $45.00 in Bansko. Groceries tell a different story – $206 in Naga vs $192 in Bansko – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 Naga

🇧🇬 Bansko

🕒 Local time

22:24 10:24 PM

17:24 5:24 PM

5 h behind Naga

🌤 Weather

👥 Population

115,750

8,000

💱 Currency

Philippine Peso PHP ₱

Bulgarian Lev BGN лв.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Naga Bansko 9,780 km ≈ 13 h nonstop flight

From you

Naga
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naga vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $558 in Naga, $956 in Bansko – roughly 71% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $837 per month in Naga and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Naga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $13.00 in Naga and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $558 in Naga and $956 in Bansko. That's a gap of about 71%.

A $2,000 monthly budget goes further in Naga, where all-in costs run around $558, than in Bansko at $956. In Naga it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $558 in Naga to $956 in Bansko. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Naga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.