Last update: Oct 2026

Cost of Living Comparison Between Nacogdoches, TX and Montevideo

For one person, living is cheaper in Nacogdoches, TX: $1,657 a month against $1,771 in Montevideo, rent and utilities included – about $1,400 less a year. The total is higher in Montevideo despite lower rent and utilities.

Nacogdoches, TX
🇺🇸 United States
$1,657
/mo nomad
Montevideo
🇺🇾 Uruguay
$1,771
/mo nomad
Monthly Cost of Living

How much you'll spend in Nacogdoches, TX and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nacogdoches, TX and in Montevideo actually costs, broken down by who's living it.

A single person spends $1,657 per month in Nacogdoches, TX vs $1,771 in Montevideo, rent included.

  • Nacogdoches, TX $1,657
  • Montevideo $1,771

A couple spends around $2,393 per month in Nacogdoches, TX vs $2,740 in Montevideo, rent included.

  • Nacogdoches, TX $2,393
  • Montevideo $2,740

A family of three spends $3,129 per month in Nacogdoches, TX vs $3,708 in Montevideo, rent included.

  • Nacogdoches, TX $3,129
  • Montevideo $3,708

Nacogdoches, TX is about 6% cheaper than Montevideo, and outside of rent the biggest gap is in clothing.

Both Nacogdoches, TX and Montevideo sit above the global median – Nacogdoches, TX by 23%, Montevideo by 31%.

Currency
🍽 Eating Out
Nacogdoches, TX
Montevideo
Difference
Meal at Budget Restaurant
$13.73 $13.73
$15.16 UYU 609
-9.43%
Three-Course Dinner for Two, Mid-Range
$37.48 $37.48
$69.2 UYU 2,776
-45.80%
Fast Food Meal (McDonalds, etc)
$9.21 $9.21
$14.65 UYU 588
-37.13%
Cappuccino
$4.37 $4.37
$4.46 UYU 179
-2.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.66 $1.66
$2.67 UYU 107
-37.83%
Water (0.33 liter bottle)
$1.18 $1.18
$2.00 UYU 80.4
-41.00%
Local Beer (0.5 liter draught)
$5.06 $5.06
$4.83 UYU 194
4.76%
Imported Beer (0.33 liter bottle)
$5.87 $5.87
$3.80 UYU 152
54.47%
🛒 Groceries & Markets
Nacogdoches, TX
Montevideo
Difference
Milk (1 liter)
$0.76 $0.76
$1.36 UYU 54.8
-44.12%
White Bread (500g)
$2.78 $2.78
$2.87 UYU 115
-3.14%
Rice (white) (1kg)
$3.83 $3.83
$1.75 UYU 70.2
118.86%
Eggs
$2.95 $2.95
$4.68 UYU 188
-36.97%
Local Cheese (1kg)
$11.10 $11.10
$13.88 UYU 557
-20.03%
Chicken Fillets (1kg)
$6.47 $6.47
$11.98 UYU 481
-45.99%
Beef Round Steak (1kg)
$13.41 $13.41
$11.97 UYU 480
12.03%
Apples (1kg)
$4.29 $4.29
$2.78 UYU 111
54.32%
Banana (1kg)
$1.36 $1.36
$2.74 UYU 110
-50.36%
Oranges (1kg)
$4.48 $4.48
$1.77 UYU 71.2
153.11%
Tomato (1kg)
$2.80 $2.80
$3.24 UYU 130
-13.58%
Potato (1kg)
$2.21 $2.21
$1.97 UYU 79.2
12.18%
Onion (1kg)
$1.64 $1.64
$2.07 UYU 83.1
-20.77%
Lettuce (1 head)
$2.03 $2.03
$1.37 UYU 55.1
48.18%
Water (1.5 liter bottle)
$2.57 $2.57
$1.88 UYU 75.3
36.70%
Cigarettes 20 Pack (Marlboro, Camel)
$8.29 $8.29
$5.59 UYU 224
48.30%
Wine (Bottle)
$10.30 $10.30
$8.78 UYU 352
17.31%
Local Beer (0.5 liter bottle)
$1.69 $1.69
$2.26 UYU 90.9
-25.22%
Imported Beer (0.33 liter bottle)
$4.62 $4.62
$2.75 UYU 110
68.00%
🚌 Getting Around
Nacogdoches, TX
Montevideo
Difference
One-way Ticket (Public Transport)
$1.94 $1.94
$1.53 UYU 61.5
26.80%
Public Transport Monthly Pass (Regular Price)
-
$74.3 UYU 2,980
-
Taxi Start (Normal Tariff)
$3.13 $3.13
$1.91 UYU 76.7
63.87%
Taxi (Normal Tariff) (1km)
$1.71 $1.71
$0.40 UYU 16.18
327.50%
Taxi 1hour Waiting (Normal Tariff)
$29.92 $29.92
$10.33 UYU 415
189.64%
Gasoline (1 liter)
$0.91 $0.91
$2.13 UYU 85.6
-57.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.7K $28.7K
$27.1K UYU 1.1M
5.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K $24.5K
$36.3K UYU 1.5M
-32.37%
🧾 Monthly Utilities & Internet
Nacogdoches, TX
Montevideo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$164 $164
$188 UYU 7,557
-13.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.18 $25.18
$20.54 UYU 824
22.59%
Internet (50+ Mbps, Unlimited Data)
$68.5 $68.5
$44.81 UYU 1,798
52.80%
🎉 Sport & Entertainment
Nacogdoches, TX
Montevideo
Difference
Gym Membership (Monthly)
$42.11 $42.11
$54.0 UYU 2,166
-21.96%
Tennis Court (1 Hour on Weekend)
-
$19.75 UYU 793
-
Cinema Ticket
$14.94 $14.94
$11.95 UYU 480
25.02%
🧸 Childcare & Education
Nacogdoches, TX
Montevideo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,417 $1,417
$634 UYU 25.5K
123.38%
International Primary School, 1 Child (Yearly)
$23.5K $23.5K
$11.1K UYU 443.6K
112.37%
👕👟 Clothing & Footwear
Nacogdoches, TX
Montevideo
Difference
Jeans (Levis 501 Or Similar)
$22.07 $22.07
$102 UYU 4,099
-78.39%
Summer Dress (H&M, Zara, etc)
$25.19 $25.19
$57.5 UYU 2,309
-56.21%
Sport Shoes (Adidas, Nike)
$64.2 $64.2
$127 UYU 5,079
-49.27%
Men's Leather Business Shoes
$96.2 $96.2
$128 UYU 5,131
-24.73%
🏠 Accommodation & Living
Nacogdoches, TX
Montevideo
Difference
1-bedroom Apartment, City Center (Monthly)
$907 $907
$719 UYU 28.8K
26.24%
1-bedroom Apartment, Outside City Center (Monthly)
$659 $659
$568 UYU 22.8K
16.02%
3-bedroom Apartment, City Center (Monthly)
$1,246 $1,246
$1,145 UYU 46.0K
8.77%
3-bedroom Apartment, Outside City Center (Monthly)
$1,067 $1,067
$1,023 UYU 41.1K
4.33%
Buy Apartment in City Center (m2)
$2,769 $2,769
$3,392 UYU 136.1K
-18.36%
Buy Apartment Outside City Center (m2)
$2,436 $2,436
$1,949 UYU 78.2K
24.99%
💵 Salaries & Financials
Nacogdoches, TX
Montevideo
Difference
Average Monthly Net Salary (After Tax)
$6,998 $6,998
$1,245 UYU 50.0K
462.19%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.62
5.74
15.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nacogdoches, TX: October 11, 2026

Last update for Montevideo: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Nacogdoches, TX
$659
Montevideo
$568 13.8% $91
Groceries & Markets
Nacogdoches, TX
$317
Montevideo
$332 4.5% $14
Monthly Utilities & Internet
Nacogdoches, TX
$257
Montevideo
$254 1.4% $3.6
Eating Out
Nacogdoches, TX
$238
Montevideo
$269 13% $31
Clothing & Footwear
Nacogdoches, TX
$93
Montevideo
$186 99.4% $93
Sport & Entertainment
Nacogdoches, TX
$72
Montevideo
$78 8.2% $5.9
Getting Around
Nacogdoches, TX
$19 *
Montevideo
$84 333% $65

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $907 in Nacogdoches, TX versus $719 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 462% higher in Nacogdoches, TX, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $37.00 in Nacogdoches, TX versus $69.0 in Montevideo. Monthly groceries follow the same trend: $317 vs $332 – making Nacogdoches, TX the more affordable choice for daily food spending.

Good to know
🇺🇸 Nacogdoches, TX
🇺🇾 Montevideo
🕒 Local time
06:04 6:04 AM
08:04 8:04 AM
2 h ahead of Nacogdoches, TX
🌤 Weather
👥 Population
32,147
1,319,108 Capital
💱 Currency
Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 19, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

On the map
Between locations
  • Nacogdoches, TX Montevideo 8,420 km ≈ 11 h nonstop flight
From you
  • Nacogdoches, TX
  • Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nacogdoches, TX vs Montevideo: Cost of Living - Frequently Asked Questions
Is Montevideo cheaper than Nacogdoches, TX?
Yes – Montevideo is pricier by about 7%, and outside of rent the gap shows up most in clothing.
What income do you need for each city?
For a comfortable life, plan on about $2,485 per month in Nacogdoches, TX and $2,656 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Nacogdoches, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Nacogdoches, TX or in Montevideo?
A mid-range dinner for two costs $37.00 in Nacogdoches, TX and $69.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Nacogdoches, TX and in Montevideo?
Groceries cost about 5% more in Montevideo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $3,000 a realistic budget for living in Nacogdoches, TX or in Montevideo?
A $3,000 monthly budget goes further in Nacogdoches, TX, where all-in costs run around $1,657, than in Montevideo at $1,771. In Nacogdoches, TX it covers expenses comfortably, while in Montevideo it requires careful planning or may not stretch far enough.
Is Nacogdoches, TX or Montevideo more family-friendly?
Families tend to lean toward Nacogdoches, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Nacogdoches, TX or Montevideo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Nacogdoches, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montevideo makes more sense. Both are solid long-term options with distinct trade-offs.

Nacogdoches, TX vs other spots: cost of living compared

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