Last update: Oct 2026

Cost of Living Comparison Between Nacogdoches, TX and Chicago, IL

For one person, living is cheaper in Nacogdoches, TX: $1,737 a month against $3,037 in Chicago, IL, rent and utilities included – about $15,600 less a year. Rent and utilities account for most of the difference.

82

Cost of Living Index in Nacogdoches, TX
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Nacogdoches, TX Living Index
147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Nacogdoches, TX

🇺🇸 United States

$1,737

/mo nomad

Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Monthly Cost of Living

How much you'll spend in Nacogdoches, TX and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nacogdoches, TX and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $1,737 per month in Nacogdoches, TX vs $3,037 in Chicago, IL, rent included.

Nacogdoches, TX $1,737
Chicago, IL $3,037

A couple spends around $2,506 per month in Nacogdoches, TX vs $4,518 in Chicago, IL, rent included.

Nacogdoches, TX $2,506
Chicago, IL $4,518

A family of three spends $3,274 per month in Nacogdoches, TX vs $5,999 in Chicago, IL, rent included.

Nacogdoches, TX $3,274
Chicago, IL $5,999

Nacogdoches, TX is about 43% cheaper than Chicago, IL, and outside of rent the biggest gap is in groceries.

Both Nacogdoches, TX and Chicago, IL sit above the global median – Nacogdoches, TX by 28%, Chicago, IL by 123%.

Meal at Budget Restaurant

$13.66 $13.66

$20.71 $20.71

-34.04%

Three-Course Dinner for Two, Mid-Range

$36.85 $36.85

$89.2 $89.2

-58.70%

Fast Food Meal (McDonalds, etc)

$9.26 $9.26

$13.19 $13.19

-29.80%

Cappuccino

$4.13 $4.13

$5.66 $5.66

-27.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.66 $1.66

$2.64 $2.64

-37.12%

Water (0.33 liter bottle)

$1.22 $1.22

$2.28 $2.28

-46.49%

Local Beer (0.5 liter draught)

$5.14 $5.14

$6.87 $6.87

-25.18%

Imported Beer (0.33 liter bottle)

$6.06 $6.06

$8.84 $8.84

-31.45%

Milk (1 liter)

$0.83 $0.83

$1.25 $1.25

-33.60%

White Bread (500g)

$2.76 $2.76

$3.72 $3.72

-25.81%

Rice (white) (1kg)

$3.88 $3.88

$5.39 $5.39

-28.01%

Eggs

$3.01 $3.01

$4.74 $4.74

-36.50%

Local Cheese (1kg)

$11.20 $11.20

$13.84 $13.84

-19.08%

Chicken Fillets (1kg)

$6.79 $6.79

$14.40 $14.40

-52.85%

Beef Round Steak (1kg)

$13.03 $13.03

$18.38 $18.38

-29.11%

Apples (1kg)

$4.54 $4.54

$5.22 $5.22

-13.03%

Banana (1kg)

$1.29 $1.29

$1.98 $1.98

-34.85%

Oranges (1kg)

$4.53 $4.53

$4.06 $4.06

11.58%

Tomato (1kg)

$2.77 $2.77

$4.97 $4.97

-44.27%

Potato (1kg)

$2.16 $2.16

$2.67 $2.67

-19.10%

Onion (1kg)

$1.70 $1.70

$2.66 $2.66

-36.09%

Lettuce (1 head)

$1.99 $1.99

$2.24 $2.24

-11.16%

Water (1.5 liter bottle)

$2.51 $2.51

$3.13 $3.13

-19.81%

Cigarettes 20 Pack (Marlboro, Camel)

$8.53 $8.53

$13.82 $13.82

-38.28%

Wine (Bottle)

$10.30 $10.30

$14.88 $14.88

-30.78%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$2.54 $2.54

-33.07%

Imported Beer (0.33 liter bottle)

$4.39 $4.39

$3.51 $3.51

25.07%

One-way Ticket (Public Transport)

$2.04 $2.04

$2.43 $2.43

-16.05%

Public Transport Monthly Pass (Regular Price)

$66.6 $66.6

$73.5 $73.5

-9.38%

Taxi Start (Normal Tariff)

$3.14 $3.14

$3.18 $3.18

-1.26%

Taxi (Normal Tariff) (1km)

$1.71 $1.71

$1.39 $1.39

23.02%

Taxi 1hour Waiting (Normal Tariff)

$29.97 $29.97

$25.03 $25.03

19.74%

Gasoline (1 liter)

$0.86 $0.86

$1.20 $1.20

-28.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K $28.1K

$35.0K $35.0K

-19.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K $24.4K

$26.7K $26.7K

-8.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 $164

$194 $194

-15.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.88 $24.88

$69.5 $69.5

-64.18%

Internet (50+ Mbps, Unlimited Data)

$67.9 $67.9

$61.6 $61.6

10.14%

Gym Membership (Monthly)

$41.64 $41.64

$47.90 $47.90

-13.07%

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

Cinema Ticket

$15.05 $15.05

$17.81 $17.81

-15.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,420 $1,420

$1,794 $1,794

-20.87%

International Primary School, 1 Child (Yearly)

$23.0K $23.0K

$31.9K $31.9K

-28.09%

Jeans (Levis 501 Or Similar)

$22.22 $22.22

$67.0 $67.0

-66.85%

Summer Dress (H&M, Zara, etc)

$25.39 $25.39

$52.1 $52.1

-51.30%

Sport Shoes (Adidas, Nike)

$65.9 $65.9

$102 $102

-35.14%

Men's Leather Business Shoes

$96.4 $96.4

$144 $144

-32.97%

1-bedroom Apartment, City Center (Monthly)

$887 $887

$2,526 $2,526

-64.88%

1-bedroom Apartment, Outside City Center (Monthly)

$673 $673

$1,578 $1,578

-57.33%

3-bedroom Apartment, City Center (Monthly)

$1,259 $1,259

$4,738 $4,738

-73.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,081 $1,081

$2,693 $2,693

-59.84%

Buy Apartment in City Center (m2)

$2,718 $2,718

$4,190 $4,190

-35.12%

Buy Apartment Outside City Center (m2)

$2,423 $2,423

$2,768 $2,768

-12.46%

Average Monthly Net Salary (After Tax)

$6,934 $6,934

$4,931 $4,931

40.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.81

-2.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nacogdoches, TX: October 27, 2026

Last update for Chicago, IL: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nacogdoches, TX

$673 38.8%

Chicago, IL

$1.6K 52% 134% $905

Groceries & Markets

Nacogdoches, TX

$318 18.3%

Chicago, IL

$447 14.7% 40.5% $129

Monthly Utilities & Internet

Nacogdoches, TX

$257 14.8%

Chicago, IL

$326 10.7% 26.7% $69

Eating Out

Nacogdoches, TX

$236 13.6%

Chicago, IL

$345 11.4% 46.1% $109

Clothing & Footwear

Nacogdoches, TX

$94 5.4%

Chicago, IL

$164 5.4% 73.7% $70

Getting Around

Nacogdoches, TX

$86 5%

Chicago, IL

$93 3.1% 8% $6.9

Sport & Entertainment

Nacogdoches, TX

$72 4.1%

Chicago, IL

$84 2.8% 16.4% $12

Cost Breakdown

A central one-bedroom costs $887 in Nacogdoches, TX versus $2,526 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 41% higher in Nacogdoches, TX, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $37 in Nacogdoches, TX versus $89 in Chicago, IL. Monthly groceries follow the same trend: $318 vs $447 – making Nacogdoches, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 Nacogdoches, TX

🇺🇸 Chicago, IL

🕒 Local time

19:56 7:56 PM

Same time as Nacogdoches, TX

🌤 Weather

👥 Population

32,147

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

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Between locations

Nacogdoches, TX Chicago, IL 1,300 km ≈ 2 h 15 min nonstop flight

From you

Nacogdoches, TX
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nacogdoches, TX vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,737 in Nacogdoches, TX, $3,037 in Chicago, IL – Nacogdoches, TX comes out roughly 43% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,606 per month in Nacogdoches, TX and $4,555 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nacogdoches, TX, especially for central apartments: a one-bedroom in the center costs $887 there versus $2,526 in Chicago, IL.

Groceries cost about 41% more in Chicago, IL, though the gap depends on what you buy.

A mid-range dinner for two costs $37 in Nacogdoches, TX and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Nacogdoches, TX, where all-in costs run around $1,737, than in Chicago, IL at $3,037. In Nacogdoches, TX it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

Families tend to lean toward Nacogdoches, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Nacogdoches, TX is the easier option financially – housing and daily costs are lower, and overall it costs about 43% less, which matters a lot on a fixed budget or early-career salary.