Cost of Living Comparison Between Muzaffarabad and Ubud, Bali Cost of Living Comparison Between Muzaffarabad and Ubud, Bali

🙂 Solo nomad: Muzaffarabad is 76.5% cheaper than Ubud, Bali without rent, and 79.7% cheaper with rent.
🙂 Family of 3: Muzaffarabad is 67.6% cheaper than Ubud, Bali without rent, and 81.5% cheaper with rent.
Currency
🍽 Eating Out
Muzaffarabad
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.43 PKR 400
$3.48 Rp 59.7K
-58.91%
Three-Course Dinner for Two, Mid-Range
$14.18 PKR 3,955
$32.88 Rp 563.6K
-56.87%
Fast Food Meal (McDonalds, etc)
$2.15 PKR 600
$5.09 Rp 87.3K
-57.76%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.43 PKR 399
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.37 PKR 940
-
-
Cappuccino
$1.09 PKR 303
$2.75 Rp 47.1K
-60.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.31 PKR 87.8
$1.38 Rp 23.7K
-77.54%
Water (0.33 liter bottle)
$0.21 PKR 58.3
$0.71 Rp 12.2K
-70.42%
Local Beer (0.5 liter draught)
-
$2.88 Rp 49.3K
-
Imported Beer (0.33 liter bottle)
-
$3.87 Rp 66.3K
-
🛒 Groceries & Markets
Muzaffarabad
Ubud, Bali
Difference
Milk (1 liter)
$0.85 PKR 236
$1.79 Rp 30.7K
-52.51%
White Bread (500g)
$0.52 PKR 146
$2.45 Rp 41.9K
-78.78%
Rice (white) (1kg)
$1.23 PKR 343
$1.21 Rp 20.7K
1.65%
Eggs
$1.12 PKR 311
$2.39 Rp 40.9K
-53.14%
Local Cheese (1kg)
$6.09 PKR 1,698
$14.70 Rp 252.0K
-58.57%
Chicken Fillets (1kg)
$2.57 PKR 718
$4.24 Rp 72.7K
-39.39%
Beef Round Steak (1kg)
$3.03 PKR 845
$12.08 Rp 207.0K
-74.92%
Apples (1kg)
$0.96 PKR 268
$3.66 Rp 62.8K
-73.77%
Banana (1kg)
$0.67 PKR 188
$1.61 Rp 27.5K
-58.39%
Oranges (1kg)
$0.52 PKR 145
$2.72 Rp 46.6K
-80.88%
Tomato (1kg)
$0.46 PKR 130
$2.27 Rp 38.9K
-79.74%
Potato (1kg)
$0.34 PKR 94.4
$1.90 Rp 32.6K
-82.11%
Onion (1kg)
$0.47 PKR 130
$2.30 Rp 39.4K
-79.57%
Lettuce (1 head)
$0.26 PKR 72.7
$1.02 Rp 17.4K
-74.51%
Water (1.5 liter bottle)
$0.34 PKR 94.0
$0.78 Rp 13.3K
-56.41%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.47 PKR 410
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.99 PKR 277
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.38 PKR 663
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$1.43 PKR 399
$3.24 Rp 55.6K
-55.86%
Wine (Bottle)
-
$24.06 Rp 412.4K
-
Local Beer (0.5 liter bottle)
-
$2.84 Rp 48.7K
-
Imported Beer (0.33 liter bottle)
-
$2.79 Rp 47.8K
-
🚌 Getting Around
Muzaffarabad
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.36 PKR 101
$0.27 Rp 4,607
33.33%
Public Transport Monthly Pass (Regular Price)
$7.22 PKR 2,013
$8.24 Rp 141.3K
-12.38%
Taxi Start (Normal Tariff)
$0.92 PKR 256
$0.45 Rp 7,702
104.44%
Taxi (Normal Tariff) (1km)
$0.35 PKR 98.8
$0.43 Rp 7,300
-18.60%
Taxi 1hour Waiting (Normal Tariff)
$2.55 PKR 712
$6.02 Rp 103.2K
-57.64%
Gasoline (1 liter)
$0.91 PKR 253
$0.86 Rp 14.7K
5.81%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.4K PKR 4.9M
$26.1K Rp 446.8M
-33.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.8K PKR 6.4M
$31.7K Rp 543.3M
-28.11%
🧾 Monthly Utilities & Internet
Muzaffarabad
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$52.9 PKR 14.8K
$78.3 Rp 1.3M
-32.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.04 PKR 1,127
$4.00 Rp 68.5K
1.00%
Internet (50+ Mbps, Unlimited Data)
$11.52 PKR 3,212
$24.35 Rp 417.5K
-52.69%
🎉 Sport & Entertainment
Muzaffarabad
Ubud, Bali
Difference
Gym Membership (Monthly)
$6.91 PKR 1,928
$95.8 Rp 1.6M
-92.78%
Tennis Court (1 Hour on Weekend)
$5.17 PKR 1,442
$6.46 Rp 110.7K
-19.97%
Cinema Ticket
$3.52 PKR 982
$4.01 Rp 68.7K
-12.22%
🧸 Childcare & Education
Muzaffarabad
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$24.72 PKR 6,893
$302 Rp 5.2M
-91.80%
International Primary School, 1 Child (Yearly)
$941 PKR 262.3K
$6,545 Rp 112.2M
-85.63%
👕👟 Clothing & Footwear
Muzaffarabad
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$5.35 PKR 1,491
$53.4 Rp 915.7K
-89.99%
Summer Dress (H&M, Zara, etc)
$9.03 PKR 2,519
$38.55 Rp 660.8K
-76.58%
Sport Shoes (Adidas, Nike)
$87.6 PKR 24.4K
$89.1 Rp 1.5M
-1.62%
Men's Leather Business Shoes
$10.63 PKR 2,965
$78.9 Rp 1.4M
-86.53%
🏠 Accommodation & Living
Muzaffarabad
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$60.0 PKR 16.7K
$1,016 Rp 17.4M
-94.09%
1-bedroom Apartment, Outside City Center (Monthly)
$27.33 PKR 7,621
$672 Rp 11.5M
-95.93%
3-bedroom Apartment, City Center (Monthly)
$139 PKR 38.7K
$3,368 Rp 57.7M
-95.88%
3-bedroom Apartment, Outside City Center (Monthly)
$111 PKR 30.9K
$2,108 Rp 36.1M
-94.75%
Buy Apartment in City Center (m2)
$893 PKR 248.9K
$3,001 Rp 51.4M
-70.26%
Buy Apartment Outside City Center (m2)
$644 PKR 179.6K
$2,337 Rp 40.1M
-72.44%
💵 Salaries & Financials
Muzaffarabad
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$173 PKR 48.4K
$178 Rp 3.0M
-2.26%
20-Year Fixed Mortgage Interest Rate (Annual %)
19
13.28
43.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Muzaffarabad: April 13, 2026

Last update for Ubud, Bali: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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