CityCost App
Cost of living in 8000+ cities on the go.

Cost of Living Comparison Between Muzaffarabad and Ubud, Bali Cost of Living Comparison Between Muzaffarabad and Ubud, Bali

🙂 Solo nomad: Muzaffarabad is 53.9% cheaper than Ubud, Bali without rent, and 60.5% cheaper with rent.
🙂 Family of 3: Muzaffarabad is 62.6% cheaper than Ubud, Bali without rent, and 56.3% cheaper with rent.
Currency
🍽 Eating Out
Muzaffarabad
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.44 PKR 402
$2.85 Rp 47.5K
-49.47%
Three-Course Dinner for Two, Mid-Range
$14.12 PKR 3,957
$12.26 Rp 204.3K
15.17%
Fast Food Meal (McDonalds, etc)
$2.15 PKR 602
$3.28 Rp 54.6K
-34.45%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.44 PKR 403
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.42 PKR 958
-
-
Cappuccino
$1.08 PKR 303
$2.3 Rp 38.3K
-53.04%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.32 PKR 88.5
$1.11 Rp 18.5K
-71.17%
Water (0.33 liter bottle)
$0.21 PKR 58.7
$0.26 Rp 4,324
-19.23%
Local Beer (0.5 liter draught)
-
$2.4 Rp 40K
-
Imported Beer (0.33 liter bottle)
-
$3.15 Rp 52.5K
-
🛒 Groceries & Markets
Muzaffarabad
Ubud, Bali
Difference
Milk (1 liter)
$0.84 PKR 237
$1.49 Rp 24.9K
-43.62%
White Bread (500g)
$0.53 PKR 148
$1.65 Rp 27.5K
-67.88%
Rice (white) (1kg)
$1.26 PKR 353
$1.13 Rp 18.9K
11.50%
Eggs
$1.13 PKR 317
$2.33 Rp 38.9K
-51.50%
Local Cheese (1kg)
$6.02 PKR 1,688
$13.7 Rp 228.3K
-56.06%
Chicken Fillets (1kg)
$2.6 PKR 728
$3.97 Rp 66.2K
-34.51%
Beef Round Steak (1kg)
$3.03 PKR 849
$11.22 Rp 187K
-72.99%
Apples (1kg)
$1.01 PKR 282
$3.48 Rp 57.9K
-70.98%
Banana (1kg)
$0.64 PKR 181
$1.5 Rp 25K
-57.33%
Oranges (1kg)
$0.55 PKR 153
$2.68 Rp 44.6K
-79.48%
Tomato (1kg)
$0.43 PKR 121
$1.35 Rp 22.5K
-68.15%
Potato (1kg)
$0.33 PKR 93.4
$1.57 Rp 26.2K
-78.98%
Onion (1kg)
$0.47 PKR 131
$2.1 Rp 34.9K
-77.62%
Lettuce (1 head)
$0.26 PKR 73.2
$1.03 Rp 17.1K
-74.76%
Water (1.5 liter bottle)
$0.37 PKR 103
$0.57 Rp 9,488
-35.09%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.39 PKR 390
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$1.02 PKR 287
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.38 PKR 667
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$1.38 PKR 388
$2.31 Rp 38.5K
-40.26%
Wine (Bottle)
-
$15.21 Rp 253.5K
-
Local Beer (0.5 liter bottle)
-
$2.49 Rp 41.5K
-
Imported Beer (0.33 liter bottle)
-
$2.66 Rp 44.3K
-
🚌 Getting Around
Muzaffarabad
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.34 PKR 94
$0.29 Rp 4,911
17.24%
Public Transport Monthly Pass (Regular Price)
$7.25 PKR 2,031
$10.03 Rp 167.1K
-27.72%
Taxi Start (Normal Tariff)
$0.84 PKR 235
$0.45 Rp 7,480
86.67%
Taxi (Normal Tariff) (1km)
$0.36 PKR 99.6
$0.34 Rp 5,748
5.88%
Taxi 1hour Waiting (Normal Tariff)
$2.69 PKR 753
$5.97 Rp 99.4K
-54.94%
Gasoline (1 liter)
$0.94 PKR 264
$0.75 Rp 12.4K
25.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.6K PKR 4.9M
$25.8K Rp 430.2M
-31.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.4K PKR 6.3M
$31.7K Rp 528.9M
-29.42%
🧾 Monthly Utilities & Internet
Muzaffarabad
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$52.7 PKR 14.8K
$64.6 Rp 1.1M
-18.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.04 PKR 1,132
$4.14 Rp 69K
-2.42%
Internet (50+ Mbps, Unlimited Data)
$11.26 PKR 3,156
$23.99 Rp 399.7K
-53.06%
🎉 Sport & Entertainment
Muzaffarabad
Ubud, Bali
Difference
Gym Membership (Monthly)
$6.98 PKR 1,955
$23.29 Rp 388.1K
-70.03%
Tennis Court (1 Hour on Weekend)
$5.15 PKR 1,442
$6.19 Rp 103.1K
-16.80%
Cinema Ticket
$3.48 PKR 974
$3.45 Rp 57.5K
0.87%
🧸 Childcare & Education
Muzaffarabad
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$24.27 PKR 6,801
$91.9 Rp 1.5M
-73.59%
International Primary School, 1 Child (Yearly)
$963 PKR 270K
$5,912 Rp 98.5M
-83.71%
👕👟 Clothing & Footwear
Muzaffarabad
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$5.41 PKR 1,517
$51.5 Rp 857.6K
-89.49%
Summer Dress (H&M, Zara, etc)
$8.61 PKR 2,414
$24.45 Rp 407.3K
-64.79%
Sport Shoes (Adidas, Nike)
$86.3 PKR 24.2K
$84.4 Rp 1.4M
2.34%
Men's Leather Business Shoes
$10.67 PKR 2,989
$74.3 Rp 1.2M
-85.64%
🏠 Accommodation & Living
Muzaffarabad
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$58.5 PKR 16.4K
$261 Rp 4.4M
-77.60%
1-bedroom Apartment, Outside City Center (Monthly)
$27.48 PKR 7,700
$160 Rp 2.7M
-82.77%
3-bedroom Apartment, City Center (Monthly)
$141 PKR 39.5K
$585 Rp 9.7M
-75.89%
3-bedroom Apartment, Outside City Center (Monthly)
$110 PKR 30.8K
$328 Rp 5.5M
-66.56%
Buy Apartment in City Center (m2)
$673 PKR 188.6K
$985 Rp 16.4M
-31.68%
Buy Apartment Outside City Center (m2)
$598 PKR 167.7K
$847 Rp 14.1M
-29.36%
💵 Salaries & Financials
Muzaffarabad
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$167 PKR 46.9K
$178 Rp 3M
-5.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
19
13.28
43.07%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Muzaffarabad: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index
Join the CityCost newsletter – low traffic, no spam, and easy to unsubscribe. Your email stays private.