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Cost of Living Comparison Between Muzaffarabad and Ubud, Bali Cost of Living Comparison Between Muzaffarabad and Ubud, Bali

๐Ÿ™‚ Solo nomad: Muzaffarabad is 72.3% cheaper than Ubud, Bali without rent, and 79.5% cheaper with rent.
๐Ÿ™‚ Family of 3: Muzaffarabad is 65.2% cheaper than Ubud, Bali without rent, and 81.9% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Muzaffarabad
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.38 PKRย 388
$3.43 Rpย 58.1K
-59.77%
Three-Course Dinner for Two, Mid-Range
$14.38 PKRย 4,054
$32.70 Rpย 553.4K
-56.02%
Fast Food Meal (McDonalds, etc)
$2.10 PKRย 591
$5.04 Rpย 85.2K
-58.33%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.38 PKRย 390
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.49 PKRย 984
-
-
Cappuccino
$1.05 PKRย 295
$2.85 Rpย 48.2K
-63.16%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.34 PKRย 96.0
$1.34 Rpย 22.8K
-74.63%
Water (0.33 liter bottle)
$0.23 PKRย 64.9
$0.75 Rpย 12.6K
-69.33%
Local Beer (0.5 liter draught)
-
$2.90 Rpย 49.1K
-
Imported Beer (0.33 liter bottle)
-
$3.94 Rpย 66.7K
-
๐Ÿ›’ Groceries & Markets
Muzaffarabad
Ubud, Bali
Difference
Milk (1 liter)
$0.79 PKRย 222
$1.80 Rpย 30.5K
-56.11%
White Bread (500g)
$0.52 PKRย 147
$2.55 Rpย 43.2K
-79.61%
Rice (white) (1kg)
$1.22 PKRย 345
$1.19 Rpย 20.2K
2.52%
Eggs
$1.12 PKRย 316
$2.42 Rpย 40.9K
-53.72%
Local Cheese (1kg)
$6.17 PKRย 1,739
$14.38 Rpย 243.4K
-57.09%
Chicken Fillets (1kg)
$2.61 PKRย 736
$4.21 Rpย 71.2K
-38.00%
Beef Round Steak (1kg)
$2.97 PKRย 838
$11.88 Rpย 201.0K
-75.00%
Apples (1kg)
$0.96 PKRย 272
$3.71 Rpย 62.8K
-74.12%
Banana (1kg)
$0.69 PKRย 194
$1.56 Rpย 26.4K
-55.77%
Oranges (1kg)
$0.54 PKRย 153
$2.77 Rpย 46.9K
-80.51%
Tomato (1kg)
$0.44 PKRย 123
$2.22 Rpย 37.6K
-80.18%
Potato (1kg)
$0.37 PKRย 103
$1.99 Rpย 33.8K
-81.41%
Onion (1kg)
$0.43 PKRย 122
$2.29 Rpย 38.8K
-81.22%
Lettuce (1 head)
$0.26 PKRย 74.0
$1.01 Rpย 17.1K
-74.26%
Water (1.5 liter bottle)
$0.34 PKRย 94.5
$0.78 Rpย 13.3K
-56.41%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.50 PKRย 422
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$1.03 PKRย 291
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.38 PKRย 670
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$1.45 PKRย 409
$3.17 Rpย 53.6K
-54.26%
Wine (Bottle)
-
$23.70 Rpย 401.1K
-
Local Beer (0.5 liter bottle)
-
$2.78 Rpย 47.0K
-
Imported Beer (0.33 liter bottle)
-
$2.75 Rpย 46.5K
-
๐ŸšŒ Getting Around
Muzaffarabad
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.36 PKRย 102
$0.27 Rpย 4,514
33.33%
Public Transport Monthly Pass (Regular Price)
$7.27 PKRย 2,051
$8.14 Rpย 137.7K
-10.69%
Taxi Start (Normal Tariff)
$0.89 PKRย 252
$0.45 Rpย 7,609
97.78%
Taxi (Normal Tariff) (1km)
$0.32 PKRย 91.5
$0.42 Rpย 7,192
-23.81%
Taxi 1hour Waiting (Normal Tariff)
$2.66 PKRย 750
$6.18 Rpย 104.6K
-56.96%
Gasoline (1 liter)
$0.91 PKRย 258
$0.80 Rpย 13.5K
13.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.0K PKRย 5.1M
$26.2K Rpย 443.1M
-31.30%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1K PKRย 6.5M
$31.6K Rpย 534.8M
-26.89%
๐Ÿงพ Monthly Utilities & Internet
Muzaffarabad
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$53.8 PKRย 15.2K
$80.7 Rpย 1.4M
-33.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.16 PKRย 1,172
$4.12 Rpย 69.8K
0.97%
Internet (50+ Mbps, Unlimited Data)
$11.65 PKRย 3,285
$23.70 Rpย 401.0K
-50.84%
๐ŸŽ‰ Sport & Entertainment
Muzaffarabad
Ubud, Bali
Difference
Gym Membership (Monthly)
$7.23 PKRย 2,039
$96.9 Rpย 1.6M
-92.54%
Tennis Court (1 Hour on Weekend)
$5.16 PKRย 1,456
$6.29 Rpย 106.4K
-17.97%
Cinema Ticket
$3.48 PKRย 982
$4.11 Rpย 69.5K
-15.33%
๐Ÿงธ Childcare & Education
Muzaffarabad
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$24.44 PKRย 6,891
$298 Rpย 5.0M
-91.81%
International Primary School, 1 Child (Yearly)
$962 PKRย 271.4K
$6,540 Rpย 110.7M
-85.28%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Muzaffarabad
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$5.16 PKRย 1,456
$53.4 Rpย 904.2K
-90.34%
Summer Dress (H&M, Zara, etc)
$8.66 PKRย 2,442
$38.33 Rpย 648.6K
-77.41%
Sport Shoes (Adidas, Nike)
$87.9 PKRย 24.8K
$86.4 Rpย 1.5M
1.72%
Men's Leather Business Shoes
$10.71 PKRย 3,019
$78.9 Rpย 1.3M
-86.43%
๐Ÿ  Accommodation & Living
Muzaffarabad
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$59.2 PKRย 16.7K
$1,015 Rpย 17.2M
-94.17%
1-bedroom Apartment, Outside City Center (Monthly)
$26.76 PKRย 7,545
$669 Rpย 11.3M
-96.00%
3-bedroom Apartment, City Center (Monthly)
$141 PKRย 39.9K
$3,348 Rpย 56.7M
-95.78%
3-bedroom Apartment, Outside City Center (Monthly)
$108 PKRย 30.5K
$2,114 Rpย 35.8M
-94.88%
Buy Apartment in City Center (m2)
$647 PKRย 182.5K
$3,020 Rpย 51.1M
-78.57%
Buy Apartment Outside City Center (m2)
$591 PKRย 166.7K
$2,334 Rpย 39.5M
-74.67%
๐Ÿ’ต Salaries & Financials
Muzaffarabad
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$170 PKRย 47.8K
$178 Rpย 3.0M
-4.96%
20-Year Fixed Mortgage Interest Rate (Annual %)
19
13.28
43.07%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Muzaffarabad: January 11, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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