Last update: Oct 2026

Cost of Living Comparison Between Murfreesboro, TN and Toronto

For one person, living is cheaper in Murfreesboro, TN: $2,308 a month against $2,561 in Toronto, rent and utilities included – about $3,000 less a year. Rent and utilities account for most of the difference.

111

Cost of Living Index in Murfreesboro, TN
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Murfreesboro, TN Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Murfreesboro, TN

🇺🇸 United States

$2,308

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Murfreesboro, TN and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Murfreesboro, TN and in Toronto actually costs, broken down by who's living it.

A single person spends $2,308 per month in Murfreesboro, TN vs $2,561 in Toronto, rent included.

Murfreesboro, TN $2,308
Toronto $2,561

A couple spends around $3,436 per month in Murfreesboro, TN vs $3,694 in Toronto, rent included.

Murfreesboro, TN $3,436
Toronto $3,694

A family of three spends $4,565 per month in Murfreesboro, TN vs $4,826 in Toronto, rent included.

Murfreesboro, TN $4,565
Toronto $4,826

Murfreesboro, TN is about 10% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Murfreesboro, TN and Toronto sit above the global median – Murfreesboro, TN by 71%, Toronto by 90%.

Meal at Budget Restaurant

$17.68 $17.68

$17.18 CA$24.29

2.91%

Three-Course Dinner for Two, Mid-Range

$74.3 $74.3

$76.0 CA$107

-2.24%

Fast Food Meal (McDonalds, etc)

$9.80 $9.80

$10.54 CA$14.89

-7.02%

Cappuccino

$5.40 $5.40

$4.02 CA$5.68

34.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 $2.56

$2.12 CA$3.00

20.75%

Water (0.33 liter bottle)

$2.55 $2.55

$1.75 CA$2.48

45.71%

Local Beer (0.5 liter draught)

$3.89 $3.89

$6.24 CA$8.83

-37.66%

Imported Beer (0.33 liter bottle)

$6.03 $6.03

$7.09 CA$10.02

-14.95%

Milk (1 liter)

$1.07 $1.07

$2.44 CA$3.45

-56.15%

White Bread (500g)

$2.94 $2.94

$2.68 CA$3.78

9.70%

Rice (white) (1kg)

$3.34 $3.34

$2.24 CA$3.17

49.11%

Eggs

$4.28 $4.28

$3.56 CA$5.03

20.22%

Local Cheese (1kg)

$10.04 $10.04

$9.09 CA$12.85

10.45%

Chicken Fillets (1kg)

$9.45 $9.45

$11.33 CA$16.01

-16.59%

Beef Round Steak (1kg)

$14.81 $14.81

$14.53 CA$20.55

1.93%

Apples (1kg)

$6.16 $6.16

$3.62 CA$5.12

70.17%

Banana (1kg)

$1.15 $1.15

$1.21 CA$1.72

-4.96%

Oranges (1kg)

$2.86 $2.86

$3.60 CA$5.09

-20.56%

Tomato (1kg)

$4.56 $4.56

$4.21 CA$5.96

8.31%

Potato (1kg)

$1.92 $1.92

$1.79 CA$2.53

7.26%

Onion (1kg)

$2.74 $2.74

$1.59 CA$2.25

72.33%

Lettuce (1 head)

$2.06 $2.06

$2.27 CA$3.21

-9.25%

Water (1.5 liter bottle)

$1.59 $1.59

$1.25 CA$1.77

27.20%

Cigarettes 20 Pack (Marlboro, Camel)

$10.15 $10.15

$13.82 CA$19.53

-26.56%

Wine (Bottle)

$14.79 $14.79

$14.27 CA$20.18

3.64%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.20 CA$3.10

-20.00%

Imported Beer (0.33 liter bottle)

$3.08 $3.08

$2.43 CA$3.44

26.75%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$5.12 $5.12

$2.91 CA$4.12

75.95%

Taxi (Normal Tariff) (1km)

$1.53 $1.53

$1.20 CA$1.69

27.50%

Taxi 1hour Waiting (Normal Tariff)

$30.10 $30.10

$21.38 CA$30.23

40.79%

Gasoline (1 liter)

$0.88 $0.88

$1.21 CA$1.71

-27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.7K $32.7K

$28.2K CA$39.8K

16.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.0K $23.0K

$20.3K CA$28.6K

13.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 $221

$120 CA$170

83.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.4 $55.4

$32.26 CA$45.60

71.76%

Internet (50+ Mbps, Unlimited Data)

$54.6 $54.6

$47.93 CA$67.8

13.83%

Gym Membership (Monthly)

$24.92 $24.92

$38.48 CA$54.4

-35.24%

Tennis Court (1 Hour on Weekend)

$29.98 $29.98

$22.96 CA$32.46

30.57%

Cinema Ticket

$14.74 $14.74

$12.38 CA$17.50

19.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,208 $1,208

$830 CA$1,173

45.59%

International Primary School, 1 Child (Yearly)

$24.1K $24.1K

$23.1K CA$32.6K

4.16%

Jeans (Levis 501 Or Similar)

$50.2 $50.2

$50.7 CA$71.7

-1.06%

Summer Dress (H&M, Zara, etc)

$44.66 $44.66

$40.02 CA$56.6

11.59%

Sport Shoes (Adidas, Nike)

$89.6 $89.6

$98.0 CA$139

-8.50%

Men's Leather Business Shoes

$125 $125

$121 CA$171

3.70%

1-bedroom Apartment, City Center (Monthly)

$1,364 $1,364

$1,592 CA$2,251

-14.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,135 $1,135

$1,410 CA$1,994

-19.54%

3-bedroom Apartment, City Center (Monthly)

$2,142 $2,142

$2,670 CA$3,775

-19.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,951 $1,951

$2,152 CA$3,042

-9.31%

Buy Apartment in City Center (m2)

$2,805 $2,805

$7,945 CA$11.2K

-64.69%

Buy Apartment Outside City Center (m2)

$2,810 $2,810

$6,542 CA$9,249

-57.05%

Average Monthly Net Salary (After Tax)

$4,190 $4,190

$3,727 CA$5,269

12.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

4.47

45.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Murfreesboro, TN: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Murfreesboro, TN

$1.1K 49.2%

Toronto

$1.4K 55.1% 24.3% $276

Groceries & Markets

Murfreesboro, TN

$347 15.1%

Toronto

$340 13.3% 2.2% $7.6

Monthly Utilities & Internet

Murfreesboro, TN

$331 14.4%

Toronto

$201 7.8% 39.5% $131

Eating Out

Murfreesboro, TN

$288 12.5%

Toronto

$278 10.9% 3.3% $9.4

Clothing & Footwear

Murfreesboro, TN

$139 6%

Toronto

$139 5.4% 0.1% $0.1

Sport & Entertainment

Murfreesboro, TN

$54 2.4%

Toronto

$63 2.5% 16.3% $8.8

Getting Around

Murfreesboro, TN

$13 * 0.6%

Toronto

$129 5.1% 912% $117

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,364 in Murfreesboro, TN versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Murfreesboro, TN, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $74.0 in Murfreesboro, TN versus $76.0 in Toronto. Groceries tell a different story – $347 in Murfreesboro, TN vs $340 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Murfreesboro, TN

🇨🇦 Toronto

🕒 Local time

15:23 3:23 PM

16:23 4:23 PM

1 h ahead of Murfreesboro, TN

🌤 Weather

👥 Population

126,118

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Murfreesboro, TN Toronto 1,050 km ≈ 1 h 45 min nonstop flight

From you

Murfreesboro, TN
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Murfreesboro, TN vs Toronto: Cost of Living - Frequently Asked Questions

Toronto costs about 11% more than Murfreesboro, TN, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,461 per month in Murfreesboro, TN and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Murfreesboro, TN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,308 in Murfreesboro, TN and $2,561 in Toronto. That's a gap of about 11%.

Kindergarten costs $1,208 per month in Murfreesboro, TN and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Murfreesboro, TN, where all-in costs run around $2,308, than in Toronto at $2,561. In Murfreesboro, TN it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Murfreesboro, TN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Murfreesboro, TN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.