Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Valsad

For one person, living is cheaper in Valsad: $302 a month against $813 in Mumbai (Bombay), rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
15

Cost of Living Index in Valsad
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Valsad Living Index

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Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Valsad

🇮🇳 India

$302

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Valsad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Valsad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $302 in Valsad.

Mumbai (Bombay) $813
Valsad $302

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $488 in Valsad.

Mumbai (Bombay) $1,352
Valsad $488

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $673 in Valsad.

Mumbai (Bombay) $1,891
Valsad $673

Living in Mumbai (Bombay) is roughly 169% more expensive than in Valsad, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Valsad 78% lower.

Meal at Budget Restaurant

$5.35 ₹509

$1.55 ₹147

245.16%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,987

$6.19 ₹589

237.16%

Fast Food Meal (McDonalds, etc)

$4.08 ₹388

$2.58 ₹246

58.14%

Cappuccino

$2.78 ₹264

$0.88 ₹83.6

215.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.34

$0.36 ₹34.01

11.11%

Water (0.33 liter bottle)

$0.15 ₹14.46

$0.14 ₹13.26

7.14%

Local Beer (0.5 liter draught)

$2.64 ₹252

$1.14 ₹109

131.58%

Imported Beer (0.33 liter bottle)

$4.25 ₹405

$4.23 ₹403

0.47%

Milk (1 liter)

$0.74 ₹70.7

$0.69 ₹65.4

7.25%

White Bread (500g)

$0.54 ₹51.5

$0.49 ₹46.39

10.20%

Rice (white) (1kg)

$0.78 ₹74.3

$0.76 ₹72.4

2.63%

Eggs

$1.00 ₹95.3

$0.81 ₹77.6

23.46%

Local Cheese (1kg)

$5.61 ₹534

$5.41 ₹515

3.70%

Chicken Fillets (1kg)

$3.58 ₹341

$3.57 ₹340

0.28%

Apples (1kg)

$2.17 ₹206

$1.63 ₹155

33.13%

Banana (1kg)

$0.69 ₹66.0

$0.54 ₹51.5

27.78%

Oranges (1kg)

$1.21 ₹115

$1.20 ₹114

0.83%

Tomato (1kg)

$0.49 ₹46.46

$0.52 ₹49.06

-5.77%

Potato (1kg)

$0.33 ₹31.79

$0.34 ₹32.77

-2.94%

Onion (1kg)

$0.37 ₹35.63

$0.37 ₹34.81

Lettuce (1 head)

$0.44 ₹41.90

$0.38 ₹36.36

15.79%

Water (1.5 liter bottle)

$0.31 ₹29.72

$0.29 ₹27.18

6.90%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹476

$4.04 ₹385

23.76%

Wine (Bottle)

$8.34 ₹794

$3.11 ₹297

168.17%

Local Beer (0.5 liter bottle)

$1.99 ₹190

$1.43 ₹136

39.16%

Imported Beer (0.33 liter bottle)

$3.12 ₹297

$2.56 ₹243

21.88%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹572

$6.10 ₹581

-1.48%

One-way Ticket (Public Transport)

$0.20 ₹19.00

$0.16 ₹15.55

25.00%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹657

$7.29 ₹694

-5.35%

Taxi Start (Normal Tariff)

$0.31 ₹29.92

$0.32 ₹30.31

-3.13%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.49

$0.34 ₹31.95

-8.82%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹154

$0.56 ₹52.9

187.50%

Gasoline (1 liter)

$1.10 ₹105

$1.04 ₹98.6

5.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$10.6K ₹1.0M

46.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$15.5K ₹1.5M

44.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,889

$16.20 ₹1,542

281.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹430

$2.67 ₹254

69.29%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹854

$4.58 ₹436

95.85%

Gym Membership (Monthly)

$37.11 ₹3,534

$8.06 ₹767

360.42%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,344

$6.66 ₹634

111.86%

Cinema Ticket

$5.01 ₹477

$2.07 ₹197

142.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$31.11 ₹2,962

282.55%

International Primary School, 1 Child (Yearly)

$4,948 ₹471.1K

$1,420 ₹135.2K

248.54%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,463

$21.26 ₹2,024

71.07%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,685

$15.59 ₹1,485

148.30%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,211

$33.68 ₹3,207

62.50%

Men's Leather Business Shoes

$48.03 ₹4,573

$19.76 ₹1,881

143.07%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.9K

$121 ₹11.5K

429.85%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.4K

$72.8 ₹6,932

410.47%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹199.2K

$269 ₹25.6K

678.92%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹88.0K

$170 ₹16.2K

444.19%

Buy Apartment in City Center (m2)

$5,706 ₹543.2K

$991 ₹94.4K

475.73%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.7K

$530 ₹50.5K

382.93%

Average Monthly Net Salary (After Tax)

$757 ₹72.1K

$423 ₹40.3K

78.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Valsad: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Valsad

$73 24.1% 80.4% $299

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Valsad

$96 31.8% 17.9% $21

Eating Out

Mumbai (Bombay)

$112 13.8%

Valsad

$47 15.5% 58.3% $65

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Valsad

$41 13.5% 49.2% $39

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Valsad

$23 7.8% 68.9% $52

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Valsad

$12 4% 74.1% $35

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Valsad

$9.9 3.3% 4% $0.4

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $121 in Valsad. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 79% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21 in Mumbai (Bombay) vs $6 in Valsad for a mid-range dinner for two. Groceries echo the gap at $117 vs $96 per month, with Valsad cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Valsad

🕒 Local time

09:32 9:32 AM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

114,600

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Valsad 170 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Valsad: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $813 in Mumbai (Bombay) and $302 in Valsad, so Valsad is about 63% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 79% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $640 in Mumbai (Bombay) versus $121 in Valsad. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 22% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Valsad – a meal for two runs $6 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Valsad gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Valsad wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.