Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Ulhasnagar

For one person, living is cheaper in Ulhasnagar: $364 a month against $813 in Mumbai (Bombay), rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
18

Cost of Living Index in Ulhasnagar
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Ulhasnagar Living Index

Jump to prices

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Ulhasnagar

🇮🇳 India

$364

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Ulhasnagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Ulhasnagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $364 in Ulhasnagar.

Mumbai (Bombay) $813
Ulhasnagar $364

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $579 in Ulhasnagar.

Mumbai (Bombay) $1,352
Ulhasnagar $579

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $794 in Ulhasnagar.

Mumbai (Bombay) $1,891
Ulhasnagar $794

Living in Mumbai (Bombay) is roughly 124% more expensive than in Ulhasnagar, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Ulhasnagar 73% lower.

Meal at Budget Restaurant

$5.35 ₹508

$2.84 ₹269

88.38%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,982

$10.34 ₹981

101.84%

Fast Food Meal (McDonalds, etc)

$4.08 ₹387

$5.27 ₹500

-22.58%

Cappuccino

$2.78 ₹264

$1.85 ₹176

50.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.23

$0.35 ₹32.83

14.29%

Water (0.33 liter bottle)

$0.15 ₹14.42

$0.16 ₹15.50

-6.25%

Local Beer (0.5 liter draught)

$2.64 ₹251

$2.06 ₹196

28.16%

Imported Beer (0.33 liter bottle)

$4.25 ₹404

$3.23 ₹307

31.58%

Milk (1 liter)

$0.74 ₹70.5

$0.66 ₹62.2

12.12%

White Bread (500g)

$0.54 ₹51.3

$0.45 ₹42.99

20.00%

Rice (white) (1kg)

$0.78 ₹74.1

$0.60 ₹57.4

30.00%

Eggs

$1.00 ₹95.1

$0.79 ₹75.1

26.58%

Local Cheese (1kg)

$5.61 ₹533

$6.14 ₹583

-8.63%

Chicken Fillets (1kg)

$3.58 ₹340

$2.59 ₹246

38.22%

Apples (1kg)

$2.17 ₹206

$2.20 ₹209

-1.36%

Banana (1kg)

$0.69 ₹65.8

$0.53 ₹50.7

30.19%

Oranges (1kg)

$1.21 ₹114

$0.91 ₹85.9

32.97%

Tomato (1kg)

$0.49 ₹46.33

$0.58 ₹55.5

-15.52%

Potato (1kg)

$0.33 ₹31.70

$0.39 ₹37.44

-15.38%

Onion (1kg)

$0.37 ₹35.53

$0.49 ₹46.24

-24.49%

Lettuce (1 head)

$0.44 ₹41.78

$0.40 ₹38.14

10.00%

Water (1.5 liter bottle)

$0.31 ₹29.64

$0.29 ₹27.21

6.90%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹475

$5.14 ₹488

-2.72%

Wine (Bottle)

$8.34 ₹792

$4.61 ₹437

80.91%

Local Beer (0.5 liter bottle)

$1.99 ₹189

$1.71 ₹162

16.37%

Imported Beer (0.33 liter bottle)

$3.12 ₹296

$2.65 ₹252

17.74%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹570

$3.75 ₹356

60.27%

One-way Ticket (Public Transport)

$0.20 ₹18.95

$0.19 ₹18.27

5.26%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹655

$6.89 ₹654

0.15%

Taxi Start (Normal Tariff)

$0.31 ₹29.84

$0.30 ₹28.72

3.33%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.41

$0.25 ₹23.62

24.00%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$1.02 ₹97.0

57.84%

Gasoline (1 liter)

$1.10 ₹105

$1.08 ₹103

1.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$11.1K ₹1.1M

40.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$17.8K ₹1.7M

25.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,872

$22.44 ₹2,130

175.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹429

$3.48 ₹330

29.89%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹852

$6.61 ₹628

35.70%

Gym Membership (Monthly)

$37.11 ₹3,524

$15.85 ₹1,505

134.13%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,340

$6.82 ₹648

106.89%

Cinema Ticket

$5.01 ₹475

$3.44 ₹327

45.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$67.3 ₹6,385

76.94%

International Primary School, 1 Child (Yearly)

$4,948 ₹469.8K

$934 ₹88.7K

429.50%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,453

$12.97 ₹1,231

180.42%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,675

$16.64 ₹1,580

132.63%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,196

$37.68 ₹3,577

45.25%

Men's Leather Business Shoes

$48.03 ₹4,560

$30.79 ₹2,923

55.99%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.7K

$121 ₹11.5K

427.93%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.3K

$76.4 ₹7,254

386.42%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹198.7K

$244 ₹23.2K

756.87%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹87.8K

$166 ₹15.8K

457.37%

Buy Apartment in City Center (m2)

$5,706 ₹541.7K

$1,027 ₹97.5K

455.80%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.0K

$563 ₹53.5K

354.60%

Average Monthly Net Salary (After Tax)

$757 ₹71.9K

$372 ₹35.3K

103.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

9.16

-9.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Ulhasnagar: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Ulhasnagar

$76 21% 79.4% $295

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Ulhasnagar

$99 27.2% 15.4% $18

Eating Out

Mumbai (Bombay)

$112 13.8%

Ulhasnagar

$80 21.9% 29.2% $33

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Ulhasnagar

$44 12.1% 44.9% $36

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Ulhasnagar

$33 9% 56.8% $43

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Ulhasnagar

$23 6.3% 51.8% $24

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Ulhasnagar

$9.2 2.5% 3.8% $0.4

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $121 in Ulhasnagar. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 2 times more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21 in Mumbai (Bombay) vs $10 in Ulhasnagar for a mid-range dinner for two. Groceries echo the gap at $117 vs $99 per month, with Ulhasnagar cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Ulhasnagar

🕒 Local time

12:03 12:03 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

506,937

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Ulhasnagar 36 km

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Mumbai (Bombay)
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Ulhasnagar: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $813 in Mumbai (Bombay) and $364 in Ulhasnagar, so Ulhasnagar is about 55% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Mumbai (Bombay) is about 2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $640 in Mumbai (Bombay) versus $121 in Ulhasnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $119 in Mumbai (Bombay) versus $67 in Ulhasnagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ulhasnagar – a meal for two runs $10 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $364 in Ulhasnagar versus $813 in Mumbai (Bombay), a $800 budget is realistic in Ulhasnagar but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Ulhasnagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ulhasnagar wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.