Cost of Living Comparison Between Mumbai (Bombay) and Udupi Cost of Living Comparison Between Mumbai (Bombay) and Udupi

Monthly Cost of Living

Monthly costs for one person with rent: $786 in Mumbai (Bombay) versus $300 in Udupi.

Estimated couple costs with rent: $1,295 in Mumbai (Bombay) versus $469 in Udupi.

Monthly costs for a family of three with rent: $1,805 in Mumbai (Bombay) versus $638 in Udupi.

Living in Mumbai (Bombay) is roughly 162% more expensive than in Udupi, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Udupi 78% lower.

Meal at Budget Restaurant

$5.16 ₹493

$1.14 ₹109

352.63%

Three-Course Dinner for Two, Mid-Range

$20.80 ₹1,987

$7.34 ₹702

183.38%

Fast Food Meal (McDonalds, etc)

$4.30 ₹410

$3.63 ₹347

18.46%

Cappuccino

$2.65 ₹253

$1.05 ₹100

152.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.56

$0.34 ₹32.02

8.82%

Water (0.33 liter bottle)

$0.16 ₹15.27

$0.10 ₹9.63

60.00%

Local Beer (0.5 liter draught)

$2.70 ₹258

$1.18 ₹113

128.81%

Imported Beer (0.33 liter bottle)

$4.24 ₹405

$1.94 ₹185

118.56%

Milk (1 liter)

$0.70 ₹66.4

$0.52 ₹50.0

34.62%

White Bread (500g)

$0.48 ₹46.29

$0.40 ₹38.29

20.00%

Rice (white) (1kg)

$0.76 ₹72.8

$0.79 ₹75.9

-3.80%

Eggs

$1.02 ₹97.7

$0.83 ₹79.7

22.89%

Local Cheese (1kg)

$5.75 ₹549

$8.16 ₹780

-29.53%

Chicken Fillets (1kg)

$3.53 ₹337

$3.42 ₹327

3.22%

Apples (1kg)

$2.23 ₹213

$1.89 ₹181

17.99%

Banana (1kg)

$0.72 ₹69.0

$0.74 ₹70.7

-2.70%

Oranges (1kg)

$1.23 ₹117

$0.60 ₹56.9

105.00%

Tomato (1kg)

$0.49 ₹46.68

$0.42 ₹40.38

16.67%

Potato (1kg)

$0.35 ₹33.36

$0.19 ₹17.95

84.21%

Onion (1kg)

$0.40 ₹38.30

$0.28 ₹27.00

42.86%

Lettuce (1 head)

$0.49 ₹47.27

$0.77 ₹73.3

-36.36%

Water (1.5 liter bottle)

$0.31 ₹30.09

$0.33 ₹31.70

-6.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 ₹487

$4.76 ₹454

7.14%

Wine (Bottle)

$8.25 ₹788

$4.57 ₹437

80.53%

Local Beer (0.5 liter bottle)

$2.04 ₹195

$1.73 ₹165

17.92%

Imported Beer (0.33 liter bottle)

$3.02 ₹288

$2.33 ₹222

29.61%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.22 ₹594

$3.22 ₹307

93.17%

One-way Ticket (Public Transport)

$0.20 ₹19.09

$0.16 ₹15.02

25.00%

Public Transport Monthly Pass (Regular Price)

$5.93 ₹567

$7.73 ₹738

-23.29%

Taxi Start (Normal Tariff)

$0.33 ₹31.57

$0.42 ₹40.22

-21.43%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.67

$0.33 ₹31.62

Taxi 1hour Waiting (Normal Tariff)

$1.63 ₹156

$1.30 ₹124

25.38%

Gasoline (1 liter)

$1.14 ₹109

$1.11 ₹106

2.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.4K ₹1.6M

$18.8K ₹1.8M

-12.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$19.4K ₹1.8M

15.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.1 ₹5,739

$26.84 ₹2,565

123.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.37 ₹417

$2.14 ₹205

104.21%

Internet (50+ Mbps, Unlimited Data)

$9.32 ₹890

$4.80 ₹458

94.17%

Gym Membership (Monthly)

$27.53 ₹2,631

$8.58 ₹820

220.86%

Tennis Court (1 Hour on Weekend)

$13.67 ₹1,306

$8.52 ₹814

60.45%

Cinema Ticket

$4.62 ₹442

$2.18 ₹209

111.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.3K

$32.19 ₹3,075

266.95%

International Primary School, 1 Child (Yearly)

$4,970 ₹474.8K

$632 ₹60.4K

686.13%

Jeans (Levis 501 Or Similar)

$34.94 ₹3,338

$18.65 ₹1,782

87.35%

Summer Dress (H&M, Zara, etc)

$37.94 ₹3,625

$18.68 ₹1,785

103.10%

Sport Shoes (Adidas, Nike)

$60.3 ₹5,758

$22.88 ₹2,186

163.37%

Men's Leather Business Shoes

$49.94 ₹4,771

$22.84 ₹2,182

118.65%

1-bedroom Apartment, City Center (Monthly)

$641 ₹61.2K

$106 ₹10.1K

507.16%

1-bedroom Apartment, Outside City Center (Monthly)

$371 ₹35.4K

$53.2 ₹5,082

596.77%

3-bedroom Apartment, City Center (Monthly)

$1,937 ₹185.0K

$160 ₹15.3K

1111.06%

3-bedroom Apartment, Outside City Center (Monthly)

$869 ₹83.0K

$106 ₹10.1K

721.99%

Buy Apartment in City Center (m2)

$6,174 ₹589.9K

$827 ₹79.0K

646.23%

Buy Apartment Outside City Center (m2)

$2,428 ₹232.0K

$529 ₹50.6K

358.91%

Average Monthly Net Salary (After Tax)

$810 ₹77.4K

$312 ₹29.8K

159.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.36

8.38

-0.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 7, 2026

Last update for Udupi: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $641 in Mumbai (Bombay) and $106 in Udupi. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 160% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $7.00 in Udupi for a mid-range dinner for two. Groceries echo the gap at $117 vs $106 per month, with Udupi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Udupi: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Udupi differ by about 162% in total monthly costs ($786 vs $300 including rent). Udupi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 160% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $641 in Mumbai (Bombay) versus $106 in Udupi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Udupi – a meal for two runs $7.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $300 in Udupi versus $786 in Mumbai (Bombay), a $2,000 budget is realistic in Udupi but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Udupi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Udupi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Udupi gentler on the wallet – expenses run 162% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.