Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Udupi

For one person, living is cheaper in Udupi: $316 a month against $813 in Mumbai (Bombay), rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

Mumbai (Bombay), India
Udupi, India
Mumbai (Bombay)
🇮🇳 India
$813
/mo nomad
Udupi
🇮🇳 India
$316
/mo nomad
Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Udupi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Udupi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $316 in Udupi.

  • Mumbai (Bombay) $813
  • Udupi $316

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $487 in Udupi.

  • Mumbai (Bombay) $1,352
  • Udupi $487

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $659 in Udupi.

  • Mumbai (Bombay) $1,891
  • Udupi $659

Living in Mumbai (Bombay) is roughly 157% more expensive than in Udupi, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Udupi 77% lower.

Currency
🍽 Eating Out
Mumbai (Bombay)
Udupi
Difference
Meal at Budget Restaurant
$5.35 ₹509
$1.14 ₹109
369.30%
Three-Course Dinner for Two, Mid-Range
$20.87 ₹1,988
$7.33 ₹698
184.72%
Fast Food Meal (McDonalds, etc)
$4.08 ₹388
$3.58 ₹341
13.97%
Cappuccino
$2.78 ₹264
$1.03 ₹98.1
169.90%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.40 ₹38.34
$0.31 ₹29.14
29.03%
Water (0.33 liter bottle)
$0.15 ₹14.46
$0.10 ₹9.52
50.00%
Local Beer (0.5 liter draught)
$2.64 ₹252
$1.22 ₹117
116.39%
Imported Beer (0.33 liter bottle)
$4.25 ₹405
$2.04 ₹194
108.33%
🛒 Groceries & Markets
Mumbai (Bombay)
Udupi
Difference
Milk (1 liter)
$0.74 ₹70.7
$0.48 ₹46.06
54.17%
White Bread (500g)
$0.54 ₹51.5
$0.37 ₹35.30
45.95%
Rice (white) (1kg)
$0.78 ₹74.3
$0.79 ₹74.9
-1.27%
Eggs
$1.00 ₹95.3
$0.82 ₹78.6
21.95%
Local Cheese (1kg)
$5.61 ₹534
$7.69 ₹732
-27.05%
Chicken Fillets (1kg)
$3.58 ₹341
$3.38 ₹322
5.92%
Apples (1kg)
$2.17 ₹206
$1.86 ₹177
16.67%
Banana (1kg)
$0.69 ₹66.0
$0.74 ₹70.7
-6.76%
Oranges (1kg)
$1.21 ₹115
$0.62 ₹59.2
95.16%
Tomato (1kg)
$0.49 ₹46.46
$0.38 ₹36.30
28.95%
Potato (1kg)
$0.33 ₹31.80
$0.18 ₹17.42
83.33%
Onion (1kg)
$0.37 ₹35.63
$0.26 ₹24.55
42.31%
Lettuce (1 head)
$0.44 ₹41.91
$0.80 ₹76.5
-45.00%
Water (1.5 liter bottle)
$0.31 ₹29.73
$0.31 ₹29.13
-
Cigarettes 20 Pack (Marlboro, Camel)
$5.00 ₹476
$4.55 ₹433
9.89%
Wine (Bottle)
$8.34 ₹794
$4.44 ₹422
87.84%
Local Beer (0.5 liter bottle)
$1.99 ₹190
$1.76 ₹168
13.07%
Imported Beer (0.33 liter bottle)
$3.12 ₹297
$2.39 ₹228
30.54%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$6.01 ₹572
$3.04 ₹290
97.70%
🚌 Getting Around
Mumbai (Bombay)
Udupi
Difference
One-way Ticket (Public Transport)
$0.20 ₹19.01
$0.18 ₹17.36
11.11%
Public Transport Monthly Pass (Regular Price)
$6.90 ₹657
$7.60 ₹724
-9.21%
Taxi Start (Normal Tariff)
$0.31 ₹29.93
$0.39 ₹37.59
-20.51%
Taxi (Normal Tariff) (1km)
$0.31 ₹29.50
$0.30 ₹28.99
3.33%
Taxi 1hour Waiting (Normal Tariff)
$1.61 ₹154
$1.29 ₹123
24.81%
Gasoline (1 liter)
$1.10 ₹105
$1.06 ₹101
3.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$15.6K ₹1.5M
$11.3K ₹1.1M
38.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.4K ₹2.1M
$18.5K ₹1.8M
20.80%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Udupi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$61.9 ₹5,889
$26.52 ₹2,526
133.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.52 ₹430
$2.07 ₹197
118.36%
Internet (50+ Mbps, Unlimited Data)
$8.97 ₹854
$4.74 ₹451
89.24%
🎉 Sport & Entertainment
Mumbai (Bombay)
Udupi
Difference
Gym Membership (Monthly)
$37.11 ₹3,534
$8.31 ₹792
346.57%
Tennis Court (1 Hour on Weekend)
$14.11 ₹1,344
$8.22 ₹783
71.65%
Cinema Ticket
$5.01 ₹477
$2.14 ₹204
134.11%
🧸 Childcare & Education
Mumbai (Bombay)
Udupi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$119 ₹11.3K
$31.90 ₹3,037
273.07%
International Primary School, 1 Child (Yearly)
$4,948 ₹471.1K
$632 ₹60.2K
682.45%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Udupi
Difference
Jeans (Levis 501 Or Similar)
$36.37 ₹3,463
$18.59 ₹1,770
95.64%
Summer Dress (H&M, Zara, etc)
$38.71 ₹3,686
$18.99 ₹1,808
103.84%
Sport Shoes (Adidas, Nike)
$54.7 ₹5,211
$22.36 ₹2,129
144.77%
Men's Leather Business Shoes
$48.03 ₹4,574
$22.08 ₹2,102
117.53%
🏠 Accommodation & Living
Mumbai (Bombay)
Udupi
Difference
1-bedroom Apartment, City Center (Monthly)
$640 ₹60.9K
$123 ₹11.7K
420.28%
1-bedroom Apartment, Outside City Center (Monthly)
$372 ₹35.4K
$75.4 ₹7,183
392.67%
3-bedroom Apartment, City Center (Monthly)
$2,093 ₹199.3K
$191 ₹18.2K
995.91%
3-bedroom Apartment, Outside City Center (Monthly)
$925 ₹88.1K
$141 ₹13.4K
556.03%
Buy Apartment in City Center (m2)
$5,706 ₹543.3K
$821 ₹78.1K
595.37%
Buy Apartment Outside City Center (m2)
$2,560 ₹243.8K
$524 ₹49.9K
388.28%
💵 Salaries & Financials
Mumbai (Bombay)
Udupi
Difference
Average Monthly Net Salary (After Tax)
$757 ₹72.1K
$313 ₹29.8K
141.49%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.29
8.38
-1.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Udupi: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Mumbai (Bombay)
$372
Udupi
$75 79.7% $296
Groceries & Markets
Mumbai (Bombay)
$117
Udupi
$104 11.6% $14
Eating Out
Mumbai (Bombay)
$112
Udupi
$44 60.8% $68
Clothing & Footwear
Mumbai (Bombay)
$80
Udupi
$37 53.9% $43
Monthly Utilities & Internet
Mumbai (Bombay)
$75
Udupi
$33 55.8% $42
Sport & Entertainment
Mumbai (Bombay)
$47
Udupi
$13 73.3% $35
Getting Around
Mumbai (Bombay)
$9.6
Udupi
$10 7.2% $0.7

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $123 in Udupi. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 2.4 times more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21 in Mumbai (Bombay) vs $7 in Udupi for a mid-range dinner for two. Groceries echo the gap at $117 vs $104 per month, with Udupi cheaper across the board.

Good to know
🇮🇳 Mumbai (Bombay)
🇮🇳 Udupi
🕒 Local time
02:33 2:33 AM
02:33 2:33 AM
Same time as Mumbai (Bombay)
🌤 Weather
👥 Population
12,442,373
125,300
💱 Currency
Exchange rates and currency converter

USD, EUR to INR – Indian Rupee Converter

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

On the map
Between locations
  • Mumbai (Bombay) Udupi 670 km ≈ 1 h 15 min nonstop flight
From you
  • Mumbai (Bombay)
  • Udupi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Udupi: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Mumbai (Bombay) and in Udupi?
Total monthly costs including rent come to $813 in Mumbai (Bombay) and $316 in Udupi, so Udupi is about 61% cheaper – a gap that matters a lot on a fixed or modest income.
Which city pays better: Mumbai (Bombay) or Udupi?
Average pay in Mumbai (Bombay) is about 2.4 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Mumbai (Bombay) and in Udupi?
Rent for a central apartment: $640 in Mumbai (Bombay) versus $123 in Udupi. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 13% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Udupi – a meal for two runs $7 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.
How far does $1,200 go in Mumbai (Bombay) compared to Udupi?
Either city works on $1,200 a month, though Udupi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Mumbai (Bombay) and Udupi?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How do I decide between Mumbai (Bombay) and Udupi?
It comes down to priorities – Udupi wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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