Cost of Living Comparison Between Mumbai (Bombay) and Udupi Cost of Living Comparison Between Mumbai (Bombay) and Udupi

Monthly Cost of Living

Monthly costs for one person with rent: $779 in Mumbai (Bombay) versus $335 in Udupi.

Estimated couple costs with rent: $1,255 in Mumbai (Bombay) versus $515 in Udupi.

Monthly costs for a family of three with rent: $1,732 in Mumbai (Bombay) versus $696 in Udupi.

Living in Mumbai (Bombay) is roughly 132% more expensive than Udupi, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Udupi 75% lower.

Meal at Budget Restaurant

$5.32 ₹506

$1.13 ₹108

370.80%

Three-Course Dinner for Two, Mid-Range

$22.40 ₹2,133

$7.08 ₹674

216.38%

Fast Food Meal (McDonalds, etc)

$4.63 ₹441

$3.47 ₹331

33.43%

Cappuccino

$2.52 ₹240

$1.18 ₹112

113.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₹48.25

$0.24 ₹22.94

112.50%

Water (0.33 liter bottle)

$0.15 ₹14.64

$0.11 ₹10.08

36.36%

Local Beer (0.5 liter draught)

$2.28 ₹217

$1.47 ₹140

55.10%

Imported Beer (0.33 liter bottle)

$3.95 ₹376

$2.34 ₹223

68.80%

Milk (1 liter)

$0.75 ₹71.1

$0.54 ₹51.4

38.89%

White Bread (500g)

$0.51 ₹48.81

$0.42 ₹40.36

21.43%

Rice (white) (1kg)

$0.77 ₹73.7

$0.56 ₹53.1

37.50%

Eggs

$1.08 ₹103

$0.89 ₹85.0

21.35%

Local Cheese (1kg)

$7.14 ₹680

$7.90 ₹752

-9.62%

Chicken Fillets (1kg)

$3.88 ₹370

$4.94 ₹470

-21.46%

Apples (1kg)

$2.30 ₹219

$2.04 ₹194

12.75%

Banana (1kg)

$0.81 ₹77.3

$0.79 ₹74.9

2.53%

Oranges (1kg)

$1.26 ₹120

$0.68 ₹64.5

85.29%

Tomato (1kg)

$0.64 ₹60.7

$0.51 ₹48.89

25.49%

Potato (1kg)

$0.58 ₹54.8

$0.22 ₹20.86

163.64%

Onion (1kg)

$0.63 ₹60.1

$0.24 ₹23.00

162.50%

Lettuce (1 head)

$0.64 ₹61.0

$0.48 ₹46.01

33.33%

Water (1.5 liter bottle)

$0.33 ₹31.00

$0.27 ₹25.74

22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ₹400

$2.02 ₹192

107.92%

Wine (Bottle)

$8.25 ₹786

$4.35 ₹415

89.66%

Local Beer (0.5 liter bottle)

$2.17 ₹207

$1.92 ₹183

13.02%

Imported Beer (0.33 liter bottle)

$3.40 ₹324

$2.95 ₹281

15.25%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.03 ₹670

$3.47 ₹330

102.59%

One-way Ticket (Public Transport)

$0.24 ₹22.97

$0.17 ₹15.89

41.18%

Public Transport Monthly Pass (Regular Price)

$4.51 ₹430

$8.75 ₹833

-48.46%

Taxi Start (Normal Tariff)

$0.37 ₹34.87

$0.49 ₹46.67

-24.49%

Taxi (Normal Tariff) (1km)

$0.34 ₹32.22

Taxi 1hour Waiting (Normal Tariff)

$1.41 ₹135

$1.46 ₹139

-3.42%

Gasoline (1 liter)

$1.19 ₹113

$1.13 ₹107

5.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.7M

$12.9K ₹1.2M

35.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K ₹2.3M

$20.8K ₹2.0M

17.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.8 ₹4,838

$41.85 ₹3,986

21.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.81 ₹458

$2.28 ₹217

110.96%

Internet (50+ Mbps, Unlimited Data)

$8.75 ₹834

$2.38 ₹226

267.65%

Gym Membership (Monthly)

$23.11 ₹2,201

$9.53 ₹908

142.50%

Tennis Court (1 Hour on Weekend)

$11.99 ₹1,142

$9.33 ₹889

28.51%

Cinema Ticket

$4.71 ₹448

$2.37 ₹226

98.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$122 ₹11.6K

$34.68 ₹3,304

250.43%

International Primary School, 1 Child (Yearly)

$3,393 ₹323.2K

$685 ₹65.2K

395.65%

Jeans (Levis 501 Or Similar)

$29.14 ₹2,776

$20.39 ₹1,942

42.91%

Summer Dress (H&M, Zara, etc)

$30.61 ₹2,916

$21.93 ₹2,089

39.58%

Sport Shoes (Adidas, Nike)

$55.2 ₹5,253

$26.38 ₹2,513

109.06%

Men's Leather Business Shoes

$39.74 ₹3,786

$25.75 ₹2,453

54.33%

1-bedroom Apartment, City Center (Monthly)

$705 ₹67.1K

$115 ₹11.0K

512.06%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.0K

$58.9 ₹5,606

505.95%

3-bedroom Apartment, City Center (Monthly)

$1,792 ₹170.7K

$172 ₹16.4K

941.78%

3-bedroom Apartment, Outside City Center (Monthly)

$825 ₹78.6K

$116 ₹11.1K

610.74%

Buy Apartment in City Center (m2)

$6,436 ₹613.1K

$815 ₹77.6K

690.22%

Buy Apartment Outside City Center (m2)

$2,627 ₹250.2K

$518 ₹49.3K

407.35%

Average Monthly Net Salary (After Tax)

$744 ₹70.9K

$309 ₹29.5K

140.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.38

10.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): May 31, 2026

Last update for Udupi: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $705 in Mumbai (Bombay) and $115 in Udupi. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 141% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Mumbai (Bombay) vs $7.00 in Udupi for a mid-range dinner for two. Groceries echo the gap at $129 vs $114 per month, with Udupi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Udupi: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Udupi differ by about 132% in total monthly costs ($779 vs $335 including rent). Udupi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Mumbai (Bombay) pays 141% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $705 in Mumbai (Bombay) versus $115 in Udupi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Udupi – a meal for two runs $7.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $335 in Udupi versus $779 in Mumbai (Bombay), a $2,000 budget is realistic in Udupi but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Udupi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Udupi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Udupi gentler on the wallet – expenses run 132% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.