Cost of Living Comparison Between Mumbai (Bombay) and Rupnagar Cost of Living Comparison Between Mumbai (Bombay) and Rupnagar

Monthly Cost of Living

Monthly costs for one person with rent: $786 in Mumbai (Bombay) versus $342 in Rupnagar.

Estimated couple costs with rent: $1,295 in Mumbai (Bombay) versus $534 in Rupnagar.

Monthly costs for a family of three with rent: $1,805 in Mumbai (Bombay) versus $726 in Rupnagar.

Living in Mumbai (Bombay) is roughly 130% more expensive than in Rupnagar, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Rupnagar 75% lower.

Meal at Budget Restaurant

$5.16 ₹493

$3.16 ₹302

63.29%

Three-Course Dinner for Two, Mid-Range

$20.80 ₹1,987

$8.63 ₹824

141.02%

Fast Food Meal (McDonalds, etc)

$4.30 ₹410

$3.19 ₹305

34.80%

Cappuccino

$2.65 ₹253

$1.17 ₹112

126.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.56

$0.33 ₹31.61

12.12%

Water (0.33 liter bottle)

$0.16 ₹15.27

$0.16 ₹15.51

Local Beer (0.5 liter draught)

$2.70 ₹258

$1.19 ₹114

126.89%

Imported Beer (0.33 liter bottle)

$4.24 ₹405

$2.01 ₹192

110.95%

Milk (1 liter)

$0.70 ₹66.4

$0.58 ₹55.2

20.69%

White Bread (500g)

$0.48 ₹46.29

$0.37 ₹35.55

29.73%

Rice (white) (1kg)

$0.76 ₹72.8

$0.55 ₹52.4

38.18%

Eggs

$1.02 ₹97.7

$0.83 ₹79.5

22.89%

Local Cheese (1kg)

$5.75 ₹549

$5.38 ₹514

6.88%

Chicken Fillets (1kg)

$3.53 ₹337

$2.15 ₹205

64.19%

Apples (1kg)

$2.23 ₹213

$1.30 ₹124

71.54%

Banana (1kg)

$0.72 ₹69.0

$0.59 ₹56.0

22.03%

Oranges (1kg)

$1.23 ₹117

$0.51 ₹48.40

141.18%

Tomato (1kg)

$0.49 ₹46.68

$0.48 ₹46.00

2.08%

Potato (1kg)

$0.35 ₹33.36

$0.34 ₹32.68

2.94%

Onion (1kg)

$0.40 ₹38.30

$0.39 ₹37.08

2.56%

Lettuce (1 head)

$0.49 ₹47.27

$0.62 ₹59.3

-20.97%

Water (1.5 liter bottle)

$0.31 ₹30.09

$0.33 ₹31.56

-6.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 ₹487

$5.18 ₹495

-1.54%

Wine (Bottle)

$8.25 ₹788

$5.34 ₹510

54.49%

Local Beer (0.5 liter bottle)

$2.04 ₹195

$1.07 ₹102

90.65%

Imported Beer (0.33 liter bottle)

$3.02 ₹288

$1.90 ₹181

58.95%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.22 ₹594

$4.13 ₹394

50.61%

One-way Ticket (Public Transport)

$0.20 ₹19.09

$0.25 ₹23.84

-20.00%

Public Transport Monthly Pass (Regular Price)

$5.93 ₹567

$7.09 ₹677

-16.36%

Taxi Start (Normal Tariff)

$0.33 ₹31.57

$1.08 ₹103

-69.44%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.67

$0.25 ₹23.64

32.00%

Taxi 1hour Waiting (Normal Tariff)

$1.63 ₹156

$2.13 ₹204

-23.47%

Gasoline (1 liter)

$1.14 ₹109

$1.02 ₹97.3

11.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.4K ₹1.6M

$7,455 ₹712.3K

120.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$16.1K ₹1.5M

39.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.1 ₹5,739

$38.55 ₹3,683

55.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.37 ₹417

$2.64 ₹253

65.53%

Internet (50+ Mbps, Unlimited Data)

$9.32 ₹890

$5.36 ₹512

73.88%

Gym Membership (Monthly)

$27.53 ₹2,631

$8.89 ₹849

209.67%

Tennis Court (1 Hour on Weekend)

$13.67 ₹1,306

$6.62 ₹632

106.50%

Cinema Ticket

$4.62 ₹442

$2.68 ₹256

72.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.3K

$93.8 ₹8,960

25.95%

International Primary School, 1 Child (Yearly)

$4,970 ₹474.8K

$1,701 ₹162.5K

192.16%

Jeans (Levis 501 Or Similar)

$34.94 ₹3,338

$22.07 ₹2,109

58.31%

Summer Dress (H&M, Zara, etc)

$37.94 ₹3,625

$24.31 ₹2,322

56.07%

Sport Shoes (Adidas, Nike)

$60.3 ₹5,758

$31.30 ₹2,990

92.52%

Men's Leather Business Shoes

$49.94 ₹4,771

$26.51 ₹2,533

88.38%

1-bedroom Apartment, City Center (Monthly)

$641 ₹61.2K

$124 ₹11.8K

417.78%

1-bedroom Apartment, Outside City Center (Monthly)

$371 ₹35.4K

$73.7 ₹7,044

402.66%

3-bedroom Apartment, City Center (Monthly)

$1,937 ₹185.0K

$261 ₹25.0K

641.28%

3-bedroom Apartment, Outside City Center (Monthly)

$869 ₹83.0K

$169 ₹16.2K

412.55%

Buy Apartment in City Center (m2)

$6,174 ₹589.9K

$990 ₹94.6K

523.65%

Buy Apartment Outside City Center (m2)

$2,428 ₹232.0K

$510 ₹48.8K

375.77%

Average Monthly Net Salary (After Tax)

$810 ₹77.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.36

9.12

-8.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 7, 2026

Last update for Rupnagar: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $641 in Mumbai (Bombay) and $124 in Rupnagar. Housing cost is often the main lever when comparing two cities.

Dining out: $21.00 in Mumbai (Bombay) vs $9.00 in Rupnagar for a mid-range dinner for two. Groceries echo the gap at $117 vs $84.0 per month, with Rupnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Rupnagar: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Rupnagar differ by about 130% in total monthly costs ($786 vs $342 including rent). Rupnagar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,178 in Mumbai (Bombay) and $513 in Rupnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $641 in Mumbai (Bombay) versus $124 in Rupnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 39% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Rupnagar – a meal for two runs $9.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $342 in Rupnagar versus $786 in Mumbai (Bombay), a $1,500 budget is realistic in Rupnagar but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Rupnagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Rupnagar gentler on the wallet – expenses run 130% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.