Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Rupnagar

For one person, living is cheaper in Rupnagar: $338 a month against $813 in Mumbai (Bombay), rent and utilities included – about $5,700 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
16

Cost of Living Index in Rupnagar
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Rupnagar Living Index

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Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Rupnagar

🇮🇳 India

$338

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Rupnagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Rupnagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $338 in Rupnagar.

Mumbai (Bombay) $813
Rupnagar $338

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $545 in Rupnagar.

Mumbai (Bombay) $1,352
Rupnagar $545

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $752 in Rupnagar.

Mumbai (Bombay) $1,891
Rupnagar $752

Living in Mumbai (Bombay) is roughly 141% more expensive than in Rupnagar, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Rupnagar 75% lower.

Meal at Budget Restaurant

$5.35 ₹509

$3.20 ₹305

67.19%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,988

$8.75 ₹833

138.51%

Fast Food Meal (McDonalds, etc)

$4.08 ₹388

$3.12 ₹297

30.77%

Cappuccino

$2.78 ₹264

$1.23 ₹117

126.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.34

$0.33 ₹31.58

21.21%

Water (0.33 liter bottle)

$0.15 ₹14.46

$0.17 ₹16.12

-11.76%

Local Beer (0.5 liter draught)

$2.64 ₹252

$1.25 ₹119

111.20%

Imported Beer (0.33 liter bottle)

$4.25 ₹405

$2.10 ₹200

102.38%

Milk (1 liter)

$0.74 ₹70.7

$0.55 ₹52.0

34.55%

White Bread (500g)

$0.54 ₹51.5

$0.41 ₹38.63

31.71%

Rice (white) (1kg)

$0.78 ₹74.3

$0.55 ₹52.7

41.82%

Eggs

$1.00 ₹95.3

$0.86 ₹81.7

16.28%

Local Cheese (1kg)

$5.61 ₹534

$5.34 ₹508

5.06%

Chicken Fillets (1kg)

$3.58 ₹341

$2.24 ₹213

59.82%

Apples (1kg)

$2.17 ₹206

$1.28 ₹122

69.53%

Banana (1kg)

$0.69 ₹66.0

$0.64 ₹60.9

7.81%

Oranges (1kg)

$1.21 ₹115

$0.51 ₹48.85

137.25%

Tomato (1kg)

$0.49 ₹46.46

$0.49 ₹46.73

Potato (1kg)

$0.33 ₹31.80

$0.32 ₹30.30

3.13%

Onion (1kg)

$0.37 ₹35.63

$0.36 ₹34.07

2.78%

Lettuce (1 head)

$0.44 ₹41.91

$0.64 ₹60.5

-31.25%

Water (1.5 liter bottle)

$0.31 ₹29.73

$0.33 ₹31.43

-6.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹476

Wine (Bottle)

$8.34 ₹794

$5.30 ₹504

57.36%

Local Beer (0.5 liter bottle)

$1.99 ₹190

$1.08 ₹103

84.26%

Imported Beer (0.33 liter bottle)

$3.12 ₹297

$1.86 ₹177

67.74%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹572

$4.31 ₹410

39.44%

One-way Ticket (Public Transport)

$0.20 ₹19.01

$0.19 ₹18.39

5.26%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹657

$6.98 ₹664

-1.15%

Taxi Start (Normal Tariff)

$0.31 ₹29.93

$1.03 ₹97.8

-69.90%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.50

$0.27 ₹25.83

14.81%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹154

$2.13 ₹203

-24.41%

Gasoline (1 liter)

$1.10 ₹105

$1.02 ₹96.9

7.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$7,351 ₹700.0K

112.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$15.9K ₹1.5M

40.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,889

$37.73 ₹3,592

63.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹430

$2.57 ₹245

75.88%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹854

$5.29 ₹504

69.57%

Gym Membership (Monthly)

$37.11 ₹3,534

$9.17 ₹873

304.69%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,344

$7.06 ₹672

99.86%

Cinema Ticket

$5.01 ₹477

$2.55 ₹243

96.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$45.47 ₹4,329

161.73%

International Primary School, 1 Child (Yearly)

$4,948 ₹471.1K

$1,685 ₹160.4K

193.70%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,463

$20.52 ₹1,954

77.24%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,686

$24.70 ₹2,352

56.72%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,211

$31.18 ₹2,969

75.53%

Men's Leather Business Shoes

$48.03 ₹4,574

$25.75 ₹2,452

86.52%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.9K

$116 ₹11.0K

451.36%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.4K

$74.6 ₹7,102

398.35%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹199.3K

$295 ₹28.1K

609.44%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹88.1K

$193 ₹18.3K

380.38%

Buy Apartment in City Center (m2)

$5,706 ₹543.3K

$816 ₹77.7K

599.17%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.8K

$593 ₹56.5K

331.53%

Average Monthly Net Salary (After Tax)

$757 ₹72.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

9.12

-9.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Rupnagar: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Rupnagar

$75 22.1% 79.9% $297

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Rupnagar

$85 25.2% 27.4% $32

Eating Out

Mumbai (Bombay)

$112 13.8%

Rupnagar

$62 18.4% 44.7% $50

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Rupnagar

$46 13.6% 42.6% $34

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Rupnagar

$46 13.5% 39.5% $30

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Rupnagar

$14 4.2% 69.7% $33

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Rupnagar

$10 3% 6% $0.6

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $116 in Rupnagar. Housing cost is often the main lever when comparing two cities.

Dining out: $21 in Mumbai (Bombay) vs $9 in Rupnagar for a mid-range dinner for two. Groceries echo the gap at $117 vs $85 per month, with Rupnagar cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Rupnagar

🕒 Local time

00:09 12:09 AM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

57,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Rupnagar 1,370 km ≈ 2 h 15 min nonstop flight

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Mumbai (Bombay)
Rupnagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Rupnagar: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Rupnagar differ by about 141% in total monthly costs ($813 vs $338 including rent). Rupnagar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,220 in Mumbai (Bombay) and $507 in Rupnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $640 in Mumbai (Bombay) versus $116 in Rupnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $119 in Mumbai (Bombay) versus $45 in Rupnagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Rupnagar – a meal for two runs $9 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Rupnagar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.