😐Monthly costs for one person with rent: $786 in Mumbai (Bombay) versus $332 in Rayagada.
😐Estimated couple costs with rent: $1,295 in Mumbai (Bombay) versus $532 in Rayagada.
😐Monthly costs for a family of three with rent: $1,805 in Mumbai (Bombay) versus $732 in Rayagada.
🌍Living in Mumbai (Bombay) is roughly 137% more expensive than in Rayagada, driven mainly by Eating Out.
📊Both cities sit below the global median: Mumbai (Bombay)43% lower, Rayagada76% lower.
Currency
🍽 Eating Out
Mumbai (Bombay)
Rayagada
Difference
Meal at Budget Restaurant
$5.16₹493
$1.56₹149
230.77%
Three-Course Dinner for Two, Mid-Range
$20.80₹1,987
$8.38₹800
148.21%
Fast Food Meal(McDonalds, etc)
$4.30₹410
$3.08₹294
39.61%
Cappuccino
$2.65₹253
$1.03₹98.1
157.28%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.37₹35.56
$0.31₹29.49
19.35%
Water(0.33 liter bottle)
$0.16₹15.27
$0.10₹9.69
60.00%
Local Beer(0.5 liter draught)
$2.70₹258
$2.07₹198
30.43%
Imported Beer(0.33 liter bottle)
$4.24₹405
$3.07₹293
38.11%
🛒 Groceries & Markets
Mumbai (Bombay)
Rayagada
Difference
Milk(1 liter)
$0.70₹66.4
$0.46₹43.90
52.17%
White Bread(500g)
$0.48₹46.29
$0.51₹48.94
-5.88%
Rice(white)(1kg)
$0.76₹72.8
$0.60₹56.9
26.67%
Eggs
$1.02₹97.7
$0.82₹78.5
24.39%
Local Cheese(1kg)
$5.75₹549
$2.99₹285
92.31%
Chicken Fillets(1kg)
$3.53₹337
$2.80₹268
26.07%
Apples(1kg)
$2.23₹213
$1.54₹147
44.81%
Banana(1kg)
$0.72₹69.0
$0.65₹61.8
10.77%
Oranges(1kg)
$1.23₹117
$0.72₹69.0
70.83%
Tomato(1kg)
$0.49₹46.68
$0.41₹39.07
19.51%
Potato(1kg)
$0.35₹33.36
$0.38₹36.42
-7.89%
Onion(1kg)
$0.40₹38.30
$0.37₹35.00
8.11%
Lettuce(1 head)
$0.49₹47.27
$0.60₹57.3
-18.33%
Water(1.5 liter bottle)
$0.31₹30.09
$0.32₹30.75
-3.13%
Cigarettes 20 Pack(Marlboro, Camel)
$5.10₹487
$3.78₹361
34.92%
Wine(Bottle)
$8.25₹788
$8.71₹833
-5.28%
Local Beer(0.5 liter bottle)
$2.04₹195
$1.64₹157
24.39%
Imported Beer(0.33 liter bottle)
$3.02₹288
$3.10₹296
-2.58%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$6.22₹594
$4.51₹431
37.92%
🚌 Getting Around
Mumbai (Bombay)
Rayagada
Difference
One-way Ticket(Public Transport)
$0.20₹19.09
$0.25₹23.74
-20.00%
Public Transport Monthly Pass(Regular Price)
$5.93₹567
$7.03₹672
-15.65%
Taxi Start(Normal Tariff)
$0.33₹31.57
$0.54₹51.8
-38.89%
Taxi(Normal Tariff)(1km)
$0.33₹31.67
$0.14₹13.40
135.71%
Taxi 1hour Waiting(Normal Tariff)
$1.63₹156
$2.05₹196
-20.49%
Gasoline(1 liter)
$1.14₹109
$1.10₹105
3.64%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.4K₹1.6M
$13.6K₹1.3M
20.42%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.4K₹2.1M
$21.8K₹2.1M
2.99%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Rayagada
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$60.1₹5,739
$21.05₹2,011
185.37%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.37₹417
$3.59₹343
21.73%
Internet(50+ Mbps, Unlimited Data)
$9.32₹890
$5.18₹495
79.92%
🎉 Sport & Entertainment
Mumbai (Bombay)
Rayagada
Difference
Gym Membership(Monthly)
$27.53₹2,631
$13.95₹1,333
97.35%
Tennis Court(1 Hour on Weekend)
$13.67₹1,306
$6.39₹610
113.93%
Cinema Ticket
$4.62₹442
$2.68₹256
72.39%
🧸 Childcare & Education
Mumbai (Bombay)
Rayagada
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$118₹11.3K
$48.60₹4,643
143.05%
International Primary School, 1 Child(Yearly)
$4,970₹474.8K
$1,581₹151.1K
214.31%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Rayagada
Difference
Jeans(Levis 501 Or Similar)
$34.94₹3,338
$23.06₹2,203
51.52%
Summer Dress(H&M, Zara, etc)
$37.94₹3,625
$20.66₹1,974
83.64%
Sport Shoes(Adidas, Nike)
$60.3₹5,758
$30.86₹2,949
95.27%
Men's Leather Business Shoes
$49.94₹4,771
$31.75₹3,033
57.29%
🏠 Accommodation & Living
Mumbai (Bombay)
Rayagada
Difference
1-bedroom Apartment, City Center(Monthly)
$641₹61.2K
$120₹11.5K
431.89%
1-bedroom Apartment, Outside City Center(Monthly)
$371₹35.4K
$74.5₹7,118
397.46%
3-bedroom Apartment, City Center(Monthly)
$1,937₹185.0K
$269₹25.7K
618.75%
3-bedroom Apartment, Outside City Center(Monthly)
$869₹83.0K
$172₹16.4K
406.01%
Buy Apartment in City Center(m2)
$6,174₹589.9K
$964₹92.1K
540.70%
Buy Apartment Outside City Center(m2)
$2,428₹232.0K
$512₹48.9K
374.44%
💵 Salaries & Financials
Mumbai (Bombay)
Rayagada
Difference
Average Monthly Net Salary(After Tax)
$810₹77.4K
$687₹65.7K
17.89%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.36
8.58
-2.56%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Mumbai (Bombay): September 7, 2026
Last update for Rayagada: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $641 in Mumbai (Bombay) and $120 in Rayagada. Housing cost is often the main lever when comparing two cities.
💰Mumbai (Bombay) pays 18% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $21.00 in Mumbai (Bombay) vs $8.00 in Rayagada for a mid-range dinner for two. Groceries echo the gap at $117 vs $95.0 per month, with Rayagada cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Rayagada: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Mumbai (Bombay) and in Rayagada?
Mumbai (Bombay) and Rayagada differ by about 137% in total monthly costs ($786 vs $332 including rent). Rayagada is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Mumbai (Bombay) or Rayagada?
Average pay runs 18% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Mumbai (Bombay) and in Rayagada?
Rent for a central apartment: $641 in Mumbai (Bombay) versus $120 in Rayagada. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 23% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Rayagada – a meal for two runs $8.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $332 in Rayagada versus $786 in Mumbai (Bombay), a $1,000 budget is realistic in Rayagada but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Rayagada the clear choice for anyone on this budget.
How does quality of life compare between Mumbai (Bombay) and Rayagada?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Mumbai (Bombay) or Rayagada?
Expats usually find Rayagada gentler on the wallet – expenses run 137% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.
Mumbai (Bombay) vs other spots: cost of living compared