Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Rayagada

For one person, living is cheaper in Rayagada: $329 a month against $813 in Mumbai (Bombay), rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
16

Cost of Living Index in Rayagada
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Rayagada Living Index

Jump to prices

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Rayagada

🇮🇳 India

$329

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Rayagada

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Rayagada actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $329 in Rayagada.

Mumbai (Bombay) $813
Rayagada $329

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $529 in Rayagada.

Mumbai (Bombay) $1,352
Rayagada $529

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $730 in Rayagada.

Mumbai (Bombay) $1,891
Rayagada $730

Living in Mumbai (Bombay) is roughly 147% more expensive than in Rayagada, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Rayagada 76% lower.

Meal at Budget Restaurant

$5.35 ₹509

$1.63 ₹155

228.22%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,987

$8.42 ₹802

147.86%

Fast Food Meal (McDonalds, etc)

$4.08 ₹388

$3.13 ₹298

30.35%

Cappuccino

$2.78 ₹264

$1.07 ₹102

159.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.34

$0.33 ₹31.87

21.21%

Water (0.33 liter bottle)

$0.15 ₹14.46

$0.11 ₹10.70

36.36%

Local Beer (0.5 liter draught)

$2.64 ₹252

$2.06 ₹196

28.16%

Imported Beer (0.33 liter bottle)

$4.25 ₹405

$3.16 ₹301

34.49%

Milk (1 liter)

$0.74 ₹70.7

$0.46 ₹44.22

60.87%

White Bread (500g)

$0.54 ₹51.5

$0.51 ₹48.62

5.88%

Rice (white) (1kg)

$0.78 ₹74.3

$0.59 ₹56.4

32.20%

Eggs

$1.00 ₹95.3

$0.86 ₹81.4

16.28%

Local Cheese (1kg)

$5.61 ₹534

$2.98 ₹284

88.26%

Chicken Fillets (1kg)

$3.58 ₹341

$2.69 ₹256

33.09%

Apples (1kg)

$2.17 ₹206

$1.62 ₹155

33.95%

Banana (1kg)

$0.69 ₹66.0

$0.62 ₹58.8

11.29%

Oranges (1kg)

$1.21 ₹115

$0.78 ₹74.0

55.13%

Tomato (1kg)

$0.49 ₹46.46

$0.40 ₹38.14

22.50%

Potato (1kg)

$0.33 ₹31.79

$0.36 ₹34.02

-8.33%

Onion (1kg)

$0.37 ₹35.63

$0.39 ₹37.45

-5.13%

Lettuce (1 head)

$0.44 ₹41.90

$0.55 ₹52.8

-20.00%

Water (1.5 liter bottle)

$0.31 ₹29.72

$0.30 ₹28.55

3.33%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹476

$3.59 ₹342

39.28%

Wine (Bottle)

$8.34 ₹794

$8.86 ₹843

-5.87%

Local Beer (0.5 liter bottle)

$1.99 ₹190

$1.71 ₹163

16.37%

Imported Beer (0.33 liter bottle)

$3.12 ₹297

$3.07 ₹292

1.63%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹572

$4.34 ₹413

38.48%

One-way Ticket (Public Transport)

$0.20 ₹19.00

$0.21 ₹20.00

-4.76%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹657

$6.13 ₹584

12.56%

Taxi Start (Normal Tariff)

$0.31 ₹29.92

$0.55 ₹52.8

-43.64%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.49

$0.15 ₹14.41

106.67%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹154

$2.06 ₹196

-21.84%

Gasoline (1 liter)

$1.10 ₹105

$1.06 ₹101

3.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$11.3K ₹1.1M

37.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

-0.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,889

$21.40 ₹2,037

189.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹430

$3.52 ₹335

28.41%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹854

$5.28 ₹503

69.89%

Gym Membership (Monthly)

$37.11 ₹3,534

$13.94 ₹1,327

166.21%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,344

$7.03 ₹669

100.71%

Cinema Ticket

$5.01 ₹477

$2.66 ₹254

88.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$50.5 ₹4,810

135.57%

International Primary School, 1 Child (Yearly)

$4,948 ₹471.1K

$1,567 ₹149.2K

215.81%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,463

$22.63 ₹2,155

60.72%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,685

$20.74 ₹1,975

86.64%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,211

$30.33 ₹2,888

80.45%

Men's Leather Business Shoes

$48.03 ₹4,573

$31.40 ₹2,990

52.96%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.9K

$120 ₹11.4K

434.77%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.4K

$75.6 ₹7,196

391.76%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹199.2K

$264 ₹25.1K

693.78%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹88.0K

$185 ₹17.6K

400.18%

Buy Apartment in City Center (m2)

$5,706 ₹543.2K

$975 ₹92.8K

485.13%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.7K

$528 ₹50.3K

384.72%

Average Monthly Net Salary (After Tax)

$757 ₹72.1K

$684 ₹65.1K

10.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.58

-3.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Rayagada: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Rayagada

$76 23% 79.7% $296

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Rayagada

$95 28.8% 18.9% $22

Eating Out

Mumbai (Bombay)

$112 13.8%

Rayagada

$54 16.3% 52.2% $59

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Rayagada

$47 14.4% 40.9% $33

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Rayagada

$30 9.2% 59.9% $45

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Rayagada

$19 5.9% 59.1% $28

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Rayagada

$8.3 2.5% 13.3% $1.3

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $120 in Rayagada. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 11% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21 in Mumbai (Bombay) vs $8 in Rayagada for a mid-range dinner for two. Groceries echo the gap at $117 vs $95 per month, with Rayagada cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Rayagada

🕒 Local time

10:55 10:55 AM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

71,208

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Rayagada 1,110 km ≈ 2 h nonstop flight

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Mumbai (Bombay)
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Rayagada: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $813 in Mumbai (Bombay) and $329 in Rayagada, so Rayagada is about 60% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 11% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $640 in Mumbai (Bombay) versus $120 in Rayagada. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 23% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Rayagada – a meal for two runs $8 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $329 in Rayagada versus $813 in Mumbai (Bombay), a $800 budget is realistic in Rayagada but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Rayagada the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Rayagada gentler on the wallet – expenses run 60% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.