Cost of Living Comparison Between Mumbai (Bombay) and Rayagada Cost of Living Comparison Between Mumbai (Bombay) and Rayagada

Monthly Cost of Living

Monthly costs for one person with rent: $766 in Mumbai (Bombay) versus $359 in Rayagada.

Estimated couple costs with rent: $1,262 in Mumbai (Bombay) versus $575 in Rayagada.

Monthly costs for a family of three with rent: $1,757 in Mumbai (Bombay) versus $792 in Rayagada.

Living in Mumbai (Bombay) is roughly 114% more expensive than in Rayagada, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Rayagada 73% lower.

Meal at Budget Restaurant

$5.16 ₹493

$1.76 ₹169

193.18%

Three-Course Dinner for Two, Mid-Range

$21.87 ₹2,092

$9.06 ₹867

141.39%

Fast Food Meal (McDonalds, etc)

$4.70 ₹449

$3.41 ₹326

37.83%

Cappuccino

$2.63 ₹251

$1.14 ₹109

130.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹45.40

$0.38 ₹36.61

23.68%

Water (0.33 liter bottle)

$0.19 ₹17.78

$0.12 ₹11.83

58.33%

Local Beer (0.5 liter draught)

$2.29 ₹219

$2.15 ₹206

6.51%

Imported Beer (0.33 liter bottle)

$4.17 ₹399

$3.47 ₹332

20.17%

Milk (1 liter)

$0.73 ₹69.8

$0.52 ₹49.52

40.38%

White Bread (500g)

$0.48 ₹45.93

$0.55 ₹52.8

-12.73%

Rice (white) (1kg)

$0.83 ₹79.8

$0.67 ₹63.9

23.88%

Eggs

$1.05 ₹100

$0.98 ₹93.4

7.14%

Local Cheese (1kg)

$7.06 ₹675

$3.25 ₹310

117.23%

Chicken Fillets (1kg)

$3.79 ₹362

$2.97 ₹284

27.61%

Apples (1kg)

$2.31 ₹221

$1.76 ₹168

31.25%

Banana (1kg)

$0.81 ₹77.3

$0.68 ₹65.1

19.12%

Oranges (1kg)

$1.26 ₹121

$0.82 ₹78.9

53.66%

Tomato (1kg)

$0.69 ₹66.0

$0.55 ₹52.6

25.45%

Potato (1kg)

$0.52 ₹50.1

$0.39 ₹37.44

33.33%

Onion (1kg)

$0.64 ₹61.1

$0.59 ₹56.0

8.47%

Lettuce (1 head)

$0.68 ₹65.5

$0.49 ₹46.86

38.78%

Water (1.5 liter bottle)

$0.35 ₹33.50

$0.35 ₹33.62

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ₹395

$4.17 ₹399

-0.72%

Wine (Bottle)

$8.41 ₹804

$8.79 ₹841

-4.32%

Local Beer (0.5 liter bottle)

$2.11 ₹201

$1.90 ₹182

11.05%

Imported Beer (0.33 liter bottle)

$3.43 ₹328

$3.76 ₹359

-8.78%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.96 ₹666

$4.75 ₹454

46.53%

One-way Ticket (Public Transport)

$0.24 ₹23.03

$0.30 ₹28.91

-20.00%

Public Transport Monthly Pass (Regular Price)

$4.52 ₹432

$8.55 ₹817

-47.13%

Taxi Start (Normal Tariff)

$0.33 ₹31.88

$0.61 ₹58.2

-45.90%

Taxi 1hour Waiting (Normal Tariff)

$1.43 ₹136

$2.29 ₹219

-37.55%

Gasoline (1 liter)

$1.23 ₹118

$1.17 ₹112

5.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.2K ₹1.6M

$15.3K ₹1.5M

12.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₹2.4M

$24.0K ₹2.3M

2.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.0 ₹4,786

$22.83 ₹2,184

119.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.84 ₹463

$3.69 ₹353

31.17%

Internet (50+ Mbps, Unlimited Data)

$8.88 ₹849

$5.86 ₹561

51.54%

Gym Membership (Monthly)

$23.13 ₹2,212

$16.12 ₹1,542

43.49%

Tennis Court (1 Hour on Weekend)

$12.04 ₹1,151

$6.99 ₹669

72.25%

Cinema Ticket

$4.60 ₹440

$3.14 ₹301

46.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.4K

$67.1 ₹6,414

77.86%

International Primary School, 1 Child (Yearly)

$3,313 ₹316.9K

$1,757 ₹168.0K

88.57%

Jeans (Levis 501 Or Similar)

$29.89 ₹2,859

$29.88 ₹2,857

0.03%

Summer Dress (H&M, Zara, etc)

$30.14 ₹2,882

$27.83 ₹2,662

8.30%

Sport Shoes (Adidas, Nike)

$55.7 ₹5,327

$38.19 ₹3,653

45.85%

Men's Leather Business Shoes

$40.93 ₹3,915

$36.73 ₹3,513

11.43%

1-bedroom Apartment, City Center (Monthly)

$702 ₹67.1K

$125 ₹11.9K

462.50%

1-bedroom Apartment, Outside City Center (Monthly)

$362 ₹34.6K

$76.8 ₹7,347

371.17%

3-bedroom Apartment, City Center (Monthly)

$1,775 ₹169.8K

$269 ₹25.7K

559.73%

3-bedroom Apartment, Outside City Center (Monthly)

$845 ₹80.8K

$182 ₹17.4K

364.10%

Buy Apartment in City Center (m2)

$6,137 ₹586.9K

$1,046 ₹100.0K

486.64%

Buy Apartment Outside City Center (m2)

$2,570 ₹245.8K

$505 ₹48.3K

408.56%

Average Monthly Net Salary (After Tax)

$767 ₹73.4K

$596 ₹57.0K

28.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.3

11.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): July 27, 2026

Last update for Rayagada: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $702 in Mumbai (Bombay) and $125 in Rayagada. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 29% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Mumbai (Bombay) vs $9.00 in Rayagada for a mid-range dinner for two. Groceries echo the gap at $129 vs $104 per month, with Rayagada cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Rayagada: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Rayagada differ by about 114% in total monthly costs ($766 vs $359 including rent). Rayagada is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 29% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $702 in Mumbai (Bombay) versus $125 in Rayagada. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 24% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Rayagada – a meal for two runs $9.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $359 in Rayagada versus $766 in Mumbai (Bombay), a $1,000 budget is realistic in Rayagada but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Rayagada the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Rayagada gentler on the wallet – expenses run 114% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.