Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Navsari

For one person, living is cheaper in Navsari: $396 a month against $813 in Mumbai (Bombay), rent and utilities included – about $5,000 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
19

Cost of Living Index in Navsari
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Navsari Living Index

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Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Navsari

🇮🇳 India

$396

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Navsari

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Navsari actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $396 in Navsari.

Mumbai (Bombay) $813
Navsari $396

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $631 in Navsari.

Mumbai (Bombay) $1,352
Navsari $631

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $867 in Navsari.

Mumbai (Bombay) $1,891
Navsari $867

Living in Mumbai (Bombay) is roughly 105% more expensive than in Navsari, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Navsari 71% lower.

Meal at Budget Restaurant

$5.35 ₹509

$3.11 ₹296

72.03%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,988

$10.57 ₹1,006

97.45%

Fast Food Meal (McDonalds, etc)

$4.08 ₹388

$4.23 ₹402

-3.55%

Cappuccino

$2.78 ₹264

$1.86 ₹178

49.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.34

$0.51 ₹48.72

-21.57%

Water (0.33 liter bottle)

$0.15 ₹14.46

$0.18 ₹17.51

-16.67%

Local Beer (0.5 liter draught)

$2.64 ₹252

$2.39 ₹228

10.46%

Imported Beer (0.33 liter bottle)

$4.25 ₹405

$3.31 ₹315

28.40%

Milk (1 liter)

$0.74 ₹70.7

$0.66 ₹63.2

12.12%

White Bread (500g)

$0.54 ₹51.5

$0.43 ₹41.08

25.58%

Rice (white) (1kg)

$0.78 ₹74.3

$0.78 ₹73.9

Eggs

$1.00 ₹95.3

$1.13 ₹108

-11.50%

Local Cheese (1kg)

$5.61 ₹534

$4.62 ₹440

21.43%

Chicken Fillets (1kg)

$3.58 ₹341

$3.21 ₹306

11.53%

Apples (1kg)

$2.17 ₹206

$2.05 ₹195

5.85%

Banana (1kg)

$0.69 ₹66.0

$0.91 ₹86.9

-24.18%

Oranges (1kg)

$1.21 ₹115

$1.28 ₹122

-5.47%

Tomato (1kg)

$0.49 ₹46.46

$0.57 ₹54.6

-14.04%

Potato (1kg)

$0.33 ₹31.80

$0.37 ₹34.89

-10.81%

Onion (1kg)

$0.37 ₹35.63

$0.44 ₹41.66

-15.91%

Lettuce (1 head)

$0.44 ₹41.91

$0.46 ₹43.64

-4.35%

Water (1.5 liter bottle)

$0.31 ₹29.73

$0.38 ₹35.72

-18.42%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹476

$5.03 ₹479

-0.60%

Wine (Bottle)

$8.34 ₹794

$7.63 ₹727

9.31%

Local Beer (0.5 liter bottle)

$1.99 ₹190

$1.49 ₹142

33.56%

Imported Beer (0.33 liter bottle)

$3.12 ₹297

$2.76 ₹262

13.04%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹572

$3.85 ₹367

56.10%

One-way Ticket (Public Transport)

$0.20 ₹19.01

$0.23 ₹22.13

-13.04%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹657

$7.81 ₹743

-11.65%

Taxi Start (Normal Tariff)

$0.31 ₹29.93

$0.54 ₹51.7

-42.59%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.50

$0.20 ₹19.04

55.00%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹154

$1.04 ₹98.6

54.81%

Gasoline (1 liter)

$1.10 ₹105

$1.14 ₹108

-3.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$11.1K ₹1.1M

40.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$18.9K ₹1.8M

18.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,889

$36.37 ₹3,464

70.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹430

$3.72 ₹354

21.51%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹854

$6.56 ₹624

36.74%

Gym Membership (Monthly)

$37.11 ₹3,534

$15.99 ₹1,522

132.08%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,344

$7.54 ₹718

87.14%

Cinema Ticket

$5.01 ₹477

$3.06 ₹292

63.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$33.25 ₹3,166

257.92%

International Primary School, 1 Child (Yearly)

$4,948 ₹471.1K

$909 ₹86.6K

444.22%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,463

$19.81 ₹1,886

83.59%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,686

$17.21 ₹1,639

124.93%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,211

$39.16 ₹3,729

39.76%

Men's Leather Business Shoes

$48.03 ₹4,574

$33.01 ₹3,144

45.50%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.9K

$120 ₹11.5K

431.48%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.4K

$78.2 ₹7,446

375.34%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹199.3K

$269 ₹25.6K

679.09%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹88.1K

$186 ₹17.7K

397.23%

Buy Apartment in City Center (m2)

$5,706 ₹543.3K

$912 ₹86.9K

525.45%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.8K

$526 ₹50.1K

386.89%

Average Monthly Net Salary (After Tax)

$757 ₹72.1K

$266 ₹25.3K

184.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.8

-5.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Navsari: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Navsari

$78 19.7% 79% $293

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Navsari

$109 27.4% 7.1% $8.3

Eating Out

Mumbai (Bombay)

$112 13.8%

Navsari

$81 20.5% 27.6% $31

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Navsari

$49 12.4% 38.6% $31

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Navsari

$47 11.8% 38.1% $29

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Navsari

$22 5.6% 53.1% $25

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Navsari

$10 2.6% 7.5% $0.7

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $120 in Navsari. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 2.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $21 in Mumbai (Bombay) vs $11 in Navsari for a mid-range dinner for two. Groceries echo the gap at $117 vs $109 per month, with Navsari cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Navsari

🕒 Local time

18:31 6:31 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

161,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.44 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Navsari 210 km

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Mumbai (Bombay)
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Navsari: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Navsari differ by about 105% in total monthly costs ($813 vs $396 including rent). Navsari is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay in Mumbai (Bombay) is about 2.8 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $640 in Mumbai (Bombay) versus $120 in Navsari. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Navsari – a meal for two runs $11 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Navsari gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Navsari wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.