Cost of Living Comparison Between Mumbai (Bombay) and Navsari Cost of Living Comparison Between Mumbai (Bombay) and Navsari

Monthly Cost of Living

Monthly costs for one person with rent: $786 in Mumbai (Bombay) versus $385 in Navsari.

Estimated couple costs with rent: $1,295 in Mumbai (Bombay) versus $614 in Navsari.

Monthly costs for a family of three with rent: $1,805 in Mumbai (Bombay) versus $844 in Navsari.

Living in Mumbai (Bombay) is roughly 104% more expensive than in Navsari, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Navsari 72% lower.

Currency
🍽 Eating Out
Mumbai (Bombay)
Navsari
Difference
Meal at Budget Restaurant
$5.16 ₹493
$3.14 ₹300
64.33%
Three-Course Dinner for Two, Mid-Range
$20.80 ₹1,987
$10.55 ₹1,008
97.16%
Fast Food Meal (McDonalds, etc)
$4.30 ₹410
$4.28 ₹409
0.47%
Cappuccino
$2.65 ₹253
$1.82 ₹174
45.60%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.37 ₹35.56
$0.48 ₹46.18
-22.92%
Water (0.33 liter bottle)
$0.16 ₹15.27
$0.21 ₹20.13
-23.81%
Local Beer (0.5 liter draught)
$2.70 ₹258
$2.47 ₹236
9.31%
Imported Beer (0.33 liter bottle)
$4.24 ₹405
$3.26 ₹311
30.06%
🛒 Groceries & Markets
Mumbai (Bombay)
Navsari
Difference
Milk (1 liter)
$0.70 ₹66.4
$0.62 ₹59.4
12.90%
White Bread (500g)
$0.48 ₹46.29
$0.46 ₹43.79
4.35%
Rice (white) (1kg)
$0.76 ₹72.8
$0.77 ₹73.9
-1.30%
Eggs
$1.02 ₹97.7
$1.09 ₹105
-6.42%
Local Cheese (1kg)
$5.75 ₹549
$4.68 ₹447
22.86%
Chicken Fillets (1kg)
$3.53 ₹337
$3.14 ₹300
12.42%
Apples (1kg)
$2.23 ₹213
$1.97 ₹188
13.20%
Banana (1kg)
$0.72 ₹69.0
$0.85 ₹81.1
-15.29%
Oranges (1kg)
$1.23 ₹117
$1.33 ₹127
-7.52%
Tomato (1kg)
$0.49 ₹46.68
$0.58 ₹55.5
-15.52%
Potato (1kg)
$0.35 ₹33.36
$0.36 ₹34.50
-2.78%
Onion (1kg)
$0.40 ₹38.30
$0.40 ₹38.24
-
Lettuce (1 head)
$0.49 ₹47.27
$0.46 ₹43.92
6.52%
Water (1.5 liter bottle)
$0.31 ₹30.09
$0.35 ₹33.39
-11.43%
Cigarettes 20 Pack (Marlboro, Camel)
$5.10 ₹487
$5.16 ₹493
-1.16%
Wine (Bottle)
$8.25 ₹788
$7.91 ₹755
4.30%
Local Beer (0.5 liter bottle)
$2.04 ₹195
$1.49 ₹143
36.91%
Imported Beer (0.33 liter bottle)
$3.02 ₹288
$2.68 ₹256
12.69%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$6.22 ₹594
$4.04 ₹386
53.96%
🚌 Getting Around
Mumbai (Bombay)
Navsari
Difference
One-way Ticket (Public Transport)
$0.20 ₹19.09
$0.27 ₹25.83
-25.93%
Public Transport Monthly Pass (Regular Price)
$5.93 ₹567
$6.54 ₹625
-9.33%
Taxi Start (Normal Tariff)
$0.33 ₹31.57
$0.47 ₹44.43
-29.79%
Taxi (Normal Tariff) (1km)
$0.33 ₹31.67
$0.22 ₹21.06
50.00%
Taxi 1hour Waiting (Normal Tariff)
$1.63 ₹156
$1.04 ₹99.0
56.73%
Gasoline (1 liter)
$1.14 ₹109
$1.13 ₹108
0.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.4K ₹1.6M
$10.6K ₹1.0M
54.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.4K ₹2.1M
$18.8K ₹1.8M
18.93%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Navsari
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$60.1 ₹5,739
$36.70 ₹3,506
63.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.37 ₹417
$3.75 ₹359
16.53%
Internet (50+ Mbps, Unlimited Data)
$9.32 ₹890
$6.38 ₹610
46.08%
🎉 Sport & Entertainment
Mumbai (Bombay)
Navsari
Difference
Gym Membership (Monthly)
$27.53 ₹2,631
$14.90 ₹1,424
84.77%
Tennis Court (1 Hour on Weekend)
$13.67 ₹1,306
$7.07 ₹676
93.35%
Cinema Ticket
$4.62 ₹442
$2.92 ₹279
58.22%
🧸 Childcare & Education
Mumbai (Bombay)
Navsari
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$118 ₹11.3K
$33.79 ₹3,229
249.57%
International Primary School, 1 Child (Yearly)
$4,970 ₹474.8K
$907 ₹86.7K
447.66%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Navsari
Difference
Jeans (Levis 501 Or Similar)
$34.94 ₹3,338
$19.82 ₹1,893
76.29%
Summer Dress (H&M, Zara, etc)
$37.94 ₹3,625
$17.17 ₹1,640
120.97%
Sport Shoes (Adidas, Nike)
$60.3 ₹5,758
$39.60 ₹3,783
52.17%
Men's Leather Business Shoes
$49.94 ₹4,771
$32.33 ₹3,089
54.47%
🏠 Accommodation & Living
Mumbai (Bombay)
Navsari
Difference
1-bedroom Apartment, City Center (Monthly)
$641 ₹61.2K
$122 ₹11.6K
426.38%
1-bedroom Apartment, Outside City Center (Monthly)
$371 ₹35.4K
$75.3 ₹7,196
392.05%
3-bedroom Apartment, City Center (Monthly)
$1,937 ₹185.0K
$268 ₹25.6K
621.64%
3-bedroom Apartment, Outside City Center (Monthly)
$869 ₹83.0K
$174 ₹16.6K
398.89%
Buy Apartment in City Center (m2)
$6,174 ₹589.9K
$998 ₹95.4K
518.57%
Buy Apartment Outside City Center (m2)
$2,428 ₹232.0K
$513 ₹49.0K
373.10%
💵 Salaries & Financials
Mumbai (Bombay)
Navsari
Difference
Average Monthly Net Salary (After Tax)
$810 ₹77.4K
$270 ₹25.7K
200.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.36
8.8
-5.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 7, 2026

Last update for Navsari: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $641 in Mumbai (Bombay) and $122 in Navsari. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 201% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $11.00 in Navsari for a mid-range dinner for two. Groceries echo the gap at $117 vs $108 per month, with Navsari cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Navsari: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Mumbai (Bombay) and in Navsari?
Mumbai (Bombay) and Navsari differ by about 104% in total monthly costs ($786 vs $385 including rent). Navsari is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Mumbai (Bombay) or Navsari?
Average pay runs 201% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Mumbai (Bombay) and in Navsari?
Rent for a central apartment: $641 in Mumbai (Bombay) versus $122 in Navsari. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 9% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Navsari – a meal for two runs $11.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,500 per month?
At $385 in Navsari versus $786 in Mumbai (Bombay), a $1,500 budget is realistic in Navsari but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Navsari the clear choice for anyone on this budget.
How does quality of life compare between Mumbai (Bombay) and Navsari?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Mumbai (Bombay) or Navsari safer for residents?
Safety-wise, Mumbai (Bombay) and Navsari are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Mumbai (Bombay) or Navsari?
Expats usually find Navsari gentler on the wallet – expenses run 104% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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