Cost of Living Comparison Between Mumbai (Bombay) and Navsari Cost of Living Comparison Between Mumbai (Bombay) and Navsari

Monthly Cost of Living

Monthly costs for one person with rent: $779 in Mumbai (Bombay) versus $394 in Navsari.

Estimated couple costs with rent: $1,255 in Mumbai (Bombay) versus $628 in Navsari.

Monthly costs for a family of three with rent: $1,732 in Mumbai (Bombay) versus $862 in Navsari.

Living in Mumbai (Bombay) is roughly 98% more expensive than Navsari, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Navsari 71% lower.

Currency
🍽 Eating Out
Mumbai (Bombay)
Navsari
Difference
Meal at Budget Restaurant
$5.32 ₹509
$3.41 ₹326
56.01%
Three-Course Dinner for Two, Mid-Range
$22.40 ₹2,143
$11.65 ₹1,115
92.27%
Fast Food Meal (McDonalds, etc)
$4.63 ₹443
$4.11 ₹393
12.65%
Cappuccino
$2.52 ₹241
$1.72 ₹165
46.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.51 ₹48.47
$0.42 ₹40.43
21.43%
Water (0.33 liter bottle)
$0.15 ₹14.71
$0.15 ₹14.00
-
Local Beer (0.5 liter draught)
$2.28 ₹218
$2.48 ₹237
-8.06%
Imported Beer (0.33 liter bottle)
$3.95 ₹378
$3.40 ₹325
16.18%
🛒 Groceries & Markets
Mumbai (Bombay)
Navsari
Difference
Milk (1 liter)
$0.75 ₹71.4
$0.74 ₹70.7
1.35%
White Bread (500g)
$0.51 ₹49.04
$0.48 ₹46.10
6.25%
Rice (white) (1kg)
$0.77 ₹74.0
$0.73 ₹69.5
5.48%
Eggs
$1.08 ₹103
$0.99 ₹94.9
9.09%
Local Cheese (1kg)
$7.14 ₹683
$5.13 ₹491
39.18%
Chicken Fillets (1kg)
$3.88 ₹372
$3.06 ₹293
26.80%
Apples (1kg)
$2.30 ₹220
$1.46 ₹139
57.53%
Banana (1kg)
$0.81 ₹77.7
$0.59 ₹56.7
37.29%
Oranges (1kg)
$1.26 ₹121
$0.96 ₹92.2
31.25%
Tomato (1kg)
$0.64 ₹61.0
$0.36 ₹34.37
77.78%
Potato (1kg)
$0.58 ₹55.1
$0.31 ₹29.68
87.10%
Onion (1kg)
$0.63 ₹60.4
$0.33 ₹31.66
90.91%
Lettuce (1 head)
$0.64 ₹61.3
$0.53 ₹50.4
20.75%
Water (1.5 liter bottle)
$0.33 ₹31.14
$0.32 ₹30.35
3.13%
Cigarettes 20 Pack (Marlboro, Camel)
$4.20 ₹402
$3.79 ₹363
10.82%
Wine (Bottle)
$8.25 ₹790
$7.69 ₹736
7.28%
Local Beer (0.5 liter bottle)
$2.17 ₹208
$1.83 ₹175
18.58%
Imported Beer (0.33 liter bottle)
$3.40 ₹325
$2.72 ₹261
25.00%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$7.03 ₹673
$4.22 ₹404
66.59%
🚌 Getting Around
Mumbai (Bombay)
Navsari
Difference
One-way Ticket (Public Transport)
$0.24 ₹23.08
$0.30 ₹28.74
-20.00%
Public Transport Monthly Pass (Regular Price)
$4.51 ₹432
$8.71 ₹833
-48.22%
Taxi Start (Normal Tariff)
$0.37 ₹35.03
$0.35 ₹33.04
5.71%
Taxi 1hour Waiting (Normal Tariff)
$1.41 ₹135
$1.19 ₹114
18.49%
Gasoline (1 liter)
$1.19 ₹114
$1.14 ₹109
4.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.4K ₹1.7M
$11.5K ₹1.1M
51.42%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K ₹2.3M
$21.5K ₹2.1M
13.98%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Navsari
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$50.8 ₹4,860
$37.34 ₹3,574
36.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.81 ₹460
$3.26 ₹312
47.55%
Internet (50+ Mbps, Unlimited Data)
$8.75 ₹837
$7.23 ₹692
21.02%
🎉 Sport & Entertainment
Mumbai (Bombay)
Navsari
Difference
Gym Membership (Monthly)
$23.11 ₹2,211
$16.14 ₹1,544
43.18%
Tennis Court (1 Hour on Weekend)
$11.99 ₹1,147
$6.94 ₹664
72.77%
Cinema Ticket
$4.71 ₹450
$2.94 ₹281
60.20%
🧸 Childcare & Education
Mumbai (Bombay)
Navsari
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$122 ₹11.6K
$49.72 ₹4,758
144.43%
International Primary School, 1 Child (Yearly)
$3,393 ₹324.7K
$1,310 ₹125.4K
159.07%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Navsari
Difference
Jeans (Levis 501 Or Similar)
$29.14 ₹2,789
$22.71 ₹2,173
28.31%
Summer Dress (H&M, Zara, etc)
$30.61 ₹2,929
$18.20 ₹1,742
68.19%
Sport Shoes (Adidas, Nike)
$55.2 ₹5,277
$43.05 ₹4,120
28.11%
Men's Leather Business Shoes
$39.74 ₹3,803
$33.69 ₹3,224
17.96%
🏠 Accommodation & Living
Mumbai (Bombay)
Navsari
Difference
1-bedroom Apartment, City Center (Monthly)
$705 ₹67.4K
$126 ₹12.0K
461.54%
1-bedroom Apartment, Outside City Center (Monthly)
$357 ₹34.1K
$76.4 ₹7,313
366.71%
3-bedroom Apartment, City Center (Monthly)
$1,792 ₹171.5K
$279 ₹26.7K
541.83%
3-bedroom Apartment, Outside City Center (Monthly)
$825 ₹79.0K
$180 ₹17.3K
357.30%
Buy Apartment in City Center (m2)
$6,436 ₹615.9K
$959 ₹91.8K
571.09%
Buy Apartment Outside City Center (m2)
$2,627 ₹251.4K
$513 ₹49.1K
411.78%
💵 Salaries & Financials
Mumbai (Bombay)
Navsari
Difference
Average Monthly Net Salary (After Tax)
$744 ₹71.2K
$263 ₹25.2K
182.54%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.22
9.02
2.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): May 31, 2026

Last update for Navsari: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $705 in Mumbai (Bombay) and $126 in Navsari. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 183% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Mumbai (Bombay) vs $12.00 in Navsari for a mid-range dinner for two. Groceries echo the gap at $129 vs $104 per month, with Navsari cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Navsari: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Mumbai (Bombay) and Navsari?
Mumbai (Bombay) and Navsari differ by about 98% in total monthly costs ($779 vs $394 including rent). Navsari is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Mumbai (Bombay) or Navsari?
Mumbai (Bombay) pays 183% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Mumbai (Bombay) and Navsari?
Rent for a central apartment: $705 in Mumbai (Bombay) versus $126 in Navsari. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 24% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Navsari – a meal for two runs $12.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,500 per month?
At $394 in Navsari versus $779 in Mumbai (Bombay), a $1,500 budget is realistic in Navsari but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Navsari the clear choice for anyone on this budget.
How does quality of life compare between Mumbai (Bombay) and Navsari?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Mumbai (Bombay) or Navsari safer for residents?
Safety-wise, Mumbai (Bombay) and Navsari are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Mumbai (Bombay) or Navsari?
Expats usually find Navsari gentler on the wallet – expenses run 98% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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