Cost of Living Comparison Between Mumbai (Bombay) and Muzaffarnagar Cost of Living Comparison Between Mumbai (Bombay) and Muzaffarnagar

Monthly Cost of Living

Monthly costs for one person with rent: $759 in Mumbai (Bombay) versus $408 in Muzaffarnagar.

Estimated couple costs with rent: $1,262 in Mumbai (Bombay) versus $681 in Muzaffarnagar.

Monthly costs for a family of three with rent: $1,766 in Mumbai (Bombay) versus $954 in Muzaffarnagar.

Living in Mumbai (Bombay) is roughly 86% more expensive than Muzaffarnagar, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Muzaffarnagar 69% lower.

Currency
🍽 Eating Out
Mumbai (Bombay)
Muzaffarnagar
Difference
Meal at Budget Restaurant
$5.31 ₹504
$4.56 ₹433
16.45%
Three-Course Dinner for Two, Mid-Range
$22.21 ₹2,108
$20.06 ₹1,904
10.72%
Fast Food Meal (McDonalds, etc)
$4.67 ₹443
$4.02 ₹382
16.17%
Cappuccino
$2.62 ₹249
$1.78 ₹169
47.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.51 ₹48.04
$0.42 ₹39.90
21.43%
Water (0.33 liter bottle)
$0.15 ₹14.08
$0.18 ₹17.12
-16.67%
Local Beer (0.5 liter draught)
$2.27 ₹216
$1.53 ₹145
48.37%
Imported Beer (0.33 liter bottle)
$4.09 ₹388
$3.45 ₹327
18.55%
🛒 Groceries & Markets
Mumbai (Bombay)
Muzaffarnagar
Difference
Milk (1 liter)
$0.80 ₹75.7
$0.67 ₹63.4
19.40%
White Bread (500g)
$0.52 ₹49.64
$0.48 ₹45.97
8.33%
Rice (white) (1kg)
$0.82 ₹77.5
$0.91 ₹86.5
-9.89%
Eggs
$1.09 ₹104
$1.14 ₹108
-4.39%
Local Cheese (1kg)
$7.02 ₹666
$3.21 ₹305
118.69%
Chicken Fillets (1kg)
$3.89 ₹369
$3.49 ₹331
11.46%
Apples (1kg)
$2.38 ₹226
$2.04 ₹194
16.67%
Banana (1kg)
$0.80 ₹76.3
$0.83 ₹78.9
-3.61%
Oranges (1kg)
$1.30 ₹123
$1.00 ₹94.7
30.00%
Tomato (1kg)
$0.65 ₹61.7
$0.61 ₹57.7
6.56%
Potato (1kg)
$0.57 ₹53.7
$0.36 ₹34.62
58.33%
Onion (1kg)
$0.63 ₹60.2
$0.36 ₹34.19
75.00%
Lettuce (1 head)
$0.63 ₹60.1
$0.57 ₹54.1
10.53%
Water (1.5 liter bottle)
$0.33 ₹31.00
$0.33 ₹31.73
-
Cigarettes 20 Pack (Marlboro, Camel)
$4.00 ₹380
$4.19 ₹398
-4.53%
Wine (Bottle)
$8.07 ₹766
$8.38 ₹796
-3.70%
Local Beer (0.5 liter bottle)
$2.16 ₹205
$1.80 ₹171
20.00%
Imported Beer (0.33 liter bottle)
$3.39 ₹322
$2.82 ₹267
20.21%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$7.13 ₹677
$5.39 ₹511
32.28%
🚌 Getting Around
Mumbai (Bombay)
Muzaffarnagar
Difference
One-way Ticket (Public Transport)
$0.24 ₹22.82
$0.28 ₹26.56
-14.29%
Public Transport Monthly Pass (Regular Price)
$4.63 ₹440
$8.94 ₹848
-48.21%
Taxi Start (Normal Tariff)
$0.34 ₹32.17
$0.59 ₹56.0
-42.37%
Taxi 1hour Waiting (Normal Tariff)
$1.40 ₹133
$1.25 ₹118
12.00%
Gasoline (1 liter)
$1.22 ₹116
$1.11 ₹105
9.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.3K ₹1.6M
$17.3K ₹1.6M
-0.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K ₹2.4M
$24.1K ₹2.3M
5.05%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Muzaffarnagar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$50.2 ₹4,764
$40.55 ₹3,850
23.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.00 ₹474
$4.21 ₹400
18.76%
Internet (50+ Mbps, Unlimited Data)
$8.79 ₹835
$5.65 ₹536
55.58%
🎉 Sport & Entertainment
Mumbai (Bombay)
Muzaffarnagar
Difference
Gym Membership (Monthly)
$23.18 ₹2,201
$15.97 ₹1,516
45.15%
Tennis Court (1 Hour on Weekend)
$11.81 ₹1,121
$6.96 ₹661
69.68%
Cinema Ticket
$4.70 ₹446
$4.59 ₹436
2.40%
🧸 Childcare & Education
Mumbai (Bombay)
Muzaffarnagar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$121 ₹11.5K
$78.7 ₹7,470
53.50%
International Primary School, 1 Child (Yearly)
$3,385 ₹321.4K
$2,071 ₹196.6K
63.48%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Muzaffarnagar
Difference
Jeans (Levis 501 Or Similar)
$29.30 ₹2,782
$23.16 ₹2,199
26.51%
Summer Dress (H&M, Zara, etc)
$30.72 ₹2,917
$17.22 ₹1,634
78.40%
Sport Shoes (Adidas, Nike)
$55.0 ₹5,225
$49.85 ₹4,733
10.39%
Men's Leather Business Shoes
$39.51 ₹3,751
$36.40 ₹3,456
8.54%
🏠 Accommodation & Living
Mumbai (Bombay)
Muzaffarnagar
Difference
1-bedroom Apartment, City Center (Monthly)
$694 ₹65.9K
$122 ₹11.6K
468.55%
1-bedroom Apartment, Outside City Center (Monthly)
$359 ₹34.1K
$77.7 ₹7,376
361.76%
3-bedroom Apartment, City Center (Monthly)
$1,797 ₹170.6K
$277 ₹26.3K
548.06%
3-bedroom Apartment, Outside City Center (Monthly)
$821 ₹77.9K
$181 ₹17.1K
354.64%
Buy Apartment in City Center (m2)
$6,515 ₹618.6K
$1,033 ₹98.1K
530.78%
Buy Apartment Outside City Center (m2)
$2,661 ₹252.6K
$554 ₹52.6K
379.84%
💵 Salaries & Financials
Mumbai (Bombay)
Muzaffarnagar
Difference
Average Monthly Net Salary (After Tax)
$719 ₹68.3K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
9.22
9
2.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): April 26, 2026

Last update for Muzaffarnagar: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $694 in Mumbai (Bombay) and $122 in Muzaffarnagar. Housing cost is often the main lever when comparing two cities.

Dining out: $22.00 in Mumbai (Bombay) vs $20.00 in Muzaffarnagar for a mid-range dinner for two. Groceries echo the gap at $130 vs $109 per month, with Muzaffarnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Muzaffarnagar: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Mumbai (Bombay) and Muzaffarnagar?
Mumbai (Bombay) and Muzaffarnagar differ by about 86% in total monthly costs ($759 vs $408 including rent). Muzaffarnagar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Mumbai (Bombay) compared to Muzaffarnagar?
You'd need roughly $1,139 in Mumbai (Bombay) and $613 in Muzaffarnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Mumbai (Bombay) and Muzaffarnagar?
Rent for a central apartment: $694 in Mumbai (Bombay) versus $122 in Muzaffarnagar. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 19% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Muzaffarnagar – a meal for two runs $20.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,500 per month?
At $408 in Muzaffarnagar versus $759 in Mumbai (Bombay), a $1,500 budget is realistic in Muzaffarnagar but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Muzaffarnagar the clear choice for anyone on this budget.
How does quality of life compare between Mumbai (Bombay) and Muzaffarnagar?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Mumbai (Bombay) or Muzaffarnagar?
Expats usually find Muzaffarnagar gentler on the wallet – expenses run 86% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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