😐Monthly costs for one person with rent: $765 in Mumbai (Bombay) versus $410 in Muzaffarnagar.
😐Estimated couple costs with rent: $1,268 in Mumbai (Bombay) versus $678 in Muzaffarnagar.
😐Monthly costs for a family of three with rent: $1,770 in Mumbai (Bombay) versus $946 in Muzaffarnagar.
😐Living in Mumbai (Bombay) is roughly 87% more expensive than Muzaffarnagar, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Mumbai (Bombay)43% lower, Muzaffarnagar69% lower.
Currency
🍽 Eating Out
Mumbai (Bombay)
Muzaffarnagar
Difference
Meal at Budget Restaurant
$5.37₹508
$4.66₹441
15.24%
Three-Course Dinner for Two, Mid-Range
$21.77₹2,060
$19.47₹1,842
11.81%
Fast Food Meal(McDonalds, etc)
$4.59₹434
$4.10₹388
11.95%
Cappuccino
$2.56₹242
$1.75₹166
46.29%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.47₹44.20
$0.43₹40.47
9.30%
Water(0.33 liter bottle)
$0.19₹18.26
$0.17₹15.91
11.76%
Local Beer(0.5 liter draught)
$2.25₹213
$1.53₹145
47.06%
Imported Beer(0.33 liter bottle)
$4.13₹391
$3.58₹338
15.36%
🛒 Groceries & Markets
Mumbai (Bombay)
Muzaffarnagar
Difference
Milk(1 liter)
$0.74₹69.9
$0.65₹61.5
13.85%
White Bread(500g)
$0.48₹45.74
$0.49₹46.31
-2.04%
Rice(white)(1kg)
$0.79₹74.4
$0.86₹81.2
-8.14%
Eggs
$1.08₹102
$1.13₹107
-4.42%
Local Cheese(1kg)
$7.18₹679
$3.34₹316
114.97%
Chicken Fillets(1kg)
$3.94₹372
$3.42₹323
15.20%
Apples(1kg)
$2.31₹218
$2.05₹194
12.68%
Banana(1kg)
$0.82₹77.4
$0.82₹77.7
-
Oranges(1kg)
$1.30₹123
$0.95₹90.3
36.84%
Tomato(1kg)
$0.64₹60.5
$0.64₹60.8
-
Potato(1kg)
$0.57₹54.1
$0.33₹31.54
72.73%
Onion(1kg)
$0.62₹58.9
$0.34₹32.02
82.35%
Lettuce(1 head)
$0.64₹60.2
$0.59₹55.9
8.47%
Water(1.5 liter bottle)
$0.35₹33.33
$0.33₹31.62
6.06%
Cigarettes 20 Pack(Marlboro, Camel)
$4.21₹398
$4.12₹390
2.18%
Wine(Bottle)
$8.22₹778
$4.17₹394
97.12%
Local Beer(0.5 liter bottle)
$2.10₹199
$1.81₹172
16.02%
Imported Beer(0.33 liter bottle)
$3.30₹312
$2.82₹267
17.02%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$7.25₹686
$5.47₹518
32.54%
🚌 Getting Around
Mumbai (Bombay)
Muzaffarnagar
Difference
One-way Ticket(Public Transport)
$0.22₹20.67
$0.30₹28.73
-26.67%
Public Transport Monthly Pass(Regular Price)
$4.59₹434
$8.54₹808
-46.25%
Taxi Start(Normal Tariff)
$0.33₹31.57
$0.61₹57.4
-45.90%
Taxi 1hour Waiting(Normal Tariff)
$1.41₹133
$1.31₹124
7.63%
Gasoline(1 liter)
$1.18₹112
$1.15₹109
2.61%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.6K₹1.7M
$17.1K₹1.6M
2.42%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K₹2.4M
$24.3K₹2.3M
2.48%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Muzaffarnagar
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$51.3₹4,855
$40.23₹3,806
27.57%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.05₹478
$4.27₹404
18.27%
Internet(50+ Mbps, Unlimited Data)
$9.01₹852
$5.76₹545
56.42%
🎉 Sport & Entertainment
Mumbai (Bombay)
Muzaffarnagar
Difference
Gym Membership(Monthly)
$22.71₹2,149
$15.61₹1,477
45.48%
Tennis Court(1 Hour on Weekend)
$12.11₹1,145
$7.13₹675
69.85%
Cinema Ticket
$4.78₹452
$4.56₹431
4.82%
🧸 Childcare & Education
Mumbai (Bombay)
Muzaffarnagar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$119₹11.3K
$79.9₹7,560
49.19%
International Primary School, 1 Child(Yearly)
$3,361₹318.0K
$2,030₹192.1K
65.56%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Muzaffarnagar
Difference
Jeans(Levis 501 Or Similar)
$29.66₹2,806
$23.71₹2,243
25.09%
Summer Dress(H&M, Zara, etc)
$31.13₹2,945
$17.10₹1,618
82.05%
Sport Shoes(Adidas, Nike)
$55.4₹5,242
$49.26₹4,660
12.46%
Men's Leather Business Shoes
$40.58₹3,839
$36.60₹3,463
10.87%
🏠 Accommodation & Living
Mumbai (Bombay)
Muzaffarnagar
Difference
1-bedroom Apartment, City Center(Monthly)
$689₹65.2K
$123₹11.6K
462.40%
1-bedroom Apartment, Outside City Center(Monthly)
$354₹33.5K
$75.6₹7,153
367.99%
3-bedroom Apartment, City Center(Monthly)
$1,843₹174.3K
$277₹26.2K
565.44%
3-bedroom Apartment, Outside City Center(Monthly)
$851₹80.5K
$180₹17.1K
371.78%
Buy Apartment in City Center(m2)
$6,359₹601.6K
$866₹81.9K
634.39%
Buy Apartment Outside City Center(m2)
$2,719₹257.2K
$500₹47.3K
443.59%
💵 Salaries & Financials
Mumbai (Bombay)
Muzaffarnagar
Difference
Average Monthly Net Salary(After Tax)
$744₹70.4K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
9.22
9
2.44%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Mumbai (Bombay): June 15, 2026
Last update for Muzaffarnagar: June 15, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $689 in Mumbai (Bombay) and $123 in Muzaffarnagar. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $22.00 in Mumbai (Bombay) vs $19.00 in Muzaffarnagar for a mid-range dinner for two. Groceries echo the gap at $129 vs $100 per month, with Muzaffarnagar cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Muzaffarnagar: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Mumbai (Bombay) and Muzaffarnagar?
Mumbai (Bombay) and Muzaffarnagar differ by about 87% in total monthly costs ($765 vs $410 including rent). Muzaffarnagar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Mumbai (Bombay) compared to Muzaffarnagar?
You'd need roughly $1,148 in Mumbai (Bombay) and $615 in Muzaffarnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Mumbai (Bombay) and Muzaffarnagar?
Rent for a central apartment: $689 in Mumbai (Bombay) versus $123 in Muzaffarnagar. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 29% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Muzaffarnagar – a meal for two runs $19.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,500 per month?
At $410 in Muzaffarnagar versus $765 in Mumbai (Bombay), a $1,500 budget is realistic in Muzaffarnagar but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Muzaffarnagar the clear choice for anyone on this budget.
How does quality of life compare between Mumbai (Bombay) and Muzaffarnagar?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Mumbai (Bombay) or Muzaffarnagar?
Expats usually find Muzaffarnagar gentler on the wallet – expenses run 87% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.
Mumbai (Bombay) vs other spots: cost of living compared