Last update: Nov 2026

Cost of Living Comparison Between Mumbai (Bombay) and Muzaffarnagar

For one person, living is cheaper in Muzaffarnagar: $371 a month against $811 in Mumbai (Bombay), rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
18

Cost of Living Index in Muzaffarnagar
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Muzaffarnagar Living Index

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Mumbai (Bombay)

🇮🇳 India

$811

/mo nomad

Muzaffarnagar

🇮🇳 India

$371

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Muzaffarnagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Muzaffarnagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $811 in Mumbai (Bombay) versus $371 in Muzaffarnagar.

Mumbai (Bombay) $811
Muzaffarnagar $371

Estimated couple costs with rent: $1,402 in Mumbai (Bombay) versus $602 in Muzaffarnagar.

Mumbai (Bombay) $1,402
Muzaffarnagar $602

Monthly costs for a family of three with rent: $1,992 in Mumbai (Bombay) versus $832 in Muzaffarnagar.

Mumbai (Bombay) $1,992
Muzaffarnagar $832

Living in Mumbai (Bombay) is roughly 118% more expensive than in Muzaffarnagar, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Muzaffarnagar 73% lower.

Meal at Budget Restaurant

$5.12 ₹485

$3.06 ₹290

67.32%

Three-Course Dinner for Two, Mid-Range

$26.54 ₹2,515

$13.38 ₹1,268

98.36%

Fast Food Meal (McDonalds, etc)

$3.92 ₹371

$3.65 ₹346

7.40%

Cappuccino

$2.86 ₹271

$1.45 ₹137

97.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.24

$0.38 ₹36.24

5.26%

Water (0.33 liter bottle)

$0.14 ₹13.72

$0.12 ₹11.76

16.67%

Local Beer (0.5 liter draught)

$2.71 ₹257

$1.35 ₹128

100.74%

Imported Beer (0.33 liter bottle)

$4.32 ₹409

$2.08 ₹197

107.69%

Milk (1 liter)

$0.74 ₹70.2

$0.55 ₹51.8

34.55%

White Bread (500g)

$0.52 ₹49.07

$0.58 ₹55.1

-10.34%

Rice (white) (1kg)

$0.75 ₹71.5

$0.77 ₹72.8

-2.60%

Eggs

$1.02 ₹96.4

$1.08 ₹102

-5.56%

Local Cheese (1kg)

$5.73 ₹543

$5.00 ₹474

14.60%

Chicken Fillets (1kg)

$3.64 ₹345

$3.77 ₹357

-3.45%

Apples (1kg)

$2.37 ₹225

$1.47 ₹139

61.22%

Banana (1kg)

$0.69 ₹65.6

$0.69 ₹65.8

Oranges (1kg)

$1.25 ₹118

$0.80 ₹75.4

56.25%

Tomato (1kg)

$0.47 ₹44.95

$0.52 ₹49.06

-9.62%

Potato (1kg)

$0.34 ₹32.44

$0.26 ₹24.70

30.77%

Onion (1kg)

$0.37 ₹35.49

$0.40 ₹38.09

-7.50%

Lettuce (1 head)

$0.43 ₹40.57

$0.51 ₹47.98

-15.69%

Water (1.5 liter bottle)

$0.31 ₹29.80

$0.30 ₹28.59

3.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.95 ₹469

$5.19 ₹492

-4.62%

Wine (Bottle)

$8.43 ₹798

$4.27 ₹405

97.42%

Local Beer (0.5 liter bottle)

$1.99 ₹188

$1.18 ₹112

68.64%

Imported Beer (0.33 liter bottle)

$3.18 ₹301

$1.84 ₹174

72.83%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.04 ₹572

$4.38 ₹415

37.90%

One-way Ticket (Public Transport)

$0.22 ₹20.86

$0.21 ₹19.87

4.76%

Public Transport Monthly Pass (Regular Price)

$5.63 ₹533

$6.89 ₹653

-18.29%

Taxi Start (Normal Tariff)

$0.37 ₹34.76

$0.70 ₹66.7

-47.14%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.49

$0.25 ₹23.84

32.00%

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹130

$1.61 ₹153

-14.91%

Gasoline (1 liter)

$1.12 ₹106

$1.10 ₹105

1.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.7K ₹1.5M

$12.4K ₹1.2M

27.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₹2.2M

$16.5K ₹1.6M

38.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$69.6 ₹6,591

$43.13 ₹4,085

61.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.35 ₹412

$3.90 ₹369

11.54%

Internet (50+ Mbps, Unlimited Data)

$9.11 ₹863

$7.31 ₹692

24.62%

Gym Membership (Monthly)

$37.44 ₹3,546

$14.07 ₹1,333

166.10%

Tennis Court (1 Hour on Weekend)

$14.26 ₹1,351

$6.55 ₹620

117.71%

Cinema Ticket

$4.40 ₹417

$4.10 ₹389

7.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.2K

$61.6 ₹5,835

92.37%

International Primary School, 1 Child (Yearly)

$6,043 ₹572.5K

$1,774 ₹168.0K

240.73%

Jeans (Levis 501 Or Similar)

$34.60 ₹3,278

$23.94 ₹2,267

44.53%

Summer Dress (H&M, Zara, etc)

$40.28 ₹3,816

$25.28 ₹2,395

59.34%

Sport Shoes (Adidas, Nike)

$52.2 ₹4,948

$35.63 ₹3,375

46.59%

Men's Leather Business Shoes

$46.71 ₹4,425

$20.82 ₹1,972

124.35%

1-bedroom Apartment, City Center (Monthly)

$609 ₹57.7K

$120 ₹11.3K

409.20%

1-bedroom Apartment, Outside City Center (Monthly)

$364 ₹34.5K

$76.5 ₹7,245

376.43%

3-bedroom Apartment, City Center (Monthly)

$2,169 ₹205.5K

$268 ₹25.4K

710.27%

3-bedroom Apartment, Outside City Center (Monthly)

$995 ₹94.3K

$189 ₹17.9K

427.42%

Buy Apartment in City Center (m2)

$5,687 ₹538.7K

$930 ₹88.1K

511.27%

Buy Apartment Outside City Center (m2)

$2,662 ₹252.1K

$530 ₹50.2K

402.28%

Average Monthly Net Salary (After Tax)

$717 ₹68.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.26

9.86

-16.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): November 2, 2026

Last update for Muzaffarnagar: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$364 45%

Muzaffarnagar

$76 20.6% 79% $288

Groceries & Markets

Mumbai (Bombay)

$119 14.7%

Muzaffarnagar

$95 25.6% 19.9% $24

Eating Out

Mumbai (Bombay)

$111 13.8%

Muzaffarnagar

$66 17.7% 41% $46

Monthly Utilities & Internet

Mumbai (Bombay)

$83 10.2%

Muzaffarnagar

$54 14.6% 34.6% $29

Clothing & Footwear

Mumbai (Bombay)

$78 9.7%

Muzaffarnagar

$48 12.8% 39.2% $31

Sport & Entertainment

Mumbai (Bombay)

$46 5.7%

Muzaffarnagar

$22 6% 51.8% $24

Getting Around

Mumbai (Bombay)

$8.5 1.1%

Muzaffarnagar

$9.7 2.6% 13.5% $1.2

Cost Breakdown

A one-bedroom apartment in the center runs $609 in Mumbai (Bombay) and $120 in Muzaffarnagar. Housing cost is often the main lever when comparing two cities.

Dining out: $27 in Mumbai (Bombay) vs $13 in Muzaffarnagar for a mid-range dinner for two. Groceries echo the gap at $119 vs $95 per month, with Muzaffarnagar cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Muzaffarnagar

🕒 Local time

11:32 11:32 AM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

495,543

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.56 USD

1,000 INR = 9.44 EUR

1,000 INR = 10.56 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Muzaffarnagar 1,260 km ≈ 2 h nonstop flight

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Mumbai (Bombay)
Muzaffarnagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Muzaffarnagar: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $811 in Mumbai (Bombay) and $371 in Muzaffarnagar, so Muzaffarnagar is about 54% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,216 in Mumbai (Bombay) and $557 in Muzaffarnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $609 in Mumbai (Bombay) versus $120 in Muzaffarnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 25% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Muzaffarnagar – a meal for two runs $13 versus $27 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Muzaffarnagar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.