Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Morbi

For one person, living is cheaper in Morbi: $384 a month against $813 in Mumbai (Bombay), rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
18

Cost of Living Index in Morbi
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Morbi Living Index

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Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Morbi

🇮🇳 India

$384

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Morbi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Morbi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $384 in Morbi.

Mumbai (Bombay) $813
Morbi $384

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $591 in Morbi.

Mumbai (Bombay) $1,352
Morbi $591

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $798 in Morbi.

Mumbai (Bombay) $1,891
Morbi $798

Living in Mumbai (Bombay) is roughly 112% more expensive than in Morbi, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Morbi 72% lower.

Meal at Budget Restaurant

$5.35 ₹508

$1.88 ₹178

184.57%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,985

$8.58 ₹816

143.24%

Fast Food Meal (McDonalds, etc)

$4.08 ₹388

$2.71 ₹257

50.55%

Cappuccino

$2.78 ₹264

$1.59 ₹151

74.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.30

$0.35 ₹32.92

14.29%

Water (0.33 liter bottle)

$0.15 ₹14.44

$0.10 ₹9.54

50.00%

Local Beer (0.5 liter draught)

$2.64 ₹251

$1.29 ₹123

104.65%

Imported Beer (0.33 liter bottle)

$4.25 ₹404

$2.15 ₹204

97.67%

Milk (1 liter)

$0.74 ₹70.7

$0.68 ₹65.1

8.82%

White Bread (500g)

$0.54 ₹51.4

$0.47 ₹44.46

14.89%

Rice (white) (1kg)

$0.78 ₹74.2

$0.60 ₹57.4

30.00%

Eggs

$1.00 ₹95.2

$0.91 ₹86.5

9.89%

Local Cheese (1kg)

$5.61 ₹534

$6.10 ₹580

-8.03%

Chicken Fillets (1kg)

$3.58 ₹340

$1.64 ₹156

118.29%

Apples (1kg)

$2.17 ₹206

$2.29 ₹218

-5.24%

Banana (1kg)

$0.69 ₹65.9

$0.43 ₹40.86

60.47%

Oranges (1kg)

$1.21 ₹115

$1.00 ₹94.8

21.00%

Tomato (1kg)

$0.49 ₹46.41

$0.61 ₹58.2

-19.67%

Potato (1kg)

$0.33 ₹31.76

$0.41 ₹38.68

-19.51%

Onion (1kg)

$0.37 ₹35.59

$0.45 ₹43.07

-17.78%

Lettuce (1 head)

$0.44 ₹41.85

$0.53 ₹50.2

-16.98%

Water (1.5 liter bottle)

$0.31 ₹29.69

$0.31 ₹29.88

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹476

$2.91 ₹277

71.82%

Wine (Bottle)

$8.34 ₹793

$5.64 ₹536

47.87%

Local Beer (0.5 liter bottle)

$1.99 ₹190

$1.55 ₹147

28.39%

Imported Beer (0.33 liter bottle)

$3.12 ₹297

$1.81 ₹172

72.38%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹571

$5.29 ₹504

13.61%

One-way Ticket (Public Transport)

$0.20 ₹18.98

$0.33 ₹31.06

-39.39%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹656

$7.07 ₹673

-2.40%

Taxi Start (Normal Tariff)

$0.31 ₹29.89

$0.51 ₹48.34

-39.22%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.46

$0.27 ₹25.74

14.81%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$1.33 ₹126

21.05%

Gasoline (1 liter)

$1.10 ₹105

$0.89 ₹84.6

23.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$13.8K ₹1.3M

13.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$12.5K ₹1.2M

78.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,882

$56.4 ₹5,365

9.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹430

$3.60 ₹343

25.56%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹853

$6.34 ₹603

41.48%

Gym Membership (Monthly)

$37.11 ₹3,530

$20.27 ₹1,928

83.08%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,342

$6.66 ₹634

111.86%

Cinema Ticket

$5.01 ₹476

$3.09 ₹294

62.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$67.1 ₹6,378

77.47%

International Primary School, 1 Child (Yearly)

$4,948 ₹470.6K

$1,665 ₹158.4K

197.11%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,459

$23.66 ₹2,250

53.72%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,681

$28.95 ₹2,753

33.71%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,205

$40.05 ₹3,809

36.65%

Men's Leather Business Shoes

$48.03 ₹4,568

$29.77 ₹2,831

61.34%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.8K

$119 ₹11.3K

436.38%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.3K

$75.7 ₹7,197

391.11%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹199.0K

$264 ₹25.1K

692.22%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹87.9K

$166 ₹15.8K

456.70%

Buy Apartment in City Center (m2)

$5,706 ₹542.6K

$790 ₹75.2K

622.04%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.5K

$472 ₹44.9K

442.26%

Average Monthly Net Salary (After Tax)

$757 ₹72.0K

$560 ₹53.2K

35.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.73

-5.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Morbi: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Morbi

$76 19.7% 79.6% $296

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Morbi

$96 24.9% 18.2% $21

Eating Out

Mumbai (Bombay)

$112 13.8%

Morbi

$55 14.2% 51.3% $58

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Morbi

$55 14.3% 31.2% $25

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Morbi

$66 17.3% 11.9% $9

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Morbi

$26 6.9% 43.9% $21

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Morbi

$10 2.7% 7.1% $0.7

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $119 in Morbi. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 35% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21 in Mumbai (Bombay) vs $9 in Morbi for a mid-range dinner for two. Groceries echo the gap at $117 vs $96 per month, with Morbi cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Morbi

🕒 Local time

16:47 4:47 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

194,947

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Morbi 470 km

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Mumbai (Bombay)
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Morbi: Cost of Living - Frequently Asked Questions

Morbi wins on cost – living expenses run 53% lower than in Mumbai (Bombay). Housing and daily spending are where you’ll feel the difference most, making Morbi the obvious pick if budget is a priority.

Average pay runs 35% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $640 in Mumbai (Bombay) versus $119 in Morbi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $119 in Mumbai (Bombay) versus $67 in Morbi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Morbi – a meal for two runs $9 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $384 in Morbi versus $813 in Mumbai (Bombay), a $800 budget is realistic in Morbi but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Morbi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Morbi wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.