Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and McLeod Ganj

For one person, living is cheaper in McLeod Ganj: $384 a month against $813 in Mumbai (Bombay), rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
19

Cost of Living Index in McLeod Ganj
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McLeod Ganj Living Index

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Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

McLeod Ganj

🇮🇳 India

$384

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in McLeod Ganj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in McLeod Ganj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $384 in McLeod Ganj.

Mumbai (Bombay) $813
McLeod Ganj $384

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $611 in McLeod Ganj.

Mumbai (Bombay) $1,352
McLeod Ganj $611

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $837 in McLeod Ganj.

Mumbai (Bombay) $1,891
McLeod Ganj $837

Living in Mumbai (Bombay) is roughly 112% more expensive than in McLeod Ganj, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, McLeod Ganj 72% lower.

Meal at Budget Restaurant

$5.35 ₹509

$2.30 ₹219

132.61%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,988

$10.67 ₹1,016

95.60%

Fast Food Meal (McDonalds, etc)

$4.08 ₹388

$3.56 ₹339

14.61%

Cappuccino

$2.78 ₹264

$1.53 ₹145

81.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.34

$0.40 ₹38.55

Water (0.33 liter bottle)

$0.15 ₹14.46

$0.16 ₹15.36

-6.25%

Local Beer (0.5 liter draught)

$2.64 ₹252

$1.70 ₹162

55.29%

Imported Beer (0.33 liter bottle)

$4.25 ₹405

$3.03 ₹289

40.26%

Milk (1 liter)

$0.74 ₹70.7

$0.66 ₹63.0

12.12%

White Bread (500g)

$0.54 ₹51.5

$0.48 ₹45.71

12.50%

Rice (white) (1kg)

$0.78 ₹74.3

$0.72 ₹68.2

8.33%

Eggs

$1.00 ₹95.3

$0.90 ₹85.9

11.11%

Local Cheese (1kg)

$5.61 ₹534

$5.02 ₹478

11.75%

Chicken Fillets (1kg)

$3.58 ₹341

$3.01 ₹287

18.94%

Apples (1kg)

$2.17 ₹206

$2.05 ₹195

5.85%

Banana (1kg)

$0.69 ₹66.0

$0.70 ₹66.5

-1.43%

Oranges (1kg)

$1.21 ₹115

$0.94 ₹89.4

28.72%

Tomato (1kg)

$0.49 ₹46.46

$0.50 ₹47.85

-2.00%

Potato (1kg)

$0.33 ₹31.80

$0.35 ₹33.64

-5.71%

Onion (1kg)

$0.37 ₹35.63

$0.42 ₹40.06

-11.90%

Lettuce (1 head)

$0.44 ₹41.91

$0.45 ₹42.55

-2.22%

Water (1.5 liter bottle)

$0.31 ₹29.73

$0.31 ₹29.94

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹476

$3.92 ₹373

27.55%

Wine (Bottle)

$8.34 ₹794

$7.53 ₹717

10.76%

Local Beer (0.5 liter bottle)

$1.99 ₹190

$1.70 ₹162

17.06%

Imported Beer (0.33 liter bottle)

$3.12 ₹297

$2.82 ₹269

10.64%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹572

$5.45 ₹519

10.28%

One-way Ticket (Public Transport)

$0.20 ₹19.01

$0.28 ₹26.33

-28.57%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹657

$8.54 ₹813

-19.20%

Taxi Start (Normal Tariff)

$0.31 ₹29.93

$0.79 ₹75.3

-60.76%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.50

$0.25 ₹23.68

24.00%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹154

$1.47 ₹140

9.52%

Gasoline (1 liter)

$1.10 ₹105

$1.22 ₹116

-9.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$14.1K ₹1.3M

10.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$21.7K ₹2.1M

3.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,889

$39.11 ₹3,724

58.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹430

$3.57 ₹340

26.61%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹854

$7.04 ₹671

27.41%

Gym Membership (Monthly)

$37.11 ₹3,534

$15.65 ₹1,490

137.12%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,344

$6.88 ₹655

105.09%

Cinema Ticket

$5.01 ₹477

$2.95 ₹281

69.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$50.6 ₹4,817

135.24%

International Primary School, 1 Child (Yearly)

$4,948 ₹471.1K

$1,547 ₹147.3K

219.82%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,463

$24.21 ₹2,305

50.23%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,686

$25.48 ₹2,427

51.92%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,211

$42.79 ₹4,074

27.90%

Men's Leather Business Shoes

$48.03 ₹4,574

$30.23 ₹2,878

58.88%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.9K

$126 ₹12.0K

407.13%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.4K

$76.6 ₹7,289

385.53%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹199.3K

$269 ₹25.6K

678.71%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹88.1K

$182 ₹17.3K

408.27%

Buy Apartment in City Center (m2)

$5,706 ₹543.3K

$1,051 ₹100.1K

442.95%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.8K

$603 ₹57.4K

324.84%

Average Monthly Net Salary (After Tax)

$757 ₹72.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.67

-4.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for McLeod Ganj: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

McLeod Ganj

$77 19.9% 79.4% $295

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

McLeod Ganj

$105 27.4% 10% $12

Eating Out

Mumbai (Bombay)

$112 13.8%

McLeod Ganj

$64 16.7% 42.8% $48

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

McLeod Ganj

$55 14.4% 31% $25

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

McLeod Ganj

$50 12.9% 34% $26

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

McLeod Ganj

$22 5.6% 54.3% $26

Getting Around

Mumbai (Bombay)

$9.6 1.2%

McLeod Ganj

$12 3% 22.2% $2.1

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $126 in McLeod Ganj. Housing cost is often the main lever when comparing two cities.

Dining out: $21 in Mumbai (Bombay) vs $11 in McLeod Ganj for a mid-range dinner for two. Groceries echo the gap at $117 vs $105 per month, with McLeod Ganj cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 McLeod Ganj

🕒 Local time

03:40 3:40 AM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

11,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Between locations

Mumbai (Bombay) McLeod Ganj 1,510 km ≈ 2 h 30 min nonstop flight

From you

Mumbai (Bombay)
McLeod Ganj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs McLeod Ganj: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $813 in Mumbai (Bombay) and $384 in McLeod Ganj, so McLeod Ganj is about 53% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,220 in Mumbai (Bombay) and $576 in McLeod Ganj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $640 in Mumbai (Bombay) versus $126 in McLeod Ganj. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in McLeod Ganj – a meal for two runs $11 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $813 per month in Mumbai (Bombay) versus $384 in McLeod Ganj – McLeod Ganj is about 53% cheaper, which adds up to real savings over time.

Either city works on $1,200 a month, though McLeod Ganj gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.