Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Kolhapur

For one person, living is cheaper in Kolhapur: $337 a month against $813 in Mumbai (Bombay), rent and utilities included – about $5,700 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
16

Cost of Living Index in Kolhapur
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Kolhapur Living Index

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Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Kolhapur

🇮🇳 India

$337

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Kolhapur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Kolhapur actually costs, broken down by who's living it.

A single person spends $813 per month in Mumbai (Bombay) vs $337 in Kolhapur, rent included.

Mumbai (Bombay) $813
Kolhapur $337

A couple spends around $1,352 per month in Mumbai (Bombay) vs $547 in Kolhapur, rent included.

Mumbai (Bombay) $1,352
Kolhapur $547

A family of three spends $1,891 per month in Mumbai (Bombay) vs $757 in Kolhapur, rent included.

Mumbai (Bombay) $1,891
Kolhapur $757

Mumbai (Bombay) costs about 141% more than Kolhapur, and outside of rent the biggest gap is in eating out.

Both Mumbai (Bombay) and Kolhapur are more affordable than the global median – Mumbai (Bombay) 40% lower, Kolhapur 75% lower.

Meal at Budget Restaurant

$5.35 ₹508

$2.05 ₹195

160.98%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,982

$13.16 ₹1,249

58.59%

Fast Food Meal (McDonalds, etc)

$4.08 ₹387

$2.59 ₹246

57.53%

Cappuccino

$2.78 ₹264

$1.28 ₹122

117.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.24

$0.45 ₹42.35

-11.11%

Water (0.33 liter bottle)

$0.15 ₹14.42

$0.10 ₹9.26

50.00%

Local Beer (0.5 liter draught)

$2.64 ₹251

$1.92 ₹182

37.50%

Imported Beer (0.33 liter bottle)

$4.25 ₹404

$3.07 ₹292

38.44%

Milk (1 liter)

$0.74 ₹70.5

$0.75 ₹70.9

-1.33%

White Bread (500g)

$0.54 ₹51.3

$0.47 ₹44.43

14.89%

Rice (white) (1kg)

$0.78 ₹74.1

$0.50 ₹47.19

56.00%

Eggs

$1.00 ₹95.1

$0.85 ₹80.4

17.65%

Local Cheese (1kg)

$5.61 ₹533

$4.27 ₹405

31.38%

Chicken Fillets (1kg)

$3.58 ₹340

$3.25 ₹308

10.15%

Apples (1kg)

$2.17 ₹206

$1.61 ₹153

34.78%

Banana (1kg)

$0.69 ₹65.8

$0.60 ₹57.4

15.00%

Oranges (1kg)

$1.21 ₹114

$1.60 ₹152

-24.38%

Tomato (1kg)

$0.49 ₹46.33

$0.63 ₹59.8

-22.22%

Potato (1kg)

$0.33 ₹31.71

$0.47 ₹44.89

-29.79%

Onion (1kg)

$0.37 ₹35.53

$0.44 ₹41.66

-15.91%

Lettuce (1 head)

$0.44 ₹41.79

$0.34 ₹32.45

29.41%

Water (1.5 liter bottle)

$0.31 ₹29.64

$0.31 ₹29.79

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹475

$4.28 ₹406

16.82%

Wine (Bottle)

$8.34 ₹792

$2.84 ₹270

193.66%

Local Beer (0.5 liter bottle)

$1.99 ₹189

$1.62 ₹153

22.84%

Imported Beer (0.33 liter bottle)

$3.12 ₹296

$2.73 ₹260

14.29%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹570

$6.31 ₹599

-4.75%

One-way Ticket (Public Transport)

$0.20 ₹18.95

$0.33 ₹31.55

-39.39%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹655

$10.38 ₹986

-33.53%

Taxi Start (Normal Tariff)

$0.31 ₹29.84

$0.85 ₹81.1

-63.53%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.41

$0.25 ₹23.64

24.00%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$1.62 ₹154

-0.62%

Gasoline (1 liter)

$1.10 ₹105

$1.10 ₹104

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$13.4K ₹1.3M

16.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$20.7K ₹2.0M

8.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,873

$28.41 ₹2,698

117.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹429

$3.34 ₹317

35.33%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹852

$6.75 ₹641

32.89%

Gym Membership (Monthly)

$37.11 ₹3,524

$12.45 ₹1,182

198.07%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,340

$14.44 ₹1,371

-2.29%

Cinema Ticket

$5.01 ₹476

$2.60 ₹247

92.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$29.37 ₹2,788

305.21%

International Primary School, 1 Child (Yearly)

$4,948 ₹469.8K

$1,193 ₹113.2K

314.84%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,453

$16.95 ₹1,609

114.57%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,675

$27.03 ₹2,567

43.21%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,196

$29.91 ₹2,840

82.98%

Men's Leather Business Shoes

$48.03 ₹4,561

$40.09 ₹3,806

19.81%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.7K

$100 ₹9,513

538.48%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.3K

$64.2 ₹6,092

479.29%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹198.7K

$228 ₹21.6K

819.56%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹87.8K

$135 ₹12.8K

584.18%

Buy Apartment in City Center (m2)

$5,706 ₹541.8K

$734 ₹69.7K

677.80%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.1K

$451 ₹42.8K

467.31%

Average Monthly Net Salary (After Tax)

$757 ₹71.9K

$287 ₹27.3K

163.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

9.31

-10.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Kolhapur: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Kolhapur

$64 19% 82.7% $308

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Kolhapur

$94 28% 19.4% $23

Eating Out

Mumbai (Bombay)

$112 13.8%

Kolhapur

$58 17.1% 48.8% $55

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Kolhapur

$51 15.2% 35.9% $29

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Kolhapur

$39 11.4% 48.9% $37

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Kolhapur

$18 5.2% 62.6% $29

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Kolhapur

$14 4.1% 44.5% $4.3

Cost Breakdown

A central one-bedroom costs $640 in Mumbai (Bombay) versus $100 in Kolhapur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Mumbai (Bombay) are about 2.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21 in Mumbai (Bombay) versus $13 in Kolhapur. Monthly groceries follow the same trend: $117 vs $94 – making Kolhapur the more affordable choice for daily food spending.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Kolhapur

🕒 Local time

14:01 2:01 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

549,200

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Kolhapur 300 km

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Kolhapur: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $813 in Mumbai (Bombay), $337 in Kolhapur – Kolhapur comes out roughly 59% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,220 per month in Mumbai (Bombay) and $506 in Kolhapur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kolhapur, especially for central apartments: a one-bedroom in the center costs $100 there versus $640 in Mumbai (Bombay).

Groceries cost about 24% more in Mumbai (Bombay), though the gap depends on what you buy.

A mid-range dinner for two costs $21 in Mumbai (Bombay) and $13 in Kolhapur. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,200 covers both cities comfortably – all-in costs are $813 in Mumbai (Bombay) and $337 in Kolhapur, leaving budget for savings and extras in both cases.

Families tend to lean toward Kolhapur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kolhapur. If higher salaries or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.