Cost of Living Comparison Between Mumbai (Bombay) and Kolhapur Cost of Living Comparison Between Mumbai (Bombay) and Kolhapur

Monthly Cost of Living

A single person spends $781 per month in Mumbai (Bombay) vs $357 in Kolhapur, rent included.

A couple spends around $1,281 per month in Mumbai (Bombay) vs $564 in Kolhapur, rent included.

A family of three spends $1,781 per month in Mumbai (Bombay) vs $770 in Kolhapur, rent included.

Mumbai (Bombay) costs about 119% more than Kolhapur, driven mainly by Eating Out.

Both Mumbai (Bombay) and Kolhapur are more affordable than the global median – Mumbai (Bombay) 42% lower, Kolhapur 73% lower.

Meal at Budget Restaurant

$5.13 ₹488

$2.31 ₹220

122.08%

Three-Course Dinner for Two, Mid-Range

$22.35 ₹2,126

$9.04 ₹859

147.23%

Fast Food Meal (McDonalds, etc)

$4.69 ₹446

$2.92 ₹278

60.62%

Cappuccino

$2.65 ₹252

$1.28 ₹121

107.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹44.56

$0.48 ₹45.75

-2.08%

Water (0.33 liter bottle)

$0.19 ₹18.19

$0.15 ₹13.90

26.67%

Local Beer (0.5 liter draught)

$2.28 ₹217

$1.89 ₹180

20.63%

Imported Beer (0.33 liter bottle)

$4.12 ₹392

$4.02 ₹382

2.49%

Milk (1 liter)

$0.74 ₹70.2

$0.79 ₹75.0

-6.33%

White Bread (500g)

$0.52 ₹49.55

$0.48 ₹45.42

8.33%

Rice (white) (1kg)

$0.84 ₹79.5

$0.56 ₹52.9

50.00%

Eggs

$1.07 ₹102

$0.88 ₹84.2

21.59%

Local Cheese (1kg)

$7.05 ₹671

$4.01 ₹382

75.81%

Chicken Fillets (1kg)

$3.93 ₹374

$3.01 ₹286

30.56%

Apples (1kg)

$2.34 ₹223

$1.86 ₹177

25.81%

Banana (1kg)

$0.77 ₹73.1

$0.60 ₹56.6

28.33%

Oranges (1kg)

$1.31 ₹125

$1.33 ₹126

-1.50%

Tomato (1kg)

$0.64 ₹60.6

$0.81 ₹77.4

-20.99%

Potato (1kg)

$0.53 ₹50.0

$0.50 ₹47.14

6.00%

Onion (1kg)

$0.63 ₹59.7

$0.44 ₹42.26

43.18%

Lettuce (1 head)

$0.69 ₹65.7

$0.40 ₹37.81

72.50%

Water (1.5 liter bottle)

$0.35 ₹33.47

$0.30 ₹28.51

16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$4.16 ₹396

$4.02 ₹382

3.48%

Wine (Bottle)

$8.59 ₹817

$2.82 ₹268

204.61%

Local Beer (0.5 liter bottle)

$2.14 ₹203

$1.87 ₹178

14.44%

Imported Beer (0.33 liter bottle)

$3.24 ₹309

$3.58 ₹341

-9.50%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.22 ₹686

$5.00 ₹475

44.40%

One-way Ticket (Public Transport)

$0.24 ₹22.96

$0.33 ₹31.69

-27.27%

Public Transport Monthly Pass (Regular Price)

$4.73 ₹450

$11.66 ₹1,109

-59.43%

Taxi Start (Normal Tariff)

$0.37 ₹34.92

$0.59 ₹56.3

-37.29%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.46

Taxi 1hour Waiting (Normal Tariff)

$1.43 ₹136

$1.77 ₹168

-19.21%

Gasoline (1 liter)

$1.22 ₹116

$1.19 ₹113

2.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.7M

$14.4K ₹1.4M

20.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K ₹2.4M

$23.4K ₹2.2M

8.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.2 ₹4,865

$36.13 ₹3,436

41.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.03 ₹478

$3.98 ₹378

26.38%

Internet (50+ Mbps, Unlimited Data)

$8.65 ₹823

$8.91 ₹847

-2.92%

Gym Membership (Monthly)

$22.99 ₹2,186

$6.53 ₹621

252.07%

Tennis Court (1 Hour on Weekend)

$11.83 ₹1,125

$5.28 ₹502

124.05%

Cinema Ticket

$4.53 ₹431

$2.59 ₹246

74.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$121 ₹11.5K

$31.62 ₹3,007

283.78%

International Primary School, 1 Child (Yearly)

$3,356 ₹319.1K

$891 ₹84.7K

276.67%

Jeans (Levis 501 Or Similar)

$29.19 ₹2,776

$18.86 ₹1,794

54.77%

Summer Dress (H&M, Zara, etc)

$30.76 ₹2,925

$26.90 ₹2,558

14.35%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,385

$27.98 ₹2,661

102.39%

Men's Leather Business Shoes

$41.02 ₹3,901

$35.59 ₹3,384

15.26%

1-bedroom Apartment, City Center (Monthly)

$695 ₹66.1K

$115 ₹10.9K

506.11%

1-bedroom Apartment, Outside City Center (Monthly)

$350 ₹33.3K

$71.3 ₹6,782

390.47%

3-bedroom Apartment, City Center (Monthly)

$1,778 ₹169.1K

$246 ₹23.4K

623.98%

3-bedroom Apartment, Outside City Center (Monthly)

$835 ₹79.4K

$159 ₹15.1K

424.37%

Buy Apartment in City Center (m2)

$6,331 ₹602.1K

$728 ₹69.3K

769.37%

Buy Apartment Outside City Center (m2)

$2,639 ₹251.0K

$446 ₹42.4K

491.77%

Average Monthly Net Salary (After Tax)

$737 ₹70.1K

$285 ₹27.1K

158.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

9.56

-3.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): June 7, 2026

Last update for Kolhapur: June 8, 2026

Cost Breakdown

A central one-bedroom costs $695 in Mumbai (Bombay) versus $115 in Kolhapur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 159% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $22.00 in Mumbai (Bombay) versus $9.00 in Kolhapur. Monthly groceries follow the same trend: $130 vs $98.0 – making Kolhapur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Kolhapur: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $781 in Mumbai (Bombay), $357 in Kolhapur – roughly 119% apart. Mumbai (Bombay) costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,171 per month in Mumbai (Bombay) and $535 in Kolhapur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kolhapur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 33% more in Mumbai (Bombay), though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $22.00 in Mumbai (Bombay) and $9.00 in Kolhapur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Kolhapur, where all-in costs run around $357, than in Mumbai (Bombay) at $781. In Kolhapur it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

It depends on your priorities. Mumbai (Bombay) has an edge in some lifestyle areas, with costs from $357 in Kolhapur to $781 in Mumbai (Bombay). Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kolhapur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.