Cost of Living Comparison Between Mumbai (Bombay) and Kathmandu Cost of Living Comparison Between Mumbai (Bombay) and Kathmandu

Monthly Cost of Living

Monthly costs for one person with rent: $795 in Mumbai (Bombay) versus $484 in Kathmandu.

Estimated couple costs with rent: $1,311 in Mumbai (Bombay) versus $773 in Kathmandu.

Monthly costs for a family of three with rent: $1,827 in Mumbai (Bombay) versus $1,063 in Kathmandu.

Living in Mumbai (Bombay) is roughly 64% more expensive than in Kathmandu, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Kathmandu 65% lower.

Currency
🍽 Eating Out
Mumbai (Bombay)
Kathmandu
Difference
Meal at Budget Restaurant
$5.30 ₹501
$1.94 NPR 294
173.20%
Three-Course Dinner for Two, Mid-Range
$21.42 ₹2,023
$20.08 NPR 3,037
6.67%
Fast Food Meal (McDonalds, etc)
$4.29 ₹405
$6.74 NPR 1,020
-36.35%
Cappuccino
$2.61 ₹246
$1.54 NPR 234
69.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.41 ₹38.29
$0.56 NPR 84.4
-26.79%
Water (0.33 liter bottle)
$0.14 ₹13.06
$0.15 NPR 23.02
-6.67%
Local Beer (0.5 liter draught)
$2.59 ₹245
$3.23 NPR 489
-19.81%
Imported Beer (0.33 liter bottle)
$4.16 ₹393
$3.67 NPR 556
13.35%
🛒 Groceries & Markets
Mumbai (Bombay)
Kathmandu
Difference
Milk (1 liter)
$0.69 ₹65.7
$0.76 NPR 115
-9.21%
White Bread (500g)
$0.49 ₹46.05
$0.63 NPR 95.2
-22.22%
Rice (white) (1kg)
$0.73 ₹68.9
$0.86 NPR 130
-15.12%
Eggs
$0.95 ₹89.6
$1.69 NPR 256
-43.79%
Local Cheese (1kg)
$5.69 ₹537
$7.26 NPR 1,098
-21.63%
Chicken Fillets (1kg)
$3.48 ₹329
$3.40 NPR 515
2.35%
Beef Round Steak (1kg)
-
$5.21 NPR 788
-
Apples (1kg)
$2.34 ₹222
$2.07 NPR 313
13.04%
Banana (1kg)
$0.67 ₹63.4
$1.15 NPR 174
-41.74%
Oranges (1kg)
$1.20 ₹114
$1.41 NPR 213
-14.89%
Tomato (1kg)
$0.50 ₹47.21
$0.57 NPR 86.7
-12.28%
Potato (1kg)
$0.38 ₹35.57
$0.38 NPR 58.1
-
Onion (1kg)
$0.40 ₹38.18
$0.52 NPR 78.0
-23.08%
Lettuce (1 head)
$0.49 ₹46.17
$0.49 NPR 74.6
-
Water (1.5 liter bottle)
$0.29 ₹27.00
$0.25 NPR 37.97
16.00%
Cigarettes 20 Pack (Marlboro, Camel)
$4.98 ₹470
$2.70 NPR 408
84.44%
Wine (Bottle)
$8.23 ₹777
$7.94 NPR 1,201
3.65%
Local Beer (0.5 liter bottle)
$2.10 ₹199
$2.23 NPR 337
-5.83%
Imported Beer (0.33 liter bottle)
$3.15 ₹298
$3.00 NPR 454
5.00%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$5.95 ₹562
-
-
🚌 Getting Around
Mumbai (Bombay)
Kathmandu
Difference
One-way Ticket (Public Transport)
$0.20 ₹18.87
$0.19 NPR 29.43
5.26%
Public Transport Monthly Pass (Regular Price)
$5.88 ₹556
$10.11 NPR 1,529
-41.84%
Taxi Start (Normal Tariff)
$0.31 ₹29.07
$2.02 NPR 305
-84.65%
Taxi (Normal Tariff) (1km)
$0.33 ₹31.28
$1.34 NPR 203
-75.37%
Taxi 1hour Waiting (Normal Tariff)
$1.55 ₹146
$3.32 NPR 503
-53.31%
Gasoline (1 liter)
$1.10 ₹104
$1.41 NPR 213
-21.99%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.2K ₹1.5M
$29.4K NPR 4.4M
-44.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.6K ₹2.1M
$36.6K NPR 5.5M
-38.13%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Kathmandu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$59.1 ₹5,584
$31.68 NPR 4,792
86.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.38 ₹414
$3.38 NPR 511
29.59%
Internet (50+ Mbps, Unlimited Data)
$9.34 ₹883
$8.12 NPR 1,228
15.02%
🎉 Sport & Entertainment
Mumbai (Bombay)
Kathmandu
Difference
Gym Membership (Monthly)
$27.20 ₹2,570
$22.51 NPR 3,405
20.84%
Tennis Court (1 Hour on Weekend)
$14.11 ₹1,333
$7.01 NPR 1,060
101.28%
Cinema Ticket
$4.62 ₹437
$2.98 NPR 451
55.03%
🧸 Childcare & Education
Mumbai (Bombay)
Kathmandu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$118 ₹11.1K
$67.1 NPR 10.1K
75.40%
International Primary School, 1 Child (Yearly)
$4,947 ₹467.4K
$4,824 NPR 729.6K
2.56%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Kathmandu
Difference
Jeans (Levis 501 Or Similar)
$33.63 ₹3,177
$26.37 NPR 3,989
27.53%
Summer Dress (H&M, Zara, etc)
$38.59 ₹3,646
$28.67 NPR 4,336
34.60%
Sport Shoes (Adidas, Nike)
$59.8 ₹5,648
$65.9 NPR 9,965
-9.26%
Men's Leather Business Shoes
$48.89 ₹4,619
$30.44 NPR 4,604
60.61%
🏠 Accommodation & Living
Mumbai (Bombay)
Kathmandu
Difference
1-bedroom Apartment, City Center (Monthly)
$652 ₹61.6K
$221 NPR 33.4K
195.32%
1-bedroom Apartment, Outside City Center (Monthly)
$356 ₹33.6K
$104 NPR 15.7K
241.93%
3-bedroom Apartment, City Center (Monthly)
$1,907 ₹180.2K
$439 NPR 66.4K
334.45%
3-bedroom Apartment, Outside City Center (Monthly)
$863 ₹81.5K
$204 NPR 30.8K
323.10%
Buy Apartment in City Center (m2)
$6,242 ₹589.7K
$2,289 NPR 346.2K
172.68%
Buy Apartment Outside City Center (m2)
$2,324 ₹219.5K
$1,332 NPR 201.5K
74.41%
💵 Salaries & Financials
Mumbai (Bombay)
Kathmandu
Difference
Average Monthly Net Salary (After Tax)
$804 ₹75.9K
$275 NPR 41.5K
192.56%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.36
9.72
-13.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): August 30, 2026

Last update for Kathmandu: August 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $652 in Mumbai (Bombay) and $221 in Kathmandu. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 193% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $20.00 in Kathmandu. Groceries flip the comparison at $117 vs $144, with Mumbai (Bombay) cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Kathmandu: Cost of Living - Frequently Asked Questions
Which city is more expensive, Mumbai (Bombay) or Kathmandu?
Kathmandu wins on cost – living expenses run 64% lower than in Mumbai (Bombay). Housing and daily spending are where you'll feel the difference most, making Kathmandu the obvious pick if budget is a priority.
Are salaries higher in Mumbai (Bombay) or in Kathmandu?
Average pay runs 193% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Mumbai (Bombay) compared to Kathmandu?
Rent for a central apartment: $652 in Mumbai (Bombay) versus $221 in Kathmandu. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Mumbai (Bombay) and in Kathmandu?
Dining out is cheaper in Kathmandu – a meal for two runs $20.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Mumbai (Bombay) compared to Kathmandu?
All in, you'll spend $795 per month in Mumbai (Bombay) versus $484 in Kathmandu – a 64% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Mumbai (Bombay) or in Kathmandu?
At $484 in Kathmandu versus $795 in Mumbai (Bombay), a $1,000 budget is realistic in Kathmandu but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Kathmandu the clear choice for anyone on this budget.
Which city is better for digital nomads, Mumbai (Bombay) or Kathmandu?
Both work as nomad bases, but Kathmandu delivers better value – similar infrastructure at $484 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kathmandu hard to pass up.
Which city is more affordable for expats?
Expats usually find Kathmandu gentler on the wallet – expenses run 64% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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