😐Monthly costs for one person with rent: $765 in Mumbai (Bombay) versus $495 in Kathmandu.
😐Estimated couple costs with rent: $1,268 in Mumbai (Bombay) versus $789 in Kathmandu.
😐Monthly costs for a family of three with rent: $1,770 in Mumbai (Bombay) versus $1,083 in Kathmandu.
🌍Living in Mumbai (Bombay) is roughly 55% more expensive than in Kathmandu, driven mainly by Eating Out.
📊Both cities sit below the global median: Mumbai (Bombay)43% lower, Kathmandu63% lower.
Currency
🍽 Eating Out
Mumbai (Bombay)
Kathmandu
Difference
Meal at Budget Restaurant
$5.37₹507
$1.87NPR 283
187.17%
Three-Course Dinner for Two, Mid-Range
$21.77₹2,053
$19.02NPR 2,872
14.46%
Fast Food Meal(McDonalds, etc)
$4.59₹433
$6.56NPR 991
-30.03%
Cappuccino
$2.56₹241
$1.82NPR 275
40.66%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.47₹44.07
$0.54NPR 81.4
-12.96%
Water(0.33 liter bottle)
$0.19₹18.21
$0.17NPR 25.55
11.76%
Local Beer(0.5 liter draught)
$2.25₹213
$2.63NPR 397
-14.45%
Imported Beer(0.33 liter bottle)
$4.13₹389
$3.68NPR 556
12.23%
🛒 Groceries & Markets
Mumbai (Bombay)
Kathmandu
Difference
Milk(1 liter)
$0.74₹69.7
$0.81NPR 122
-8.64%
White Bread(500g)
$0.48₹45.61
$0.55NPR 83.1
-12.73%
Rice(white)(1kg)
$0.79₹74.2
$0.98NPR 148
-19.39%
Eggs
$1.08₹101
$1.79NPR 270
-39.66%
Local Cheese(1kg)
$7.18₹677
$9.02NPR 1,362
-20.40%
Chicken Fillets(1kg)
$3.94₹371
$3.22NPR 486
22.36%
Beef Round Steak(1kg)
-
$6.09NPR 919
-
Apples(1kg)
$2.31₹218
$2.28NPR 344
1.32%
Banana(1kg)
$0.82₹77.2
$1.10NPR 166
-25.45%
Oranges(1kg)
$1.30₹123
$1.25NPR 189
4.00%
Tomato(1kg)
$0.64₹60.3
$0.64NPR 96.9
-
Potato(1kg)
$0.57₹53.9
$0.52NPR 79.1
9.62%
Onion(1kg)
$0.62₹58.8
$0.67NPR 101
-7.46%
Lettuce(1 head)
$0.64₹60.0
$0.49NPR 74.0
30.61%
Water(1.5 liter bottle)
$0.35₹33.23
$0.25NPR 37.61
40.00%
Cigarettes 20 Pack(Marlboro, Camel)
$4.21₹397
$2.93NPR 443
43.69%
Wine(Bottle)
$8.22₹776
$7.71NPR 1,164
6.61%
Local Beer(0.5 liter bottle)
$2.10₹198
$2.29NPR 345
-8.30%
Imported Beer(0.33 liter bottle)
$3.30₹311
$3.33NPR 502
-0.90%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$7.25₹684
-
-
🚌 Getting Around
Mumbai (Bombay)
Kathmandu
Difference
One-way Ticket(Public Transport)
$0.22₹20.61
$0.23NPR 34.85
-4.35%
Public Transport Monthly Pass(Regular Price)
$4.59₹433
$10.72NPR 1,619
-57.18%
Taxi Start(Normal Tariff)
$0.33₹31.48
$2.21NPR 334
-85.07%
Taxi(Normal Tariff)(1km)
-
$1.10NPR 166
-
Taxi 1hour Waiting(Normal Tariff)
$1.41₹133
$3.67NPR 554
-61.58%
Gasoline(1 liter)
$1.18₹112
$1.28NPR 193
-7.81%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.6K₹1.7M
$31.6KNPR 4.8M
-44.44%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K₹2.4M
$39.9KNPR 6.0M
-37.53%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Kathmandu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$51.3₹4,841
$32.60NPR 4,921
57.42%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.05₹476
$5.00NPR 755
1.00%
Internet(50+ Mbps, Unlimited Data)
$9.01₹850
$9.76NPR 1,473
-7.68%
🎉 Sport & Entertainment
Mumbai (Bombay)
Kathmandu
Difference
Gym Membership(Monthly)
$22.71₹2,142
$22.54NPR 3,403
0.75%
Tennis Court(1 Hour on Weekend)
$12.11₹1,142
$7.20NPR 1,087
68.19%
Cinema Ticket
$4.78₹451
$3.30NPR 499
44.85%
🧸 Childcare & Education
Mumbai (Bombay)
Kathmandu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$119₹11.2K
$89.6NPR 13.5K
33.07%
International Primary School, 1 Child(Yearly)
$3,361₹317.0K
$3,831NPR 578.4K
-12.26%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Kathmandu
Difference
Jeans(Levis 501 Or Similar)
$29.66₹2,798
$24.39NPR 3,682
21.61%
Summer Dress(H&M, Zara, etc)
$31.13₹2,936
$28.03NPR 4,232
11.06%
Sport Shoes(Adidas, Nike)
$55.4₹5,226
$58.5NPR 8,826
-5.23%
Men's Leather Business Shoes
$40.58₹3,828
$40.36NPR 6,093
0.55%
🏠 Accommodation & Living
Mumbai (Bombay)
Kathmandu
Difference
1-bedroom Apartment, City Center(Monthly)
$689₹65.0K
$194NPR 29.3K
254.63%
1-bedroom Apartment, Outside City Center(Monthly)
$354₹33.4K
$103NPR 15.5K
245.05%
3-bedroom Apartment, City Center(Monthly)
$1,843₹173.8K
$336NPR 50.7K
448.26%
3-bedroom Apartment, Outside City Center(Monthly)
$851₹80.3K
$187NPR 28.2K
356.21%
Buy Apartment in City Center(m2)
$6,359₹599.8K
$2,336NPR 352.6K
172.24%
Buy Apartment Outside City Center(m2)
$2,719₹256.4K
$1,334NPR 201.5K
103.74%
💵 Salaries & Financials
Mumbai (Bombay)
Kathmandu
Difference
Average Monthly Net Salary(After Tax)
$744₹70.2K
$279NPR 42.2K
166.59%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.22
12.08
-23.68%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Mumbai (Bombay): June 15, 2026
Last update for Kathmandu: June 16, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $689 in Mumbai (Bombay) and $194 in Kathmandu. Housing cost is often the main lever when comparing two cities.
💰Mumbai (Bombay) pays 167% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $22.00 in Mumbai (Bombay) vs $19.00 in Kathmandu. Groceries flip the comparison at $129 vs $154, with Mumbai (Bombay) cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Kathmandu: Cost of Living - Frequently Asked Questions
Which city is more expensive, Mumbai (Bombay) or Kathmandu?
Kathmandu wins on cost – living expenses run 55% lower than in Mumbai (Bombay). Housing and daily spending are where you'll feel the difference most, making Kathmandu the obvious pick if budget is a priority.
Are salaries higher in Mumbai (Bombay) or in Kathmandu?
Average pay runs 167% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Mumbai (Bombay) compared to Kathmandu?
Rent for a central apartment: $689 in Mumbai (Bombay) versus $194 in Kathmandu. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Mumbai (Bombay) and in Kathmandu?
Dining out is cheaper in Kathmandu – a meal for two runs $19.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Mumbai (Bombay) compared to Kathmandu?
All in, you'll spend $765 per month in Mumbai (Bombay) versus $495 in Kathmandu – a 55% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Mumbai (Bombay) or in Kathmandu?
At $495 in Kathmandu versus $765 in Mumbai (Bombay), a $1,000 budget is realistic in Kathmandu but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Kathmandu the clear choice for anyone on this budget.
Which city is better for digital nomads, Mumbai (Bombay) or Kathmandu?
Both work as nomad bases, but Kathmandu delivers better value – similar infrastructure at $495 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kathmandu hard to pass up.
Which city is more affordable for expats?
Expats usually find Kathmandu gentler on the wallet – expenses run 55% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.
Mumbai (Bombay) vs other spots: cost of living compared