😐Monthly costs for one person with rent: $795 in Mumbai (Bombay) versus $484 in Kathmandu.
😐Estimated couple costs with rent: $1,311 in Mumbai (Bombay) versus $773 in Kathmandu.
😐Monthly costs for a family of three with rent: $1,827 in Mumbai (Bombay) versus $1,063 in Kathmandu.
🌍Living in Mumbai (Bombay) is roughly 64% more expensive than in Kathmandu, driven mainly by Eating Out.
📊Both cities sit below the global median: Mumbai (Bombay)42% lower, Kathmandu65% lower.
Currency
🍽 Eating Out
Mumbai (Bombay)
Kathmandu
Difference
Meal at Budget Restaurant
$5.30₹501
$1.94NPR 294
173.20%
Three-Course Dinner for Two, Mid-Range
$21.42₹2,023
$20.08NPR 3,037
6.67%
Fast Food Meal(McDonalds, etc)
$4.29₹405
$6.74NPR 1,020
-36.35%
Cappuccino
$2.61₹246
$1.54NPR 234
69.48%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.41₹38.29
$0.56NPR 84.4
-26.79%
Water(0.33 liter bottle)
$0.14₹13.06
$0.15NPR 23.02
-6.67%
Local Beer(0.5 liter draught)
$2.59₹245
$3.23NPR 489
-19.81%
Imported Beer(0.33 liter bottle)
$4.16₹393
$3.67NPR 556
13.35%
🛒 Groceries & Markets
Mumbai (Bombay)
Kathmandu
Difference
Milk(1 liter)
$0.69₹65.7
$0.76NPR 115
-9.21%
White Bread(500g)
$0.49₹46.05
$0.63NPR 95.2
-22.22%
Rice(white)(1kg)
$0.73₹68.9
$0.86NPR 130
-15.12%
Eggs
$0.95₹89.6
$1.69NPR 256
-43.79%
Local Cheese(1kg)
$5.69₹537
$7.26NPR 1,098
-21.63%
Chicken Fillets(1kg)
$3.48₹329
$3.40NPR 515
2.35%
Beef Round Steak(1kg)
-
$5.21NPR 788
-
Apples(1kg)
$2.34₹222
$2.07NPR 313
13.04%
Banana(1kg)
$0.67₹63.4
$1.15NPR 174
-41.74%
Oranges(1kg)
$1.20₹114
$1.41NPR 213
-14.89%
Tomato(1kg)
$0.50₹47.21
$0.57NPR 86.7
-12.28%
Potato(1kg)
$0.38₹35.57
$0.38NPR 58.1
-
Onion(1kg)
$0.40₹38.18
$0.52NPR 78.0
-23.08%
Lettuce(1 head)
$0.49₹46.17
$0.49NPR 74.6
-
Water(1.5 liter bottle)
$0.29₹27.00
$0.25NPR 37.97
16.00%
Cigarettes 20 Pack(Marlboro, Camel)
$4.98₹470
$2.70NPR 408
84.44%
Wine(Bottle)
$8.23₹777
$7.94NPR 1,201
3.65%
Local Beer(0.5 liter bottle)
$2.10₹199
$2.23NPR 337
-5.83%
Imported Beer(0.33 liter bottle)
$3.15₹298
$3.00NPR 454
5.00%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$5.95₹562
-
-
🚌 Getting Around
Mumbai (Bombay)
Kathmandu
Difference
One-way Ticket(Public Transport)
$0.20₹18.87
$0.19NPR 29.43
5.26%
Public Transport Monthly Pass(Regular Price)
$5.88₹556
$10.11NPR 1,529
-41.84%
Taxi Start(Normal Tariff)
$0.31₹29.07
$2.02NPR 305
-84.65%
Taxi(Normal Tariff)(1km)
$0.33₹31.28
$1.34NPR 203
-75.37%
Taxi 1hour Waiting(Normal Tariff)
$1.55₹146
$3.32NPR 503
-53.31%
Gasoline(1 liter)
$1.10₹104
$1.41NPR 213
-21.99%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.2K₹1.5M
$29.4KNPR 4.4M
-44.83%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.6K₹2.1M
$36.6KNPR 5.5M
-38.13%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Kathmandu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$59.1₹5,584
$31.68NPR 4,792
86.58%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.38₹414
$3.38NPR 511
29.59%
Internet(50+ Mbps, Unlimited Data)
$9.34₹883
$8.12NPR 1,228
15.02%
🎉 Sport & Entertainment
Mumbai (Bombay)
Kathmandu
Difference
Gym Membership(Monthly)
$27.20₹2,570
$22.51NPR 3,405
20.84%
Tennis Court(1 Hour on Weekend)
$14.11₹1,333
$7.01NPR 1,060
101.28%
Cinema Ticket
$4.62₹437
$2.98NPR 451
55.03%
🧸 Childcare & Education
Mumbai (Bombay)
Kathmandu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$118₹11.1K
$67.1NPR 10.1K
75.40%
International Primary School, 1 Child(Yearly)
$4,947₹467.4K
$4,824NPR 729.6K
2.56%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Kathmandu
Difference
Jeans(Levis 501 Or Similar)
$33.63₹3,177
$26.37NPR 3,989
27.53%
Summer Dress(H&M, Zara, etc)
$38.59₹3,646
$28.67NPR 4,336
34.60%
Sport Shoes(Adidas, Nike)
$59.8₹5,648
$65.9NPR 9,965
-9.26%
Men's Leather Business Shoes
$48.89₹4,619
$30.44NPR 4,604
60.61%
🏠 Accommodation & Living
Mumbai (Bombay)
Kathmandu
Difference
1-bedroom Apartment, City Center(Monthly)
$652₹61.6K
$221NPR 33.4K
195.32%
1-bedroom Apartment, Outside City Center(Monthly)
$356₹33.6K
$104NPR 15.7K
241.93%
3-bedroom Apartment, City Center(Monthly)
$1,907₹180.2K
$439NPR 66.4K
334.45%
3-bedroom Apartment, Outside City Center(Monthly)
$863₹81.5K
$204NPR 30.8K
323.10%
Buy Apartment in City Center(m2)
$6,242₹589.7K
$2,289NPR 346.2K
172.68%
Buy Apartment Outside City Center(m2)
$2,324₹219.5K
$1,332NPR 201.5K
74.41%
💵 Salaries & Financials
Mumbai (Bombay)
Kathmandu
Difference
Average Monthly Net Salary(After Tax)
$804₹75.9K
$275NPR 41.5K
192.56%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.36
9.72
-13.99%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Mumbai (Bombay): August 30, 2026
Last update for Kathmandu: August 29, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $652 in Mumbai (Bombay) and $221 in Kathmandu. Housing cost is often the main lever when comparing two cities.
💰Mumbai (Bombay) pays 193% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $21.00 in Mumbai (Bombay) vs $20.00 in Kathmandu. Groceries flip the comparison at $117 vs $144, with Mumbai (Bombay) cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Kathmandu: Cost of Living - Frequently Asked Questions
Which city is more expensive, Mumbai (Bombay) or Kathmandu?
Kathmandu wins on cost – living expenses run 64% lower than in Mumbai (Bombay). Housing and daily spending are where you'll feel the difference most, making Kathmandu the obvious pick if budget is a priority.
Are salaries higher in Mumbai (Bombay) or in Kathmandu?
Average pay runs 193% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Mumbai (Bombay) compared to Kathmandu?
Rent for a central apartment: $652 in Mumbai (Bombay) versus $221 in Kathmandu. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Mumbai (Bombay) and in Kathmandu?
Dining out is cheaper in Kathmandu – a meal for two runs $20.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Mumbai (Bombay) compared to Kathmandu?
All in, you'll spend $795 per month in Mumbai (Bombay) versus $484 in Kathmandu – a 64% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Mumbai (Bombay) or in Kathmandu?
At $484 in Kathmandu versus $795 in Mumbai (Bombay), a $1,000 budget is realistic in Kathmandu but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Kathmandu the clear choice for anyone on this budget.
Which city is better for digital nomads, Mumbai (Bombay) or Kathmandu?
Both work as nomad bases, but Kathmandu delivers better value – similar infrastructure at $484 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kathmandu hard to pass up.
Which city is more affordable for expats?
Expats usually find Kathmandu gentler on the wallet – expenses run 64% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.
Mumbai (Bombay) vs other spots: cost of living compared