Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Jamnagar

For one person, living is cheaper in Jamnagar: $349 a month against $785 in Mumbai (Bombay), rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
17

Cost of Living Index in Jamnagar
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Jamnagar Living Index

Jump to prices

Mumbai (Bombay)

🇮🇳 India

$785

/mo nomad

Jamnagar

🇮🇳 India

$349

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Jamnagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Jamnagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $785 in Mumbai (Bombay) versus $349 in Jamnagar.

Mumbai (Bombay) $785
Jamnagar $349

Estimated couple costs with rent: $1,308 in Mumbai (Bombay) versus $537 in Jamnagar.

Mumbai (Bombay) $1,308
Jamnagar $537

Monthly costs for a family of three with rent: $1,831 in Mumbai (Bombay) versus $725 in Jamnagar.

Mumbai (Bombay) $1,831
Jamnagar $725

Living in Mumbai (Bombay) is roughly 125% more expensive than in Jamnagar, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Jamnagar 74% lower.

Meal at Budget Restaurant

$5.18 ₹492

$3.73 ₹354

38.87%

Three-Course Dinner for Two, Mid-Range

$20.64 ₹1,960

$5.40 ₹513

282.22%

Fast Food Meal (McDonalds, etc)

$4.11 ₹390

$3.90 ₹370

5.38%

Cappuccino

$2.68 ₹254

$0.79 ₹75.1

239.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹35.88

$0.44 ₹41.50

-13.64%

Water (0.33 liter bottle)

$0.13 ₹12.53

$0.10 ₹9.75

30.00%

Local Beer (0.5 liter draught)

$2.56 ₹243

$1.03 ₹97.6

148.54%

Imported Beer (0.33 liter bottle)

$4.24 ₹403

$5.10 ₹485

-16.86%

Milk (1 liter)

$0.72 ₹68.1

$0.55 ₹52.7

30.91%

White Bread (500g)

$0.51 ₹48.64

$0.44 ₹41.47

15.91%

Rice (white) (1kg)

$0.78 ₹73.6

$0.69 ₹65.6

13.04%

Eggs

$1.04 ₹98.7

$0.87 ₹82.6

19.54%

Local Cheese (1kg)

$5.41 ₹514

$3.97 ₹377

36.27%

Chicken Fillets (1kg)

$3.57 ₹339

$3.12 ₹296

14.42%

Apples (1kg)

$2.24 ₹213

$1.93 ₹183

16.06%

Banana (1kg)

$0.74 ₹70.0

$0.55 ₹51.9

34.55%

Oranges (1kg)

$1.21 ₹115

$0.65 ₹61.6

86.15%

Tomato (1kg)

$0.48 ₹45.69

$0.51 ₹48.71

-5.88%

Potato (1kg)

$0.35 ₹33.12

$0.31 ₹29.06

12.90%

Onion (1kg)

$0.38 ₹35.70

$0.36 ₹33.80

5.56%

Lettuce (1 head)

$0.40 ₹38.40

$0.27 ₹25.90

48.15%

Water (1.5 liter bottle)

$0.31 ₹29.77

$0.28 ₹26.53

10.71%

Cigarettes 20 Pack (Marlboro, Camel)

$4.98 ₹473

$5.07 ₹481

-1.78%

Wine (Bottle)

$8.46 ₹803

$8.60 ₹816

-1.63%

Local Beer (0.5 liter bottle)

$1.98 ₹188

$1.90 ₹180

4.21%

Imported Beer (0.33 liter bottle)

$3.17 ₹301

$3.24 ₹307

-2.16%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.17 ₹586

$4.13 ₹392

49.39%

One-way Ticket (Public Transport)

$0.22 ₹20.94

$0.61 ₹57.8

-63.93%

Public Transport Monthly Pass (Regular Price)

$5.64 ₹535

Taxi Start (Normal Tariff)

$0.35 ₹32.89

$1.02 ₹97.2

-65.69%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.21

$0.25 ₹23.62

24.00%

Taxi 1hour Waiting (Normal Tariff)

$1.54 ₹146

$1.06 ₹101

45.28%

Gasoline (1 liter)

$1.11 ₹105

$1.05 ₹99.8

5.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.0K ₹1.5M

$11.3K ₹1.1M

41.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₹2.1M

$23.6K ₹2.2M

-6.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ₹5,905

$43.20 ₹4,102

43.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.58 ₹435

$3.93 ₹373

16.54%

Internet (50+ Mbps, Unlimited Data)

$9.43 ₹895

$6.17 ₹586

52.84%

Gym Membership (Monthly)

$27.93 ₹2,652

$25.28 ₹2,401

10.48%

Tennis Court (1 Hour on Weekend)

$13.87 ₹1,317

Cinema Ticket

$4.97 ₹472

$2.61 ₹248

90.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.2K

$23.35 ₹2,218

406.81%

International Primary School, 1 Child (Yearly)

$4,844 ₹460.0K

$995 ₹94.5K

386.74%

Jeans (Levis 501 Or Similar)

$35.28 ₹3,351

$19.14 ₹1,817

84.33%

Summer Dress (H&M, Zara, etc)

$38.79 ₹3,683

$23.64 ₹2,245

64.09%

Sport Shoes (Adidas, Nike)

$55.7 ₹5,291

$38.44 ₹3,650

44.95%

Men's Leather Business Shoes

$46.65 ₹4,429

$22.49 ₹2,136

107.43%

1-bedroom Apartment, City Center (Monthly)

$610 ₹57.9K

$77.9 ₹7,393

683.07%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹33.9K

$44.72 ₹4,247

698.97%

3-bedroom Apartment, City Center (Monthly)

$1,876 ₹178.1K

$186 ₹17.7K

907.20%

3-bedroom Apartment, Outside City Center (Monthly)

$894 ₹84.9K

$114 ₹10.9K

681.00%

Buy Apartment in City Center (m2)

$5,882 ₹558.6K

$431 ₹40.9K

1264.14%

Buy Apartment Outside City Center (m2)

$2,403 ₹228.2K

$262 ₹24.9K

817.32%

Average Monthly Net Salary (After Tax)

$755 ₹71.7K

$344 ₹32.7K

119.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.86

-6.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 19, 2026

Last update for Jamnagar: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$357 45.5%

Jamnagar

$45 12.8% 87.5% $313

Groceries & Markets

Mumbai (Bombay)

$117 14.9%

Jamnagar

$101 28.9% 13.6% $16

Eating Out

Mumbai (Bombay)

$109 13.9%

Jamnagar

$69 19.6% 37.3% $41

Clothing & Footwear

Mumbai (Bombay)

$79 10.1%

Jamnagar

$47 13.4% 41.2% $33

Monthly Utilities & Internet

Mumbai (Bombay)

$76 9.7%

Jamnagar

$53 15.3% 30.1% $23

Sport & Entertainment

Mumbai (Bombay)

$38 4.8%

Jamnagar

$31 8.7% 19.5% $7.4

Getting Around

Mumbai (Bombay)

$8.4 1.1%

Jamnagar

$4.7 * 1.4% 44% $3.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $610 in Mumbai (Bombay) and $77.9 in Jamnagar. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 119% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $5.00 in Jamnagar for a mid-range dinner for two. Groceries echo the gap at $117 vs $101 per month, with Jamnagar cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Jamnagar

🕒 Local time

03:07 3:07 AM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

1,000,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Jamnagar 480 km

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Mumbai (Bombay)
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Jamnagar: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Jamnagar differ by about 125% in total monthly costs ($785 vs $349 including rent). Jamnagar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 119% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $610 in Mumbai (Bombay) versus $77.9 in Jamnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 16% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $785 per month in Mumbai (Bombay) versus $349 in Jamnagar – a 125% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Jamnagar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Jamnagar gentler on the wallet – expenses run 125% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.