Cost of Living Comparison Between Mumbai (Bombay) and Hubli Cost of Living Comparison Between Mumbai (Bombay) and Hubli

Monthly Cost of Living

A single person spends $759 per month in Mumbai (Bombay) vs $420 in Hubli, rent included.

A couple spends around $1,262 per month in Mumbai (Bombay) vs $673 in Hubli, rent included.

A family of three spends $1,766 per month in Mumbai (Bombay) vs $926 in Hubli, rent included.

Mumbai (Bombay) costs about 81% more than Hubli, driven mainly by Eating Out.

Both Mumbai (Bombay) and Hubli are more affordable than the global median – Mumbai (Bombay) 43% lower, Hubli 69% lower.

Meal at Budget Restaurant

$5.31 ₹504

$5.10 ₹485

4.12%

Three-Course Dinner for Two, Mid-Range

$22.21 ₹2,108

$14.33 ₹1,361

54.99%

Fast Food Meal (McDonalds, etc)

$4.67 ₹443

$2.36 ₹224

97.88%

Cappuccino

$2.62 ₹249

$1.37 ₹130

91.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₹48.04

$0.38 ₹35.63

34.21%

Water (0.33 liter bottle)

$0.15 ₹14.08

$0.15 ₹14.17

Local Beer (0.5 liter draught)

$2.27 ₹216

$1.19 ₹113

90.76%

Imported Beer (0.33 liter bottle)

$4.09 ₹388

$5.84 ₹554

-29.97%

Milk (1 liter)

$0.80 ₹75.7

$0.64 ₹60.8

25.00%

White Bread (500g)

$0.52 ₹49.64

$0.42 ₹40.25

23.81%

Rice (white) (1kg)

$0.82 ₹77.5

$0.82 ₹77.7

Eggs

$1.09 ₹104

$0.87 ₹82.5

25.29%

Local Cheese (1kg)

$7.02 ₹666

$11.47 ₹1,089

-38.80%

Chicken Fillets (1kg)

$3.89 ₹369

$4.86 ₹461

-19.96%

Apples (1kg)

$2.38 ₹226

$2.12 ₹201

12.26%

Banana (1kg)

$0.80 ₹76.3

$0.67 ₹63.7

19.40%

Oranges (1kg)

$1.30 ₹123

$1.03 ₹97.9

26.21%

Tomato (1kg)

$0.65 ₹61.7

$0.28 ₹26.37

132.14%

Potato (1kg)

$0.57 ₹53.7

$0.49 ₹46.53

16.33%

Onion (1kg)

$0.63 ₹60.2

$0.54 ₹51.2

16.67%

Lettuce (1 head)

$0.63 ₹60.1

$0.46 ₹43.36

36.96%

Water (1.5 liter bottle)

$0.33 ₹31.00

$0.30 ₹28.67

10.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 ₹380

$4.17 ₹396

-4.08%

Wine (Bottle)

$8.07 ₹766

Local Beer (0.5 liter bottle)

$2.16 ₹205

$1.95 ₹185

10.77%

Imported Beer (0.33 liter bottle)

$3.39 ₹322

$2.28 ₹216

48.68%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.13 ₹677

$5.13 ₹487

38.99%

One-way Ticket (Public Transport)

$0.24 ₹22.82

$0.18 ₹17.37

33.33%

Public Transport Monthly Pass (Regular Price)

$4.63 ₹440

$8.87 ₹842

-47.80%

Taxi Start (Normal Tariff)

$0.34 ₹32.17

$0.85 ₹80.3

-60.00%

Taxi (Normal Tariff) (1km)

$0.24 ₹22.61

Taxi 1hour Waiting (Normal Tariff)

$1.40 ₹133

$0.89 ₹84.8

57.30%

Gasoline (1 liter)

$1.22 ₹116

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.6M

$13.8K ₹1.3M

24.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K ₹2.4M

$22.0K ₹2.1M

14.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,764

$35.45 ₹3,365

41.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.00 ₹474

$3.55 ₹337

40.85%

Internet (50+ Mbps, Unlimited Data)

$8.79 ₹835

$11.06 ₹1,050

-20.52%

Gym Membership (Monthly)

$23.18 ₹2,201

$6.91 ₹656

235.46%

Tennis Court (1 Hour on Weekend)

$11.81 ₹1,121

$3.41 ₹323

246.33%

Cinema Ticket

$4.70 ₹446

$2.86 ₹272

64.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$121 ₹11.5K

$57.6 ₹5,468

109.71%

International Primary School, 1 Child (Yearly)

$3,385 ₹321.4K

$862 ₹81.9K

292.51%

Jeans (Levis 501 Or Similar)

$29.30 ₹2,782

$24.03 ₹2,281

21.93%

Summer Dress (H&M, Zara, etc)

$30.72 ₹2,917

$25.16 ₹2,389

22.10%

Sport Shoes (Adidas, Nike)

$55.0 ₹5,225

$43.57 ₹4,137

26.30%

Men's Leather Business Shoes

$39.51 ₹3,751

$32.25 ₹3,062

22.51%

1-bedroom Apartment, City Center (Monthly)

$694 ₹65.9K

$129 ₹12.3K

437.42%

1-bedroom Apartment, Outside City Center (Monthly)

$359 ₹34.1K

$93.0 ₹8,830

285.74%

3-bedroom Apartment, City Center (Monthly)

$1,797 ₹170.6K

$187 ₹17.8K

860.90%

3-bedroom Apartment, Outside City Center (Monthly)

$821 ₹77.9K

$184 ₹17.5K

345.80%

Buy Apartment in City Center (m2)

$6,515 ₹618.6K

$476 ₹45.2K

1269.93%

Buy Apartment Outside City Center (m2)

$2,661 ₹252.6K

$262 ₹24.9K

915.72%

Average Monthly Net Salary (After Tax)

$719 ₹68.3K

$380 ₹36.0K

89.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.13

13.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): April 26, 2026

Last update for Hubli: April 27, 2026

Cost Breakdown

A central one-bedroom costs $694 in Mumbai (Bombay) versus $129 in Hubli. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 89% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $22.00 in Mumbai (Bombay) versus $14.00 in Hubli. Monthly groceries follow the same trend: $130 vs $119 – making Hubli the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Hubli: Cost of Living - Frequently Asked Questions

Yes – Mumbai (Bombay) is pricier by about 81%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,139 per month in Mumbai (Bombay) and $629 in Hubli. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hubli, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 92% less in Hubli. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $121 per month in Mumbai (Bombay) and $57.6 in Hubli. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Hubli, where all-in costs run around $420, than in Mumbai (Bombay) at $759. In Hubli it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

Families tend to lean toward Hubli – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Hubli. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.