Cost of Living Comparison Between Mumbai (Bombay) and Hubli Cost of Living Comparison Between Mumbai (Bombay) and Hubli

Monthly Cost of Living

A single person spends $783 per month in Mumbai (Bombay) vs $369 in Hubli, rent included.

A couple spends around $1,280 per month in Mumbai (Bombay) vs $607 in Hubli, rent included.

A family of three spends $1,776 per month in Mumbai (Bombay) vs $846 in Hubli, rent included.

Mumbai (Bombay) costs about 112% more than Hubli, driven mainly by Clothing & Footwear.

Both Mumbai (Bombay) and Hubli are more affordable than the global median – Mumbai (Bombay) 43% lower, Hubli 73% lower.

Meal at Budget Restaurant

$5.10 ₹489

$5.07 ₹487

0.59%

Three-Course Dinner for Two, Mid-Range

$20.90 ₹2,005

$14.73 ₹1,414

41.89%

Fast Food Meal (McDonalds, etc)

$4.18 ₹401

$2.90 ₹278

44.14%

Cappuccino

$2.61 ₹251

$1.51 ₹145

72.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹36.00

$0.40 ₹37.96

-5.00%

Water (0.33 liter bottle)

$0.14 ₹13.11

$0.11 ₹10.12

27.27%

Local Beer (0.5 liter draught)

$2.57 ₹247

$1.47 ₹141

74.83%

Imported Beer (0.33 liter bottle)

$4.27 ₹410

$4.17 ₹400

2.40%

Milk (1 liter)

$0.70 ₹67.2

$0.59 ₹56.6

18.64%

White Bread (500g)

$0.52 ₹50.2

$0.43 ₹41.31

20.93%

Rice (white) (1kg)

$0.78 ₹74.5

$0.79 ₹75.5

-1.27%

Eggs

$0.96 ₹91.7

$0.84 ₹81.0

14.29%

Local Cheese (1kg)

$5.52 ₹530

$7.39 ₹709

-25.30%

Chicken Fillets (1kg)

$3.57 ₹343

$3.99 ₹383

-10.53%

Apples (1kg)

$2.28 ₹218

$2.21 ₹212

3.17%

Banana (1kg)

$0.74 ₹71.0

$0.55 ₹53.1

34.55%

Oranges (1kg)

$1.22 ₹117

$1.33 ₹128

-8.27%

Tomato (1kg)

$0.47 ₹45.18

$0.21 ₹20.11

123.81%

Potato (1kg)

$0.33 ₹31.97

$0.34 ₹32.42

-2.94%

Onion (1kg)

$0.37 ₹35.32

$0.39 ₹37.03

-5.13%

Lettuce (1 head)

$0.43 ₹41.03

$0.60 ₹57.9

-28.33%

Water (1.5 liter bottle)

$0.31 ₹29.91

$0.29 ₹28.20

6.90%

Cigarettes 20 Pack (Marlboro, Camel)

$5.03 ₹483

$5.04 ₹484

-0.20%

Wine (Bottle)

$8.27 ₹794

Local Beer (0.5 liter bottle)

$2.03 ₹195

$1.80 ₹173

12.78%

Imported Beer (0.33 liter bottle)

$3.09 ₹296

$2.01 ₹192

53.73%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.81 ₹557

$4.59 ₹441

26.58%

One-way Ticket (Public Transport)

$0.20 ₹19.16

$0.27 ₹26.08

-25.93%

Public Transport Monthly Pass (Regular Price)

$5.57 ₹534

Taxi Start (Normal Tariff)

$0.32 ₹30.87

Taxi (Normal Tariff) (1km)

$0.33 ₹31.21

Taxi 1hour Waiting (Normal Tariff)

$1.59 ₹152

$0.79 ₹76.1

101.27%

Gasoline (1 liter)

$1.13 ₹109

$1.09 ₹104

3.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.9K ₹1.5M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₹2.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.9 ₹5,839

$33.72 ₹3,235

80.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.28 ₹410

$3.19 ₹306

34.17%

Internet (50+ Mbps, Unlimited Data)

$9.27 ₹890

$10.19 ₹978

-9.03%

Gym Membership (Monthly)

$26.11 ₹2,505

$16.27 ₹1,561

60.48%

Tennis Court (1 Hour on Weekend)

$12.92 ₹1,240

$2.59 ₹248

398.84%

Cinema Ticket

$4.81 ₹462

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$52.4 ₹5,027

126.07%

International Primary School, 1 Child (Yearly)

$4,909 ₹471.0K

$704 ₹67.5K

597.48%

Jeans (Levis 501 Or Similar)

$35.15 ₹3,373

$12.35 ₹1,185

184.62%

Summer Dress (H&M, Zara, etc)

$39.23 ₹3,763

$21.04 ₹2,019

86.45%

Sport Shoes (Adidas, Nike)

$57.7 ₹5,540

$30.89 ₹2,964

86.92%

Men's Leather Business Shoes

$48.14 ₹4,618

$31.64 ₹3,035

52.15%

1-bedroom Apartment, City Center (Monthly)

$635 ₹60.9K

$113 ₹10.9K

459.75%

1-bedroom Apartment, Outside City Center (Monthly)

$355 ₹34.1K

$79.3 ₹7,606

347.70%

3-bedroom Apartment, City Center (Monthly)

$1,933 ₹185.5K

$234 ₹22.5K

724.91%

3-bedroom Apartment, Outside City Center (Monthly)

$835 ₹80.1K

$181 ₹17.4K

360.97%

Buy Apartment in City Center (m2)

$6,093 ₹584.5K

$479 ₹46.0K

1171.42%

Buy Apartment Outside City Center (m2)

$2,473 ₹237.2K

$255 ₹24.5K

869.61%

Average Monthly Net Salary (After Tax)

$754 ₹72.3K

$373 ₹35.8K

102.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

7.75

7.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 12, 2026

Last update for Hubli: September 14, 2026

Cost Breakdown

A central one-bedroom costs $635 in Mumbai (Bombay) versus $113 in Hubli. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 102% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21.00 in Mumbai (Bombay) versus $15.00 in Hubli. Monthly groceries follow the same trend: $117 vs $100 – making Hubli the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Hubli: Cost of Living - Frequently Asked Questions

Yes – Mumbai (Bombay) is pricier by about 112%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,174 per month in Mumbai (Bombay) and $554 in Hubli. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hubli, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $21.00 in Mumbai (Bombay) and $15.00 in Hubli. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 16% more in Mumbai (Bombay), though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Hubli, where all-in costs run around $369, than in Mumbai (Bombay) at $783. In Hubli it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

Families tend to lean toward Hubli – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Hubli. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.