Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Hoshiarpur

For one person, living is cheaper in Hoshiarpur: $390 a month against $813 in Mumbai (Bombay), rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
19

Cost of Living Index in Hoshiarpur
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Hoshiarpur Living Index

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Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Hoshiarpur

🇮🇳 India

$390

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Hoshiarpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Hoshiarpur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $390 in Hoshiarpur.

Mumbai (Bombay) $813
Hoshiarpur $390

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $616 in Hoshiarpur.

Mumbai (Bombay) $1,352
Hoshiarpur $616

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $841 in Hoshiarpur.

Mumbai (Bombay) $1,891
Hoshiarpur $841

Living in Mumbai (Bombay) is roughly 108% more expensive than in Hoshiarpur, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Hoshiarpur 71% lower.

Meal at Budget Restaurant

$5.35 ₹509

$3.09 ₹294

73.14%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,988

$10.70 ₹1,019

95.05%

Fast Food Meal (McDonalds, etc)

$4.08 ₹388

$2.15 ₹205

89.77%

Cappuccino

$2.78 ₹264

$1.81 ₹172

53.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.34

$0.33 ₹31.87

21.21%

Water (0.33 liter bottle)

$0.15 ₹14.46

$0.16 ₹14.97

-6.25%

Local Beer (0.5 liter draught)

$2.64 ₹252

$1.59 ₹152

66.04%

Imported Beer (0.33 liter bottle)

$4.25 ₹405

$2.62 ₹249

62.21%

Milk (1 liter)

$0.74 ₹70.7

$0.64 ₹61.4

15.62%

White Bread (500g)

$0.54 ₹51.5

$0.41 ₹38.68

31.71%

Rice (white) (1kg)

$0.78 ₹74.3

$0.77 ₹73.0

1.30%

Eggs

$1.00 ₹95.3

$0.80 ₹76.2

25.00%

Local Cheese (1kg)

$5.61 ₹534

$5.50 ₹524

2.00%

Chicken Fillets (1kg)

$3.58 ₹341

$3.12 ₹297

14.74%

Apples (1kg)

$2.17 ₹206

$1.29 ₹123

68.22%

Banana (1kg)

$0.69 ₹66.0

$0.72 ₹68.5

-4.17%

Oranges (1kg)

$1.21 ₹115

$0.64 ₹61.2

89.06%

Tomato (1kg)

$0.49 ₹46.46

$0.48 ₹45.66

2.08%

Potato (1kg)

$0.33 ₹31.80

$0.30 ₹28.98

10.00%

Onion (1kg)

$0.37 ₹35.63

$0.35 ₹33.28

5.71%

Lettuce (1 head)

$0.44 ₹41.91

$0.46 ₹44.05

-4.35%

Water (1.5 liter bottle)

$0.31 ₹29.73

$0.27 ₹25.35

14.81%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹476

$5.17 ₹492

-3.29%

Wine (Bottle)

$8.34 ₹794

$10.10 ₹961

-17.43%

Local Beer (0.5 liter bottle)

$1.99 ₹190

$1.54 ₹147

29.22%

Imported Beer (0.33 liter bottle)

$3.12 ₹297

$2.01 ₹191

55.22%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹572

$4.74 ₹451

26.79%

One-way Ticket (Public Transport)

$0.20 ₹19.01

$0.23 ₹21.87

-13.04%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹657

$6.53 ₹622

5.67%

Taxi Start (Normal Tariff)

$0.31 ₹29.93

$1.03 ₹98.3

-69.90%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.50

$0.33 ₹31.71

-6.06%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹154

$1.59 ₹152

1.26%

Gasoline (1 liter)

$1.10 ₹105

$1.11 ₹106

-0.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$11.4K ₹1.1M

37.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$18.2K ₹1.7M

23.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,889

$65.3 ₹6,217

-5.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹430

$3.73 ₹355

21.18%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹854

$7.48 ₹712

19.92%

Gym Membership (Monthly)

$37.11 ₹3,534

$13.91 ₹1,325

166.79%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,344

$6.18 ₹588

128.32%

Cinema Ticket

$5.01 ₹477

$1.57 ₹149

219.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$49.95 ₹4,756

138.26%

International Primary School, 1 Child (Yearly)

$4,948 ₹471.1K

$1,426 ₹135.8K

247.02%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,463

$24.92 ₹2,373

45.95%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,686

$28.43 ₹2,707

36.16%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,211

$29.88 ₹2,845

83.17%

Men's Leather Business Shoes

$48.03 ₹4,574

$20.90 ₹1,990

129.81%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.9K

$121 ₹11.5K

428.63%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.4K

$68.6 ₹6,531

441.87%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹199.3K

$233 ₹22.2K

799.56%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹88.1K

$188 ₹17.9K

390.73%

Buy Apartment in City Center (m2)

$5,706 ₹543.3K

$858 ₹81.7K

564.97%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.8K

$611 ₹58.2K

318.78%

Average Monthly Net Salary (After Tax)

$757 ₹72.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.88

-6.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Hoshiarpur: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Hoshiarpur

$69 17.6% 81.5% $303

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Hoshiarpur

$103 26.4% 11.9% $14

Eating Out

Mumbai (Bombay)

$112 13.8%

Hoshiarpur

$68 17.4% 39.4% $44

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Hoshiarpur

$47 12% 41.4% $33

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Hoshiarpur

$77 19.6% 1.5% $1.2

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Hoshiarpur

$17 4.4% 63.8% $30

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Hoshiarpur

$10 2.6% 6.1% $0.6

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $121 in Hoshiarpur. Housing cost is often the main lever when comparing two cities.

Dining out: $21 in Mumbai (Bombay) vs $11 in Hoshiarpur for a mid-range dinner for two. Groceries echo the gap at $117 vs $103 per month, with Hoshiarpur cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Hoshiarpur

🕒 Local time

05:16 5:16 AM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

168,700

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Hoshiarpur 1,420 km ≈ 2 h 15 min nonstop flight

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Mumbai (Bombay)
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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Hoshiarpur: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $813 in Mumbai (Bombay) and $390 in Hoshiarpur, so Hoshiarpur is about 52% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,220 in Mumbai (Bombay) and $585 in Hoshiarpur to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $640 in Mumbai (Bombay) versus $121 in Hoshiarpur. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Hoshiarpur – a meal for two runs $11 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $813 per month in Mumbai (Bombay) versus $390 in Hoshiarpur – Hoshiarpur is about 52% cheaper, which adds up to real savings over time.

Either city works on $1,200 a month, though Hoshiarpur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Hoshiarpur gentler on the wallet – expenses run 52% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.