Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Harda

For one person, living is cheaper in Harda: $370 a month against $813 in Mumbai (Bombay), rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
Learn more

Mumbai (Bombay) Living Index
18

Cost of Living Index in Harda
Learn more

Harda Living Index

Jump to prices

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Harda

🇮🇳 India

$370

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Harda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Harda actually costs, broken down by who's living it.

A single person spends $813 per month in Mumbai (Bombay) vs $370 in Harda, rent included.

Mumbai (Bombay) $813
Harda $370

A couple spends around $1,352 per month in Mumbai (Bombay) vs $581 in Harda, rent included.

Mumbai (Bombay) $1,352
Harda $581

A family of three spends $1,891 per month in Mumbai (Bombay) vs $792 in Harda, rent included.

Mumbai (Bombay) $1,891
Harda $792

Mumbai (Bombay) costs about 119% more than Harda, and outside of rent the biggest gap is in eating out.

Both Mumbai (Bombay) and Harda are more affordable than the global median – Mumbai (Bombay) 40% lower, Harda 73% lower.

Meal at Budget Restaurant

$5.35 ₹508

$2.16 ₹205

147.69%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,985

$10.29 ₹979

102.82%

Fast Food Meal (McDonalds, etc)

$4.08 ₹388

$3.76 ₹358

8.51%

Cappuccino

$2.78 ₹264

$1.64 ₹156

69.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.30

$0.31 ₹29.24

29.03%

Water (0.33 liter bottle)

$0.15 ₹14.44

$0.20 ₹19.01

-25.00%

Local Beer (0.5 liter draught)

$2.64 ₹251

$1.87 ₹177

41.18%

Imported Beer (0.33 liter bottle)

$4.25 ₹404

$2.84 ₹270

49.65%

Milk (1 liter)

$0.74 ₹70.7

$0.63 ₹60.0

17.46%

White Bread (500g)

$0.54 ₹51.4

$0.48 ₹45.86

12.50%

Rice (white) (1kg)

$0.78 ₹74.2

$0.67 ₹63.6

16.42%

Eggs

$1.00 ₹95.2

$0.91 ₹86.1

9.89%

Local Cheese (1kg)

$5.61 ₹534

$4.71 ₹448

19.11%

Chicken Fillets (1kg)

$3.58 ₹340

$2.78 ₹265

28.78%

Apples (1kg)

$2.17 ₹206

$1.84 ₹175

17.93%

Banana (1kg)

$0.69 ₹65.9

$0.67 ₹63.8

2.99%

Oranges (1kg)

$1.21 ₹115

$0.91 ₹87.0

32.97%

Tomato (1kg)

$0.49 ₹46.41

$0.46 ₹43.73

6.52%

Potato (1kg)

$0.33 ₹31.76

$0.32 ₹30.76

3.13%

Onion (1kg)

$0.37 ₹35.59

$0.37 ₹35.42

Lettuce (1 head)

$0.44 ₹41.85

$0.46 ₹44.17

-4.35%

Water (1.5 liter bottle)

$0.31 ₹29.69

$0.29 ₹27.19

6.90%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹476

$5.00 ₹475

Wine (Bottle)

$8.34 ₹793

$7.25 ₹690

15.03%

Local Beer (0.5 liter bottle)

$1.99 ₹190

$1.61 ₹153

23.60%

Imported Beer (0.33 liter bottle)

$3.12 ₹297

$2.59 ₹246

20.46%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹571

$4.67 ₹444

28.69%

One-way Ticket (Public Transport)

$0.20 ₹18.98

$0.23 ₹21.95

-13.04%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹656

$6.84 ₹650

0.88%

Taxi Start (Normal Tariff)

$0.31 ₹29.89

$0.81 ₹76.8

-61.73%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.46

$0.28 ₹26.41

10.71%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$1.43 ₹136

12.59%

Gasoline (1 liter)

$1.10 ₹105

$1.13 ₹107

-2.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$11.3K ₹1.1M

38.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$20.1K ₹1.9M

11.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,882

$37.77 ₹3,592

63.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹430

$3.27 ₹311

38.23%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹853

$6.66 ₹634

34.68%

Gym Membership (Monthly)

$37.11 ₹3,530

$13.82 ₹1,315

168.52%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,342

$5.94 ₹565

137.54%

Cinema Ticket

$5.01 ₹476

$3.02 ₹287

65.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$52.4 ₹4,985

127.03%

International Primary School, 1 Child (Yearly)

$4,948 ₹470.6K

$1,441 ₹137.0K

243.43%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,459

$24.27 ₹2,308

49.86%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,681

$21.87 ₹2,080

77.00%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,205

$34.63 ₹3,294

58.04%

Men's Leather Business Shoes

$48.03 ₹4,568

$26.18 ₹2,490

83.46%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.8K

$108 ₹10.3K

490.72%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.3K

$80.2 ₹7,627

363.43%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹199.0K

$286 ₹27.2K

630.67%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹87.9K

$177 ₹16.8K

422.48%

Buy Apartment in City Center (m2)

$5,706 ₹542.6K

$1,018 ₹96.8K

460.59%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.5K

$597 ₹56.8K

328.98%

Average Monthly Net Salary (After Tax)

$757 ₹72.0K

$212 ₹20.2K

256.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.86

-6.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Harda: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Harda

$80 21.7% 78.4% $291

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Harda

$99 26.8% 15.2% $18

Eating Out

Mumbai (Bombay)

$112 13.8%

Harda

$65 17.6% 41.9% $47

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Harda

$48 13% 39.9% $32

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Harda

$48 12.9% 36.7% $28

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Harda

$20 5.4% 57.8% $27

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Harda

$10 2.7% 4.2% $0.4

Cost Breakdown

A central one-bedroom costs $640 in Mumbai (Bombay) versus $108 in Harda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Mumbai (Bombay) are about 3.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21 in Mumbai (Bombay) versus $10 in Harda. Monthly groceries follow the same trend: $117 vs $99 – making Harda the more affordable choice for daily food spending.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Harda

🕒 Local time

15:50 3:50 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

10,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Mumbai (Bombay) Harda 570 km ≈ 1 h 15 min nonstop flight

From you

Mumbai (Bombay)
Harda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Harda: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $813 in Mumbai (Bombay), $370 in Harda – roughly 119% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,220 per month in Mumbai (Bombay) and $556 in Harda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Harda, especially for central apartments: a one-bedroom in the center costs $108 there versus $640 in Mumbai (Bombay).

A mid-range dinner for two costs $21 in Mumbai (Bombay) and $10 in Harda. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 18% more in Mumbai (Bombay), though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $813 in Mumbai (Bombay) and $370 in Harda, leaving budget for savings and extras in both cases.

Families tend to lean toward Harda – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Harda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.