Cost of Living Comparison Between Mumbai (Bombay) and Harda Cost of Living Comparison Between Mumbai (Bombay) and Harda

Monthly Cost of Living

A single person spends $759 per month in Mumbai (Bombay) vs $391 in Harda, rent included.

A couple spends around $1,262 per month in Mumbai (Bombay) vs $619 in Harda, rent included.

A family of three spends $1,766 per month in Mumbai (Bombay) vs $846 in Harda, rent included.

Mumbai (Bombay) costs about 94% more than Harda, driven mainly by Eating Out.

Both Mumbai (Bombay) and Harda are more affordable than the global median – Mumbai (Bombay) 43% lower, Harda 71% lower.

Meal at Budget Restaurant

$5.31 ₹504

$2.38 ₹226

123.11%

Three-Course Dinner for Two, Mid-Range

$22.21 ₹2,108

$10.58 ₹1,005

109.92%

Fast Food Meal (McDonalds, etc)

$4.67 ₹443

$3.75 ₹356

24.53%

Cappuccino

$2.62 ₹249

$1.57 ₹150

66.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₹48.04

$0.41 ₹38.68

24.39%

Water (0.33 liter bottle)

$0.15 ₹14.08

$0.16 ₹14.75

-6.25%

Local Beer (0.5 liter draught)

$2.27 ₹216

$1.77 ₹168

28.25%

Imported Beer (0.33 liter bottle)

$4.09 ₹388

$3.01 ₹286

35.88%

Milk (1 liter)

$0.80 ₹75.7

$0.66 ₹62.8

21.21%

White Bread (500g)

$0.52 ₹49.64

$0.48 ₹45.99

8.33%

Rice (white) (1kg)

$0.82 ₹77.5

$0.71 ₹67.5

15.49%

Eggs

$1.09 ₹104

$0.89 ₹84.9

22.47%

Local Cheese (1kg)

$7.02 ₹666

$5.14 ₹488

36.58%

Chicken Fillets (1kg)

$3.89 ₹369

$2.92 ₹277

33.22%

Apples (1kg)

$2.38 ₹226

$1.97 ₹187

20.81%

Banana (1kg)

$0.80 ₹76.3

$0.68 ₹64.4

17.65%

Oranges (1kg)

$1.30 ₹123

$0.99 ₹93.8

31.31%

Tomato (1kg)

$0.65 ₹61.7

$0.50 ₹47.04

30.00%

Potato (1kg)

$0.57 ₹53.7

$0.35 ₹33.56

62.86%

Onion (1kg)

$0.63 ₹60.2

$0.41 ₹39.04

53.66%

Lettuce (1 head)

$0.63 ₹60.1

$0.46 ₹43.40

36.96%

Water (1.5 liter bottle)

$0.33 ₹31.00

$0.32 ₹30.12

3.13%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 ₹380

$4.02 ₹381

-0.50%

Wine (Bottle)

$8.07 ₹766

$7.07 ₹671

14.14%

Local Beer (0.5 liter bottle)

$2.16 ₹205

$1.69 ₹160

27.81%

Imported Beer (0.33 liter bottle)

$3.39 ₹322

$2.80 ₹266

21.07%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.13 ₹677

$5.24 ₹498

36.07%

One-way Ticket (Public Transport)

$0.24 ₹22.82

$0.28 ₹26.17

-14.29%

Public Transport Monthly Pass (Regular Price)

$4.63 ₹440

$8.76 ₹831

-47.15%

Taxi Start (Normal Tariff)

$0.34 ₹32.17

$0.78 ₹73.8

-56.41%

Taxi (Normal Tariff) (1km)

$0.24 ₹22.63

Taxi 1hour Waiting (Normal Tariff)

$1.40 ₹133

$1.47 ₹139

-4.76%

Gasoline (1 liter)

$1.22 ₹116

$1.18 ₹112

3.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.6M

$13.8K ₹1.3M

24.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K ₹2.4M

$21.8K ₹2.1M

16.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,764

$38.96 ₹3,699

28.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.00 ₹474

$3.42 ₹325

46.20%

Internet (50+ Mbps, Unlimited Data)

$8.79 ₹835

$7.27 ₹690

20.91%

Gym Membership (Monthly)

$23.18 ₹2,201

$16.22 ₹1,540

42.91%

Tennis Court (1 Hour on Weekend)

$11.81 ₹1,121

$6.93 ₹658

70.42%

Cinema Ticket

$4.70 ₹446

$2.90 ₹275

62.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$121 ₹11.5K

$51.1 ₹4,854

136.25%

International Primary School, 1 Child (Yearly)

$3,385 ₹321.4K

$1,542 ₹146.4K

119.49%

Jeans (Levis 501 Or Similar)

$29.30 ₹2,782

$24.54 ₹2,330

19.40%

Summer Dress (H&M, Zara, etc)

$30.72 ₹2,917

$25.69 ₹2,439

19.58%

Sport Shoes (Adidas, Nike)

$55.0 ₹5,225

$43.54 ₹4,134

26.39%

Men's Leather Business Shoes

$39.51 ₹3,751

$31.58 ₹2,999

25.11%

1-bedroom Apartment, City Center (Monthly)

$694 ₹65.9K

$122 ₹11.6K

468.09%

1-bedroom Apartment, Outside City Center (Monthly)

$359 ₹34.1K

$76.2 ₹7,237

370.60%

3-bedroom Apartment, City Center (Monthly)

$1,797 ₹170.6K

$271 ₹25.7K

563.94%

3-bedroom Apartment, Outside City Center (Monthly)

$821 ₹77.9K

$179 ₹16.9K

359.88%

Buy Apartment in City Center (m2)

$6,515 ₹618.6K

$978 ₹92.8K

566.35%

Buy Apartment Outside City Center (m2)

$2,661 ₹252.6K

$525 ₹49.8K

407.15%

Average Monthly Net Salary (After Tax)

$719 ₹68.3K

$211 ₹20.0K

241.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.67

6.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): April 26, 2026

Last update for Harda: April 28, 2026

Cost Breakdown

A central one-bedroom costs $694 in Mumbai (Bombay) versus $122 in Harda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 241% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $22.00 in Mumbai (Bombay) versus $11.00 in Harda. Monthly groceries follow the same trend: $130 vs $104 – making Harda the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Harda: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $759 in Mumbai (Bombay), $391 in Harda – roughly 94% apart. Mumbai (Bombay) costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,139 per month in Mumbai (Bombay) and $587 in Harda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Harda, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 89% less in Harda. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $121 per month in Mumbai (Bombay) and $51.1 in Harda. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Harda, where all-in costs run around $391, than in Mumbai (Bombay) at $759. In Harda it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

It depends on your priorities. Mumbai (Bombay) has an edge in some lifestyle areas, with costs from $391 in Harda to $759 in Mumbai (Bombay). Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Harda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.