Cost of Living Comparison Between Mumbai (Bombay) and Harda Cost of Living Comparison Between Mumbai (Bombay) and Harda

Monthly Cost of Living

A single person spends $786 per month in Mumbai (Bombay) vs $368 in Harda, rent included.

A couple spends around $1,295 per month in Mumbai (Bombay) vs $577 in Harda, rent included.

A family of three spends $1,805 per month in Mumbai (Bombay) vs $787 in Harda, rent included.

Mumbai (Bombay) costs about 113% more than Harda, driven mainly by Eating Out.

Both Mumbai (Bombay) and Harda are more affordable than the global median – Mumbai (Bombay) 43% lower, Harda 73% lower.

Meal at Budget Restaurant

$5.16 ₹493

$2.08 ₹199

148.08%

Three-Course Dinner for Two, Mid-Range

$20.80 ₹1,987

$9.34 ₹893

122.70%

Fast Food Meal (McDonalds, etc)

$4.30 ₹410

$3.79 ₹362

13.46%

Cappuccino

$2.65 ₹253

$1.60 ₹153

65.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.56

$0.31 ₹29.27

19.35%

Water (0.33 liter bottle)

$0.16 ₹15.27

$0.20 ₹19.08

-20.00%

Local Beer (0.5 liter draught)

$2.70 ₹258

$1.78 ₹170

51.69%

Imported Beer (0.33 liter bottle)

$4.24 ₹405

$3.04 ₹291

39.47%

Milk (1 liter)

$0.70 ₹66.4

$0.68 ₹64.9

2.94%

White Bread (500g)

$0.48 ₹46.29

$0.48 ₹46.05

Rice (white) (1kg)

$0.76 ₹72.8

$0.67 ₹63.7

13.43%

Eggs

$1.02 ₹97.7

$0.91 ₹87.0

12.09%

Local Cheese (1kg)

$5.75 ₹549

$4.04 ₹386

42.33%

Chicken Fillets (1kg)

$3.53 ₹337

$2.90 ₹277

21.72%

Apples (1kg)

$2.23 ₹213

$1.86 ₹177

19.89%

Banana (1kg)

$0.72 ₹69.0

$0.65 ₹61.9

10.77%

Oranges (1kg)

$1.23 ₹117

$0.94 ₹89.9

30.85%

Tomato (1kg)

$0.49 ₹46.68

$0.49 ₹46.71

Potato (1kg)

$0.35 ₹33.36

$0.33 ₹31.46

6.06%

Onion (1kg)

$0.40 ₹38.30

$0.37 ₹35.82

8.11%

Lettuce (1 head)

$0.49 ₹47.27

$0.49 ₹46.73

Water (1.5 liter bottle)

$0.31 ₹30.09

$0.31 ₹29.96

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 ₹487

$5.14 ₹492

-0.78%

Wine (Bottle)

$8.25 ₹788

$7.26 ₹693

13.64%

Local Beer (0.5 liter bottle)

$2.04 ₹195

$1.67 ₹159

22.16%

Imported Beer (0.33 liter bottle)

$3.02 ₹288

$2.71 ₹259

11.44%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.22 ₹594

$4.88 ₹466

27.46%

One-way Ticket (Public Transport)

$0.20 ₹19.09

$0.25 ₹23.65

-20.00%

Public Transport Monthly Pass (Regular Price)

$5.93 ₹567

$7.85 ₹750

-24.46%

Taxi Start (Normal Tariff)

$0.33 ₹31.57

$0.76 ₹72.3

-56.58%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.67

$0.28 ₹26.90

17.86%

Taxi 1hour Waiting (Normal Tariff)

$1.63 ₹156

$1.74 ₹166

-6.32%

Gasoline (1 liter)

$1.14 ₹109

$1.07 ₹102

6.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.4K ₹1.6M

$12.6K ₹1.2M

29.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$19.9K ₹1.9M

12.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.1 ₹5,739

$41.04 ₹3,921

46.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.37 ₹417

$3.38 ₹323

29.29%

Internet (50+ Mbps, Unlimited Data)

$9.32 ₹890

$6.80 ₹650

37.06%

Gym Membership (Monthly)

$27.53 ₹2,631

$13.77 ₹1,315

99.93%

Tennis Court (1 Hour on Weekend)

$13.67 ₹1,306

$7.28 ₹696

87.77%

Cinema Ticket

$4.62 ₹442

$2.55 ₹243

81.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.3K

$41.71 ₹3,985

183.19%

International Primary School, 1 Child (Yearly)

$4,970 ₹474.8K

$1,530 ₹146.2K

224.86%

Jeans (Levis 501 Or Similar)

$34.94 ₹3,338

$20.75 ₹1,982

68.39%

Summer Dress (H&M, Zara, etc)

$37.94 ₹3,625

$21.30 ₹2,035

78.12%

Sport Shoes (Adidas, Nike)

$60.3 ₹5,758

$34.23 ₹3,270

76.04%

Men's Leather Business Shoes

$49.94 ₹4,771

$26.96 ₹2,576

85.24%

1-bedroom Apartment, City Center (Monthly)

$641 ₹61.2K

$142 ₹13.6K

350.49%

1-bedroom Apartment, Outside City Center (Monthly)

$371 ₹35.4K

$69.6 ₹6,653

432.26%

3-bedroom Apartment, City Center (Monthly)

$1,937 ₹185.0K

$257 ₹24.6K

653.28%

3-bedroom Apartment, Outside City Center (Monthly)

$869 ₹83.0K

$171 ₹16.3K

408.26%

Buy Apartment in City Center (m2)

$6,174 ₹589.9K

$1,016 ₹97.1K

507.63%

Buy Apartment Outside City Center (m2)

$2,428 ₹232.0K

$454 ₹43.3K

435.21%

Average Monthly Net Salary (After Tax)

$810 ₹77.4K

$215 ₹20.5K

277.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.36

8.86

-5.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 7, 2026

Last update for Harda: September 8, 2026

Cost Breakdown

A central one-bedroom costs $641 in Mumbai (Bombay) versus $142 in Harda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 277% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21.00 in Mumbai (Bombay) versus $9.00 in Harda. Monthly groceries follow the same trend: $117 vs $100 – making Harda the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Harda: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $786 in Mumbai (Bombay), $368 in Harda – roughly 113% apart. Mumbai (Bombay) costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,178 per month in Mumbai (Bombay) and $552 in Harda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Harda, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 32% less in Harda. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $118 per month in Mumbai (Bombay) and $41.71 in Harda. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Harda, where all-in costs run around $368, than in Mumbai (Bombay) at $786. In Harda it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

It depends on your priorities. Mumbai (Bombay) has an edge in some lifestyle areas, with costs from $368 in Harda to $786 in Mumbai (Bombay). Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Harda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.