Cost of Living Comparison Between Mumbai (Bombay) and Harda Cost of Living Comparison Between Mumbai (Bombay) and Harda

Monthly Cost of Living

A single person spends $765 per month in Mumbai (Bombay) vs $391 in Harda, rent included.

A couple spends around $1,268 per month in Mumbai (Bombay) vs $613 in Harda, rent included.

A family of three spends $1,770 per month in Mumbai (Bombay) vs $834 in Harda, rent included.

Mumbai (Bombay) costs about 96% more than Harda, driven mainly by Eating Out.

Both Mumbai (Bombay) and Harda are more affordable than the global median – Mumbai (Bombay) 43% lower, Harda 71% lower.

Meal at Budget Restaurant

$5.37 ₹507

$2.40 ₹226

123.75%

Three-Course Dinner for Two, Mid-Range

$21.77 ₹2,053

$10.54 ₹994

106.55%

Fast Food Meal (McDonalds, etc)

$4.59 ₹433

$3.61 ₹341

27.15%

Cappuccino

$2.56 ₹241

$1.54 ₹145

66.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹44.07

$0.40 ₹37.87

17.50%

Water (0.33 liter bottle)

$0.19 ₹18.21

$0.17 ₹15.96

11.76%

Local Beer (0.5 liter draught)

$2.25 ₹213

$1.69 ₹159

33.14%

Imported Beer (0.33 liter bottle)

$4.13 ₹389

$3.02 ₹285

36.75%

Milk (1 liter)

$0.74 ₹69.7

$0.69 ₹65.5

7.25%

White Bread (500g)

$0.48 ₹45.61

$0.49 ₹45.86

-2.04%

Rice (white) (1kg)

$0.79 ₹74.2

$0.70 ₹66.2

12.86%

Eggs

$1.08 ₹101

$0.90 ₹84.9

20.00%

Local Cheese (1kg)

$7.18 ₹677

$5.11 ₹482

40.51%

Chicken Fillets (1kg)

$3.94 ₹371

$3.01 ₹284

30.90%

Apples (1kg)

$2.31 ₹218

$2.05 ₹194

12.68%

Banana (1kg)

$0.82 ₹77.2

$0.71 ₹67.2

15.49%

Oranges (1kg)

$1.30 ₹123

$0.93 ₹87.8

39.78%

Tomato (1kg)

$0.64 ₹60.3

$0.54 ₹50.5

18.52%

Potato (1kg)

$0.57 ₹53.9

$0.38 ₹35.87

50.00%

Onion (1kg)

$0.62 ₹58.8

$0.41 ₹38.99

51.22%

Lettuce (1 head)

$0.64 ₹60.0

$0.49 ₹46.24

30.61%

Water (1.5 liter bottle)

$0.35 ₹33.23

$0.34 ₹32.22

2.94%

Cigarettes 20 Pack (Marlboro, Camel)

$4.21 ₹397

$4.01 ₹378

4.99%

Wine (Bottle)

$8.22 ₹776

$7.07 ₹667

16.27%

Local Beer (0.5 liter bottle)

$2.10 ₹198

$1.74 ₹164

20.69%

Imported Beer (0.33 liter bottle)

$3.30 ₹311

$2.81 ₹265

17.44%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.25 ₹684

$5.20 ₹491

39.42%

One-way Ticket (Public Transport)

$0.22 ₹20.61

$0.28 ₹26.20

-21.43%

Public Transport Monthly Pass (Regular Price)

$4.59 ₹433

$8.47 ₹799

-45.81%

Taxi Start (Normal Tariff)

$0.33 ₹31.48

$0.79 ₹74.2

-58.23%

Taxi (Normal Tariff) (1km)

$0.26 ₹24.72

Taxi 1hour Waiting (Normal Tariff)

$1.41 ₹133

$1.48 ₹140

-4.73%

Gasoline (1 liter)

$1.18 ₹112

$1.17 ₹110

0.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.6K ₹1.7M

$14.0K ₹1.3M

25.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K ₹2.4M

$21.7K ₹2.0M

14.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.3 ₹4,841

$38.57 ₹3,638

33.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.05 ₹476

$3.54 ₹333

42.66%

Internet (50+ Mbps, Unlimited Data)

$9.01 ₹850

$7.37 ₹695

22.25%

Gym Membership (Monthly)

$22.71 ₹2,142

$15.75 ₹1,486

44.19%

Tennis Court (1 Hour on Weekend)

$12.11 ₹1,142

$7.19 ₹678

68.43%

Cinema Ticket

$4.78 ₹451

$2.85 ₹269

67.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.2K

$50.6 ₹4,768

135.87%

International Primary School, 1 Child (Yearly)

$3,361 ₹317.0K

$1,552 ₹146.4K

116.62%

Jeans (Levis 501 Or Similar)

$29.66 ₹2,798

$23.89 ₹2,254

24.15%

Summer Dress (H&M, Zara, etc)

$31.13 ₹2,936

$25.28 ₹2,384

23.14%

Sport Shoes (Adidas, Nike)

$55.4 ₹5,226

$43.66 ₹4,118

26.89%

Men's Leather Business Shoes

$40.58 ₹3,828

$31.12 ₹2,935

30.40%

1-bedroom Apartment, City Center (Monthly)

$689 ₹65.0K

$123 ₹11.6K

459.25%

1-bedroom Apartment, Outside City Center (Monthly)

$354 ₹33.4K

$74.8 ₹7,054

373.12%

3-bedroom Apartment, City Center (Monthly)

$1,843 ₹173.8K

$279 ₹26.3K

560.59%

3-bedroom Apartment, Outside City Center (Monthly)

$851 ₹80.3K

$183 ₹17.3K

365.11%

Buy Apartment in City Center (m2)

$6,359 ₹599.8K

$898 ₹84.7K

607.82%

Buy Apartment Outside City Center (m2)

$2,719 ₹256.4K

$589 ₹55.6K

361.27%

Average Monthly Net Salary (After Tax)

$744 ₹70.2K

$208 ₹19.6K

257.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.67

6.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): June 15, 2026

Last update for Harda: June 13, 2026

Cost Breakdown

A central one-bedroom costs $689 in Mumbai (Bombay) versus $123 in Harda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 257% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $22.00 in Mumbai (Bombay) versus $11.00 in Harda. Monthly groceries follow the same trend: $129 vs $106 – making Harda the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Harda: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $765 in Mumbai (Bombay), $391 in Harda – roughly 96% apart. Mumbai (Bombay) costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,148 per month in Mumbai (Bombay) and $586 in Harda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Harda, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 85% less in Harda. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $119 per month in Mumbai (Bombay) and $50.6 in Harda. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Harda, where all-in costs run around $391, than in Mumbai (Bombay) at $765. In Harda it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

It depends on your priorities. Mumbai (Bombay) has an edge in some lifestyle areas, with costs from $391 in Harda to $765 in Mumbai (Bombay). Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Harda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.