Cost of Living Comparison Between Mumbai (Bombay) and Gwalior Cost of Living Comparison Between Mumbai (Bombay) and Gwalior

Monthly Cost of Living

Monthly costs for one person with rent: $795 in Mumbai (Bombay) versus $331 in Gwalior.

Estimated couple costs with rent: $1,311 in Mumbai (Bombay) versus $523 in Gwalior.

Monthly costs for a family of three with rent: $1,827 in Mumbai (Bombay) versus $715 in Gwalior.

Living in Mumbai (Bombay) is roughly 140% more expensive than in Gwalior, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Gwalior 76% lower.

Meal at Budget Restaurant

$5.30 ₹503

$2.07 ₹197

156.04%

Three-Course Dinner for Two, Mid-Range

$21.42 ₹2,033

$9.27 ₹880

131.07%

Fast Food Meal (McDonalds, etc)

$4.29 ₹407

$2.80 ₹266

53.21%

Cappuccino

$2.61 ₹248

$1.54 ₹146

69.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₹38.48

$0.32 ₹30.70

28.12%

Water (0.33 liter bottle)

$0.14 ₹13.12

$0.12 ₹11.37

16.67%

Local Beer (0.5 liter draught)

$2.59 ₹246

$1.32 ₹126

96.21%

Imported Beer (0.33 liter bottle)

$4.16 ₹395

$2.66 ₹253

56.39%

Milk (1 liter)

$0.69 ₹66.0

$0.71 ₹67.1

-2.82%

White Bread (500g)

$0.49 ₹46.28

$0.39 ₹36.64

25.64%

Rice (white) (1kg)

$0.73 ₹69.2

$0.59 ₹55.9

23.73%

Eggs

$0.95 ₹90.0

$0.90 ₹85.8

5.56%

Local Cheese (1kg)

$5.69 ₹540

$3.40 ₹322

67.35%

Chicken Fillets (1kg)

$3.48 ₹330

$2.53 ₹240

37.55%

Apples (1kg)

$2.34 ₹223

$1.31 ₹124

78.63%

Banana (1kg)

$0.67 ₹63.7

$0.55 ₹52.6

21.82%

Oranges (1kg)

$1.20 ₹114

$0.66 ₹62.8

81.82%

Tomato (1kg)

$0.50 ₹47.44

$0.51 ₹48.62

-1.96%

Potato (1kg)

$0.38 ₹35.75

$0.26 ₹24.78

46.15%

Onion (1kg)

$0.40 ₹38.37

$0.39 ₹36.56

2.56%

Lettuce (1 head)

$0.49 ₹46.40

$0.47 ₹44.38

4.26%

Water (1.5 liter bottle)

$0.29 ₹27.14

$0.30 ₹28.53

-3.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.98 ₹472

$3.21 ₹305

55.14%

Wine (Bottle)

$8.23 ₹781

$7.93 ₹753

3.78%

Local Beer (0.5 liter bottle)

$2.10 ₹200

$1.60 ₹152

31.25%

Imported Beer (0.33 liter bottle)

$3.15 ₹299

$3.06 ₹291

2.94%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.95 ₹565

$6.15 ₹584

-3.25%

One-way Ticket (Public Transport)

$0.20 ₹18.96

$0.20 ₹18.99

Public Transport Monthly Pass (Regular Price)

$5.88 ₹558

$3.43 ₹326

71.43%

Taxi Start (Normal Tariff)

$0.31 ₹29.21

$0.66 ₹63.1

-53.03%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.43

$0.22 ₹20.92

50.00%

Taxi 1hour Waiting (Normal Tariff)

$1.55 ₹147

$1.27 ₹121

22.05%

Gasoline (1 liter)

$1.10 ₹105

$1.11 ₹105

-0.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.2K ₹1.5M

$9,511 ₹902.9K

70.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K ₹2.1M

$19.9K ₹1.9M

14.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.1 ₹5,612

$41.89 ₹3,977

41.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.38 ₹416

$3.03 ₹288

44.55%

Internet (50+ Mbps, Unlimited Data)

$9.34 ₹887

$5.29 ₹502

76.56%

Gym Membership (Monthly)

$27.20 ₹2,582

$11.65 ₹1,106

133.48%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,340

$15.91 ₹1,510

-11.31%

Cinema Ticket

$4.62 ₹439

$3.57 ₹339

29.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.2K

$40.14 ₹3,811

193.07%

International Primary School, 1 Child (Yearly)

$4,947 ₹469.7K

$786 ₹74.6K

529.35%

Jeans (Levis 501 Or Similar)

$33.63 ₹3,193

$25.25 ₹2,397

33.19%

Summer Dress (H&M, Zara, etc)

$38.59 ₹3,664

$24.37 ₹2,314

58.35%

Sport Shoes (Adidas, Nike)

$59.8 ₹5,675

$36.84 ₹3,497

62.27%

Men's Leather Business Shoes

$48.89 ₹4,642

$15.93 ₹1,512

206.91%

1-bedroom Apartment, City Center (Monthly)

$652 ₹61.9K

$97.1 ₹9,222

571.34%

1-bedroom Apartment, Outside City Center (Monthly)

$356 ₹33.8K

$65.7 ₹6,235

441.88%

3-bedroom Apartment, City Center (Monthly)

$1,907 ₹181.1K

$181 ₹17.2K

954.36%

3-bedroom Apartment, Outside City Center (Monthly)

$863 ₹81.9K

$128 ₹12.1K

575.29%

Buy Apartment in City Center (m2)

$6,242 ₹592.6K

$591 ₹56.1K

956.96%

Buy Apartment Outside City Center (m2)

$2,324 ₹220.6K

$323 ₹30.7K

618.65%

Average Monthly Net Salary (After Tax)

$804 ₹76.3K

$539 ₹51.1K

49.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.36

8.64

-3.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): August 30, 2026

Last update for Gwalior: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $652 in Mumbai (Bombay) and $97.1 in Gwalior. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 49% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $9.00 in Gwalior for a mid-range dinner for two. Groceries echo the gap at $117 vs $92.0 per month, with Gwalior cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gwalior: Cost of Living - Frequently Asked Questions

Gwalior wins on cost – living expenses run 140% lower than in Mumbai (Bombay). Housing and daily spending are where you'll feel the difference most, making Gwalior the obvious pick if budget is a priority.

Average pay runs 49% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $652 in Mumbai (Bombay) versus $97.1 in Gwalior. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $795 per month in Mumbai (Bombay) versus $331 in Gwalior – a 140% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gwalior runs roughly 71% less than in Mumbai (Bombay). Both cities have functional networks, but the price difference matters if you're watching your budget.

At $331 in Gwalior versus $795 in Mumbai (Bombay), a $1,000 budget is realistic in Gwalior but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Gwalior the clear choice for anyone on this budget.

Both work as nomad bases, but Gwalior delivers better value – similar infrastructure at $331 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Gwalior hard to pass up.

Expats usually find Gwalior gentler on the wallet – expenses run 140% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.