Cost of Living Comparison Between Mumbai (Bombay) and Gwalior Cost of Living Comparison Between Mumbai (Bombay) and Gwalior

Monthly Cost of Living

Monthly costs for one person with rent: $763 in Mumbai (Bombay) versus $370 in Gwalior.

Estimated couple costs with rent: $1,259 in Mumbai (Bombay) versus $581 in Gwalior.

Monthly costs for a family of three with rent: $1,754 in Mumbai (Bombay) versus $793 in Gwalior.

Living in Mumbai (Bombay) is roughly 106% more expensive than in Gwalior, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Gwalior 72% lower.

Meal at Budget Restaurant

$5.17 ₹498

$2.05 ₹198

152.20%

Three-Course Dinner for Two, Mid-Range

$22.50 ₹2,167

$11.54 ₹1,111

94.97%

Fast Food Meal (McDonalds, etc)

$4.70 ₹452

$3.19 ₹307

47.34%

Cappuccino

$2.60 ₹251

$1.47 ₹142

76.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₹48.58

$0.27 ₹25.99

85.19%

Water (0.33 liter bottle)

$0.19 ₹18.22

$0.16 ₹15.86

18.75%

Local Beer (0.5 liter draught)

$2.33 ₹224

$1.55 ₹150

50.32%

Imported Beer (0.33 liter bottle)

$4.18 ₹403

$2.25 ₹217

85.78%

Milk (1 liter)

$0.73 ₹70.1

$0.72 ₹69.0

1.39%

White Bread (500g)

$0.48 ₹46.49

$0.42 ₹40.60

14.29%

Rice (white) (1kg)

$0.82 ₹79.3

$0.70 ₹67.5

17.14%

Eggs

$1.05 ₹101

$0.96 ₹92.5

9.38%

Local Cheese (1kg)

$6.87 ₹661

$4.97 ₹478

38.23%

Chicken Fillets (1kg)

$3.89 ₹374

$2.88 ₹278

35.07%

Apples (1kg)

$2.29 ₹220

$1.45 ₹139

57.93%

Banana (1kg)

$0.83 ₹79.8

$0.59 ₹56.8

40.68%

Oranges (1kg)

$1.30 ₹125

$0.74 ₹71.6

75.68%

Tomato (1kg)

$0.65 ₹63.0

$0.52 ₹49.64

25.00%

Potato (1kg)

$0.57 ₹54.8

$0.28 ₹26.90

103.57%

Onion (1kg)

$0.58 ₹56.3

$0.40 ₹38.46

45.00%

Lettuce (1 head)

$0.64 ₹61.9

$0.67 ₹64.8

-4.48%

Water (1.5 liter bottle)

$0.35 ₹33.81

$0.31 ₹30.28

12.90%

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 ₹406

$3.99 ₹384

5.76%

Wine (Bottle)

$8.18 ₹787

$8.33 ₹802

-1.80%

Local Beer (0.5 liter bottle)

$2.08 ₹200

$1.67 ₹161

24.55%

Imported Beer (0.33 liter bottle)

$3.27 ₹315

$3.60 ₹346

-9.17%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.98 ₹672

$5.58 ₹537

25.09%

One-way Ticket (Public Transport)

$0.22 ₹21.17

$0.22 ₹21.04

Public Transport Monthly Pass (Regular Price)

$4.69 ₹451

$3.84 ₹370

22.14%

Taxi Start (Normal Tariff)

$0.37 ₹35.23

$0.60 ₹57.6

-38.33%

Taxi (Normal Tariff) (1km)

$0.18 ₹17.10

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹132

$1.15 ₹111

19.13%

Gasoline (1 liter)

$1.18 ₹114

$1.13 ₹109

4.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.7M

$11.6K ₹1.1M

48.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K ₹2.4M

$16.5K ₹1.6M

50.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,834

$51.2 ₹4,926

-1.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.08 ₹489

$3.24 ₹312

56.79%

Internet (50+ Mbps, Unlimited Data)

$8.62 ₹830

$5.45 ₹525

58.17%

Gym Membership (Monthly)

$23.20 ₹2,234

$12.94 ₹1,246

79.29%

Tennis Court (1 Hour on Weekend)

$11.85 ₹1,141

$7.22 ₹695

64.13%

Cinema Ticket

$4.70 ₹452

$4.15 ₹400

13.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$36.92 ₹3,555

220.53%

International Primary School, 1 Child (Yearly)

$3,379 ₹325.3K

$845 ₹81.3K

300.03%

Jeans (Levis 501 Or Similar)

$29.21 ₹2,812

$27.20 ₹2,619

7.39%

Summer Dress (H&M, Zara, etc)

$31.19 ₹3,003

$31.51 ₹3,034

-1.02%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,445

$40.11 ₹3,862

40.99%

Men's Leather Business Shoes

$40.55 ₹3,904

$18.27 ₹1,759

121.95%

1-bedroom Apartment, City Center (Monthly)

$697 ₹67.1K

$111 ₹10.7K

528.91%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.4K

$73.6 ₹7,085

385.50%

3-bedroom Apartment, City Center (Monthly)

$1,783 ₹171.7K

$200 ₹19.2K

792.29%

3-bedroom Apartment, Outside City Center (Monthly)

$844 ₹81.3K

$142 ₹13.6K

496.05%

Buy Apartment in City Center (m2)

$6,047 ₹582.2K

$584 ₹56.2K

936.17%

Buy Apartment Outside City Center (m2)

$2,517 ₹242.4K

$319 ₹30.7K

690.32%

Average Monthly Net Salary (After Tax)

$787 ₹75.8K

$531 ₹51.1K

48.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.49

8.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): July 13, 2026

Last update for Gwalior: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $697 in Mumbai (Bombay) and $111 in Gwalior. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 48% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Mumbai (Bombay) vs $12.00 in Gwalior for a mid-range dinner for two. Groceries echo the gap at $127 vs $104 per month, with Gwalior cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gwalior: Cost of Living - Frequently Asked Questions

Gwalior wins on cost – living expenses run 106% lower than in Mumbai (Bombay). Housing and daily spending are where you'll feel the difference most, making Gwalior the obvious pick if budget is a priority.

Average pay runs 48% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $697 in Mumbai (Bombay) versus $111 in Gwalior. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $763 per month in Mumbai (Bombay) versus $370 in Gwalior – a 106% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gwalior runs roughly 22% less than in Mumbai (Bombay). Both cities have functional networks, but the price difference matters if you're watching your budget.

At $370 in Gwalior versus $763 in Mumbai (Bombay), a $1,000 budget is realistic in Gwalior but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Gwalior the clear choice for anyone on this budget.

Both work as nomad bases, but Gwalior delivers better value – similar infrastructure at $370 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Gwalior hard to pass up.

Expats usually find Gwalior gentler on the wallet – expenses run 106% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.