Cost of Living Comparison Between Mumbai (Bombay) and Gwalior Cost of Living Comparison Between Mumbai (Bombay) and Gwalior

Monthly Cost of Living

Monthly costs for one person with rent: $779 in Mumbai (Bombay) versus $382 in Gwalior.

Estimated couple costs with rent: $1,255 in Mumbai (Bombay) versus $584 in Gwalior.

Monthly costs for a family of three with rent: $1,732 in Mumbai (Bombay) versus $786 in Gwalior.

Living in Mumbai (Bombay) is roughly 104% more expensive than Gwalior, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Gwalior 71% lower.

Meal at Budget Restaurant

$5.32 ₹506

$2.13 ₹203

149.77%

Three-Course Dinner for Two, Mid-Range

$22.40 ₹2,133

$11.71 ₹1,115

91.29%

Fast Food Meal (McDonalds, etc)

$4.63 ₹441

$3.32 ₹316

39.46%

Cappuccino

$2.52 ₹240

$1.48 ₹141

70.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₹48.25

$0.27 ₹25.52

88.89%

Water (0.33 liter bottle)

$0.15 ₹14.64

$0.18 ₹17.15

-16.67%

Local Beer (0.5 liter draught)

$2.28 ₹217

$1.50 ₹142

52.00%

Imported Beer (0.33 liter bottle)

$3.95 ₹376

$2.24 ₹214

76.34%

Milk (1 liter)

$0.75 ₹71.1

$0.77 ₹73.3

-2.60%

White Bread (500g)

$0.51 ₹48.81

$0.43 ₹40.68

18.60%

Rice (white) (1kg)

$0.77 ₹73.7

$0.70 ₹66.3

10.00%

Eggs

$1.08 ₹103

$1.03 ₹97.7

4.85%

Local Cheese (1kg)

$7.14 ₹680

$5.01 ₹477

42.51%

Chicken Fillets (1kg)

$3.88 ₹370

$2.86 ₹272

35.66%

Apples (1kg)

$2.30 ₹219

$1.46 ₹139

57.53%

Banana (1kg)

$0.81 ₹77.3

$0.55 ₹52.4

47.27%

Oranges (1kg)

$1.26 ₹120

$0.79 ₹75.0

59.49%

Tomato (1kg)

$0.64 ₹60.7

$0.56 ₹52.9

14.29%

Potato (1kg)

$0.58 ₹54.8

$0.28 ₹26.64

107.14%

Onion (1kg)

$0.63 ₹60.1

$0.40 ₹37.90

57.50%

Lettuce (1 head)

$0.64 ₹61.0

$0.64 ₹60.7

Water (1.5 liter bottle)

$0.33 ₹31.00

$0.34 ₹32.78

-2.94%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ₹400

$3.97 ₹378

5.79%

Wine (Bottle)

$8.25 ₹786

$8.42 ₹802

-2.02%

Local Beer (0.5 liter bottle)

$2.17 ₹207

$1.73 ₹164

25.43%

Imported Beer (0.33 liter bottle)

$3.40 ₹324

$3.60 ₹343

-5.56%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.03 ₹670

$5.49 ₹523

28.05%

One-way Ticket (Public Transport)

$0.24 ₹22.97

$0.22 ₹20.93

9.09%

Public Transport Monthly Pass (Regular Price)

$4.51 ₹430

$3.67 ₹350

22.89%

Taxi Start (Normal Tariff)

$0.37 ₹34.87

$0.56 ₹53.6

-33.93%

Taxi (Normal Tariff) (1km)

$0.18 ₹16.84

Taxi 1hour Waiting (Normal Tariff)

$1.41 ₹135

$1.17 ₹112

20.51%

Gasoline (1 liter)

$1.19 ₹113

$1.17 ₹112

1.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.7M

$11.5K ₹1.1M

50.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K ₹2.3M

$16.4K ₹1.6M

49.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.8 ₹4,838

$50.9 ₹4,850

-0.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.81 ₹458

$3.19 ₹304

50.78%

Internet (50+ Mbps, Unlimited Data)

$8.75 ₹834

$5.47 ₹521

59.96%

Gym Membership (Monthly)

$23.11 ₹2,201

$12.88 ₹1,227

79.43%

Tennis Court (1 Hour on Weekend)

$11.99 ₹1,142

$7.05 ₹672

70.07%

Cinema Ticket

$4.71 ₹448

$4.09 ₹389

15.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$122 ₹11.6K

$35.97 ₹3,426

237.86%

International Primary School, 1 Child (Yearly)

$3,393 ₹323.2K

$860 ₹81.9K

294.45%

Jeans (Levis 501 Or Similar)

$29.14 ₹2,776

$27.15 ₹2,586

7.33%

Summer Dress (H&M, Zara, etc)

$30.61 ₹2,916

$31.62 ₹3,012

-3.19%

Sport Shoes (Adidas, Nike)

$55.2 ₹5,253

$40.23 ₹3,833

37.09%

Men's Leather Business Shoes

$39.74 ₹3,786

$18.43 ₹1,756

115.63%

1-bedroom Apartment, City Center (Monthly)

$705 ₹67.1K

$110 ₹10.4K

542.70%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.0K

$71.3 ₹6,795

400.01%

3-bedroom Apartment, City Center (Monthly)

$1,792 ₹170.7K

$204 ₹19.5K

776.69%

3-bedroom Apartment, Outside City Center (Monthly)

$825 ₹78.6K

$142 ₹13.6K

479.66%

Buy Apartment in City Center (m2)

$6,436 ₹613.1K

$587 ₹55.9K

996.87%

Buy Apartment Outside City Center (m2)

$2,627 ₹250.2K

$325 ₹30.9K

708.95%

Average Monthly Net Salary (After Tax)

$744 ₹70.9K

$529 ₹50.4K

40.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.49

8.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): May 31, 2026

Last update for Gwalior: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $705 in Mumbai (Bombay) and $110 in Gwalior. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 41% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Mumbai (Bombay) vs $12.00 in Gwalior for a mid-range dinner for two. Groceries echo the gap at $129 vs $106 per month, with Gwalior cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gwalior: Cost of Living - Frequently Asked Questions

Gwalior wins on cost – living expenses run 104% lower than in Mumbai (Bombay). Housing and daily spending are where you'll feel the difference most, making Gwalior the obvious pick if budget is a priority.

Mumbai (Bombay) pays 41% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $705 in Mumbai (Bombay) versus $110 in Gwalior. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $779 per month in Mumbai (Bombay) versus $382 in Gwalior – a 104% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gwalior runs roughly 23% less than in Mumbai (Bombay). Both cities have functional networks, but the price difference matters if you're watching your budget.

At $382 in Gwalior versus $779 in Mumbai (Bombay), a $1,000 budget is realistic in Gwalior but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Gwalior the clear choice for anyone on this budget.

Both work as nomad bases, but Gwalior delivers better value – similar infrastructure at $382 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Gwalior hard to pass up.

Expats usually find Gwalior gentler on the wallet – expenses run 104% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.