Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Gwalior

For one person, living is cheaper in Gwalior: $333 a month against $782 in Mumbai (Bombay), rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
16

Cost of Living Index in Gwalior
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Gwalior Living Index

Jump to prices

Mumbai (Bombay)

🇮🇳 India

$782

/mo nomad

Gwalior

🇮🇳 India

$333

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Gwalior

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Gwalior actually costs, broken down by who's living it.

Monthly costs for one person with rent: $782 in Mumbai (Bombay) versus $333 in Gwalior.

Mumbai (Bombay) $782
Gwalior $333

Estimated couple costs with rent: $1,299 in Mumbai (Bombay) versus $514 in Gwalior.

Mumbai (Bombay) $1,299
Gwalior $514

Monthly costs for a family of three with rent: $1,816 in Mumbai (Bombay) versus $695 in Gwalior.

Mumbai (Bombay) $1,816
Gwalior $695

Living in Mumbai (Bombay) is roughly 135% more expensive than in Gwalior, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Gwalior 75% lower.

Meal at Budget Restaurant

$5.38 ₹511

$2.13 ₹202

152.58%

Three-Course Dinner for Two, Mid-Range

$20.76 ₹1,971

$8.16 ₹775

154.41%

Fast Food Meal (McDonalds, etc)

$4.19 ₹398

$2.72 ₹258

54.04%

Cappuccino

$2.74 ₹260

$1.51 ₹144

81.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₹38.77

$0.29 ₹27.25

41.38%

Water (0.33 liter bottle)

$0.16 ₹15.04

$0.10 ₹9.14

60.00%

Local Beer (0.5 liter draught)

$2.59 ₹246

$1.34 ₹127

93.28%

Imported Beer (0.33 liter bottle)

$4.17 ₹396

$2.64 ₹250

57.95%

Milk (1 liter)

$0.75 ₹71.2

$0.72 ₹68.3

4.17%

White Bread (500g)

$0.53 ₹50.5

$0.42 ₹39.59

26.19%

Rice (white) (1kg)

$0.73 ₹69.6

$0.64 ₹60.4

14.06%

Eggs

$0.96 ₹91.4

$0.85 ₹80.8

12.94%

Local Cheese (1kg)

$5.52 ₹524

$3.24 ₹308

70.37%

Chicken Fillets (1kg)

$3.58 ₹340

$2.48 ₹236

44.35%

Apples (1kg)

$2.14 ₹203

$1.30 ₹123

64.62%

Banana (1kg)

$0.69 ₹65.5

$0.50 ₹47.38

38.00%

Oranges (1kg)

$1.23 ₹116

$0.70 ₹66.8

75.71%

Tomato (1kg)

$0.46 ₹43.77

$0.46 ₹43.50

Potato (1kg)

$0.36 ₹34.24

$0.23 ₹21.80

56.52%

Onion (1kg)

$0.39 ₹37.12

$0.38 ₹36.36

2.63%

Lettuce (1 head)

$0.40 ₹38.05

$0.46 ₹43.34

-13.04%

Water (1.5 liter bottle)

$0.31 ₹29.46

$0.27 ₹25.60

14.81%

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 ₹485

$3.10 ₹295

64.52%

Wine (Bottle)

$8.12 ₹771

$7.61 ₹723

6.70%

Local Beer (0.5 liter bottle)

$1.95 ₹185

$1.61 ₹153

21.12%

Imported Beer (0.33 liter bottle)

$3.18 ₹302

$2.92 ₹277

8.90%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.17 ₹586

$6.27 ₹595

-1.59%

One-way Ticket (Public Transport)

$0.20 ₹18.99

$0.22 ₹20.93

-9.09%

Public Transport Monthly Pass (Regular Price)

$5.39 ₹512

$3.46 ₹328

55.78%

Taxi Start (Normal Tariff)

$0.31 ₹29.39

$0.66 ₹63.0

-53.03%

Taxi (Normal Tariff) (1km)

$0.29 ₹28.01

$0.20 ₹18.98

45.00%

Taxi 1hour Waiting (Normal Tariff)

$1.59 ₹151

$1.27 ₹121

25.20%

Gasoline (1 liter)

$1.10 ₹104

$1.06 ₹101

3.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.9K ₹1.5M

$9,381 ₹890.8K

68.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.7K ₹2.2M

$19.6K ₹1.9M

15.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.6 ₹5,846

$41.53 ₹3,943

48.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.25 ₹404

$3.15 ₹299

34.92%

Internet (50+ Mbps, Unlimited Data)

$9.01 ₹855

$5.35 ₹508

68.41%

Gym Membership (Monthly)

$27.24 ₹2,587

$11.70 ₹1,111

132.82%

Tennis Court (1 Hour on Weekend)

$13.31 ₹1,264

$15.73 ₹1,494

-15.38%

Cinema Ticket

$4.38 ₹416

$3.72 ₹353

17.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$116 ₹11.0K

$40.13 ₹3,811

188.04%

International Primary School, 1 Child (Yearly)

$4,968 ₹471.7K

$1,399 ₹132.9K

254.96%

Jeans (Levis 501 Or Similar)

$37.16 ₹3,529

$25.15 ₹2,389

47.75%

Summer Dress (H&M, Zara, etc)

$39.88 ₹3,787

$24.73 ₹2,349

61.26%

Sport Shoes (Adidas, Nike)

$55.9 ₹5,307

$37.08 ₹3,521

50.70%

Men's Leather Business Shoes

$48.19 ₹4,576

$15.84 ₹1,504

204.23%

1-bedroom Apartment, City Center (Monthly)

$611 ₹58.0K

$99.6 ₹9,458

513.41%

1-bedroom Apartment, Outside City Center (Monthly)

$354 ₹33.6K

$65.4 ₹6,214

441.27%

3-bedroom Apartment, City Center (Monthly)

$1,829 ₹173.7K

$184 ₹17.5K

894.69%

3-bedroom Apartment, Outside City Center (Monthly)

$877 ₹83.3K

$131 ₹12.4K

570.47%

Buy Apartment in City Center (m2)

$5,877 ₹558.0K

$579 ₹55.0K

915.24%

Buy Apartment Outside City Center (m2)

$2,448 ₹232.4K

$322 ₹30.6K

659.57%

Average Monthly Net Salary (After Tax)

$758 ₹72.0K

$534 ₹50.7K

41.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.55

-3.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 12, 2026

Last update for Gwalior: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$354 45.3%

Gwalior

$65 19.6% 81.5% $289

Groceries & Markets

Mumbai (Bombay)

$116 14.8%

Gwalior

$90 26.9% 22.4% $26

Eating Out

Mumbai (Bombay)

$112 14.3%

Gwalior

$57 17.1% 49.3% $55

Clothing & Footwear

Mumbai (Bombay)

$82 10.4%

Gwalior

$46 13.9% 43.2% $35

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.6%

Gwalior

$50 15% 33.1% $25

Sport & Entertainment

Mumbai (Bombay)

$36 4.6%

Gwalior

$19 5.7% 46.8% $17

Getting Around

Mumbai (Bombay)

$8 1%

Gwalior

$6 1.8% 24.8% $2

Cost Breakdown

A one-bedroom apartment in the center runs $611 in Mumbai (Bombay) and $99.6 in Gwalior. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 42% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $8.00 in Gwalior for a mid-range dinner for two. Groceries echo the gap at $116 vs $90.0 per month, with Gwalior cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Gwalior

🕒 Local time

01:56 1:56 AM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

500,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

On the map

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Between locations

Mumbai (Bombay) Gwalior 960 km ≈ 1 h 45 min nonstop flight

From you

Mumbai (Bombay)
Gwalior

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gwalior: Cost of Living - Frequently Asked Questions

Gwalior wins on cost – living expenses run 135% lower than in Mumbai (Bombay). Housing and daily spending are where you'll feel the difference most, making Gwalior the obvious pick if budget is a priority.

Average pay runs 42% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $611 in Mumbai (Bombay) versus $99.6 in Gwalior. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $782 per month in Mumbai (Bombay) versus $333 in Gwalior – a 135% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gwalior runs roughly 56% less than in Mumbai (Bombay). Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Gwalior gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Gwalior delivers better value – similar infrastructure at $333 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Gwalior hard to pass up.

Expats usually find Gwalior gentler on the wallet – expenses run 135% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.