Cost of Living Comparison Between Mumbai (Bombay) and Gurdaspur Cost of Living Comparison Between Mumbai (Bombay) and Gurdaspur

Monthly Cost of Living

Monthly costs for one person with rent: $763 in Mumbai (Bombay) versus $337 in Gurdaspur.

Estimated couple costs with rent: $1,259 in Mumbai (Bombay) versus $586 in Gurdaspur.

Monthly costs for a family of three with rent: $1,754 in Mumbai (Bombay) versus $835 in Gurdaspur.

Living in Mumbai (Bombay) is roughly 126% more expensive than in Gurdaspur, driven mainly by Groceries & Markets.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Gurdaspur 75% lower.

Meal at Budget Restaurant

$5.17 ₹499

$3.28 ₹316

57.62%

Three-Course Dinner for Two, Mid-Range

$22.50 ₹2,170

$14.13 ₹1,362

59.24%

Fast Food Meal (McDonalds, etc)

$4.70 ₹453

$3.48 ₹335

35.06%

Cappuccino

$2.60 ₹251

$1.72 ₹165

51.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₹48.66

$0.37 ₹35.41

35.14%

Water (0.33 liter bottle)

$0.19 ₹18.25

$0.22 ₹21.24

-13.64%

Local Beer (0.5 liter draught)

$2.33 ₹225

$1.70 ₹164

37.06%

Imported Beer (0.33 liter bottle)

$4.18 ₹403

$2.85 ₹275

46.67%

Milk (1 liter)

$0.73 ₹70.2

$0.74 ₹71.0

-1.35%

White Bread (500g)

$0.48 ₹46.57

$0.52 ₹49.73

-7.69%

Rice (white) (1kg)

$0.82 ₹79.4

$0.50 ₹48.26

64.00%

Eggs

$1.05 ₹101

$0.87 ₹83.5

20.69%

Local Cheese (1kg)

$6.87 ₹662

$4.19 ₹404

63.96%

Chicken Fillets (1kg)

$3.89 ₹375

$1.37 ₹132

183.94%

Apples (1kg)

$2.29 ₹221

$1.32 ₹127

73.48%

Banana (1kg)

$0.83 ₹79.9

$0.69 ₹66.3

20.29%

Oranges (1kg)

$1.30 ₹125

$1.00 ₹96.1

30.00%

Tomato (1kg)

$0.65 ₹63.1

$0.40 ₹38.38

62.50%

Potato (1kg)

$0.57 ₹54.9

$0.30 ₹29.13

90.00%

Onion (1kg)

$0.58 ₹56.4

$0.45 ₹43.28

28.89%

Lettuce (1 head)

$0.64 ₹62.0

$0.28 ₹26.72

128.57%

Water (1.5 liter bottle)

$0.35 ₹33.87

$0.31 ₹30.37

12.90%

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 ₹407

$4.18 ₹403

0.96%

Wine (Bottle)

$8.18 ₹789

$2.59 ₹250

215.83%

Local Beer (0.5 liter bottle)

$2.08 ₹200

$0.90 ₹86.7

131.11%

Imported Beer (0.33 liter bottle)

$3.27 ₹316

$1.83 ₹177

78.69%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.98 ₹673

$2.39 ₹231

192.05%

One-way Ticket (Public Transport)

$0.22 ₹21.20

$0.33 ₹32.04

-33.33%

Public Transport Monthly Pass (Regular Price)

$4.69 ₹452

$8.49 ₹819

-44.76%

Taxi Start (Normal Tariff)

$0.37 ₹35.29

$0.22 ₹21.17

68.18%

Taxi (Normal Tariff) (1km)

$0.22 ₹21.11

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹132

$0.57 ₹54.8

140.35%

Gasoline (1 liter)

$1.18 ₹114

$1.08 ₹104

9.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.7M

$11.7K ₹1.1M

47.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K ₹2.4M

$19.2K ₹1.9M

29.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,841

$40.17 ₹3,874

24.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.08 ₹490

$3.32 ₹320

53.01%

Internet (50+ Mbps, Unlimited Data)

$8.62 ₹831

$6.41 ₹618

34.48%

Gym Membership (Monthly)

$23.20 ₹2,238

$30.41 ₹2,932

-23.71%

Tennis Court (1 Hour on Weekend)

$11.85 ₹1,143

$7.03 ₹678

68.56%

Cinema Ticket

$4.70 ₹453

$2.94 ₹283

59.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$57.6 ₹5,552

105.56%

International Primary School, 1 Child (Yearly)

$3,379 ₹325.8K

$1,176 ₹113.5K

187.19%

Jeans (Levis 501 Or Similar)

$29.21 ₹2,817

$24.19 ₹2,333

20.75%

Summer Dress (H&M, Zara, etc)

$31.19 ₹3,008

$24.23 ₹2,337

28.72%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,453

$49.11 ₹4,736

15.15%

Men's Leather Business Shoes

$40.55 ₹3,910

$32.98 ₹3,180

22.95%

1-bedroom Apartment, City Center (Monthly)

$697 ₹67.2K

$61.6 ₹5,940

1030.91%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.5K

$34.29 ₹3,307

941.94%

3-bedroom Apartment, City Center (Monthly)

$1,783 ₹172.0K

$235 ₹22.7K

657.95%

3-bedroom Apartment, Outside City Center (Monthly)

$844 ₹81.4K

$177 ₹17.0K

377.78%

Buy Apartment in City Center (m2)

$6,047 ₹583.1K

$988 ₹95.3K

512.03%

Buy Apartment Outside City Center (m2)

$2,517 ₹242.8K

$521 ₹50.3K

383.01%

Average Monthly Net Salary (After Tax)

$787 ₹75.9K

$183 ₹17.6K

330.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

5.5

67.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): July 13, 2026

Last update for Gurdaspur: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $697 in Mumbai (Bombay) and $61.6 in Gurdaspur. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 330% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Mumbai (Bombay) vs $14.00 in Gurdaspur for a mid-range dinner for two. Groceries echo the gap at $127 vs $74.0 per month, with Gurdaspur cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gurdaspur: Cost of Living - Frequently Asked Questions

Gurdaspur wins on cost – living expenses run 126% lower than in Mumbai (Bombay). Housing and daily spending are where you'll feel the difference most, making Gurdaspur the obvious pick if budget is a priority.

Average pay runs 330% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $697 in Mumbai (Bombay) versus $61.6 in Gurdaspur. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Gurdaspur runs roughly 81% less than in Mumbai (Bombay). Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $118 in Mumbai (Bombay) versus $57.6 in Gurdaspur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $337 in Gurdaspur versus $763 in Mumbai (Bombay), a $1,000 budget is realistic in Gurdaspur but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Gurdaspur the clear choice for anyone on this budget.

Both work as nomad bases, but Gurdaspur delivers better value – similar infrastructure at $337 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Gurdaspur hard to pass up.

Safety-wise, Mumbai (Bombay) and Gurdaspur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gurdaspur gentler on the wallet – expenses run 126% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.