Last update: Nov 2026

Cost of Living Comparison Between Mumbai (Bombay) and Gurdaspur

For one person, living is cheaper in Gurdaspur: $313 a month against $811 in Mumbai (Bombay), rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
15

Cost of Living Index in Gurdaspur
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Gurdaspur Living Index

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Mumbai (Bombay)

🇮🇳 India

$811

/mo nomad

Gurdaspur

🇮🇳 India

$313

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Gurdaspur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Gurdaspur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $811 in Mumbai (Bombay) versus $313 in Gurdaspur.

Mumbai (Bombay) $811
Gurdaspur $313

Estimated couple costs with rent: $1,402 in Mumbai (Bombay) versus $562 in Gurdaspur.

Mumbai (Bombay) $1,402
Gurdaspur $562

Monthly costs for a family of three with rent: $1,992 in Mumbai (Bombay) versus $811 in Gurdaspur.

Mumbai (Bombay) $1,992
Gurdaspur $811

Living in Mumbai (Bombay) is roughly 159% more expensive than in Gurdaspur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Gurdaspur 77% lower.

Meal at Budget Restaurant

$5.12 ₹484

$3.21 ₹304

59.50%

Three-Course Dinner for Two, Mid-Range

$26.54 ₹2,508

$13.61 ₹1,286

95.00%

Fast Food Meal (McDonalds, etc)

$3.92 ₹370

$4.24 ₹400

-7.55%

Cappuccino

$2.86 ₹270

$1.62 ₹153

76.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.14

$0.31 ₹29.12

29.03%

Water (0.33 liter bottle)

$0.14 ₹13.68

$0.14 ₹13.36

Local Beer (0.5 liter draught)

$2.71 ₹256

$2.08 ₹197

30.29%

Imported Beer (0.33 liter bottle)

$4.32 ₹408

$3.20 ₹302

35.00%

Milk (1 liter)

$0.74 ₹70.1

$0.66 ₹62.7

12.12%

White Bread (500g)

$0.52 ₹48.93

$0.44 ₹41.36

18.18%

Rice (white) (1kg)

$0.75 ₹71.3

$0.41 ₹38.93

82.93%

Eggs

$1.02 ₹96.1

$0.85 ₹80.6

20.00%

Local Cheese (1kg)

$5.73 ₹541

$3.73 ₹353

53.62%

Chicken Fillets (1kg)

$3.64 ₹344

$1.22 ₹116

198.36%

Apples (1kg)

$2.37 ₹224

$1.19 ₹113

99.16%

Banana (1kg)

$0.69 ₹65.4

$0.65 ₹61.1

6.15%

Oranges (1kg)

$1.25 ₹118

$0.88 ₹83.1

42.05%

Tomato (1kg)

$0.47 ₹44.82

$0.39 ₹36.49

20.51%

Potato (1kg)

$0.34 ₹32.35

$0.25 ₹23.54

36.00%

Onion (1kg)

$0.37 ₹35.39

$0.32 ₹29.99

15.62%

Lettuce (1 head)

$0.43 ₹40.45

$0.27 ₹25.57

59.26%

Water (1.5 liter bottle)

$0.31 ₹29.72

$0.30 ₹27.96

3.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.95 ₹468

$3.62 ₹342

36.74%

Wine (Bottle)

$8.43 ₹796

$2.62 ₹247

221.76%

Local Beer (0.5 liter bottle)

$1.99 ₹188

$0.87 ₹82.5

128.74%

Imported Beer (0.33 liter bottle)

$3.18 ₹300

$1.66 ₹157

91.57%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.04 ₹570

$2.08 ₹197

190.38%

One-way Ticket (Public Transport)

$0.22 ₹20.80

$0.28 ₹26.31

-21.43%

Public Transport Monthly Pass (Regular Price)

$5.63 ₹532

$7.25 ₹684

-22.34%

Taxi Start (Normal Tariff)

$0.37 ₹34.66

$0.22 ₹20.81

68.18%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.41

$0.20 ₹18.86

65.00%

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹129

$0.54 ₹51.1

153.70%

Gasoline (1 liter)

$1.12 ₹106

$1.02 ₹96.6

9.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.7K ₹1.5M

$10.5K ₹994.6K

49.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₹2.2M

$17.3K ₹1.6M

32.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$69.6 ₹6,572

$36.90 ₹3,486

88.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.35 ₹411

$4.10 ₹388

6.10%

Internet (50+ Mbps, Unlimited Data)

$9.11 ₹860

$6.03 ₹570

51.08%

Gym Membership (Monthly)

$37.44 ₹3,536

$14.07 ₹1,329

166.10%

Tennis Court (1 Hour on Weekend)

$14.26 ₹1,347

$6.34 ₹599

124.92%

Cinema Ticket

$4.40 ₹416

$3.12 ₹295

41.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.2K

$51.5 ₹4,868

129.92%

International Primary School, 1 Child (Yearly)

$6,043 ₹570.9K

$1,064 ₹100.5K

468.03%

Jeans (Levis 501 Or Similar)

$34.60 ₹3,269

$26.30 ₹2,485

31.56%

Summer Dress (H&M, Zara, etc)

$40.28 ₹3,805

$23.82 ₹2,250

69.10%

Sport Shoes (Adidas, Nike)

$52.2 ₹4,934

$46.47 ₹4,390

12.40%

Men's Leather Business Shoes

$46.71 ₹4,413

$39.29 ₹3,711

18.89%

1-bedroom Apartment, City Center (Monthly)

$609 ₹57.5K

$57.8 ₹5,463

952.91%

1-bedroom Apartment, Outside City Center (Monthly)

$364 ₹34.4K

$31.30 ₹2,956

1064.12%

3-bedroom Apartment, City Center (Monthly)

$2,169 ₹204.9K

$216 ₹20.4K

904.34%

3-bedroom Apartment, Outside City Center (Monthly)

$995 ₹94.0K

$188 ₹17.7K

430.26%

Buy Apartment in City Center (m2)

$5,687 ₹537.2K

$917 ₹86.6K

520.23%

Buy Apartment Outside City Center (m2)

$2,662 ₹251.4K

$533 ₹50.4K

399.07%

Average Monthly Net Salary (After Tax)

$717 ₹67.8K

$180 ₹17.0K

299.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.26

5.5

50.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): November 2, 2026

Last update for Gurdaspur: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$364 45%

Gurdaspur

$31 10% 91.4% $333

Groceries & Markets

Mumbai (Bombay)

$119 14.7%

Gurdaspur

$68 21.6% 43.1% $51

Eating Out

Mumbai (Bombay)

$111 13.8%

Gurdaspur

$76 24.4% 31.4% $35

Monthly Utilities & Internet

Mumbai (Bombay)

$83 10.2%

Gurdaspur

$47 15% 43.3% $36

Clothing & Footwear

Mumbai (Bombay)

$78 9.7%

Gurdaspur

$61 19.5% 21.8% $17

Sport & Entertainment

Mumbai (Bombay)

$46 5.7%

Gurdaspur

$20 6.5% 56% $26

Getting Around

Mumbai (Bombay)

$8.5 1.1%

Gurdaspur

$9.6 3.1% 12.2% $1

Cost Breakdown

A one-bedroom apartment in the center runs $609 in Mumbai (Bombay) and $58 in Gurdaspur. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $27 in Mumbai (Bombay) vs $14 in Gurdaspur for a mid-range dinner for two. Groceries echo the gap at $119 vs $68 per month, with Gurdaspur cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Gurdaspur

🕒 Local time

20:27 8:27 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

77,928

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Gurdaspur 1,470 km ≈ 2 h 15 min nonstop flight

From you

Mumbai (Bombay)
Gurdaspur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gurdaspur: Cost of Living - Frequently Asked Questions

Gurdaspur wins on cost – living expenses run 61% lower than in Mumbai (Bombay). Housing and daily spending are where you’ll feel the difference most, making Gurdaspur the obvious pick if budget is a priority.

Average pay in Mumbai (Bombay) is about 4 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $609 in Mumbai (Bombay) versus $58 in Gurdaspur. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Mumbai (Bombay) runs roughly 22% less than in Gurdaspur. The price difference matters if you commute daily and watch your budget.

Childcare runs $118 in Mumbai (Bombay) versus $52 in Gurdaspur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $313 in Gurdaspur versus $811 in Mumbai (Bombay), a $800 budget is realistic in Gurdaspur but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Gurdaspur the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Gurdaspur wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.