Cost of Living Comparison Between Mumbai (Bombay) and Gurdaspur Cost of Living Comparison Between Mumbai (Bombay) and Gurdaspur

Monthly Cost of Living

Monthly costs for one person with rent: $783 in Mumbai (Bombay) versus $327 in Gurdaspur.

Estimated couple costs with rent: $1,280 in Mumbai (Bombay) versus $567 in Gurdaspur.

Monthly costs for a family of three with rent: $1,776 in Mumbai (Bombay) versus $807 in Gurdaspur.

Living in Mumbai (Bombay) is roughly 139% more expensive than in Gurdaspur, driven mainly by Groceries & Markets.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Gurdaspur 76% lower.

Meal at Budget Restaurant

$5.10 ₹489

$3.22 ₹308

58.39%

Three-Course Dinner for Two, Mid-Range

$20.90 ₹2,004

$13.67 ₹1,311

52.89%

Fast Food Meal (McDonalds, etc)

$4.18 ₹401

$4.08 ₹391

2.45%

Cappuccino

$2.61 ₹250

$1.58 ₹152

65.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹35.98

$0.30 ₹28.40

26.67%

Water (0.33 liter bottle)

$0.14 ₹13.10

$0.22 ₹21.12

-36.36%

Local Beer (0.5 liter draught)

$2.57 ₹247

$2.03 ₹195

26.60%

Imported Beer (0.33 liter bottle)

$4.27 ₹410

$3.22 ₹308

32.61%

Milk (1 liter)

$0.70 ₹67.1

$0.71 ₹67.6

-1.41%

White Bread (500g)

$0.52 ₹50.2

$0.43 ₹41.16

20.93%

Rice (white) (1kg)

$0.78 ₹74.4

$0.44 ₹42.64

77.27%

Eggs

$0.96 ₹91.6

$0.83 ₹80.0

15.66%

Local Cheese (1kg)

$5.52 ₹529

$3.78 ₹363

46.03%

Chicken Fillets (1kg)

$3.57 ₹342

$1.22 ₹117

192.62%

Apples (1kg)

$2.28 ₹218

$1.16 ₹112

96.55%

Banana (1kg)

$0.74 ₹71.0

$0.65 ₹62.4

13.85%

Oranges (1kg)

$1.22 ₹117

$0.88 ₹84.4

38.64%

Tomato (1kg)

$0.47 ₹45.15

$0.36 ₹34.32

30.56%

Potato (1kg)

$0.33 ₹31.95

$0.27 ₹25.93

22.22%

Onion (1kg)

$0.37 ₹35.30

$0.37 ₹35.61

Lettuce (1 head)

$0.43 ₹41.01

$0.27 ₹25.99

59.26%

Water (1.5 liter bottle)

$0.31 ₹29.89

$0.30 ₹28.36

3.33%

Cigarettes 20 Pack (Marlboro, Camel)

$5.03 ₹483

$3.61 ₹346

39.34%

Wine (Bottle)

$8.27 ₹793

$2.60 ₹249

218.08%

Local Beer (0.5 liter bottle)

$2.03 ₹194

$0.86 ₹82.0

136.05%

Imported Beer (0.33 liter bottle)

$3.09 ₹296

$1.69 ₹162

82.84%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.81 ₹557

$2.05 ₹196

183.41%

One-way Ticket (Public Transport)

$0.20 ₹19.15

$0.28 ₹26.71

-28.57%

Public Transport Monthly Pass (Regular Price)

$5.57 ₹534

$7.25 ₹695

-23.17%

Taxi Start (Normal Tariff)

$0.32 ₹30.85

$0.20 ₹19.14

60.00%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.19

$0.22 ₹21.11

50.00%

Taxi 1hour Waiting (Normal Tariff)

$1.59 ₹152

$0.54 ₹51.6

194.44%

Gasoline (1 liter)

$1.13 ₹109

$1.03 ₹98.4

9.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.9K ₹1.5M

$10.6K ₹1.0M

50.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₹2.1M

$17.0K ₹1.6M

30.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.9 ₹5,835

$37.06 ₹3,553

64.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.28 ₹410

$4.61 ₹442

-7.16%

Internet (50+ Mbps, Unlimited Data)

$9.27 ₹889

$5.74 ₹551

61.50%

Gym Membership (Monthly)

$26.11 ₹2,503

$27.54 ₹2,641

-5.19%

Tennis Court (1 Hour on Weekend)

$12.92 ₹1,239

$6.28 ₹602

105.73%

Cinema Ticket

$4.81 ₹461

$3.18 ₹305

51.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$52.5 ₹5,034

125.64%

International Primary School, 1 Child (Yearly)

$4,909 ₹470.7K

$1,027 ₹98.4K

378.20%

Jeans (Levis 501 Or Similar)

$35.15 ₹3,371

$26.47 ₹2,538

32.79%

Summer Dress (H&M, Zara, etc)

$39.23 ₹3,761

$23.75 ₹2,277

65.18%

Sport Shoes (Adidas, Nike)

$57.7 ₹5,536

$46.33 ₹4,442

24.63%

Men's Leather Business Shoes

$48.14 ₹4,615

$39.01 ₹3,740

23.40%

1-bedroom Apartment, City Center (Monthly)

$635 ₹60.9K

$55.4 ₹5,314

1045.67%

1-bedroom Apartment, Outside City Center (Monthly)

$355 ₹34.0K

$31.89 ₹3,058

1013.01%

3-bedroom Apartment, City Center (Monthly)

$1,933 ₹185.4K

$212 ₹20.4K

810.03%

3-bedroom Apartment, Outside City Center (Monthly)

$835 ₹80.0K

$172 ₹16.5K

385.67%

Buy Apartment in City Center (m2)

$6,093 ₹584.2K

$976 ₹93.6K

524.41%

Buy Apartment Outside City Center (m2)

$2,473 ₹237.1K

$497 ₹47.6K

397.99%

Average Monthly Net Salary (After Tax)

$754 ₹72.3K

$179 ₹17.2K

320.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

5.5

51.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 12, 2026

Last update for Gurdaspur: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $635 in Mumbai (Bombay) and $55.4 in Gurdaspur. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 320% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $14.00 in Gurdaspur for a mid-range dinner for two. Groceries echo the gap at $117 vs $68.0 per month, with Gurdaspur cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gurdaspur: Cost of Living - Frequently Asked Questions

Gurdaspur wins on cost – living expenses run 139% lower than in Mumbai (Bombay). Housing and daily spending are where you'll feel the difference most, making Gurdaspur the obvious pick if budget is a priority.

Average pay runs 320% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $635 in Mumbai (Bombay) versus $55.4 in Gurdaspur. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Gurdaspur runs roughly 30% less than in Mumbai (Bombay). Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $118 in Mumbai (Bombay) versus $52.5 in Gurdaspur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $327 in Gurdaspur versus $783 in Mumbai (Bombay), a $1,000 budget is realistic in Gurdaspur but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Gurdaspur the clear choice for anyone on this budget.

Both work as nomad bases, but Gurdaspur delivers better value – similar infrastructure at $327 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Gurdaspur hard to pass up.

Safety-wise, Mumbai (Bombay) and Gurdaspur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gurdaspur gentler on the wallet – expenses run 139% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.